Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive costs on average $166 each year, collision costs $214, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,176. 16-year-old drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Drivers who choose higher $1,000 deductibles will pay around $88 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,012
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,176
• High risk drivers with multiple tickets or accidents could pay upwards of $2,176 or more
• Policy cost for full coverage for a teen driver may cost $4,074 a year

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,000 a year. View Rates by Age

Your home state makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or at least $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $260 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a brief recap of the coverage data covered above.

• You may be able to save as much as $110 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $250 each year
• Drivers age 16 to 20 are expensive to insure, as much as $340 each month if full coverage is included
• High-risk drivers who tend to receive serious violations may be required to pay an average of $1,160 more each year than a safer driver