GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage. Comprehensive insurance costs an estimated $186 a year, collision insurance costs $226, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,238 or more. Teenage drivers pay the highest rates at up to $4,152 a year.

Average premium for full coverage: $1,044

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations have fewer accident claims than densely populated cities. The diagram below illustrates how your location can change insurance prices.

The ranges above show why it is important to get quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save approximately $950 a year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,044
• Using low $100 deductibles for comp and collision coverage costs an additional $178 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,238
• The price with full coverage for a 16-year-old driver can cost as much as $4,152 each year

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Insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy ranges from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $280 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,490 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon takes being safe and accident-free, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every couple of years by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a review of the material that was illustrated above.

• Insureds who want more liability protection will pay an extra $520 each year to raise limits from a low limit to higher 250/500 limits
• Youthful drivers are expensive to insure, with premiums as much as $346 a month if they have full coverage
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,190 more annually than a low-risk driver
• Increasing physical damage deductibles could save up to $275 each year