Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive insurance costs an estimated $166 a year, collision costs $214, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,176 or more. Teenage drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why it is important to compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $924 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,012
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $164 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,176 or more
• Policy cost for full coverage for a teen driver can cost as much as $4,074 a year

View Chart as Image

Auto insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,000 a year. View Rates by Age

Your home state makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $260 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Suzuki Kizashi Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a brief recap of the material that was raised in the charts and tables above.

• Policyholders who want additional liability coverage will pay an extra $520 every year to go from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, as much as $340 each month if they have full coverage
• Higher risk drivers who tend to receive serious violations may pay on average $1,160 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $250 each year