Mercury Mountaineer Insurance Rates

Finding affordable Mercury Mountaineer insurance rates can save you lots of money. Price checking from numerous provides that offer insurance for Mercury vehicles can help you find a variety of different policies for your vehicle.

The average insurance rates for a Mercury Mountaineer are $890 a year with full coverage. Comprehensive insurance costs an estimated $138 a year, collision insurance costs $152, and liability coverage costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs $1,906 or more. 16-year-old drivers cost the most to insure at up to $3,648 a year.

Average premium for full coverage: $890

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Mountaineer trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than congested cities. The diagram below illustrates how location impacts insurance prices.

The examples above demonstrate why it is important to compare prices for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Mercury Mountaineer insurance rates for other coverage scenarios.

• The best full coverage rate is $553
• Using higher $1,000 deductibles will save approximately $822 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $890
• Buying low $100 deductibles for physical damage coverage will cost an additional $124 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $1,906
• Policy cost that insures a teenage driver can cost as much as $3,648 or more

View Chart as Image

Insurance rates for a Mercury Mountaineer also range considerably based on the trim level of your Mountaineer, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,100 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy can be around 41% to 138% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,600 a year. View Rates by Age

Your home state has a huge impact on Mercury Mountaineer insurance rates. A driver around age 40 might see rates as low as $640 a year in states like Utah, Ohio, and New Hampshire, or at least $1,210 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $200 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mercury Mountaineer Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having a good credit score, not filing small claims, and possibly raising deductibles. Comparison shop at every other renewal by requesting rates from direct companies, and also from insurance agencies where you live.

The following items are a brief recap of the concepts that were touched on above.

• Drivers who tend to receive serious violations could be forced to pay on average $1,020 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, as much as $304 each month if comprehensive and collision insurance is included
• You may be able to save approximately $100 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• You may be able to save approximately $100 per year just by quoting early and online