Suzuki Kizashi Insurance Rates

Average insurance rates for a Suzuki Kizashi are $1,044 a year for full coverage insurance. Comprehensive insurance costs an estimated $176, collision costs $236, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,246 or more. Teenage drivers receive the highest rates at $4,174 a year or more.

Average premium for full coverage: $1,044

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different Kizashi trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how your location can change insurance prices.

These examples illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The best discount rate is $632
• Using higher $1,000 deductibles will save approximately $94 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,044
• Using more expensive low deductibles for physical damage coverage will cost an additional $178 a year
• Drivers who are prone to accidents and violations could pay up to $2,246 or more
• The cost that insures a teen driver with full coverage can cost as much as $4,174 or more

View Chart as Image

Insurance rates for a Suzuki Kizashi can also vary considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,200 to $1,800 extra per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

Where you live has a huge impact on Suzuki Kizashi insurance rates. A driver around age 40 might see rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $280 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Suzuki Kizashi Insurance

Saving money on Suzuki Kizashi insurance requires avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices every time your policy renews by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a review of the information illustrated above.

• It is possible to save approximately $120 per year simply by shopping early and online
• Teenagers are charged the highest rates, costing up to $348 per month if full coverage is included
• Increasing deductibles can save approximately $275 each year
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,200 more annually for car insurance
• Drivers who want higher liability limits will pay an extra $520 annually to increase from a minimum limit to the 250/500 level