Suzuki Kizashi Insurance Rates

The average auto insurance rates for a Suzuki Kizashi are $1,012 annually including full coverage. Comprehensive costs an estimated $166 a year, collision costs $214, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,176. Teenage drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save approximately $924 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,012
• Using low $100 deductibles for physical damage coverage will cost $1,176
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,176 or more
• Policy cost with full coverage for a teenage driver can cost as much as $4,074 or more

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $260 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Suzuki Kizashi insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,450 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Suzuki Kizashi Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every other policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a quick rundown of the ideas that were covered in the charts and tables above.

• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $340 each month if they have full coverage
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,160 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $250 each year
• You may be able to save approximately $110 per year simply by quoting early and online