Nissan GT-R Insurance Rates

Average insurance rates for a Nissan GT-R are $1,246 a year for full coverage insurance. Comprehensive costs approximately $264, collision costs $444, and liability coverage costs around $402. A policy with just liability insurance costs as low as $446 a year, with coverage for high-risk drivers costing around $2,694. Teenage drivers receive the highest rates at $4,670 a year or more.

Average premium for full coverage: $1,246

Rate estimates by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all GT-R models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how your location can change auto insurance prices.

These examples illustrate why everyone should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $717
• Using higher $1,000 deductibles will save $162 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,246
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,556
• Higher-risk drivers who are prone to accidents and violations could pay around $2,694 or more
• The cost that insures a teenage driver for full coverage can cost $4,670 or more

View Chart as Image

Insurance rates for a Nissan GT-R can also vary considerably based on the model of your GT-R, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,500 to $2,000 additional per year, depending on your age. Nissan GT-R insurance for high-risk drivers can be around 43% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,680 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $480 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan GT-R Insurance

Saving money on auto insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices at every policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a condensed summary of the data illustrated above.

• Consumers who purchase more liability coverage will pay an extra $440 annually to increase from a minimum limit to the 250/500 level
• It is possible to save around $150 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $475 each year
• Teen drivers are the costliest to insure, costing up to $389 per month if comprehensive and collision insurance is included