GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive insurance costs approximately $186 each year, collision costs $226, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,238 or more. Teens pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Yukon models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why all drivers should compare prices using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $634
• Using higher $1,000 deductibles will save $94 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,044
• Selecting low deductibles for physical damage coverage will cost an additional $178 each year
• Higher-risk drivers with serious driving violations could pay around $2,238 or more
• The price that insures a teenage driver can cost $4,152 or more

View Chart as Image

Car insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can be around 41% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,100 a year. View Rates by Age

The state you live in has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $280 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Each insurance company calculates prices differently, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare rates every year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

Below is a condensed summary of the coverage data covered in the above illustrations.

• It is possible to save around $120 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $275 each year
• Teenage drivers pay the highest auto insurance prices, as much as $346 a month if full coverage is purchased
• Drivers with multiple at-fault accidents could be charged and average of $1,190 more per year for auto insurance