Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year including full coverage. Comprehensive insurance costs on average $166 a year, collision costs $214, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,176 or more. Teenage drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location impacts car insurance rates.

The ranges above highlight why it is important to compare rates quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save around $924 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,012
• Using low $100 deductibles will cost an additional $164 every year
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,176 or more
• The price that insures a teen driver may cost $4,074

View Chart as Image

Auto insurance prices for a Suzuki Kizashi are also quite variable based on the trim level of your Kizashi, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

The state you live in also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find prices as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $260 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki Kizashi Insurance

Getting lower rates on car insurance consists of avoiding accidents and claims, maintaining a good credit score, being claim-free, and taking advantage of discounts. Compare prices at every other renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The points below are a condensed summary of the concepts that were touched on above.

• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,160 more each year to insure a Suzuki Kizashi
• Drivers under the age of 20 are charged the highest prices, possibly costing $340 a month if the policy includes full coverage
• You may be able to save as much as $110 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $250 each year
• You may be able to save as much as $110 per year simply by quoting early and online