Suzuki Kizashi Insurance Rates

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UPDATED: Jun 4, 2023

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Estimated insurance prices for a Suzuki Kizashi are $1,012 every 12 months with full coverage. Comprehensive costs on average $166 a year, collision insurance costs $214, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,176. Teens pay the most at up to $4,074 a year.

Average premium for full coverage: $1,012

Premium estimates by type of coverage:

Comprehensive $166
Collision $214
Liability $474

Prices include $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Kizashi trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Suzuki Kizashi range from the cheapest price of $522 for basic liability insurance to a high of $2,176 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $1,012
High Risk $2,176

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $759
Small Cities $1,063
Large Cities $1,366

These rate differences demonstrate why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Suzuki Kizashi insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $616
  • Using higher $1,000 deductibles will save around $924 annually
  • The average price for a 40-year-old good driver with $500 deductibles is $1,012
  • Selecting low $100 deductibles for physical damage coverage increases the price to $1,176
  • High-risk insureds with serious driving violations could pay upwards of $2,176
  • An auto insurance policy to insure a 16-year-old driver may cost $4,074 or more

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing Suzuki Kizashi insurance rates range from $616 to $4,074 for full coverage

Auto insurance prices for a Suzuki Kizashi also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Kizashi.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $260 annually, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 42% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see prices as low as $730 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,370 on average in Florida, Michigan, and New York.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$96 -9.5%
Alaska $776 -$236 -23.3%
Arizona $840 -$172 -17.0%
Arkansas $1,012 -$0 0.0%
California $1,154 $142 14.0%
Colorado $966 -$46 -4.5%
Connecticut $1,040 $28 2.8%
Delaware $1,146 $134 13.2%
Florida $1,268 $256 25.3%
Georgia $934 -$78 -7.7%
Hawaii $728 -$284 -28.1%
Idaho $682 -$330 -32.6%
Illinois $754 -$258 -25.5%
Indiana $762 -$250 -24.7%
Iowa $682 -$330 -32.6%
Kansas $964 -$48 -4.7%
Kentucky $1,380 $368 36.4%
Louisiana $1,496 $484 47.8%
Maine $624 -$388 -38.3%
Maryland $834 -$178 -17.6%
Massachusetts $808 -$204 -20.2%
Michigan $1,758 $746 73.7%
Minnesota $846 -$166 -16.4%
Mississippi $1,212 $200 19.8%
Missouri $898 -$114 -11.3%
Montana $1,086 $74 7.3%
Nebraska $798 -$214 -21.1%
Nevada $1,214 $202 20.0%
New Hampshire $728 -$284 -28.1%
New Jersey $1,130 $118 11.7%
New Mexico $898 -$114 -11.3%
New York $1,068 $56 5.5%
North Carolina $584 -$428 -42.3%
North Dakota $828 -$184 -18.2%
Ohio $698 -$314 -31.0%
Oklahoma $1,040 $28 2.8%
Oregon $926 -$86 -8.5%
Pennsylvania $966 -$46 -4.5%
Rhode Island $1,350 $338 33.4%
South Carolina $916 -$96 -9.5%
South Dakota $854 -$158 -15.6%
Tennessee $888 -$124 -12.3%
Texas $1,220 $208 20.6%
Utah $750 -$262 -25.9%
Vermont $694 -$318 -31.4%
Virginia $606 -$406 -40.1%
Washington $784 -$228 -22.5%
West Virginia $926 -$86 -8.5%
Wisconsin $702 -$310 -30.6%
Wyoming $902 -$110 -10.9%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $974 $81
Suzuki Kizashi S AWD $994 $83
Suzuki Kizashi SE $994 $83
Suzuki Kizashi GTS $1,012 $84
Suzuki Kizashi SE AWD $1,012 $84
Suzuki Kizashi GTS AWD $1,032 $86
Suzuki Kizashi SLS $1,032 $86
Suzuki Kizashi SLS AWD $1,050 $88

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $166 $214 $474 $1,012
2010 Suzuki Kizashi $162 $192 $468 $980

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Suzuki Kizashi Insurance

Finding better rates on insurance for a Suzuki Kizashi requires not taking risks behind the wheel, having a good credit score, being claim-free, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by quoting rates from direct companies, and also from local exclusive and independent agents.

The following is a quick rundown of the primary concepts that were raised in the charts and tables above.

  • You may be able to save as much as $110 per year just by quoting early and online
  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,160 more each year for Kizashi insurance
  • Increasing policy deductibles could save as much as $250 each year
  • Teens are charged the highest prices, possibly costing $340 per month if comprehensive and collision insurance is included

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,074
20 $2,310
30 $1,028
40 $1,012
50 $928
60 $910

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,176
$250 $1,102
$500 $1,012
$1,000 $924

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,012
50/100 $1,145
100/300 $1,263
250/500 $1,571
100 CSL $1,192
300 CSL $1,453
500 CSL $1,643

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $5,736
20 $3,684
30 $2,192
40 $2,176
50 $2,080
60 $2,058

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $68
Total Discounts $396
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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