Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

U.S. average insurance prices for a Nissan Pathfinder are $1,286 every 12 months for full coverage. Comprehensive costs approximately $282 each year, collision insurance costs $448, and liability is $398. A policy with just liability insurance costs around $460 a year, and coverage for high-risk drivers costs around $2,762. Teen drivers pay the highest rates at up to $4,808 a year.

Average premium for full coverage: $1,286

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Pathfinder models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.

The ranges above show why all drivers should compare rates quotes using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $753
• Raising to $1,000 deductibles will save $166 a year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,286
• Choosing low deductibles increases the price to $1,604
• Drivers with multiple violations and an at-fault accident could pay around $2,762
• The price to insure a 16-year-old driver can cost $4,808

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Insurance prices for a Nissan Pathfinder are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Pathfinder.

Choosing high deductibles can reduce prices by up to $490 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 130% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Nissan Pathfinder insurance prices. A middle-age driver might find prices as low as $850 a year in states like Iowa, Maine, and Idaho, or as much as $1,840 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Nissan Pathfinder Insurance

Getting lower rates on insurance for a Nissan Pathfinder consists of being a safe and courteous driver, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Spend time shopping around every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a review of the information touched on above.

• Drivers can save around $150 per year just by quoting online in advance
• Teenage drivers are expensive to insure, with premiums as much as $401 a month if they have full coverage
• Increasing physical damage deductibles could save as much as $475 each year
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,480 more per year for auto insurance
• Insureds who purchase higher levels of liability will pay about $440 each year to raise from a low limit to a 250/500 level

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.