Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage. Comprehensive costs around $166 a year, collision insurance costs $214, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,176. Teenage drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates for type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

The examples above show why it is important to compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay about $924 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,012
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,176
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,176
• Policy cost that insures a teen driver can be $4,074 a year

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on the trim level of your Kizashi, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,000 a year. View Rates by Age

Your home state makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $260 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Suzuki Kizashi Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having a positive credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices at least once a year by getting quotes from direct carriers, and also from several local insurance agents.

The points below are a quick rundown of the primary concepts that were touched on above.

• Drivers can save up to $110 per year just by quoting early and online
• Higher risk drivers with reckless driving or DUI convictions pay on average $1,160 more every year to insure a Suzuki Kizashi
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers under the age of 20 are the costliest to insure, costing up to $340 each month if full coverage is purchased