Suzuki SX4 Insurance Rates

Estimated insurance rates for a Suzuki SX4 are $1,370 a year for full coverage. Comprehensive costs around $308 a year, collision costs $532, and liability costs around $372. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing around $2,954. Teenage drivers pay the most at $5,052 a year or more.

Average premium for full coverage: $1,370

Premium estimates for type of coverage:

Price estimates include $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and SX4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences show why it is important to compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Suzuki SX4 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $791
• Using higher $1,000 deductibles will save about $1,178 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,370
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,738
• High-risk insureds who are prone to accidents and violations could pay at least $2,954 or more
• An auto insurance policy that insures a 16-year-old driver can be $5,052 or more

View Chart as Image

Insurance prices for a Suzuki SX4 also have a wide range based on the trim level of your SX4, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can be from 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Where you choose to live has a huge impact on Suzuki SX4 insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $560 annually, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki SX4 Insurance

Finding better rates on insurance for a Suzuki SX4 requires having a good driving record, having a good credit score, not filing small claims, and taking advantage of discounts. Compare prices at every policy renewal by quoting rates from direct carriers, and also from several local insurance agents.

The next list is a condensed summary of the data covered in the above illustrations.

• Insureds who may need increased levels of liability coverage will pay an extra $410 each year to increase from 30/60 bodily injury limits to the 250/500 level
• Drivers can save up to $160 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $550 each year
• Drivers age 20 and younger are charged the highest prices, as much as $421 per month if comprehensive and collision insurance is included