Suzuki Kizashi Insurance Rates

Estimated insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage insurance. Comprehensive insurance costs around $166, collision costs $214, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,176 or more. Teens pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates for type of coverage:

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different Kizashi trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Using higher $1,000 deductibles will save about $88 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,012
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $164 a year
• Drivers with serious driving violations could pay at least $2,176 or more
• An auto insurance policy that insures a teen driver with full coverage can be $4,074 or more

View Chart as Image

Auto insurance prices for a Suzuki Kizashi also have a wide range based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,200 to $1,700 in extra premium annually, depending on your age. High-risk driver insurance can be anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on Suzuki Kizashi insurance rates. A driver around age 40 might see prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $260 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to compare prices from as many companies as possible. Each insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Suzuki Kizashi Insurance

Finding better rates on Suzuki Kizashi insurance requires being a safe and courteous driver, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates every other policy renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a brief summary of the ideas that were covered in the above illustrations.

• Teenage drivers are expensive to insure, with premiums being up to $340 per month if the policy includes full coverage
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,160 more every year for auto insurance
• Increasing policy deductibles can save approximately $250 each year
• It is possible to save up to $110 per year simply by shopping early and online