GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs an estimated $180, collision costs $202, and liability coverage costs around $468. Liability-only insurance costs as low as $518 a year, with high-risk driver insurance costing $2,162 or more. 16-year-old drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates broken down by type of coverage:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how location impacts insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare prices for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Using higher $1,000 deductibles will save approximately $86 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,008
• Buying more expensive low deductibles for physical damage coverage will cost an additional $166 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,162 or more
• An auto insurance policy that insures a teenage driver with full coverage can cost as much as $4,034 or more

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance can be around 42% to 132% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $260 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $477 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices and see how they stack up. Each insurance company utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Yukon Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Comparison shop every year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a recap of the coverage data touched on above.

• You may be able to save approximately $110 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $250 each year
• Teenage drivers are expensive to insure, with the cost nearing $336 per month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents could be charged and average of $1,150 more annually for auto insurance