Nissan Murano Insurance Rates
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UPDATED: Apr 30, 2020
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
Average insurance rates for a Nissan Murano are $1,324 a year including full coverage. Comprehensive insurance costs an estimated $262, collision insurance costs $474, and liability coverage is $430. Buying just liability costs around $486 a year, and insurance for high-risk drivers costs $2,870 or more. Teen drivers receive the highest rates at up to $5,030 a year.
Average premium for full coverage: $1,324
Rate estimates broken down by individual coverage type:
Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Murano models.
Price Range by Coverage and Risk
For an average driver, prices range range from as low as $486 for liability-only coverage to the much higher price of $2,870 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates the effect of geographic area on insurance prices.
These examples highlight why everyone should compare rates quotes for a targeted area and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Nissan Murano insurance rates for other coverage scenarios.
- The lowest rate with discounts is $767
- Raising to $1,000 deductibles will save approximately $166 every year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,324
- Choosing pricier low deductibles will cost an extra $326 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,870
- The cost for full coverage for a teenage driver for full coverage can cost as much as $5,030
Auto insurance rates for a Nissan Murano can also vary considerably based on your driver profile, the model of your Murano, and liability limits and deductibles.
A more mature driver with a good driving record and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $5,000 a year. View Rates by Age
Where you live also has a big influence on Nissan Murano insurance rates. A middle-age driver might find rates as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,890 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,198 | -$126 | -9.5% |
| Alaska | $1,018 | -$306 | -23.1% |
| Arizona | $1,100 | -$224 | -16.9% |
| Arkansas | $1,324 | -$0 | 0.0% |
| California | $1,510 | $186 | 14.0% |
| Colorado | $1,264 | -$60 | -4.5% |
| Connecticut | $1,362 | $38 | 2.9% |
| Delaware | $1,500 | $176 | 13.3% |
| Florida | $1,656 | $332 | 25.1% |
| Georgia | $1,222 | -$102 | -7.7% |
| Hawaii | $950 | -$374 | -28.2% |
| Idaho | $896 | -$428 | -32.3% |
| Illinois | $988 | -$336 | -25.4% |
| Indiana | $998 | -$326 | -24.6% |
| Iowa | $894 | -$430 | -32.5% |
| Kansas | $1,260 | -$64 | -4.8% |
| Kentucky | $1,806 | $482 | 36.4% |
| Louisiana | $1,960 | $636 | 48.0% |
| Maine | $816 | -$508 | -38.4% |
| Maryland | $1,092 | -$232 | -17.5% |
| Massachusetts | $1,060 | -$264 | -19.9% |
| Michigan | $2,302 | $978 | 73.9% |
| Minnesota | $1,108 | -$216 | -16.3% |
| Mississippi | $1,586 | $262 | 19.8% |
| Missouri | $1,176 | -$148 | -11.2% |
| Montana | $1,424 | $100 | 7.6% |
| Nebraska | $1,044 | -$280 | -21.1% |
| Nevada | $1,586 | $262 | 19.8% |
| New Hampshire | $956 | -$368 | -27.8% |
| New Jersey | $1,482 | $158 | 11.9% |
| New Mexico | $1,172 | -$152 | -11.5% |
| New York | $1,394 | $70 | 5.3% |
| North Carolina | $764 | -$560 | -42.3% |
| North Dakota | $1,084 | -$240 | -18.1% |
| Ohio | $916 | -$408 | -30.8% |
| Oklahoma | $1,360 | $36 | 2.7% |
| Oregon | $1,212 | -$112 | -8.5% |
| Pennsylvania | $1,264 | -$60 | -4.5% |
| Rhode Island | $1,766 | $442 | 33.4% |
| South Carolina | $1,200 | -$124 | -9.4% |
| South Dakota | $1,118 | -$206 | -15.6% |
| Tennessee | $1,160 | -$164 | -12.4% |
| Texas | $1,596 | $272 | 20.5% |
| Utah | $980 | -$344 | -26.0% |
| Vermont | $908 | -$416 | -31.4% |
| Virginia | $794 | -$530 | -40.0% |
| Washington | $1,024 | -$300 | -22.7% |
| West Virginia | $1,212 | -$112 | -8.5% |
| Wisconsin | $918 | -$406 | -30.7% |
| Wyoming | $1,180 | -$144 | -10.9% |
Choosing high deductibles can reduce rates by up to $500 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $387 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying $1,600 to $2,200 in extra premium per year, depending on your age. Nissan Murano insurance for high-risk drivers is expensive and can cost around 44% to 135% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Murano S 2WD | $1,246 | $104 |
| Nissan Murano S AWD | $1,246 | $104 |
| Nissan Murano SL 2WD | $1,246 | $104 |
| Nissan Murano SL AWD | $1,284 | $107 |
| Nissan Murano LE 2WD | $1,404 | $117 |
| Nissan Murano LE AWD | $1,404 | $117 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Murano | $262 | $474 | $430 | $1,324 |
| 2018 Nissan Murano | $248 | $458 | $442 | $1,306 |
| 2017 Nissan Murano | $238 | $424 | $452 | $1,272 |
| 2016 Nissan Murano | $230 | $400 | $456 | $1,244 |
| 2015 Nissan Murano | $220 | $358 | $460 | $1,196 |
| 2014 Nissan Murano | $206 | $330 | $460 | $1,154 |
| 2012 Nissan Murano | $194 | $288 | $474 | $1,114 |
| 2011 Nissan Murano | $180 | $268 | $474 | $1,080 |
| 2009 Nissan Murano | $162 | $222 | $474 | $1,016 |
| 2007 Nissan Murano | $148 | $182 | $468 | $956 |
| 2006 Nissan Murano | $146 | $178 | $460 | $942 |
| 2005 Nissan Murano | $144 | $168 | $452 | $922 |
| 2004 Nissan Murano | $132 | $160 | $446 | $896 |
| 2003 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Nissan Murano Insurance
Saving money on auto insurance consists of being safe and accident-free, having good credit, not filing small claims, and consideration of higher deductibles. Take the time to compare rates once a year by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
Below you'll find a brief recap of the data that was covered in the above illustrations.
- You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
- Consumers who want more liability protection will pay about $470 per year to raise from a minimum limit to 250/500 limits
- Youthful drivers are the costliest to insure, as much as $419 per month if they have full coverage
- Drivers who tend to receive serious violations may pay on average $1,550 more annually than a low-risk driver
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
Enter your ZIP code in our free tool below to comparison shop.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,030 |
| 20 | $3,062 |
| 30 | $1,374 |
| 40 | $1,324 |
| 50 | $1,212 |
| 60 | $1,188 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,650 |
| $250 | $1,498 |
| $500 | $1,324 |
| $1,000 | $1,158 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,324 |
| 50/100 | $1,490 |
| 100/300 | $1,598 |
| 250/500 | $1,877 |
| 100 CSL | $1,533 |
| 300 CSL | $1,770 |
| 500 CSL | $1,942 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,876 |
| 30 | $2,924 |
| 40 | $2,870 |
| 50 | $2,740 |
| 60 | $2,716 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $95 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $59 |
| Advance Quote | $65 |
| Online Quote | $93 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
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