GMC Yukon Insurance Rates

Estimated auto insurance rates for a GMC Yukon are $1,044 annually including full coverage. Comprehensive insurance costs approximately $186 each year, collision insurance costs $226, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,238 or more. Teenage drivers pay the most at up to $4,152 a year.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay $94 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,044
• Using low deductibles for comprehensive and collision insurance costs an additional $178 annually
• Drivers who are prone to accidents and violations could pay around $2,238
• An auto insurance policy with full coverage for a 16-year-old driver can cost $4,152 a year

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Auto insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,490 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon not only requires avoiding accidents and violations, but also having above-average credit, refrain from filing small claims, and possibly higher deductibles. Set aside time to shop around every time your policy renews by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a quick review of the information raised in the charts and tables above.

• You may be able to save around $120 per year just by quoting online in advance
• Teenagers have the highest car insurance prices, with the cost nearing $346 per month if full coverage is included
• Increasing policy deductibles could save up to $275 each year
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,190 more per year for car insurance
• Insureds who purchase higher liability limits will pay an extra $520 per year to go from 30/60 bodily injury limits to higher 250/500 limits