Nissan Murano Insurance Rates
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UPDATED: Jun 6, 2023
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
Average insurance prices for a Nissan Murano are $1,324 every 12 months for full coverage. Comprehensive insurance costs an estimated $262, collision insurance costs $474, and liability is $430. Buying just liability costs around $486 a year, and insurance for high-risk drivers costs $2,870 or more. Teen drivers receive the highest rates at up to $5,030 a year.
Average premium for full coverage: $1,324
Rate estimates broken down by individual coverage type:
Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for all Murano models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from the cheapest price of $486 for just the minimum liability insurance to the much higher price of $2,870 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have more infrequent accident claims than larger metro areas. The example below illustrates the difference between rural and urban areas on insurance prices.
These examples show why everyone should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Nissan Murano insurance rates for other coverage scenarios.
- The lowest rate with discounts is $767
- Raising to $1,000 deductibles will save approximately $166 a year
- The average price for a 40-year-old driver who has $500 deductibles is $1,324
- Choosing pricier low deductibles costs an extra $326 annually
- Drivers with multiple violations and an at-fault accident could pay up to $2,870
- The cost to insure a 16-year-old driver for full coverage can cost as much as $5,030
Auto insurance rates for a Nissan Murano can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.
Choosing high deductibles can reduce rates by up to $500 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $387 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $5,000 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying $1,600 to $2,200 in extra premium per year, depending on your age. Nissan Murano insurance for high-risk drivers is expensive and can cost from 44% to 135% more than average. View High Risk Driver Rates
Where you live also has a big influence on Nissan Murano insurance prices. A middle-age driver might find rates as low as $870 a year in states like Iowa, Maine, and Idaho, or as much as $1,890 on average in New York, Louisiana, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Nissan Murano S 2WD||$1,246||$104|
|Nissan Murano S AWD||$1,246||$104|
|Nissan Murano SL 2WD||$1,246||$104|
|Nissan Murano SL AWD||$1,284||$107|
|Nissan Murano LE 2WD||$1,404||$117|
|Nissan Murano LE AWD||$1,404||$117|
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2019 Nissan Murano||$262||$474||$430||$1,324|
|2018 Nissan Murano||$248||$458||$442||$1,306|
|2017 Nissan Murano||$238||$424||$452||$1,272|
|2016 Nissan Murano||$230||$400||$456||$1,244|
|2015 Nissan Murano||$220||$358||$460||$1,196|
|2014 Nissan Murano||$206||$330||$460||$1,154|
|2012 Nissan Murano||$194||$288||$474||$1,114|
|2011 Nissan Murano||$180||$268||$474||$1,080|
|2009 Nissan Murano||$162||$222||$474||$1,016|
|2007 Nissan Murano||$148||$182||$468||$956|
|2006 Nissan Murano||$146||$178||$460||$942|
|2005 Nissan Murano||$144||$168||$452||$922|
|2004 Nissan Murano||$132||$160||$446||$896|
|2003 Nissan Murano||$126||$152||$442||$878|
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Nissan Murano Insurance
Saving money on insurance for a Nissan Murano consists of being safe and accident-free, having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Set aside time to compare rates every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below you'll find a brief recap of the coverage data covered above.
- Drivers can save approximately $160 per year just by quoting online well ahead of the renewal date
- Increasing deductibles could save as much as $500 each year
- Youthful drivers are the costliest to insure, costing as high as $419 per month if comprehensive and collision insurance is included
- Drivers considered higher risk who tend to receive serious violations pay on average $1,550 more annually than a low-risk driver
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
Enter your ZIP code in our free tool below to comparison shop.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$95|
|5-yr Claim Free||$85|
|Paid in Full/EFT||$59|
Discounts are estimated and may not be available from every company or in every state.