BMW M6 Insurance Rates
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UPDATED: Jun 4, 2023
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Average insurance rates for a BMW M6 are $1,364 a year for full coverage insurance. Comprehensive costs around $268 each year, collision costs $396, and liability is $520. Buying just liability costs around $576 a year, with insurance for high-risk drivers costing around $2,932. 16-year-old drivers receive the highest rates at $5,252 a year or more.
Average premium for full coverage: $1,364
Rate estimates for individual coverage type:
These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and M6 models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as low as $576 for just liability insurance to a high rate of $2,932 for a high-risk insurance policy.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than congested cities.
The graphic below illustrates how rural and urban location affects auto insurance rates.
These examples illustrate why all drivers should compare rates quotes for a specific zip code and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated BMW M6 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $808
- Raising to $1,000 deductibles will save about $152 each year
- The average rate for a 40-year-old driver using $500 deductibles is $1,364
- Buying low deductibles will increase the cost to $1,654
- At-risk drivers with multiple tickets or accidents could pay at least $2,932 or more
- The cost for full coverage for a teen driver can be $5,252
Auto insurance rates for a BMW M6 can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.
More mature drivers with a good driving record and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age
Where you live also has a big influence on BMW M6 insurance prices. A middle-age driver might find rates as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,840 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,232 | -$132 | -9.7% |
| Alaska | $1,046 | -$318 | -23.3% |
| Arizona | $1,132 | -$232 | -17.0% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,552 | $188 | 13.8% |
| Colorado | $1,300 | -$64 | -4.7% |
| Connecticut | $1,400 | $36 | 2.6% |
| Delaware | $1,544 | $180 | 13.2% |
| Florida | $1,706 | $342 | 25.1% |
| Georgia | $1,260 | -$104 | -7.6% |
| Hawaii | $978 | -$386 | -28.3% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,014 | -$350 | -25.7% |
| Indiana | $1,028 | -$336 | -24.6% |
| Iowa | $922 | -$442 | -32.4% |
| Kansas | $1,296 | -$68 | -5.0% |
| Kentucky | $1,858 | $494 | 36.2% |
| Louisiana | $2,020 | $656 | 48.1% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,124 | -$240 | -17.6% |
| Massachusetts | $1,088 | -$276 | -20.2% |
| Michigan | $2,364 | $1,000 | 73.3% |
| Minnesota | $1,140 | -$224 | -16.4% |
| Mississippi | $1,634 | $270 | 19.8% |
| Missouri | $1,208 | -$156 | -11.4% |
| Montana | $1,462 | $98 | 7.2% |
| Nebraska | $1,076 | -$288 | -21.1% |
| Nevada | $1,636 | $272 | 19.9% |
| New Hampshire | $982 | -$382 | -28.0% |
| New Jersey | $1,524 | $160 | 11.7% |
| New Mexico | $1,206 | -$158 | -11.6% |
| New York | $1,436 | $72 | 5.3% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,118 | -$246 | -18.0% |
| Ohio | $940 | -$424 | -31.1% |
| Oklahoma | $1,400 | $36 | 2.6% |
| Oregon | $1,248 | -$116 | -8.5% |
| Pennsylvania | $1,298 | -$66 | -4.8% |
| Rhode Island | $1,820 | $456 | 33.4% |
| South Carolina | $1,236 | -$128 | -9.4% |
| South Dakota | $1,150 | -$214 | -15.7% |
| