GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive costs approximately $180, collision costs $202, and liability costs $468. Buying just liability costs as little as $518 a year, with insurance for high-risk drivers costing around $2,162. Teenage drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Rates are based on $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay $86 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,008
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,174
• Drivers who are prone to accidents and violations could pay around $2,162 or more
• The price for full coverage for a 16-year-old driver with full coverage can cost $4,034 a year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on your driving record, the model of your Yukon, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $260 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $477 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 additional each year, depending on your age. High-risk driver insurance can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices from multiple companies. Every company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon not only requires not taking risks behind the wheel, but also having a good credit history, being claim-free, and qualifying for all possible discounts. Invest time comparing rates every couple of years by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following is a quick review of the material that was covered in the charts and tables above.

• Insureds who purchase higher liability limits will pay an extra $520 per year to go from a low limit to 250/500 limits
• Teens are the costliest to insure, possibly costing $336 a month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,150 more per year for Yukon insurance
• Increasing physical damage deductibles can save around $250 each year