1. Vehicles
  2. Nissan
  3. Murano
  4. 2007 Model Year

2007 Nissan Murano Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Mar 2, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a 2007 Nissan Murano are $1,016 a year for full coverage insurance. Comprehensive insurance costs an estimated $162, collision insurance costs $222, and liability costs $474. Buying a liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,192 or more. Teenage drivers receive the highest rates at up to $4,102 a year.

Annual premium for full coverage: $1,016

Rate estimates for 2007 Nissan Murano Insurance

Comprehensive $162
Collision $222
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2007 Nissan Murano models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $522 for only liability insurance to a much higher rate of $2,192 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,016
High Risk $2,192

View Chart as Image

2007 Nissan Murano insurance rates compared
Column chart showing 2007 Nissan Murano insurance prices range from $615 to $4,102 for full coverage

These differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2007 Nissan Murano Insurance

Searching Companies

Searching for better insurance rates for your Nissan Murano? Expensive insurance can drain your personal savings and make it hard to pay other bills. Comparing price quotes is free and is an excellent way to help make ends meet.

Popular companies such as State Farm, Farmers Insurance, GEICO and Allstate promote their brand names with TV and radio ads and it can be hard to ignore the flying pigs and cute green geckos and effectively compare rates to find the best deal.

If you currently have a car insurance policy, you stand a good chance to be able to cut costs considerably using this information. Finding the best rates is easy if you know what you’re doing. Although consumers can benefit by having an understanding of how big insurance companies price online insurance because it can help you find the best coverage.

How to Compare Insurance Coverage

All the larger insurance coverage companies quote pricing online. The process is quite easy as you just type in the coverage amounts you desire as requested by the quote form. After the form is submitted, their system gets reports for credit and driving violations and returns a price determined by many factors. This streamlines rate comparisons, but the process of having to visit each company’s website and repetitively enter the same data into a form can get tiresome after awhile. But it’s absolutely necessary to compare as many rates as possible if you are searching for lower prices.

Rate comparisons made easy

A less time-consuming method to find cheaper rates makes use of a single form to get prices from more than one company. This type of form saves time, eliminates repetitive work, and makes price shopping online much simpler. Immediately after you send the form, it gets priced and you are able to buy your choice of the returned quotes.

If one or more price quotes are lower than your current rates, it’s easy to complete the application and buy the policy. This process takes 15 minutes at the most and may save quite a bit of money.

In order to find out if lower rates are available, Discounts for Safe Drivers – Insureds without accidents may receive a discount up to 45% less on Murano insurance than drivers with accident claims.

  • Seat Belts Save more than Lives – Buckling up and requiring all passengers to wear their seat belts could save 15% on the medical payments or PIP coverage costs.
  • Pay Now and Pay Less – By paying your policy upfront instead of paying each month you may reduce your total bill.
  • Paperwork-free – A handful of insurance companies may give you up to $50 just for signing your application digitally online.
  • Clubs and Organizations – Affiliation with a civic or occupational organization could trigger savings on car insurance on Murano insurance.
  • Military Discounts – Having a family member in the military could mean lower rates.
  • Bundle and Save – If you insure your home and vehicles with one insurance company you could get a discount of up to 20% off your total premium.
  • Multiple Cars – Having all your vehicles on one policy may reduce the rate for each vehicle.
  • New Vehicle Savings – Adding a new car to your policy can be considerably cheaper due to better safety requirements for new cars.
  • Driver’s Ed – Have your child enroll in driver’s education in high school.
  • It’s important to note that most discounts do not apply to all coverage premiums. Most only reduce specific coverage prices like comp or med pay. Even though it may seem like all the discounts add up to a free policy, car insurance companies aren’t that generous. But any discount will reduce the cost of coverage.

    For a list of insurance companies offering car insurance discounts, click here.

    Your personal situation dictates your coverage

    When it comes to buying adequate coverage for your vehicles, there really is no cookie cutter policy. Everyone’s situation is a little different so your insurance needs to address that. These are some specific questions may help highlight whether or not you will benefit from professional help.

    • What if I owe more than I can insure my car for?
    • What should my uninsured motorist coverage limits be in my state?
    • Does car insurance cover theft of personal property?
    • How much liability insurance is required?
    • When would I need rental car insurance?
    • Why am I be forced to buy a membership to get insurance from some companies?
    • Are my friends covered when driving my car?
    • If I drive on a suspended license am I covered?
    • How do I file an SR-22 for a DUI in my state?

    If you’re not sure about those questions, then you may want to think about talking to an agent. If you want to speak to an agent in your area, complete this form or click here for a list of insurance companies in your area.

    Free Auto Insurance Comparison

    Enter your zip code below to view companies that have cheap auto insurance rates.

