Hyundai Hyundai Accent Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Feb 12, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Searching for the cheapest auto insurance rates for your Hyundai Accent? Finding lower premiums on auto insurance is a challenge for consumers new to comparing rates online. There are so many companies to choose from that it can quickly become a lot of work to find the best price.

It is always a good idea to do rate comparisons before your policy renews because prices change frequently. Just because you found the best price on Accent coverage a year ago a different company probably has better rates today. You can find a lot of misleading information regarding auto insurance on the web, but we’re going to give you a bunch of ideas how to find affordable auto insurance.

Finding Insurance Coverage Deals

The are a couple different ways of comparing rate quotes and find the best price. One of the best ways to find the lowest 2007 Hyundai Accent rates consists of shopping online. This is very easy and can be done using a couple different methods.

  1. Probably the best way to compare a lot of rates at once is to use a rate comparison form click here to open form in new window. This easy form eliminates the need for multiple quote forms to each individual insurance coverage company. One form will return quotes from multiple companies. Recommended for those who want to invest the least amount of time.
  2. A slightly less efficient method to shop for insurance coverage online requires a trip to the website for each individual company to complete a price quote. For example, we’ll pretend you want comparison quotes from GEICO, 21st Century and Farmers. To get rate quotes you would need to visit each site and enter your information, which is why the first method is quicker. To view a list of companies in your area, click here.
  3. The most time-consuming way to get comparison rates is to waste gas driving to and from local insurance agencies. Shopping for insurance coverage online can eliminate the need for a local agent unless you have a need for the personal advice of a licensed agent. You can, however, get prices online and still use a local agent.

It doesn’t matter which method you choose, just compare exactly the same information on every quote. If the quotes have higher or lower deductibles then you won’t be able to make an equal comparison. Having just a slight variation in coverages may result in large price differences. And when quoting insurance coverage, remember that comparing a large number of companies provides better odds of finding the best offered rates.

Which insurance is the “right” coverage?

When buying coverage, there isn’t really a single plan that fits everyone. Everyone’s situation is a little different.

Here are some questions about coverages that can aid in determining whether or not you may require specific advice.

  • Is business property covered if stolen from my car?
  • Is my teen driver covered when they drive my company car?
  • Does having multiple vehicles earn me a discount?
  • Will my rates increase for filing one claim?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Is my custom paint covered by insurance?
  • Why does it cost so much to insure a teen driver?
  • Am I covered when driving a rental car?

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

If you don’t know the answers to these questions, you might consider talking to a licensed agent. To find lower rates from a local agent, simply complete this short form.

The coverage is in the details

Understanding the coverages of car insurance can help you determine appropriate coverage at the best deductibles and correct limits. Policy terminology can be ambiguous and coverage can change by endorsement.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP kick in for bills like pain medications, dental work and X-ray expenses. They can be utilized in addition to your health insurance program or if you are not covered by health insurance. They cover both the driver and occupants and will also cover getting struck while a pedestrian. PIP coverage is only offered in select states and may carry a deductible

Comprehensive auto coverage

This covers damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims such as a tree branch falling on your vehicle, falling objects and hail damage. The highest amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Liability coverage

Liability insurance protects you from damage that occurs to other’s property or people in an accident. This insurance protects YOU from claims by other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show limits of 50/100/50 which stand for a limit of $50,000 per injured person, $100,000 for the entire accident, and property damage coverage for $50,000. Another option is one limit called combined single limit (CSL) which provides one coverage limit rather than limiting it on a per person basis.

Liability insurance covers things like funeral expenses, emergency aid and legal defense fees. How much coverage you buy is up to you, but you should buy as large an amount as possible.

Collision coverage

Collision coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in.

Collision can pay for things such as colliding with another moving vehicle, crashing into a building, crashing into a ditch and driving through your garage door. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. It’s also possible to raise the deductible to save money on collision insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This protects you and your vehicle’s occupants when the “other guys” do not carry enough liability coverage. It can pay for medical payments for you and your occupants as well as damage to your 2007 Hyundai Accent.

Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage is very important. Frequently the UM/UIM limits are set the same as your liablity limits.

Use our FREE quote tool to compare rates now!

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles