GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs approximately $186, collision insurance costs $226, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,238. Teenage drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Using higher $1,000 deductibles will save $94 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,044
• Using more expensive low deductibles for physical damage coverage will increase the cost to $1,222
• High-risk insureds who are prone to accidents and violations could pay around $2,238
• Policy cost for full coverage for a 16-year-old driver with full coverage can cost $4,152 or more

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $280 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon requires being a low-risk driver, having above-average credit, being claim-free, and attention to physical damage deductibles. Take the time to compare rates once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief review of the data that was covered in the above illustrations.

• It is possible to save around $120 per year just by shopping early and online
• Insureds who purchase more liability coverage will pay an extra $520 annually to increase from a 30/60 limit to 250/500 limits
• Teen drivers pay the highest auto insurance rates, possibly costing $346 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,190 more per year to insure their Yukon