Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive costs an estimated $166, collision insurance costs $214, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,176. Teenage drivers pay the highest rates at up to $4,074 a year.

Average premium for full coverage: $1,012

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities. The price range example below illustrates how geographic area affects insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Suzuki Kizashi insurance rates for other coverage scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $88 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,012
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,176
• Drivers who are prone to accidents and violations could pay up to $2,176
• The price that insures a 16-year-old driver with full coverage can cost as much as $4,074 a year

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Auto insurance prices for a Suzuki Kizashi are also quite variable based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,200 to $1,700 in extra premium each year, depending on your age. High-risk driver insurance can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $4,000 a year. View Rates by Age

The state you live in makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles could save up to $260 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Suzuki Kizashi Insurance

Getting lower rates on insurance for a Suzuki Kizashi not only requires being a low-risk driver, but also maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices every couple of years by requesting quotes from direct companies, and also from insurance agencies where you live.

The items below are a brief recap of the material that was presented in the illustrations above.

• Insureds who want more liability coverage will pay an extra $520 every year to go from a low limit to the 250/500 level
• Teen drivers are the costliest to insure, costing up to $340 a month if the policy includes full coverage
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,160 more annually to insure their Kizashi
• Increasing physical damage deductibles can save approximately $250 each year