Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,012 every 12 months including full coverage. Comprehensive insurance costs around $166 a year, collision costs $214, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,176 or more. 16-year-old drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates for type of insurance:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than congested cities.

The diagram below illustrates how geographic area affects auto insurance rates.

The examples above highlight why it is important to compare rates for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $616
• Drivers who choose higher $1,000 deductibles will pay about $924 every year
• The average price for a good driver age 40 using $500 deductibles is $1,012
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $164 each year
• High-risk insureds with multiple tickets or accidents could pay at least $2,176 or more
• Policy cost to insure a teenage driver can be $4,074 a year

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could save up to $260 a year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 132% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Every company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Suzuki Kizashi Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to compare rates once a year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The points below are a condensed summary of the data that was presented in the illustrations above.

• You may be able to save up to $110 per year simply by quoting early and online
• Consumers who may need increased liability limits will pay around $520 per year to go from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $340 each month if the policy includes full coverage
• Drivers with multiple at-fault accidents could be forced to pay on average $1,160 more every year to insure a Suzuki Kizashi