Volkswagen Atlas Insurance Rates

Average insurance rates for a Volkswagen Atlas are $1,434 a year including full coverage. Comprehensive insurance costs approximately $280 a year, collision insurance costs $540, and liability costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs $3,122 or more. Teenage drivers receive the highest rates at up to $5,438 a year.

Average premium for full coverage: $1,434

Rate estimates by individual coverage type:

Estimates include $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Atlas trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.

These examples highlight why it is important to compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Volkswagen Atlas insurance rates for additional coverage and risk scenarios.

• The best discount rate is $819
• Using higher $1,000 deductibles will save $1,248 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,434
• Using low $100 deductibles for physical damage coverage will cost an extra $364 every year
• Drivers who are prone to accidents and violations could pay around $3,122
• The cost for full coverage for a teen driver can cost $5,438 or more

View Chart as Image

Auto insurance rates for a Volkswagen Atlas can also vary considerably based on your driver profile, the model of your Atlas, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $5,400 a year. View Rates by Age

Where you live has a huge impact on Volkswagen Atlas insurance prices. A driver around age 40 might see rates as low as $1,100 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,050 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $550 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,700 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Volkswagen Atlas Insurance

Saving money on car insurance requires not taking risks behind the wheel, having good credit, not filing small claims, and possibly higher deductibles. Make time to compare rates every year by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following is a review of the coverage data touched on in this article.

• You may be able to save around $170 per year just by quoting early and online
• Increasing deductibles can save around $550 each year
• Teens have the highest car insurance rates, as much as $453 per month if they have full coverage
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,690 more per year for Atlas insurance