Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,964 every 12 months for full coverage. Comprehensive insurance costs an estimated $476 a year, collision insurance costs $1,020, and liability costs around $332. Liability-only coverage costs as low as $388 a year, and high-risk coverage costs $4,290 or more. Teenage drivers cost the most to insure at up to $6,904 a year.

Average premium for full coverage: $1,964

Policy rates broken down by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

The examples above show why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Nissan GT-R insurance rates for other coverage scenarios.

• The best discount rate is $1,067
• Using higher $1,000 deductibles will save approximately $1,626 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,964
• Using low $100 deductibles for physical damage coverage costs an extra $666 annually
• High-risk insureds who are prone to accidents and violations could pay up to $4,290
• Policy cost to insure a 16-year-old driver can cost as much as $6,904 or more

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $1,010 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $299 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,800 a year, or $150 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $6,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $2,300 to $3,100 additional every year, depending on your age. A high-risk auto insurance policy can be from 45% to 131% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $1,290 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,800 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a quick review of the information touched on in the above illustrations.

• Drivers can save approximately $250 per year just by quoting early and online
• 16 to 18-year-old drivers are expensive to insure, costing up to $575 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $1,000 each year
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $2,330 more annually than a driver with a clean driving record
• Insureds who want additional liability coverage will pay an extra $370 each year to increase from a 30/60 limit to a 250/500 level