Nissan GT-R Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Average insurance rates for a Nissan GT-R are $1,190 a year for full coverage. Comprehensive insurance costs around $248, collision costs $404, and liability coverage costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing $2,570 or more. Teen drivers receive the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Rate estimates for individual coverage type:

Comprehensive $248
Collision $404
Liability $402

Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different GT-R trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as low as $446 for just liability coverage to a much higher rate of $2,570 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $1,190
High Risk $2,570

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

These examples show why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $691
  • Drivers who choose higher $1,000 deductibles will pay about $150 a year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,190
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $284 each year
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $2,570 or more
  • The cost for full coverage for a teenage driver with full coverage can be $4,486 a year

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing full coverage Nissan GT-R insurance prices range from $691 to $4,486

Insurance rates for a Nissan GT-R can also vary considerably based on your driver profile, the trim level of your GT-R, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $4,400 a year. View Rates by Age

Where you live makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Idaho, Maine, and Iowa, or as much as $1,690 on average in Michigan, Louisiana, and New York.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,074 -$116 -9.7%
Alaska $912 -$278 -23.4%
Arizona $986 -$204 -17.1%
Arkansas $1,190 -$0 0.0%
California $1,354 $164 13.8%
Colorado $1,132 -$58 -4.9%
Connecticut $1,220 $30 2.5%
Delaware $1,342 $152 12.8%
Florida $1,484 $294 24.7%
Georgia $1,098 -$92 -7.7%
Hawaii $854 -$336 -28.2%
Idaho $806 -$384 -32.3%
Illinois $884 -$306 -25.7%
Indiana $896 -$294 -24.7%
Iowa $802 -$388 -32.6%
Kansas $1,128 -$62 -5.2%
Kentucky $1,620 $430 36.1%
Louisiana $1,758 $568 47.7%
Maine $732 -$458 -38.5%
Maryland $980 -$210 -17.6%
Massachusetts $948 -$242 -20.3%
Michigan $2,062 $872 73.3%
Minnesota $996 -$194 -16.3%
Mississippi $1,422 $232 19.5%
Missouri $1,054 -$136 -11.4%
Montana $1,276 $86 7.2%
Nebraska $936 -$254 -21.3%
Nevada $1,426 $236 19.8%
New Hampshire $856 -$334 -28.1%
New Jersey $1,328 $138 11.6%
New Mexico $1,052 -$138 -11.6%
New York $1,250 $60 5.0%
North Carolina $684 -$506 -42.5%
North Dakota $974 -$216 -18.2%
Ohio $820 -$370 -31.1%
Oklahoma $1,218 $28 2.4%
Oregon $1,090 -$100 -8.4%
Pennsylvania $1,132 -$58 -4.9%
Rhode Island $1,584 $394 33.1%
South Carolina $1,078 -$112 -9.4%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,038 -$152 -12.8%
Texas $1,432 $242 20.3%
Utah $880 -$310 -26.1%
Vermont $812 -$378 -31.8%
Virginia $712 -$478 -40.2%
Washington $918 -$272 -22.9%
West Virginia $1,090 -$100 -8.4%
Wisconsin $822 -$368 -30.9%
Wyoming $1,056 -$134 -11.3%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Choosing high deductibles could save up to $440 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance can cost around 45% to 131% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to compare rates and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,190 $99
Nissan GT-R AWD 2-Dr $1,190 $99

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Nissan GT-R $248 $404 $402 $1,190

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Nissan GT-R Insurance

Saving money on auto insurance not only requires avoiding accidents and violations, but also maintaining good credit, eliminating unneeded coverage, and insuring your home and auto with the same company. Take the time to compare rates at every other renewal by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

The list below is a summary of the concepts that were covered in the above illustrations.

  • Drivers who have multiple accidents or major violations may be required to pay an average of $1,380 more every year for car insurance
  • Teenagers pay higher rates, costing as high as $374 per month for full coverage
  • Drivers can save up to $140 per year simply by shopping early and online
  • Increasing deductibles can save around $425 each year
  • Drivers can save up to $140 per year simply by shopping early and online

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,486
20 $2,726
30 $1,232
40 $1,190
50 $1,086
60 $1,066

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,474
$250 $1,342
$500 $1,190
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,270
100/300 $1,371
250/500 $1,632
100 CSL $1,311
300 CSL $1,532
500 CSL $1,693

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,392
20 $4,342
30 $2,618
40 $2,570
50 $2,448
60 $2,426

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $84
5-yr Claim Free $77
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $499
Rate after discounts $691

Discounts are estimated and may not be available from every company or in every state.

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