2000 GMC Yukon Denali Insurance Rates
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UPDATED: Mar 4, 2020
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Average insurance rates for a 2000 GMC Yukon Denali are $890 a year including full coverage. Comprehensive insurance costs on average $154, collision costs $224, and liability costs around $376. Buying a liability-only policy costs as low as $426 a year, with high-risk insurance costing $1,912 or more. Teen drivers receive the highest rates at $3,526 a year or more.
Annual premium for full coverage: $890
Rate estimates for 2000 GMC Yukon Denali Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2000 GMC Yukon Denali models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $426 for just liability coverage to a much higher rate of $1,912 for a high risk driver.
These differences highlight why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2000 GMC Yukon Denali Insurance
Want lower car insurance rates? Drivers have a choice when trying to find the best price on GMC Yukon Denali insurance. You can either spend your time struggling with agents trying to get quotes or use the internet to find the lowest rates. There are more efficient ways to buy car insurance and you need to know the best way to compare rates for your GMC and find the lowest possible price from both online companies and local agents.
It’s a good habit to take a look at other company’s rates yearly since rates are constantly changing. Despite the fact that you may have had the best deal for Yukon Denali insurance six months ago you may be paying too much now. Starting right now, block out anything you think you know about car insurance because I’m going to teach you how to use online quotes to find better rates and still maintain coverage.
Choosing the best insurance company for you is easy if you know what you’re doing. If you are paying for car insurance now, you should be able to cut costs considerably using this information. Drivers just need to understand the proper way to find the lowest price over the internet.
Compare Quotes for Insurance Coverage
There are a variety of methods to compare 2000 GMC Yukon Denali insurance coverage quotes, but some are less time-consuming than others. You can waste hours discussing policy coverages with insurance companies in your area, or you could use the internet to quickly compare rates.
Many of the larger companies participate in a marketplace where prospective buyers complete one form, and at least one company can give them a price based on that data. This system prevents you from having to do form submissions to each individual insurance coverage company.
To participate in this free quote system, click here (opens in new window).
The one downside to comparing rates this way is you are unable to specify the providers you want to price. So if you prefer to pick from a list of companies for rate comparison, we put together a list of the cheapest insurance coverage companies in your area. Click here to view list.
It’s up to you which method you use, but compare exactly the same deductibles and coverage limits for each price quote. If you compare unequal deductibles or liability limits then you won’t be able to find the best deal for your GMC Yukon Denali.
Are you getting all your discounts?
Car insurance companies don’t always list every discount in a way that’s easy to find, so we researched both the well known and also the lesser-known ways to save on auto insurance. If you aren’t receiving every discount you qualify for, you are paying more than you should be.
- Government Employees – Simply working for the federal government can earn a discount up to 10% for Yukon Denali insurance with certain companies.
- Paperwork-free – A few companies will discount your bill up to fifty bucks simply for signing on their website.
- Clubs and Organizations – Belonging to certain professional organizations may earn a discount on auto insurance for Yukon Denali insurance.
- Driver’s Ed – Make teen driver coverage more affordable by requiring them to complete a driver education course in school.
- Senior Citizens – If you’re over the age of 55, you can possibly qualify for reduced rates for Yukon Denali insurance.
- No Charge for an Accident – Some insurance companies allow you one accident without raising rates if your claims history is clear prior to the accident.
- Theft Prevention Discount – Anti-theft and alarm systems can help prevent theft and will save you 10% or more.
Keep in mind that some of the credits will not apply to all coverage premiums. Some only apply to the cost of specific coverages such as medical payments or collision. So when it seems like you can get free auto insurance, you’re out of luck.
To see a list of providers with the best auto insurance discounts, click here to view.
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When might I need an agent?
When choosing the right insurance coverage for your personal vehicles, there is no one size fits all plan. Your needs are not the same as everyone else’s.
For example, these questions can aid in determining if you would benefit from professional advice.
- Does my insurance cover a custom paint job?
- Is extra glass coverage worth it?
- Should I get collision insurance on every vehicle?
- Will my rates increase for filing one claim?
- Can I drive in Mexico and have coverage?
- How can I force my company to pay a claim?
- When should I remove comp and collision on my 2000 GMC Yukon Denali?
If it’s difficult to answer those questions but you know they apply to you, you may need to chat with a licensed insurance agent. To find an agent in your area, complete this form. It’s fast, free and you can get the answers you need.
Learning about specific coverages of insurance can help you determine the best coverages and the correct deductibles and limits. The terms used in a policy can be confusing and nobody wants to actually read their policy.
Comprehensive or Other Than Collision
Comprehensive insurance covers damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.
Comprehensive coverage pays for things such as fire damage, damage from flooding, hitting a bird, vandalism and falling objects. The most you can receive from a comprehensive claim is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.
Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they either are underinsured or have no liability coverage at all. Covered losses include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.
Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.
Medical costs insurance
Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for EMT expenses, dental work, funeral costs and nursing services. The coverages can be used to fill the gap from your health insurance program or if you lack health insurance entirely. Coverage applies to both the driver and occupants as well as being hit by a car walking across the street. PIP is not available in all states but can be used in place of medical payments coverage
Auto collision coverage
This pays for damage to your Yukon Denali caused by collision with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage.
Collision coverage pays for things such as backing into a parked car, damaging your car on a curb, driving through your garage door, sustaining damage from a pot hole and colliding with a tree. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. Another option is to choose a higher deductible in order to get cheaper collision rates.
This coverage can cover damage that occurs to a person or their property that is your fault. It protects you from legal claims by others. Liability doesn’t cover your own vehicle damage or injuries.
Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see values of 50/100/50 which means a limit of $50,000 per injured person, a per accident bodily injury limit of $100,000, and $50,000 of coverage for damaged property.
Liability coverage protects against things like repair costs for stationary objects, medical expenses, court costs, medical services and pain and suffering. The amount of liability coverage you purchase is a personal decision, but buy as large an amount as possible.
Rates by U.S. City
|New York City, NY||$1,404|
|Los Angeles, CA||$1,521|
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$56|
|5-yr Claim Free||$56|
|Paid in Full/EFT||$34|
Discounts are estimated and may not be available from every company or in every state.