Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage insurance. Comprehensive costs approximately $166, collision costs $214, and liability insurance is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing around $2,176. Teens cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save $88 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,012
• Selecting more expensive low deductibles will increase the cost to $1,176
• Higher-risk drivers with serious driving violations could pay around $2,176 or more
• Policy cost for full coverage for a teen driver with full coverage can cost $4,074

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,000 a year. View Rates by Age

Your home state also has a big influence on Suzuki Kizashi insurance rates. A middle-age driver might find rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from as many companies as possible. Every auto insurance company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance consists of avoiding accidents and violations, having above-average credit, being claim-free, and avoiding coverage lapses. Spend time shopping around every time your policy renews by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief recap of the information touched on above.

• It is possible to save around $110 per year simply by shopping early and online
• Teenagers pay the highest auto insurance rates, possibly costing $340 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $250 each year
• High-risk drivers who tend to receive serious violations may pay on average $1,160 more per year for car insurance
• Drivers who purchase higher liability limits will pay approximately $520 annually to raise from a 30/60 limit to 250/500 limits