Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage. Comprehensive costs approximately $166 each year, collision costs $214, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,176. Teenage drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above show why all drivers should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save $88 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,012
• Using low deductibles for comp and collision coverage bumps up the cost to $1,176
• Unlucky drivers who are prone to accidents and violations could pay around $2,176 or more
• Policy cost that insures a teen driver can cost $4,074 each year

View Chart as Image

Auto insurance rates for a Suzuki Kizashi also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,450 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $260 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Suzuki Kizashi Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices at every policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a recap of the data raised in the charts and tables above.

• Policyholders who purchase more liability protection will pay an extra $520 each year to raise limits from a 30/60 limit to the 250/500 level
• Drivers can save around $110 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Youthful drivers have the highest car insurance rates, costing up to $340 each month if the policy includes full coverage