Mercury Mountaineer Insurance Rates

Finding affordable Mercury Mountaineer insurance rates can save you lots of money. Price checking from numerous provides that offer insurance for Mercury vehicles can help you find a variety of different policies for your vehicle.

U.S. average auto insurance rates for a Mercury Mountaineer are $890 annually with full coverage. Comprehensive costs approximately $138, collision insurance costs $152, and liability coverage costs around $442. A policy with just liability insurance costs as low as $496 a year, and coverage for high-risk drivers costs around $1,906. Teenage drivers pay the highest rates at up to $3,648 a year.

Average premium for full coverage: $890

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Mountaineer models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have fewer collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above demonstrate why everyone should compare prices using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Mercury Mountaineer insurance rates for additional coverage and risk scenarios.

• The best discount rate is $553
• Using higher $1,000 deductibles will save $68 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $890
• Using pricier low deductibles for physical damage coverage will cost $1,014
• Higher-risk drivers who are prone to accidents and violations could pay around $1,906
• The price with full coverage for a teenage driver for full coverage can cost $3,648 or more

View Chart as Image

Insurance prices for a Mercury Mountaineer are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $800 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,100 to $1,500 extra each year, depending on your age. Mercury Mountaineer insurance for high-risk drivers can be around 41% to 138% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $200 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Mercury Mountaineer insurance rates. A driver around age 40 might see prices as low as $640 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,210 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mercury Mountaineer Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around at least once a year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief review of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $100 per year just by quoting online well ahead of the renewal date
• Drivers with DUI or reckless driving convictions may pay on average $1,020 more per year than a low-risk driver
• Increasing physical damage deductibles could save up to $200 each year
• Youthful drivers are expensive to insure, costing up to $304 a month including comprehensive and collision insurance