Volkswagen Routan Insurance Rates

U.S. average insurance rates for a Volkswagen Routan are $1,320 a year with full coverage. Comprehensive insurance costs an estimated $336 a year, collision costs $532, and liability costs around $316. A policy with just liability insurance costs as low as $376 a year, with coverage for high-risk drivers costing $2,826 or more. Teenage drivers pay the highest rates at $4,716 a year or more.

Average premium for full coverage: $1,320

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Routan trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how your location can change insurance prices.

The ranges above demonstrate why it is important to compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Volkswagen Routan insurance rates for other coverage scenarios.

• The best discount rate is $760
• Using higher $1,000 deductibles will save approximately $1,120 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,320
• Using low $100 deductibles for physical damage coverage will cost an extra $378 every year
• Drivers who are prone to accidents and violations could pay up to $2,826 or more
• The price for full coverage for a teen driver can cost as much as $4,716 or more

View Chart as Image

Insurance prices for a Volkswagen Routan are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $4,700 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Routan insurance prices. A driver around age 40 might see prices as low as $950 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,780 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $580 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $285 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 127% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Volkswagen Routan Insurance

Getting lower rates on car insurance requires being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to shop around at every policy renewal by quoting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief recap of the data illustrated above.

• Policyholders who want more liability coverage will pay an extra $350 every year to increase from a low limit to 250/500 limits
• You may be able to save approximately $160 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $575 each year
• Teen drivers are charged the highest prices, costing up to $393 a month for full coverage