GMC Yukon Insurance Rates
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UPDATED: Jun 4, 2023
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Average auto insurance rates for a GMC Yukon are $924 annually including full coverage. Comprehensive insurance costs an estimated $154 a year, collision costs $170, and liability coverage is estimated at $442. Liability-only coverage costs approximately $496 a year, with high-risk coverage costing $1,976 or more. Teenage drivers receive the highest rates at $3,744 a year or more.
Average premium for full coverage: $924
Rate estimates broken down by individual coverage type:
Rates are based on $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Yukon trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from as cheap as $496 for just the minimum liability insurance to a high of $1,976 for high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.
The diagram below illustrates how location impacts insurance prices.
These examples highlight why it is important to get quotes for a targeted area and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.
- The best discount rate is $571
- Choosing higher $1,000 deductibles can save approximately $850 every year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $924
- Using low $100 deductibles for comp and collision coverage costs an additional $140 each year
- Drivers who are prone to accidents and violations could pay up to $1,976 or more
- The cost with full coverage for a teenage driver can cost as much as $3,744 each year
Car insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your driving characteristics, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles may only pay around $900 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $3,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $1,100 to $1,600 extra per year, depending on your age. A high-risk auto insurance policy ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $220 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $450 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,320 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $838 | -$86 | -9.3% |
Alaska | $710 | -$214 | -23.2% |
Arizona | $770 | -$154 | -16.7% |
Arkansas | $924 | -$0 | 0.0% |
California | $1,054 | $130 | 14.1% |
Colorado | $884 | -$40 | -4.3% |
Connecticut | $952 | $28 | 3.0% |
Delaware | $1,046 | $122 | 13.2% |
Florida | $1,158 | $234 | 25.3% |
Georgia | $854 | -$70 | -7.6% |
Hawaii | $666 | -$258 | -27.9% |
Idaho | $626 | -$298 | -32.3% |
Illinois | $690 | -$234 | -25.3% |
Indiana | $696 | -$228 | -24.7% |
Iowa | $624 | -$300 | -32.5% |
Kansas | $880 | -$44 | -4.8% |
Kentucky | $1,262 | $338 | 36.6% |
Louisiana | $1,370 | $446 | 48.3% |
Maine | $572 | -$352 | -38.1% |
Maryland | $764 | -$160 | -17.3% |
Massachusetts | $742 | -$182 | -19.7% |
Michigan | $1,608 | $684 | 74.0% |
Minnesota | $774 | -$150 | -16.2% |
Mississippi | $1,110 | $186 | 20.1% |
Missouri | $822 | -$102 | -11.0% |
Montana | $996 | $72 | 7.8% |
Nebraska | $730 | -$194 | -21.0% |
Nevada | $1,110 | $186 | 20.1% |
New Hampshire | $666 | -$258 | -27.9% |
New Jersey | $1,034 | $110 | 11.9% |
New Mexico | $818 | -$106 | -11.5% |
New York | $976 | $52 | 5.6% |
North Carolina | $534 | -$390 | -42.2% |
North Dakota | $758 | -$166 | -18.0% |
Ohio | $640 | -$284 | -30.7% |
Oklahoma | $950 | $26 | 2.8% |
Oregon | $848 | -$76 | -8.2% |
Pennsylvania | $884 | -$40 | -4.3% |
Rhode Island | $1,236 | $312 | 33.8% |
South Carolina | $838 | -$86 | -9.3% |
South Dakota | $782 | -$142 | -15.4% |
Tennessee | $814 | -$110 | -11.9% |
Texas | $1,116 | $192 | 20.8% |
Utah | $686 | -$238 | -25.8% |
Vermont | $634 | -$290 | -31.4% |
Virginia | $554 | -$370 | -40.0% |
Washington | $718 | -$206 | -22.3% |
West Virginia | $848 | -$76 | -8.2% |
Wisconsin | $642 | -$282 | -30.5% |
Wyoming | $826 | -$98 | -10.6% |
With so much variability in rates, the best way to figure out which company is cheapest is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Yukon SLE 2WD | $872 | $73 |
GMC Yukon 2WD | $872 | $73 |
GMC Yukon SLE 4WD | $888 | $74 |
GMC Yukon SLT 2WD | $888 | $74 |
GMC Yukon 4WD | $888 | $74 |
GMC Yukon SLT 4WD | $902 | $75 |
GMC Yukon Denali 2WD | $916 | $76 |
GMC Yukon Denali 4WD | $930 | $78 |
GMC Yukon Hybrid 2WD | $1,046 | $87 |
GMC Yukon Hybrid 4WD | $1,046 | $87 |
GMC Yukon Hybrid Denali 2WD | $1,062 | $89 |
GMC Yukon Hybrid Denali 4WD | $1,076 | $90 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
2007 GMC Yukon | $178 | $198 | $460 | $994 |
2006 GMC Yukon | $176 | $188 | $452 | $974 |
2005 GMC Yukon | $160 | $180 | $446 | $944 |
2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap GMC Yukon Insurance
Saving money on auto insurance takes not taking risks behind the wheel, having a good credit score, not filing small claims, and not having any coverage lapses. Spend time shopping around every couple of years by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The following is a quick review of the material that was touched on above.
- Consumers who want higher liability limits will pay an extra $490 per year to raise limits from a minimum limit to higher 250/500 limits
- Teens have the highest car insurance rates, as much as $312 per month if comprehensive and collision insurance is included
- Drivers with a DUI or reckless driving violation could be forced to pay on average $1,050 more annually for Yukon insurance
- Increasing deductibles could save up to $225 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,744 |
20 | $2,102 |
30 | $940 |
40 | $924 |
50 | $850 |
60 | $832 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,064 |
$250 | $1,002 |
$500 | $924 |
$1,000 | $850 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $924 |
50/100 | $1,176 |
100/300 | $1,301 |
250/500 | $1,626 |
100 CSL | $1,226 |
300 CSL | $1,501 |
500 CSL | $1,701 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,254 |
20 | $3,342 |
30 | $1,990 |
40 | $1,976 |
50 | $1,890 |
60 | $1,870 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $46 |
Multi-vehicle | $49 |
Homeowner | $17 |
5-yr Accident Free | $53 |
5-yr Claim Free | $57 |
Paid in Full/EFT | $31 |
Advance Quote | $39 |
Online Quote | $61 |
Total Discounts | $353 |
Discounts are estimated and may not be available from every company or in every state.
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