Suzuki Kizashi Insurance Rates

The average auto insurance rates for a Suzuki Kizashi are $1,012 annually for full coverage insurance. Comprehensive costs around $166 each year, collision costs $214, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,176. Teenage drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates for type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance rates.

The examples above illustrate why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay about $88 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,012
• Using low deductibles for comprehensive and collision insurance will cost $1,176
• Drivers who are prone to accidents and violations could pay at least $2,176 or more
• Policy cost with full coverage for a 16-year-old driver can be $4,074 a year

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison from multiple companies. Every company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi not only requires being a low-risk driver, but also having a good credit history, being claim-free, and insuring your home and auto with the same company. Spend time shopping around every year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the coverage data touched on above.

• It is possible to save up to $110 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Teen drivers pay higher rates, possibly costing $340 each month including comprehensive and collision insurance
• Drivers considered higher risk who tend to receive serious violations pay on average $1,160 more every year to insure their Kizashi