     Secured with SHA-256 Encryption

    Factors determining your Nissan Murano insurance premium

    Consumers need to have an understanding of the factors that go into determining your auto insurance rates. Having a good understanding of what impacts premium levels enables informed choices that may reward you with better auto insurance rates.

    • Policy add-ons can waste money – There are a ton of extra coverages that you can buy on your auto insurance policy. Coverages for rental car reimbursement, towing coverage and motor club memberships may be wasting your money. These coverages may sound good when talking to your agent, but if you don’t need them eliminate them to save money.
    • Males pay more for insurance – Statistics show that men are more aggressive behind the wheel. That doesn’t necessarily mean that women are better drivers. Both sexes are in accidents in similar percentages, but the men cause more damage. Men also statistically receive more costly citations like reckless driving and DUI. Teenage male drivers are several times more likely to be in an accident and therefore are the most expensive to insure.
    • Drive less and save money – The higher the mileage driven in a year’s time the higher your rate. Almost all companies price each vehicle’s coverage determined by how the vehicle is used. Cars and trucks not used for work or commuting qualify for better rates than those used for commuting. Ask your agent if your auto insurance declarations sheet is rated on the correct usage for each vehicle. If your policy improperly rates your Murano may be costing you.
    • Pay less if you’re married – Having a spouse helps lower the price on your policy. Having a significant other is viewed as being more mature than a single person and it’s proven that married drivers get in fewer accidents.
    • Tickets mean higher rates – A bad driving record impacts your car insurance rates tremendously. Even one speeding ticket may increase your cost forty percent or more. Drivers with clean records receive lower rates than their less careful counterparts. If you have dangerous violations such as hit and run, DWI or reckless driving convictions may find they need to submit a SR-22 or proof of financial responsibility with their state DMV in order to prevent a license revocation.
    • Your auto insurance rates can be influenced by your job – Did you know your occupation can influence how much you pay for auto insurance? Jobs such as judges, executives and stock brokers are shown to have the highest rates in part from job stress and lengthy work days. On the other hand, occupations such as farmers, students and performers pay the least on Murano insurance.
    • Too many auto insurance claims drive up costs – Insurance companies provide better rates to insureds who do not rely on their insurance for small claims. If you tend to file frequent claims, you can look forward to either higher rates or even cancellation. Your insurance policy is intended to be relied upon for major claims that would cause financial hardship.
    • No coverage gaps is important – Letting your insurance expire is a guaranteed way to increase your auto insurance rates. And not only will insurance be more expensive, failure to provide proof of insurance will get you a revoked license or a big fine.

    Slick advertising tricks that work

    Companies like Progressive, Allstate and GEICO constantly bombard you with ads on TV and radio. All the ads make an identical promise that you’ll save big if you switch your coverage to them. How does each company make the same claim?

    Different companies are able to cherry pick for the driver that makes them money. An example of a preferred risk might be between 30 and 50, owns a home, and has great credit. A customer getting a price quote who matches those parameters is entitled to the best price and therefore will save when they switch companies.

    Potential insureds who do not match the requirements will have to pay higher premiums and this can result in business going elsewhere. The ads say “customers who switch” but not “drivers who get quotes” save that much. That’s why companies can truthfully claim big savings.

    Because of the profiling, you absolutely need to compare many company’s rates. It’s impossible to know which insurance companies will have the lowest Nissan Murano insurance rates.

    Auto insurance coverage information

    Having a good grasp of your policy helps when choosing the right coverages and proper limits and deductibles. Policy terminology can be confusing and even agents have difficulty translating policy wording. Listed below are typical coverage types found on the average insurance policy.

    Insurance for medical payments

    Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like rehabilitation expenses, prosthetic devices, chiropractic care and ambulance fees. The coverages can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover all vehicle occupants and also covers any family member struck as a pedestrian. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage

    Liability coverages

    Liability coverage protects you from damages or injuries you inflict on other people or property in an accident. This insurance protects YOU against other people’s claims. It does not cover damage to your own property or vehicle.

    It consists of three limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have policy limits of 100/300/100 which stand for $100,000 bodily injury coverage, $300,000 for the entire accident, and a limit of $100,000 paid for damaged property. Another option is one limit called combined single limit (CSL) which limits claims to one amount and claims can be made without the split limit restrictions.

    Liability insurance covers things such as structural damage, repair costs for stationary objects, funeral expenses, attorney fees and medical expenses. How much coverage you buy is a decision to put some thought into, but it’s cheap coverage so purchase as much as you can afford.

    Auto collision coverage

    Collision insurance will pay to fix damage to your Murano resulting from a collision with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder.

    Collision coverage pays for claims such as crashing into a ditch, damaging your car on a curb, sideswiping another vehicle and sustaining damage from a pot hole. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. Another option is to choose a higher deductible to bring the cost down.

