Volkswagen Routan Insurance Rates

U.S. average auto insurance rates for a Volkswagen Routan are $1,320 annually including full coverage. Comprehensive insurance costs approximately $336 a year, collision costs $532, and liability insurance costs around $316. A policy with just liability insurance costs as low as $376 a year, with coverage for high-risk drivers costing $2,826 or more. Teenage drivers pay the highest rates at $4,716 a year or more.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Routan trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

The ranges above highlight why it is important to compare prices using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Volkswagen Routan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $760
• Using higher $1,000 deductibles will save $1,120 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,320
• Using low $100 deductibles for physical damage coverage costs an additional $378 a year
• Drivers who are prone to accidents and violations could pay around $2,826 or more
• The price with full coverage for a teen driver can cost $4,716 or more

View Chart as Image

Insurance prices for a Volkswagen Routan are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $580 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $285 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Volkswagen Routan insurance rates. A driver around age 40 might see prices as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Volkswagen Routan Insurance

Getting lower rates on Volkswagen Routan insurance requires being a low-risk driver, having a good credit history, being claim-free, and maximizing policy discounts. Take the time to comparison shop at least once a year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The items below are a condensed summary of the primary concepts that were touched on in the above illustrations.

• You may be able to save around $160 per year simply by quoting early and online
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,510 more per year to insure their Routan
• Increasing physical damage deductibles could save up to $575 each year
• Teen drivers are expensive to insure, possibly costing $393 a month including comprehensive and collision insurance