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Nissan GT-R Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: May 1, 2020

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The average insurance prices for a Nissan GT-R are $1,964 every 12 months for full coverage. Comprehensive insurance costs an estimated $476 a year, collision insurance costs $1,020, and liability costs around $332. Liability-only coverage costs as low as $388 a year, and high-risk coverage costs $4,290 or more. Teenage drivers cost the most to insure at up to $6,904 a year.

Average premium for full coverage: $1,964

Policy rates broken down by type of insurance:

Comprehensive $476
Collision $1020
Liability $332

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and GT-R trim levels.

Price Range Variability

Using a middle-aged driver as an example, Nissan GT-R insurance rates range from the cheapest price of $388 for your basic liability-only policy to a high of $4,290 for a high-risk driver policy.

Liability Only $388
Full Coverage $1,964
High Risk $4,290

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

Rural Areas $1,473
Small Cities $2,062
Large Cities $2,651

The examples above show why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Nissan GT-R insurance rates for other coverage scenarios.

  • The best discount rate is $1,067
  • Using higher $1,000 deductibles will save approximately $1,626 a year
  • The average price for a good driver age 40 who has $500 deductibles is $1,964
  • Using low $100 deductibles for physical damage coverage costs an extra $666 annually
  • High-risk insureds who are prone to accidents and violations could pay up to $4,290
  • Policy cost to insure a 16-year-old driver can cost as much as $6,904 or more

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance prices range from $1,067 to $6,904 for full coverage

Insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $1,010 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $299 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,800 a year, or $150 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $6,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $2,300 to $3,100 additional every year, depending on your age. A high-risk auto insurance policy can be from 45% to 131% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see rates as low as $1,290 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,800 on average in New York, Louisiana, and Michigan.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,774 -$190 -9.7%
Alaska $1,506 -$458 -23.3%
Arizona $1,628 -$336 -17.1%
Arkansas $1,964 -$0 0.0%
California $2,238 $274 14.0%
Colorado $1,872 -$92 -4.7%
Connecticut $2,016 $52 2.6%
Delaware $2,218 $254 12.9%
Florida $2,452 $488 24.8%
Georgia $1,814 -$150 -7.6%
Hawaii $1,410 -$554 -28.2%
Idaho $1,330 -$634 -32.3%
Illinois $1,462 -$502 -25.6%
Indiana $1,482 -$482 -24.5%
Iowa $1,326 -$638 -32.5%
Kansas $1,862 -$102 -5.2%
Kentucky $2,678 $714 36.4%
Louisiana $2,906 $942 48.0%
Maine $1,212 -$752 -38.3%
Maryland $1,622 -$342 -17.4%
Massachusetts $1,566 -$398 -20.3%
Michigan $3,410 $1,446 73.6%
Minnesota $1,644 -$320 -16.3%
Mississippi $2,350 $386 19.7%
Missouri $1,742 -$222 -11.3%
Montana $2,108 $144 7.3%
Nebraska $1,548 -$416 -21.2%
Nevada $2,356 $392 20.0%
New Hampshire $1,416 -$548 -27.9%
New Jersey $2,194 $230 11.7%
New Mexico $1,738 -$226 -11.5%
New York $2,066 $102 5.2%
North Carolina $1,130 -$834 -42.5%
North Dakota $1,610 -$354 -18.0%
Ohio $1,352 -$612 -31.2%
Oklahoma $2,012 $48 2.4%
Oregon $1,798 -$166 -8.5%
Pennsylvania $1,870 -$94 -4.8%
Rhode Island $2,618 $654 33.3%
South Carolina $1,780 -$184 -9.4%
South Dakota $1,656 -$308 -15.7%
Tennessee $1,716 -$248 -12.6%
Texas $2,366 $402 20.5%
Utah $1,452 -$512 -26.1%
Vermont $1,342 -$622 -31.7%
Virginia $1,176 -$788 -40.1%
Washington $1,516 -$448 -22.8%
West Virginia $1,800 -$164 -8.4%
Wisconsin $1,358 -$606 -30.9%
Wyoming $1,748 -$216 -11.0%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,964 $164
Nissan GT-R AWD 2-Dr $1,964 $164

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Nissan GT-R $476 $1,020 $332 $1,964
2019 Nissan GT-R $458 $1,012 $338 $1,944
2018 Nissan GT-R $442 $988 $354 $1,920
2017 Nissan GT-R $426 $946 $364 $1,872
2016 Nissan GT-R $402 $914 $376 $1,828
2015 Nissan GT-R $388 $848 $384 $1,756
2014 Nissan GT-R $372 $798 $388 $1,694
2013 Nissan GT-R $356 $716 $390 $1,598
2012 Nissan GT-R $334 $658 $390 $1,518
2011 Nissan GT-R $322 $618 $394 $1,470
2010 Nissan GT-R $314 $576 $402 $1,428
2009 Nissan GT-R $290 $534 $402 $1,362

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a quick review of the information touched on in the above illustrations.

  • Drivers can save approximately $250 per year just by quoting early and online
  • 16 to 18-year-old drivers are expensive to insure, costing up to $575 each month if full coverage is included
  • Increasing comprehensive and collision deductibles could save as much as $1,000 each year
  • Drivers considered higher risk with a DUI or reckless driving violation pay on average $2,330 more annually than a driver with a clean driving record
  • Insureds who want additional liability coverage will pay an extra $370 each year to increase from a 30/60 limit to a 250/500 level

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $6,904
20 $4,582
30 $2,086
40 $1,964
50 $1,786
60 $1,758

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,630
$250 $2,320
$500 $1,964
$1,000 $1,626

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,964
50/100 $2,030
100/300 $2,113
250/500 $2,329
100 CSL $2,064
300 CSL $2,246
500 CSL $2,379

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $9,986
20 $7,300
30 $4,430
40 $4,290
50 $4,090
60 $4,056

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $288

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $103
Homeowner $25
5-yr Accident Free $167
5-yr Claim Free $132
Paid in Full/EFT $106
Advance Quote $108
Online Quote $146
Total Discounts $897
Rate after discounts $1,067

Discounts are estimated and may not be available from every company or in every state.

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