Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,044 a year for full coverage. Comprehensive insurance costs approximately $176 a year, collision costs $236, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,246 or more. Teen drivers cost the most to insure at $4,174 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above show why it is important to get quotes using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $632
• Choosing higher $1,000 deductibles can save $950 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,044
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $178 a year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,246 or more
• Policy cost for full coverage for a teen driver can cost $4,174 each year

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the trim level of your Kizashi, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or as much as $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $280 each year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 128% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance takes avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at every other renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a brief recap of the concepts that were covered in the charts and tables above.

• High-risk drivers who tend to receive serious violations may pay on average $1,200 more per year for car insurance
• Teenagers are the costliest to insure, costing up to $348 each month including comprehensive and collision insurance
• Drivers can save around $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $275 each year
• Drivers can save around $120 per year simply by quoting early and online