Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,012 every 12 months for full coverage. Comprehensive costs on average $166, collision costs $214, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,176. Teens cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay around $88 a year
• The average price for a good driver age 40 with $500 deductibles is $1,012
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,176
• Higher-risk drivers with serious driving violations could pay upwards of $2,176 or more
• Policy cost to insure a teen driver with full coverage may cost $4,074 a year

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Kizashi.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Every company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Suzuki Kizashi Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Set aside time to shop around at every other renewal by quoting rates from direct carriers, and also from local independent and exclusive agents.

The following items are a brief review of the concepts that were raised in the charts and tables above.

• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,160 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers pay the highest rates, costing up to $340 each month if they have full coverage
• Drivers can save as much as $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Drivers can save as much as $110 per year simply by shopping early and online