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1993 GMC Yukon Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 23, 2017

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Average insurance rates for a 1993 GMC Yukon are $924 a year for full coverage insurance. Comprehensive insurance costs approximately $154, collision costs $170, and liability insurance costs $442. Buying a liability-only policy costs as little as $496 a year, with high-risk insurance costing $1,976 or more. Teenage drivers receive the highest rates at $3,744 a year or more.

Annual premium for full coverage: $924

Rate estimates for 1993 GMC Yukon Insurance

Comprehensive $154
Collision $170
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 1993 GMC Yukon models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $496 for the bare minimum liability coverage to the much higher price of $1,976 for high-risk insurance.

Liability Only $496
Full Coverage $924
High Risk $1,976

View Chart as Image

1993 GMC Yukon insurance rates compared
Column chart showing 1993 GMC Yukon insurance prices range from $571 to $3,744 for full coverage

These differences illustrate why everyone should compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 1993 GMC Yukon Insurance

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If shopping for insurance online is new to you, it’s easy to get confused by the large number of insurance companies all offering big savings.

Save on 1993 GMC Yukon insurance

Insurance can be prohibitively expensive, but you can get discounts to help offset the cost. Certain discounts will be applied when you complete an application, but a few need to be requested specifically before they will apply.

  • Discount for Good Grades – Performing well in school can earn a discount of 20% or more. This discount can apply well after school through age 25.
  • Seat Belts Save – Buckling up and requiring all passengers to wear their seat belts can save up to 15% off the personal injury premium cost.
  • Defensive Driving Course – Completing a driver safety course could cut 5% off your bill if your company offers it.
  • Anti-lock Brakes – Cars that have steering control and anti-lock brakes can reduce accidents and therefore earn up to a 10% discount.
  • Theft Prevention System – Vehicles with anti-theft systems prevent vehicle theft and earn discounts up to 10%.
  • Drive Less and Save – Fewer annual miles on your GMC could qualify for a substantially lower rate.

Keep in mind that most credits do not apply to your bottom line cost. Most only cut specific coverage prices like comp or med pay. Just because you may think you can get free auto insurance, car insurance companies aren’t that generous. Any qualifying discounts will reduce the amount you have to pay.

To see a list of companies offering car insurance discounts, follow this link.

Tailor your coverage to you

When it comes to buying coverage, there is no perfect coverage plan. Every situation is different.

For instance, these questions can aid in determining whether or not you will benefit from professional help.

  • Is a fancy paint job covered?
  • Do I have any recourse if my insurance company denies a claim?
  • Should I have a commercial auto policy?
  • How do I file an SR-22 for a DUI in my state?
  • When should I drop full coverage on my 1993 GMC Yukon?
  • Are my friends covered when driving my 1993 GMC Yukon?
  • Should I buy more coverage than the required minimum liability coverage?

If you’re not sure about those questions but you know they apply to you, then you may want to think about talking to a licensed insurance agent. If you don’t have a local agent, complete this form.

Do you really save 40% when you switch?

Companies like GEICO, State Farm and Progressive consistently run ads in print and on television. All the ads say the same thing of big savings if you change your policy. How do they all claim to save you money?

Different companies have a certain “appetite” for the driver that makes them money. A good example of a desirable insured might be between the ages of 30 and 50, insures multiple vehicles, and has great credit. A propective insured who fits that profile will get very good rates and most likely will save when they switch companies.

Potential customers who don’t meet the requirements must pay higher premiums which usually ends up with the customer not buying. The ads say “customers that switch” not “everyone that quotes” save that much money. This is how companies can truthfully make the claims of big savings.

This illustrates why drivers should compare many company’s rates. It’s just too difficult to predict which car insurance company will give you the biggest savings on GMC Yukon insurance.

Specific coverages for a 1993 GMC Yukon

Learning about specific coverages of your policy can help you determine the best coverages at the best deductibles and correct limits. Auto insurance terms can be impossible to understand and coverage can change by endorsement.

