Suzuki SX4 Insurance Rates

Estimated auto insurance rates for a Suzuki SX4 are $986 annually including full coverage. Comprehensive insurance costs an estimated $152 each year, collision insurance costs $202, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,124 or more. Teenage drivers pay the most at up to $4,008 a year.

Average premium for full coverage: $986

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and SX4 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

These rate differences highlight why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Suzuki SX4 insurance rates for other coverage scenarios.

• The best discount rate is $599
• Using higher $1,000 deductibles will save approximately $80 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $986
• Using low deductibles for physical damage coverage costs an additional $154 every year
• Drivers who are prone to accidents and violations could pay up to $2,124
• An auto insurance policy with full coverage for a teen driver can cost as much as $4,008 or more

View Chart as Image

Insurance prices for a Suzuki SX4 also have a wide range based on the model of your SX4, your driving characteristics, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,200 to $1,700 additional annually, depending on your age. Insurance for high-risk drivers can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $240 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Suzuki SX4 insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,410 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Suzuki SX4 Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having good credit, refrain from filing small claims, and possibly raising deductibles. Make time to compare rates every time your policy renews by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The points below are a quick review of the information touched on in this article.

• You may be able to save approximately $110 per year just by quoting online in advance
• Drivers under the age of 20 are expensive to insure, with the cost nearing $334 per month if they have full coverage
• Increasing policy deductibles could save up to $225 each year
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,140 more annually to insure a Suzuki SX4
• Policyholders who want increased liability limits will pay an extra $520 per year to increase from 30/60 bodily injury limits to higher 250/500 limits