Volkswagen Routan Insurance Rates

Estimated insurance rates for a Volkswagen Routan are $1,320 a year for full coverage insurance. Comprehensive insurance costs an estimated $336, collision costs $532, and liability is estimated at $316. A liability-only policy costs approximately $376 a year, with high-risk insurance costing $2,826 or more. Teenage drivers pay the most at $4,716 a year or more.

Average premium for full coverage: $1,320

Premium estimates broken down by type of coverage:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different Routan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates the difference location can make on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Volkswagen Routan insurance rates for other coverage scenarios.

• The best discount rate is $760
• Choosing higher $1,000 deductibles can save approximately $200 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,320
• Using more expensive low deductibles for comp and collision coverage will cost an additional $378 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,826 or more
• An auto insurance policy that insures a teen driver with full coverage can cost as much as $4,716 each year

View Chart as Image

Auto insurance prices for a Volkswagen Routan also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance ranges as much as 45% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Volkswagen Routan insurance prices. A good driver about age 40 could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $580 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $285 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Volkswagen Routan Insurance

Finding better rates on car insurance takes being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices every other policy renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a condensed summary of the ideas that were touched on in this article.

• Youthful drivers are the costliest to insure, with premiums being up to $393 per month if the policy includes full coverage
• Higher risk drivers with multiple at-fault accidents may have to pay on average $1,510 more annually than a low-risk driver
• Increasing policy deductibles can save approximately $575 each year
• It is possible to save approximately $160 per year simply by shopping early and online