Nissan Murano Insurance Rates
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UPDATED: May 30, 2024
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
The average auto insurance rates for a Nissan Murano are $1,344 annually including full coverage. Comprehensive costs on average $282, collision costs $506, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing around $2,908. Teenage drivers cost the most to insure at $5,040 a year or more.
Average premium for full coverage: $1,344
Policy rates by type of insurance:
Prices include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all Murano models.
Price Range Variability
For a 40-year-old driver, Nissan Murano insurance rates go from as cheap as $460 for your basic liability-only policy to the much higher price of $2,908 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.
The example below illustrates how your location can change car insurance rates.
The examples above highlight why everyone should compare rates based on a specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Nissan Murano insurance rates for different risk profiles and scenarios.
- The best discount rate is $777
- Drivers who choose higher $1,000 deductibles will pay around $178 every year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,344
- Using pricier low deductibles for comprehensive and collision insurance will cost $1,692
- High-risk insureds who are prone to accidents and violations could pay upwards of $2,908 or more
- Policy cost with full coverage for a teenage driver for full coverage may cost $5,040 a year
Insurance rates for a Nissan Murano also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 additional every year, depending on your age. Nissan Murano insurance for high-risk drivers can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $530 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Nissan Murano insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,920 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,216 | -$128 | -9.5% |
Alaska | $1,032 | -$312 | -23.2% |
Arizona | $1,116 | -$228 | -17.0% |
Arkansas | $1,344 | -$0 | 0.0% |
California | $1,534 | $190 | 14.1% |
Colorado | $1,284 | -$60 | -4.5% |
Connecticut | $1,384 | $40 | 3.0% |
Delaware | $1,522 | $178 | 13.2% |
Florida | $1,684 | $340 | 25.3% |
Georgia | $1,242 | -$102 | -7.6% |
Hawaii | $966 | -$378 | -28.1% |
Idaho | $910 | -$434 | -32.3% |
Illinois | $1,004 | -$340 | -25.3% |
Indiana | $1,012 | -$332 | -24.7% |
Iowa | $908 | -$436 | -32.4% |
Kansas | $1,280 | -$64 | -4.8% |
Kentucky | $1,836 | $492 | 36.6% |
Louisiana | $1,990 | $646 | 48.1% |
Maine | $830 | -$514 | -38.2% |
Maryland | $1,108 | -$236 | -17.6% |
Massachusetts | $1,078 | -$266 | -19.8% |
Michigan | $2,338 | $994 | 74.0% |
Minnesota | $1,126 | -$218 | -16.2% |
Mississippi | $1,614 | $270 | 20.1% |
Missouri | $1,194 | -$150 | -11.2% |
Montana | $1,444 | $100 | 7.4% |
Nebraska | $1,062 | -$282 | -21.0% |
Nevada | $1,614 | $270 | 20.1% |
New Hampshire | $970 | -$374 | -27.8% |
New Jersey | $1,504 | $160 | 11.9% |
New Mexico | $1,194 | -$150 | -11.2% |
New York | $1,418 | $74 | 5.5% |
North Carolina | $776 | -$568 | -42.3% |
North Dakota | $1,100 | -$244 | -18.2% |
Ohio | $930 | -$414 | -30.8% |
Oklahoma | $1,382 | $38 | 2.8% |
Oregon | $1,232 | -$112 | -8.3% |
Pennsylvania | $1,284 | -$60 | -4.5% |
Rhode Island | $1,796 | $452 | 33.6% |
South Carolina | $1,222 | -$122 | -9.1% |
South Dakota | $1,136 | -$208 | -15.5% |
Tennessee | $1,178 | -$166 | -12.4% |
Texas | $1,622 | $278 | 20.7% |
Utah | $996 | -$348 | -25.9% |
Vermont | $920 | -$424 | -31.5% |
Virginia | $804 | -$540 | -40.2% |
Washington | $1,042 | -$302 | -22.5% |
West Virginia | $1,232 | -$112 | -8.3% |
Wisconsin | $930 | -$414 | -30.8% |
Wyoming | $1,198 | -$146 | -10.9% |
Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, and rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Murano S 2WD | $1,260 | $105 |
Nissan Murano S AWD | $1,260 | $105 |
Nissan Murano SL 2WD | $1,260 | $105 |
Nissan Murano SL AWD | $1,304 | $109 |
Nissan Murano LE 2WD | $1,428 | $119 |
Nissan Murano LE AWD | $1,428 | $119 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Murano | $294 | $512 | $390 | $1,354 |
2023 Nissan Murano | $282 | $506 | $398 | $1,344 |
2022 Nissan Murano | $272 | $494 | $416 | $1,340 |
2021 Nissan Murano | $262 | $474 | $430 | $1,324 |
2020 Nissan Murano | $248 | $458 | $442 | $1,306 |
2019 Nissan Murano | $238 | $424 | $452 | $1,272 |
2018 Nissan Murano | $230 | $400 | $456 | $1,244 |
2017 Nissan Murano | $220 | $358 | $460 | $1,196 |
2016 Nissan Murano | $206 | $330 | $460 | $1,154 |
2015 Nissan Murano | $198 | $310 | $464 | $1,130 |
2014 Nissan Murano | $194 | $288 | $474 | $1,114 |
2013 Nissan Murano | $180 | $268 | $474 | $1,080 |
2012 Nissan Murano | $174 | $244 | $478 | $1,054 |
2011 Nissan Murano | $162 | $222 | $474 | $1,016 |
2010 Nissan Murano | $152 | $202 | $474 | $986 |
2009 Nissan Murano | $148 | $182 | $468 | $956 |
2007 Nissan Murano | $144 | $168 | $452 | $922 |
2006 Nissan Murano | $132 | $160 | $446 | $896 |
2005 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Nissan Murano Insurance
Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest the time to shop around at every other renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below is a quick rundown of the concepts that were illustrated above.
- Drivers with reckless driving or DUI convictions pay on average $1,560 more each year for auto insurance
- Teenage drivers pay higher rates, with premiums being up to $420 each month if they have full coverage
- You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $525 each year
- You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,040 |
20 | $3,108 |
30 | $1,404 |
40 | $1,344 |
50 | $1,230 |
60 | $1,206 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,692 |
$250 | $1,530 |
$500 | $1,344 |
$1,000 | $1,166 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,344 |
50/100 | $1,508 |
100/300 | $1,607 |
250/500 | $1,866 |
100 CSL | $1,547 |
300 CSL | $1,766 |
500 CSL | $1,926 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,184 |
20 | $4,938 |
30 | $2,970 |
40 | $2,908 |
50 | $2,776 |
60 | $2,752 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $98 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $61 |
Advance Quote | $66 |
Online Quote | $95 |
Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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