Suzuki SX4 Insurance Rates

The average insurance prices for a Suzuki SX4 are $986 every 12 months with full coverage. Comprehensive costs around $152, collision insurance costs $202, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,124. Teenage drivers cost the most to insure at up to $4,008 a year.

Average premium for full coverage: $986

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Suzuki SX4 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $599
• Choosing higher $1,000 deductibles can save about $80 annually
• The average price for a good driver age 40 using $500 deductibles is $986
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,140
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,124
• Policy cost to insure a 16-year-old driver with full coverage can be $4,008 each year

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles can save as much as $240 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Suzuki SX4 insurance prices. A good driver about age 40 could pay as low as $710 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,330 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Suzuki SX4 Insurance

Finding cheaper rates on insurance for a Suzuki SX4 takes being safe and accident-free, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by getting quotes from direct companies, and also from several local insurance agents.

Below you'll find a brief review of the ideas that were covered in the above illustrations.

• Youthful drivers are charged the highest rates, as much as $334 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,140 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• You may be able to save up to $110 per year just by shopping early and online