Suzuki Kizashi Insurance Rates

Average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage insurance. Comprehensive insurance costs an estimated $166, collision costs $214, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,176 or more. 16-year-old drivers receive the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for different Kizashi trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Raising to $1,000 deductibles will save approximately $88 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,012
• Buying more expensive low deductibles will cost an additional $164 a year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,176 or more
• The cost that insures a teen driver with full coverage can cost as much as $4,074

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Insurance rates for a Suzuki Kizashi can also vary considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,200 to $1,700 additional per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age

Where you live also has a big influence on Suzuki Kizashi insurance rates. A middle-age driver might find rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,370 on average in Florida, New York, and Michigan.

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Opting for high physical damage deductibles can reduce rates by up to $260 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Every auto insurance company utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Suzuki Kizashi Insurance

Saving money on Suzuki Kizashi insurance consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop at least once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief recap of the primary concepts that were covered above.

• It is possible to save approximately $110 per year simply by shopping early and online
• High-risk drivers who tend to receive serious violations may have to pay on average $1,160 more annually for auto insurance
• Increasing deductibles can save approximately $250 each year
• Teenage drivers are expensive to insure, costing up to $340 per month if comprehensive and collision insurance is included