Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year including full coverage. Comprehensive insurance costs on average $166, collision costs $214, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,176 or more. Teen drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how geographic area affects car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $616
• Using higher $1,000 deductibles will save around $88 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,012
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $164 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,176 or more
• Policy cost that insures a teen driver with full coverage may cost $4,074 or more

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can be as much as 42% to 132% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,000 a year. View Rates by Age

Your home state has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $260 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki Kizashi Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having a positive credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around every other policy renewal by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a condensed summary of the ideas that were presented in the illustrations above.

• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $340 each month if full coverage is purchased
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,160 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• You may be able to save as much as $110 per year simply by shopping early and online