Volkswagen Routan Insurance Rates

U.S. average auto insurance rates for a Volkswagen Routan are $1,320 annually for full coverage. Comprehensive costs on average $336 a year, collision costs $532, and liability coverage is estimated at $316. Buying just liability costs approximately $376 a year, with insurance for high-risk drivers costing around $2,826. Teens pay the highest rates at $4,716 a year or more.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Routan trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have fewer accident claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine car insurance rates.

The ranges above show why it is important to get quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Volkswagen Routan insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $760
• Choosing higher $1,000 deductibles can save around $1,120 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,320
• Selecting low $100 deductibles for comp and collision coverage will cost $1,698
• Drivers with serious driving violations could pay upwards of $2,826 or more
• The price with full coverage for a teenage driver may cost $4,716 each year

View Chart as Image

Insurance prices for a Volkswagen Routan are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy ranges around 45% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $580 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $285 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Volkswagen Routan insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,880 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each auto insurer calculates prices differently, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Volkswagen Routan Insurance

Getting lower rates on auto insurance takes being a good driver, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a review of the material that was covered in the charts and tables above.

• Consumers who require an increased level of liability coverage will pay approximately $350 each year to raise limits from a low limit to higher 250/500 limits
• Drivers age 16 to 20 pay higher prices, with premiums as much as $393 a month if they have full coverage
• Drivers who have several accidents or serious violations may be required to pay an average of $1,510 more each year than a safer driver
• Increasing physical damage deductibles could save up to $575 each year