1. Vehicles
  2. Cadillac
  3. DeVille
  4. 2000 Model Year

2000 Cadillac DeVille Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Mar 8, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Searching for better insurance rates for your Cadillac DeVille? Expensive insurance can empty your bank account and put the squeeze on your family’s finances. Comparing price quotes is a smart way to help make ends meet. Because you have many insurance companies to choose from, it can be hard to choose the best insurance company.

Don’t miss out on these money-saving discounts

Car insurance companies do not list every discount very clearly, so we researched some of the more common as well as the least known discounts you could be receiving. If you’re not getting every credit possible, you are throwing money away.

  • Good Student – Getting good grades can be rewarded with saving of up to 25%. Earning this discount can benefit you until age 25.
  • Anti-lock Brakes – Vehicles equipped with ABS or steering control can avoid accidents and therefore earn up to a 10% discount.
  • New Vehicle Savings – Insuring a new car can save up to 30% since new cars are generally safer.
  • Life Insurance – Larger companies have lower rates if you buy a life insurance policy as well.
  • Drivers Education – Make teen driver coverage more affordable by requiring them to complete a driver education course in high school.
  • Military Discounts – Being on active duty in the military may qualify for rate reductions.
  • Multi-policy Discount – When you have multiple policies with one company you will save 10% to 20% off each policy.

A little note about advertised discounts, most credits do not apply to the overall cost of the policy. Some only apply to individual premiums such as collision or personal injury protection. So when it seems like all those discounts means the company will pay you, it doesn’t quite work that way.

Car insurance companies that may have these benefits include:

It’s a good idea to ask all companies you are considering what discounts are available to you. Savings may not apply in your state.

The most recommended method to compare insurance rates in your area is to understand auto insurance companies pay for the opportunity to quote your coverage. The only thing you need to do is provide a small amount of information such as if you are currently licensed, if you went to college, how your vehicles are used, and if it has an anti-theft system. The data is sent automatically to many different companies and they provide comparison quotes instantly to find the best rate.

To compare rates for a 2000 Cadillac DeVille now, click here and enter the information requested.

Do I need special coverages?

When it comes to buying the right insurance coverage for your vehicles, there is no best way to insure your cars. Everyone’s situation is unique and a cookie cutter policy won’t apply. These are some specific questions might help in determining if you might need an agent’s assistance.

  • How do I file an SR-22 for a DUI in my state?
  • Will I lose any money if I cancel my policy before it expires?
  • How do I insure my teen driver?
  • Are rock chip repairs covered?
  • Why am I required to buy high-risk coverage?
  • Is my custom paint covered by insurance?
  • Should I have a commercial auto policy?

If you don’t know the answers to these questions but a few of them apply then you might want to talk to a licensed insurance agent. If you don’t have a local agent, take a second and complete this form or you can go here for a list of companies in your area. It’s fast, free and may give you better protection.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Car insurance coverage basics

Learning about specific coverages of your policy helps when choosing which coverages you need for your vehicles. Policy terminology can be confusing and reading a policy is terribly boring. Below you’ll find the usual coverages found on the average car insurance policy.

Comprehensive (Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers things like hitting a bird, damage from a tornado or hurricane, theft, damage from getting keyed and hitting a deer. The highest amount you can receive from a comprehensive claim is the actual cash value, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle’s occupants when other motorists either have no liability insurance or not enough. It can pay for medical payments for you and your occupants and also any damage incurred to your Cadillac DeVille.

Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical expense insurance

Medical payments and Personal Injury Protection insurance reimburse you for expenses like X-ray expenses, nursing services and doctor visits. They can be used in conjunction with a health insurance policy or if you are not covered by health insurance. They cover all vehicle occupants and will also cover any family member struck as a pedestrian. Personal injury protection coverage is not an option in every state and may carry a deductible

Liability

This can cover damages or injuries you inflict on a person or their property that is your fault. This coverage protects you from claims by other people, and does not provide coverage for damage sustained by your vehicle in an accident.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have liability limits of 25/50/25 which stand for a $25,000 limit per person for injuries, a per accident bodily injury limit of $50,000, and a total limit of $25,000 for damage to vehicles and property.

Liability insurance covers things such as bail bonds, repair bills for other people’s vehicles, funeral expenses and pain and suffering. How much liability should you purchase? That is up to you, but it’s cheap coverage so purchase higher limits if possible.

Collision protection

Collision coverage will pay to fix damage to your DeVille resulting from a collision with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder.

Collision insurance covers things such as hitting a mailbox, rolling your car, crashing into a building, sideswiping another vehicle and sustaining damage from a pot hole. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also increase the deductible in order to get cheaper collision rates.

Don’t break the bank

We covered a lot of ways to compare 2000 Cadillac DeVille insurance prices online. It’s most important to understand that the more rate quotes you have, the more likely it is that you will get a better rate. You may be surprised to find that the lowest rates come from some of the lesser-known companies. These smaller insurers may cover specific market segments cheaper as compared to the big name companies such as Allstate or State Farm.

Cost effective insurance is available online and also from your neighborhood agents, and you should compare price quotes from both to have the best rate selection. There are still a few companies who may not provide you the ability to get quotes online and many times these smaller companies only sell through independent insurance agents.

When buying insurance coverage, never buy less coverage just to save a little money. There have been many situations where an accident victim reduced physical damage coverage and learned later they didn’t have enough coverage. Your aim should be to purchase a proper amount of coverage at an affordable rate while still protecting your assets.

Other learning opportunities

Use our FREE quote tool to compare rates now!

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles