GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive insurance costs on average $186, collision insurance costs $226, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,238 or more. Teenage drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.

The examples above illustrate why everyone should compare rates based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay around $94 each year
• The average price for a good driver age 40 with $500 deductibles is $1,044
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $178 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $2,238
• Policy cost to insure a teen driver for full coverage may cost $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Yukon.

Using high physical damage deductibles could save up to $280 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers can cost anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates every other policy renewal by getting quotes from direct insurance companies, and also from several local insurance agents.

The items below are a brief recap of the ideas that were covered in the above illustrations.

• Teen drivers pay higher rates, possibly costing $346 each month if full coverage is included
• High-risk drivers who tend to receive serious violations pay on average $1,190 more each year to insure their Yukon
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• It is possible to save as much as $120 per year just by quoting online well ahead of the renewal date