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2009 GMC Yukon Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 23, 2017

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Average insurance rates for a 2009 GMC Yukon are $1,150 a year for full coverage. Comprehensive insurance costs around $218, collision insurance costs $300, and liability coverage costs $474. Buying a liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,472 or more. Teen drivers receive the highest rates at up to $4,486 a year.

Annual premium for full coverage: $1,150

Rate estimates for 2009 GMC Yukon Insurance

Comprehensive $218
Collision $300
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2009 GMC Yukon models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $522 for basic liability insurance to the much higher price of $2,472 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,150
High Risk $2,472

View Chart as Image

2009 GMC Yukon insurance rates compared
Column chart showing 2009 GMC Yukon insurance prices range from $687 to $4,486 for full coverage

These differences show why everyone should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2009 GMC Yukon Insurance

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Looking for cheaper insurance rates for your GMC Yukon? Finding the best price on insurance can seem like an uphill battle if you’re new to online quotes. Don’t let that stop you because there is an easy way to compare rates.

If you currently have car insurance, you will be able to reduce your rates substantially using these techniques. This information will instruct you on the most effective way to quote insurance. Nevertheless, drivers must understand how insurance companies sell online because it can help you find the best coverage.

How to Compare Auto Insurance Costs

There are several ways to shop for GMC Yukon auto insurance, but one way is less labor-intensive and much quicker. You can waste hours talking about coverages with local insurance agents in your area, or you could save time and use online quoting for quick rates.

Many companies enroll in a system that allows shoppers to submit one quote, and each participating company provides a quote based on that information. This eliminates the need for quotation requests to each company.

To participate in this free quote system, click to open in new window.

The one downside to getting quotes like this is you can’t choose which companies to receive prices from. So if you prefer to pick individual companies for rate comparison, we have a page of low cost auto insurance companies in your area. Click to view list.

It’s your choice how you get your quotes, but ensure you are comparing the exact same coverage limits with each company. If you use different liability limits it will be impossible to truly determine the lowest rate. Slightly different coverage limits can mean a large discrepancy in price. And when quoting auto insurance, remember that more quotes provides better odds of finding better pricing.

Do you qualify for discounts?

Car insurance companies do not list all their discounts in a way that’s easy to find, so here is a list some of the more common as well as the least known ways to save on insurance coverage.

  • Pay Now and Pay Less – If you pay your bill all at once instead of paying each month you could save up to 5%.
  • 55 and Retired – Older drivers may qualify for a discount up to 10% for Yukon insurance.
  • New Vehicle Savings – Insuring a new car can save up to 30% compared to insuring an older model.
  • Multi-policy Discount – If you insure your home and vehicles with the same company you may earn 10% to 20% off each policy.
  • Low Mileage – Low mileage vehicles can qualify you for better rates on cars that stay parked.

Keep in mind that some credits don’t apply to the entire cost. Most only apply to individual premiums such as liability and collision coverage. Just because it seems like you would end up receiving a 100% discount, companies wouldn’t make money that way.

For a list of providers who offer insurance coverage discounts, click this link.

Don’t assume everyone needs the same coverage

When it comes to choosing adequate coverage, there is no one size fits all plan. Your needs are not the same as everyone else’s.

For instance, these questions can aid in determining if your situation might need professional guidance.

  • What vehicles should carry emergency assistance coverage?
  • Will my vehicle be repaired with OEM or aftermarket parts?
  • What are the financial responsibility laws in my state?
  • Should I buy additional glass protection?
  • Where can I find DUI or SR-22 insurance?
  • Am I getting all the discounts available?
  • Should I file a claim if it’s only slightly more than my deductible?
  • At what point should I drop full coverage?

If it’s difficult to answer those questions but you think they might apply to your situation then you might want to talk to an insurance agent. To find an agent in your area, fill out this quick form.

Auto insurance coverages

Knowing the specifics of a insurance policy can help you determine the right coverages and the correct deductibles and limits. Insurance terms can be ambiguous and nobody wants to actually read their policy.

Collision coverage protection

This pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage protects against things such as hitting a parking meter, colliding with a tree, sustaining damage from a pot hole and colliding with another moving vehicle. This coverage can be expensive, so consider removing coverage from vehicles that are older. Drivers also have the option to increase the deductible to save money on collision insurance.

Liability auto insurance

Liability coverage protects you from damages or injuries you inflict on other people or property. This coverage protects you against claims from other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have policy limits of 100/300/100 that means you have a limit of $100,000 per injured person, $300,000 for the entire accident, and a limit of $100,000 paid for damaged property.

Liability can pay for things such as funeral expenses, repair bills for other people’s vehicles, structural damage and emergency aid. How much liability should you purchase? That is up to you, but it’s cheap coverage so purchase as large an amount as possible.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection when the “other guys” do not carry enough liability coverage. Covered claims include hospital bills for your injuries as well as damage to your 2009 GMC Yukon.

Because many people carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Comprehensive insurance

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims such as damage from getting keyed, hail damage and falling objects. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

Coverage for medical expenses

Med pay and PIP coverage kick in for expenses such as prosthetic devices, funeral costs, EMT expenses and surgery. They are often used to fill the gap from your health insurance plan or if you do not have health coverage. It covers not only the driver but also the vehicle occupants in addition to if you are hit as a while walking down the street. PIP coverage is not an option in every state and gives slightly broader coverage than med pay

Rates by U.S. City

2009 GMC Yukon Insurance Rates by City
City Premium
New York City, NY $1,818
Los Angeles, CA $1,968
Philadelphia, PA $1,537
Jacksonville, FL $1,670
Phoenix, AZ $1,336
Chicago, IL $1,544
Houston, TX $1,802
Seattle, WA $1,121
Columbus, OH $958
Indianapolis, IN $976

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2009 GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,486
20 $2,618
30 $1,180
40 $1,150
50 $1,052
60 $1,030

Full coverage, $500 deductibles

Rates by Deductible

2009 GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,374
$250 $1,274
$500 $1,150
$1,000 $1,032

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,150
50/100 $1,245
100/300 $1,363
250/500 $1,671
100 CSL $1,292
300 CSL $1,553
500 CSL $1,743

Full coverage, driver age 40

Rates for High Risk Drivers

2009 GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $6,348
20 $4,176
30 $2,504
40 $2,472
50 $2,362
60 $2,336

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $73
Paid in Full/EFT $45
Advance Quote $52
Online Quote $79
Total Discounts $463
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2009 GMC Yukon Insurance Rates by State
State Premium
Alabama $1,040
Alaska $882
Arizona $954
Arkansas $1,150
California $1,312
Colorado $1,098
Connecticut $1,182
Delaware $1,302
Florida $1,440
Georgia $1,060
Hawaii $826
Idaho $776
Illinois $858
Indiana $864
Iowa $776
Kansas $1,094
Kentucky $1,568
Louisiana $1,702
Maine $708
Maryland $946
Massachusetts $920
Michigan $1,998
Minnesota $962
Mississippi $1,376
Missouri $1,020
Montana $1,236
Nebraska $906
Nevada $1,378
New Hampshire $828
New Jersey $1,284
New Mexico $1,020
New York $1,212
North Carolina $662
North Dakota $942
Ohio $792
Oklahoma $1,182
Oregon $1,052
Pennsylvania $1,098
Rhode Island $1,534
South Carolina $1,042
South Dakota $970
Tennessee $1,008
Texas $1,386
Utah $852
Vermont $788
Virginia $690
Washington $890
West Virginia $1,052
Wisconsin $798
Wyoming $1,024

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