GMC Yukon Insurance Rates
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UPDATED: Jun 4, 2023
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Average insurance rates for a GMC Yukon are $924 a year for full coverage. Comprehensive insurance costs around $154 each year, collision costs $170, and liability insurance costs around $442. A policy with just liability insurance costs as low as $496 a year, with coverage for high-risk drivers costing $1,976 or more. Teens receive the highest rates at $3,744 a year or more.
Average premium for full coverage: $924
Rate estimates for individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Yukon models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as low as $496 for just liability coverage to a high rate of $1,976 for coverage for higher-risk drivers.
Price Range by Location
Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than cities with more traffic congestion.
The graphic below illustrates how where you live affects auto insurance rates.
These examples show why all drivers should compare prices for a specific zip code and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated GMC Yukon insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $571
- Using higher $1,000 deductibles will save about $74 a year
- The average rate for a 40-year-old driver using $500 deductibles is $924
- Selecting low deductibles for physical damage coverage will cost an extra $140 a year
- Drivers with serious driving violations could pay at least $1,976 or more
- The cost for full coverage for a teen driver can be $3,744 or more
Insurance rates for a GMC Yukon can also vary considerably based on your driver profile, the trim level of your Yukon, and deductibles and policy limits.
More mature drivers with no violations or accidents and high deductibles could pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $3,700 a year. View Rates by Age
Where you live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $610 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,320 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $838 | -$86 | -9.3% |
Alaska | $710 | -$214 | -23.2% |
Arizona | $770 | -$154 | -16.7% |
Arkansas | $924 | -$0 | 0.0% |
California | $1,054 | $130 | 14.1% |
Colorado | $884 | -$40 | -4.3% |
Connecticut | $952 | $28 | 3.0% |
Delaware | $1,046 | $122 | 13.2% |
Florida | $1,158 | $234 | 25.3% |
Georgia | $854 | -$70 | -7.6% |
Hawaii | $666 | -$258 | -27.9% |
Idaho | $626 | -$298 | -32.3% |
Illinois | $690 | -$234 | -25.3% |
Indiana | $696 | -$228 | -24.7% |
Iowa | $624 | -$300 | -32.5% |
Kansas | $880 | -$44 | -4.8% |
Kentucky | $1,262 | $338 | 36.6% |
Louisiana | $1,370 | $446 | 48.3% |
Maine | $572 | -$352 | -38.1% |
Maryland | $764 | -$160 | -17.3% |
Massachusetts | $742 | -$182 | -19.7% |
Michigan | $1,608 | $684 | 74.0% |
Minnesota | $774 | -$150 | -16.2% |
Mississippi | $1,110 | $186 | 20.1% |
Missouri | $822 | -$102 | -11.0% |
Montana | $996 | $72 | 7.8% |
Nebraska | $730 | -$194 | -21.0% |
Nevada | $1,110 | $186 | 20.1% |
New Hampshire | $666 | -$258 | -27.9% |
New Jersey | $1,034 | $110 | 11.9% |
New Mexico | $818 | -$106 | -11.5% |
New York | $976 | $52 | 5.6% |
North Carolina | $534 | -$390 | -42.2% |
North Dakota | $758 | -$166 | -18.0% |
Ohio | $640 | -$284 | -30.7% |
Oklahoma | $950 | $26 | 2.8% |
Oregon | $848 | -$76 | -8.2% |
Pennsylvania | $884 | -$40 | -4.3% |
Rhode Island | $1,236 | $312 | 33.8% |
South Carolina | $838 | -$86 | -9.3% |
South Dakota | $782 | -$142 | -15.4% |
Tennessee | $814 | -$110 | -11.9% |
Texas | $1,116 | $192 | 20.8% |
Utah | $686 | -$238 | -25.8% |
Vermont | $634 | -$290 | -31.4% |
Virginia | $554 | -$370 | -40.0% |
Washington | $718 | -$206 | -22.3% |
West Virginia | $848 | -$76 | -8.2% |
Wisconsin | $642 | -$282 | -30.5% |
Wyoming | $826 | -$98 | -10.6% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $220 each year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $450 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $1,100 to $1,600 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates
With so much variability in rates, the only way to know your exact price is to do a rate comparison from as many companies as possible. Each insurance company calculates rates differently, and rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Yukon SLE 2WD | $872 | $73 |
GMC Yukon 2WD | $872 | $73 |
GMC Yukon SLE 4WD | $888 | $74 |
GMC Yukon SLT 2WD | $888 | $74 |
GMC Yukon 4WD | $888 | $74 |
GMC Yukon SLT 4WD | $902 | $75 |
GMC Yukon Denali 2WD | $916 | $76 |
GMC Yukon Denali 4WD | $930 | $78 |
GMC Yukon Hybrid 2WD | $1,046 | $87 |
GMC Yukon Hybrid 4WD | $1,046 | $87 |
GMC Yukon Hybrid Denali 2WD | $1,062 | $89 |
GMC Yukon Hybrid Denali 4WD | $1,076 | $90 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
2007 GMC Yukon | $178 | $198 | $460 | $994 |
2006 GMC Yukon | $176 | $188 | $452 | $974 |
2005 GMC Yukon | $160 | $180 | $446 | $944 |
2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable GMC Yukon Insurance
Saving money on GMC Yukon insurance requires avoiding accidents and violations, having a good credit history, eliminating unneeded coverage, and taking advantage of discounts. Take the time to comparison shop at least once a year by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.
The list below is a brief review of the primary concepts that were touched on in the above illustrations.
- Drivers can save up to $100 per year simply by quoting online in advance
- High-risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,050 more every year for car insurance
- Increasing deductibles can save around $225 each year
- Teenagers are charged the highest rates, costing as high as $312 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,744 |
20 | $2,102 |
30 | $940 |
40 | $924 |
50 | $850 |
60 | $832 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,064 |
$250 | $1,002 |
$500 | $924 |
$1,000 | $850 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $924 |
50/100 | $1,176 |
100/300 | $1,301 |
250/500 | $1,626 |
100 CSL | $1,226 |
300 CSL | $1,501 |
500 CSL | $1,701 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,254 |
20 | $3,342 |
30 | $1,990 |
40 | $1,976 |
50 | $1,890 |
60 | $1,870 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $46 |
Multi-vehicle | $49 |
Homeowner | $17 |
5-yr Accident Free | $53 |
5-yr Claim Free | $57 |
Paid in Full/EFT | $31 |
Advance Quote | $39 |
Online Quote | $61 |
Total Discounts | $353 |
Discounts are estimated and may not be available from every company or in every state.
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