    Comprehensive coverage (or Other than Collision)

    This covers damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

    Comprehensive coverage protects against things like hitting a bird, falling objects, damage from a tornado or hurricane, damage from getting keyed and a broken windshield. The most you’ll receive from a claim is the ACV or actual cash value, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

    Uninsured Motorist or Underinsured Motorist insurance

    Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants and also any damage incurred to your Nissan Murano.

    Since a lot of drivers have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea. Usually your uninsured/underinsured motorist coverages do not exceed the liability coverage limits.

    Smart shoppers get results

    Cost effective 2007 Nissan Murano insurance can be found from both online companies and with local insurance agents, so you should be comparing quotes from both to have the best rate selection. A few companies do not offer online price quotes and usually these small insurance companies provide coverage only through local independent agents.

    You just learned quite a bit of information on how to get a better price on insurance. It’s most important to understand that the more quotes you get, the better your chances of lowering your rates. You may even discover the most savings is with a company that doesn’t do a lot of advertising. They may only write in your state and offer lower rates than their larger competitors like State Farm, GEICO and Nationwide.

    As you go through the steps to switch your coverage, do not buy less coverage just to save a little money. There have been many cases where consumers will sacrifice uninsured motorist or liability limits only to find out that their decision to reduce coverage ended up costing them more. Your focus should be to get the best coverage possible for the lowest price.

    More information is available at these links:

    Use our FREE quote tool to compare rates now!

    Rates by U.S. City

    2007 Nissan Murano Insurance Rates by City
    City Premium
    New York City, NY $1,605
    Los Angeles, CA $1,740
    Philadelphia, PA $1,358
    Jacksonville, FL $1,476
    Phoenix, AZ $1,179
    Chicago, IL $1,361
    Houston, TX $1,594
    Seattle, WA $993
    Columbus, OH $849
    Indianapolis, IN $863

    Need a specific model?

    Choose your model and trim below

    Rates by Driver Age

    2007 Nissan Murano Insurance Rates by Driver Age
    Driver Age Premium
    16 $4,102
    20 $2,328
    30 $1,034
    40 $1,016
    50 $934
    60 $914

    Full coverage, $500 deductibles

    Rates by Deductible

    2007 Nissan Murano Insurance Rates with Different Deductibles
    Deductible Premium
    $100 $1,184
    $250 $1,108
    $500 $1,016
    $1,000 $930

    Full coverage, driver age 40

    Rates by Liability Limit

    Nissan Murano Insurance Rates with Different Liability Limits
    Liability Limit Premium
    30/60 $1,016
    50/100 $1,111
    100/300 $1,229
    250/500 $1,537
    100 CSL $1,158
    300 CSL $1,419
    500 CSL $1,609

    Full coverage, driver age 40

    Rates for High Risk Drivers

    2007 Nissan Murano Insurance Rates for High Risk Drivers
    Age Premium
    16 $5,780
    20 $3,714
    30 $2,208
    40 $2,192
    50 $2,096
    60 $2,074

    Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

    If a financial responsibility filing is required, the additional charge below may also apply.

    SR-22 Surcharge $137

    Potential Rate Discounts

    If you qualify for discounts, you may save the amounts shown below.

    Discount Savings
    Multi-policy $51
    Multi-vehicle $55
    Homeowner $18
    5-yr Accident Free $62
    5-yr Claim Free $64
    Paid in Full/EFT $37
    Advance Quote $45
    Online Quote $69
    Total Discounts $401
    Rate after discounts $615

    Discounts are estimated and may not be available from every company or in every state.

    Find companies with the cheapest rates in your area

    2007 Nissan Murano Insurance Rates by State
    State Premium
    Alabama $920
    Alaska $778
    Arizona $842
    Arkansas $1,016
    California $1,160
    Colorado $970
    Connecticut $1,044
    Delaware $1,152
    Florida $1,272
    Georgia $938
    Hawaii $730
    Idaho $686
    Illinois $756
    Indiana $764
    Iowa $686
    Kansas $968
    Kentucky $1,388
    Louisiana $1,504
    Maine $628
    Maryland $838
    Massachusetts $814
    Michigan $1,766
    Minnesota $850
    Mississippi $1,216
    Missouri $902
    Montana $1,092
    Nebraska $802
    Nevada $1,218
    New Hampshire $730
    New Jersey $1,136
    New Mexico $902
    New York $1,070
    North Carolina $586
    North Dakota $832
    Ohio $702
    Oklahoma $1,044
    Oregon $930
    Pennsylvania $970
    Rhode Island $1,354
    South Carolina $920
    South Dakota $858
    Tennessee $890
    Texas $1,226
    Utah $752
    Vermont $696
    Virginia $610
    Washington $788
    West Virginia $930
    Wisconsin $704
    Wyoming $906

    Free Auto Insurance Comparison

    Enter your zip code below to view companies that have cheap auto insurance rates.

     Secured with SHA-256 Encryption

    You May Also Enjoy These Articles