Coverage for liability

Liability coverage will cover damages or injuries you inflict on people or other property in an accident. It protects you from claims by other people. It does not cover your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see policy limits of 50/100/50 which stand for $50,000 bodily injury coverage, a total of $100,000 of bodily injury coverage per accident, and a limit of $50,000 paid for damaged property. Alternatively, you may have one number which is a combined single limit which limits claims to one amount rather than limiting it on a per person basis.

Liability insurance covers things such as court costs, loss of income, legal defense fees and attorney fees. The amount of liability coverage you purchase is your choice, but buy as much as you can afford.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP kick in for short-term medical expenses like doctor visits, hospital visits, chiropractic care, nursing services and prosthetic devices. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. They cover both the driver and occupants in addition to getting struck while a pedestrian. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage

Comprehensive auto coverage

This coverage covers damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage protects against claims such as damage from flooding, vandalism, theft, rock chips in glass and fire damage. The maximum amount a auto insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Collision coverage protection

Collision coverage will pay to fix damage to your Yukon resulting from a collision with another vehicle or an object, but not an animal. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage protects against claims like hitting a mailbox, damaging your car on a curb, backing into a parked car and crashing into a ditch. Paying for collision coverage can be pricey, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries and damage to your GMC Yukon.

Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea. Usually these limits are similar to your liability insurance amounts.

More quotes. Lower rates.

When trying to cut insurance costs, it’s not a good idea to sacrifice coverage to reduce premiums. There have been many cases where an accident victim reduced liability coverage limits only to regret they didn’t have enough coverage. Your focus should be to get the best coverage possible at a price you can afford, not the least amount of coverage.

You just learned many ideas to compare 1993 GMC Yukon insurance prices online. The most important thing to understand is the more quotes you get, the better your comparison will be. You may even find the biggest savings come from the least-expected company.

Insureds change insurance companies for a number of reasons such as extreme rates for teen drivers, high rates after DUI convictions, policy cancellation or lack of trust in their agent. Whatever your reason, switching car insurance companies can be pretty painless.

For more information, link through to these articles:

Rates by U.S. City

1993 GMC Yukon Insurance Rates by City
City Premium
New York City, NY $1,464
Los Angeles, CA $1,581
Philadelphia, PA $1,238
Jacksonville, FL $1,343
Phoenix, AZ $1,078
Chicago, IL $1,242
Houston, TX $1,451
Seattle, WA $905
Columbus, OH $774
Indianapolis, IN $786

Need a specific model?

Choose your model and trim below

Rates by Driver Age

1993 GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $3,744
20 $2,102
30 $940
40 $924
50 $850
60 $832

Full coverage, $500 deductibles

Rates by Deductible

1993 GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $1,002
$500 $924
$1,000 $850

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $924
50/100 $1,012
100/300 $1,123
250/500 $1,410
100 CSL $1,057
300 CSL $1,300
500 CSL $1,477

Full coverage, driver age 40

Rates for High Risk Drivers

1993 GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,254
20 $3,342
30 $1,990
40 $1,976
50 $1,890
60 $1,870

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $57
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $353
Rate after discounts $571

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

1993 GMC Yukon Insurance Rates by State
State Premium
Alabama $838
Alaska $710
Arizona $770
Arkansas $924
California $1,054
Colorado $884
Connecticut $952
Delaware $1,046
Florida $1,158
Georgia $854
Hawaii $666
Idaho $626
Illinois $690
Indiana $696
Iowa $624
Kansas $880
Kentucky $1,262
Louisiana $1,370
Maine $572
Maryland $764
Massachusetts $742
Michigan $1,608
Minnesota $774
Mississippi $1,110
Missouri $822
Montana $996
Nebraska $730
Nevada $1,110
New Hampshire $666
New Jersey $1,034
New Mexico $818
New York $976
North Carolina $534
North Dakota $758
Ohio $640
Oklahoma $950
Oregon $848
Pennsylvania $884
Rhode Island $1,236
South Carolina $838
South Dakota $782
Tennessee $814
Texas $1,116
Utah $686
Vermont $634
Virginia $554
Washington $718
West Virginia $848
Wisconsin $642
Wyoming $826

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