Suzuki SX4 Insurance Rates

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UPDATED: Jun 4, 2023

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Estimated auto insurance rates for a Suzuki SX4 are $1,370 annually including full coverage. Comprehensive costs an estimated $308 a year, collision insurance costs $532, and liability costs around $372. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $2,954. 16-year-old drivers pay the most at up to $5,052 a year.

Average premium for full coverage: $1,370

Premium estimates broken down by type of coverage:

Comprehensive $308
Collision $532
Liability $372

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and SX4 trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Suzuki SX4 range from as cheap as $438 for minimum levels of liability insurance to a high of $2,954 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,370
High Risk $2,954

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change insurance prices.

Rural Areas $1,028
Small Cities $1,439
Large Cities $1,850

These rate differences highlight why it is important to compare prices for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Suzuki SX4 insurance rates for other coverage scenarios.

  • The best full coverage rate is $791
  • Using higher $1,000 deductibles will save approximately $1,178 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,370
  • Buying low $100 deductibles for physical damage coverage will cost $1,738
  • Drivers with multiple tickets or accidents could pay up to $2,954
  • An auto insurance policy with full coverage for a teen driver can cost as much as $5,052 or more

View Chart as Image

Suzuki SX4 insurance cost comparison chart
Column chart showing Suzuki SX4 insurance rates range from $791 to $5,052 for full coverage

Auto insurance prices for a Suzuki SX4 also have a wide range based on the model of your SX4, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $560 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Suzuki SX4 insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,960 on average in Louisiana, New York, and Michigan.

Suzuki SX4 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,238 -$132 -9.6%
Alaska $1,052 -$318 -23.2%
Arizona $1,138 -$232 -16.9%
Arkansas $1,370 -$0 0.0%
California $1,560 $190 13.9%
Colorado $1,310 -$60 -4.4%
Connecticut $1,408 $38 2.8%
Delaware $1,552 $182 13.3%
Florida $1,714 $344 25.1%
Georgia $1,266 -$104 -7.6%
Hawaii $986 -$384 -28.0%
Idaho $926 -$444 -32.4%
Illinois $1,022 -$348 -25.4%
Indiana $1,030 -$340 -24.8%
Iowa $926 -$444 -32.4%
Kansas $1,302 -$68 -5.0%
Kentucky $1,870 $500 36.5%
Louisiana $2,030 $660 48.2%
Maine $846 -$524 -38.2%
Maryland $1,130 -$240 -17.5%
Massachusetts $1,096 -$274 -20.0%
Michigan $2,380 $1,010 73.7%
Minnesota $1,148 -$222 -16.2%
Mississippi $1,640 $270 19.7%
Missouri $1,216 -$154 -11.2%
Montana $1,472 $102 7.4%
Nebraska $1,080 -$290 -21.2%
Nevada $1,644 $274 20.0%
New Hampshire $988 -$382 -27.9%
New Jersey $1,532 $162 11.8%
New Mexico $1,212 -$158 -11.5%
New York $1,444 $74 5.4%
North Carolina $790 -$580 -42.3%
North Dakota $1,122 -$248 -18.1%
Ohio $944 -$426 -31.1%
Oklahoma $1,408 $38 2.8%
Oregon $1,256 -$114 -8.3%
Pennsylvania $1,308 -$62 -4.5%
Rhode Island $1,828 $458 33.4%
South Carolina $1,242 -$128 -9.3%
South Dakota $1,156 -$214 -15.6%
Tennessee $1,202 -$168 -12.3%
Texas $1,650 $280 20.4%
Utah $1,016 -$354 -25.8%
Vermont $938 -$432 -31.5%
Virginia $820 -$550 -40.1%
Washington $1,060 -$310 -22.6%
West Virginia $1,256 -$114 -8.3%
Wisconsin $950 -$420 -30.7%
Wyoming $1,222 -$148 -10.8%

View Chart as Image

Suzuki SX4 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Suzuki SX4 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki SX4 LE $1,328 $111
Suzuki SX4 Sport S $1,418 $118
Suzuki SX4 Sport SE $1,418 $118
Suzuki SX4 2WD $1,262 $105
Suzuki SX4 AWD AWD $1,308 $109
Suzuki SX4 Sport GTS $1,464 $122
Suzuki SX4 Sportback 2WD $1,308 $109
Suzuki SX4 Technology 2WD $1,308 $109
Suzuki SX4 Technology AWD $1,384 $115
Suzuki SX4 Touring AWD $1,384 $115

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki SX4 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Suzuki SX4 $148 $182 $468 $956

Rates are averaged for all Suzuki SX4 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Suzuki SX4 Insurance

Finding better rates on car insurance requires having a decent driving record, having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Invest the time to shop around at every policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a review of the data illustrated above.

  • Policyholders who want additional liability coverage will pay around $410 per year to increase from 30/60 bodily injury limits to higher 250/500 limits
  • You may be able to save approximately $160 per year just by quoting early and online
  • Increasing policy deductibles could save up to $550 each year
  • 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $421 per month if full coverage is included

Rates by Driver Age

Suzuki SX4 Insurance Rates by Driver Age
Driver Age Premium
16 $5,052
20 $3,150
30 $1,432
40 $1,370
50 $1,252
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Suzuki SX4 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,738
$250 $1,568
$500 $1,370
$1,000 $1,178

Full coverage, driver age 40

Rates by Liability Limit

Suzuki SX4 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,370
50/100 $1,458
100/300 $1,551
250/500 $1,793
100 CSL $1,496
300 CSL $1,700
500 CSL $1,849

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki SX4 Insurance Rates for High Risk Drivers
Age Premium
16 $7,208
20 $5,000
30 $3,018
40 $2,954
50 $2,814
60 $2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $88
Paid in Full/EFT $63
Advance Quote $67
Online Quote $97
Total Discounts $579
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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