GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive insurance costs around $186, collision insurance costs $226, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,238 or more. Teenage drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.

The examples above illustrate why everyone should compare rates quotes for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $634
• Raising to $1,000 deductibles will save about $94 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,044
• Using pricier low deductibles will cost an additional $178 annually
• Drivers who are prone to accidents and violations could pay at least $2,238
• Policy cost that insures a 16-year-old driver for full coverage can be $4,152

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model of your Yukon, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,100 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $280 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon consists of being a good driver, having a good credit score, being claim-free, and deciding if full coverage is necessary. Compare prices every couple of years by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a summary of the material that was covered in the above illustrations.

• Insureds who may need an increased level of liability coverage will pay an extra $520 annually to raise from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are charged the highest rates, possibly costing $346 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,190 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $275 each year