1. Vehicles
  2. Ford
  3. Escape
  4. 2007 Model Year

2007 Ford Escape Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Jan 17, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a 2007 Ford Escape are $870 a year for full coverage insurance. Comprehensive costs an estimated $148, collision costs $184, and liability coverage costs $402. Buying a liability-only policy costs as little as $446 a year, with high-risk insurance costing around $1,864. Teen drivers receive the highest rates at $3,476 a year or more.

Annual premium for full coverage: $870

Rate estimates for 2007 Ford Escape Insurance

Comprehensive $148
Collision $184
Liability $402

Rate data is compiled from all 50 U.S. states and averaged for all 2007 Ford Escape models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $446 for only liability insurance to a much higher rate of $1,864 for high-risk insurance.

Liability Only $446
Full Coverage $870
High Risk $1,864

View Chart as Image

2007 Ford Escape insurance rates compared
Column chart showing 2007 Ford Escape insurance prices range from $530 to $3,476 for full coverage

These differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2007 Ford Escape Insurance

Searching Companies

Feel like you’re a prisoner to an overpriced car insurance policy? Trust us when we tell you there are a lot of people just like you who feel imprisoned by their car insurance policy.

Companies like State Farm, Allstate, GEICO and Progressive continually hit you with ad campaigns and consumers find it hard to ignore the propoganda and effectively compare rates to find the best deal.

Quick Insurance Coverage Quotes

Most companies like GEICO, State Farm and Progressive give price estimates online. Getting online rates is pretty painless as you simply enter your coverage information as detailed in the form. After you submit the form their system pulls credit information and your driving record and quotes a price. Being able to quote online makes it a lot easier to compare rates but the process of having to visit many different websites and enter the same data into a form can be a bit tiresome and repetitive. But it is imperative to get many rate quotes in order to find the lowest possible prices on insurance coverage.

There is an easier way!

A quicker way to find cheaper rates is to use a quote form that obtains quotes from many companies. This type of form saves time, eliminates form submissions, and makes price shopping online much more efficient. Immediately after you send the form, it is rated and you are able to buy any of the resulting price quotes.

If one or more price quotes are lower than your current rates, you simply finish the application and purchase the new policy. It only takes a few minutes and can result in significant savings.

In order to find out how much you can save on insurance coverage, click here to open in new window and enter your vehicle and coverage information. If you have a policy now, it’s recommended you replicate coverages and limits just like they are on your policy. This ensures you will be getting comparison quotes for similar coverage.

When might I need an agent?

When buying adequate coverage for your personal vehicles, there is no one size fits all plan. Every situation is different and a cookie cutter policy won’t apply. For example, these questions could help you determine if your situation will benefit from professional help.

  • Can I rate high risk drivers on liability-only vehicles?
  • Is a blown tire covered by insurance?
  • When can my company non-renew my policy?
  • What if I owe more than I can insure my car for?
  • Which companies will insure high-risk drivers?
  • I have good health insurance, so how much medical payments coverage do I need?
  • Am I insured when driving a different vehicle?

If you don’t know the answers to these questions but one or more may apply to you, then you may want to think about talking to an insurance agent. If you don’t have a local agent, take a second and complete this form or go to this page to view a list of companies.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Auto insurance coverage information

Knowing the specifics of your car insurance policy aids in choosing the right coverages at the best deductibles and correct limits. Policy terminology can be confusing and even agents have difficulty translating policy wording. Listed below are typical coverages available from car insurance companies.

Uninsured and underinsured coverage

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they do not carry enough liability coverage. This coverage pays for hospital bills for your injuries as well as damage to your 2007 Ford Escape.

Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family. Usually these limits are set the same as your liablity limits.

Collision protection

This covers damage to your Escape caused by collision with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like colliding with a tree, scraping a guard rail, sustaining damage from a pot hole and colliding with another moving vehicle. Collision is rather expensive coverage, so consider removing coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Coverage for medical payments

Coverage for medical payments and/or PIP reimburse you for immediate expenses such as nursing services, X-ray expenses, hospital visits, doctor visits and funeral costs. They are often utilized in addition to your health insurance policy or if you do not have health coverage. It covers you and your occupants and will also cover getting struck while a pedestrian. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay

Comprehensive coverages

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive insurance covers claims such as fire damage, damage from a tornado or hurricane, hitting a deer and damage from flooding. The highest amount a car insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Auto liability

Liability insurance can cover injuries or damage you cause to a person or their property that is your fault. It protects you against other people’s claims, and does not provide coverage for damage sustained by your vehicle in an accident.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see limits of 100/300/100 that translate to a $100,000 limit per person for injuries, a per accident bodily injury limit of $300,000, and property damage coverage for $100,000. Alternatively, you may have a combined limit which combines the three limits into one amount and claims can be made without the split limit restrictions.

Liability coverage pays for claims such as medical expenses, pain and suffering, legal defense fees, emergency aid and court costs. The amount of liability coverage you purchase is up to you, but consider buying higher limits if possible.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2007 Ford Escape Insurance Rates by City
City Premium
New York City, NY $1,374
Los Angeles, CA $1,485
Philadelphia, PA $1,156
Jacksonville, FL $1,257
Phoenix, AZ $1,008
Chicago, IL $1,163
Houston, TX $1,360
Seattle, WA $844
Columbus, OH $724
Indianapolis, IN $741

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2007 Ford Escape Insurance Rates by Driver Age
Driver Age Premium
16 $3,476
20 $1,978
30 $884
40 $870
50 $798
60 $782

Full coverage, $500 deductibles

Rates by Deductible

2007 Ford Escape Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,012
$250 $948
$500 $870
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $870
50/100 $950
100/300 $1,051
250/500 $1,312
100 CSL $991
300 CSL $1,212
500 CSL $1,373

Full coverage, driver age 40

Rates for High Risk Drivers

2007 Ford Escape Insurance Rates for High Risk Drivers
Age Premium
16 $4,902
20 $3,150
30 $1,882
40 $1,864
50 $1,778
60 $1,762

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $47
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $54
Paid in Full/EFT $31
Advance Quote $38
Online Quote $59
Total Discounts $340
Rate after discounts $530

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2007 Ford Escape Insurance Rates by State
State Premium
Alabama $786
Alaska $666
Arizona $720
Arkansas $870
California $990
Colorado $830
Connecticut $892
Delaware $982
Florida $1,084
Georgia $804
Hawaii $624
Idaho $588
Illinois $646
Indiana $656
Iowa $586
Kansas $824
Kentucky $1,184
Louisiana $1,286
Maine $538
Maryland $718
Massachusetts $692
Michigan $1,506
Minnesota $728
Mississippi $1,042
Missouri $770
Montana $932
Nebraska $682
Nevada $1,042
New Hampshire $626
New Jersey $972
New Mexico $766
New York $916
North Carolina $502
North Dakota $714
Ohio $598
Oklahoma $890
Oregon $796
Pennsylvania $826
Rhode Island $1,158
South Carolina $788
South Dakota $732
Tennessee $760
Texas $1,046
Utah $644
Vermont $594
Virginia $520
Washington $670
West Virginia $796
Wisconsin $598
Wyoming $774

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles