GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage. Comprehensive costs around $186 a year, collision costs $226, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,238. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates for individual coverage:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance rates.

The ranges above show why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $634
• Using higher $1,000 deductibles will save about $950 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,044
• Using low $100 deductibles for physical damage coverage will cost $1,222
• High-risk insureds who are prone to accidents and violations could pay at least $2,238 or more
• The price with full coverage for a 16-year-old driver can be $4,152 or more

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $280 annually, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see prices as low as $690 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,490 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon requires avoiding accidents and claims, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest the time to compare rates at every other renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a recap of the concepts that were presented in the illustrations above.

• Drivers considered higher risk that have major violations or accidents pay an average of $1,190 more every year to insure a GMC Yukon
• Drivers under the age of 20 pay higher prices, with premiums as much as $346 a month including comprehensive and collision insurance
• Drivers can save up to $120 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $275 each year
• Drivers can save up to $120 per year simply by quoting early and online