Suzuki Kizashi Insurance Rates

Average insurance rates for a Suzuki Kizashi are $1,012 a year including full coverage. Comprehensive costs approximately $166 a year, collision costs $214, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,176. Teens receive the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Rate estimates by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on auto insurance prices.

These examples highlight why it is important to compare rates using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay $924 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,012
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,176
• Higher-risk drivers with serious driving violations could pay around $2,176 or more
• The cost for full coverage for a teen driver can cost $4,074 a year

View Chart as Image

Insurance rates for a Suzuki Kizashi can also vary considerably based on your driver profile, the model of your Kizashi, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Where you live makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,450 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Every company calculates rates differently, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki Kizashi Insurance

Saving money on car insurance not only requires being a low-risk driver, but also maintaining good credit, not filing small claims, and maximizing policy discounts. Make time to compare rates every year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The items below are a condensed summary of the coverage data touched on in this article.

• You may be able to save around $110 per year simply by quoting early and online
• Increasing deductibles can save around $250 each year
• Teen drivers are expensive to insure, as much as $340 per month for full coverage
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,160 more per year to insure their Kizashi