Volkswagen Routan Insurance Rates

The average insurance rates for a Volkswagen Routan are $1,320 a year including full coverage. Comprehensive costs approximately $336 a year, collision insurance costs $532, and liability insurance is estimated at $316. Buying just liability costs approximately $376 a year, and insurance for high-risk drivers costs around $2,826. 16-year-old drivers cost the most to insure at up to $4,716 a year.

Average premium for full coverage: $1,320

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Routan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates how where you live affects auto insurance prices.

The examples above highlight why it is important to get quotes using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Volkswagen Routan insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $760
• Choosing higher $1,000 deductibles can save $1,120 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,320
• Buying low $100 deductibles for comp and collision coverage will increase the cost to $1,698
• High-risk insureds with multiple tickets or accidents could pay around $2,826
• Policy cost for full coverage for a teen driver can cost $4,716 each year

View Chart as Image

Insurance rates for a Volkswagen Routan also range considerably based on your risk profile, the model of your Routan, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Volkswagen Routan insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $580 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $285 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 127% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Volkswagen Routan Insurance

Finding cheaper rates on Volkswagen Routan insurance takes being a safe and courteous driver, maintaining good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief summary of the information touched on in the above illustrations.

• You may be able to save around $160 per year just by quoting early and online
• Teenage drivers are expensive to insure, with premiums being up to $393 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $575 each year
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,510 more per year for auto insurance
• Drivers who purchase higher levels of liability will pay around $350 per year to raise limits from a 30/60 limit to 250/500 limits