Nissan Pathfinder Insurance Rates

Average auto insurance rates for a Nissan Pathfinder are $1,308 annually for full coverage. Comprehensive insurance costs around $308 each year, collision costs $470, and liability insurance costs around $372. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing $2,800 or more. Teenage drivers receive the highest rates at $4,810 a year or more.

Average premium for full coverage: $1,308

Rate estimates for individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and Pathfinder models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have fewer accident claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples show why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The best discount rate is $766
• Using higher $1,000 deductibles will save about $178 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,308
• Using low deductibles for physical damage coverage costs an additional $338 a year
• Drivers who are prone to accidents and violations could pay at least $2,800 or more
• The cost with full coverage for a teen driver can be $4,810 or more

View Chart as Image

Auto insurance rates for a Nissan Pathfinder can also vary considerably based on the trim level of your Pathfinder, your driver profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $520 each year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Nissan Pathfinder insurance rates. A driver around age 40 might see rates as low as $860 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,870 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Nissan Pathfinder Insurance

Saving money on Nissan Pathfinder insurance requires avoiding accidents and violations, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Take the time to compare rates at every policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a brief recap of the data covered in the above illustrations.

• Drivers who may need higher liability limits will pay an extra $410 each year to increase from a minimum limit to higher 250/500 limits
• Drivers can save up to $150 per year simply by quoting online in advance
• Increasing deductibles could save up to $525 each year
• Teenagers are expensive to insure, costing as high as $401 per month if full coverage is included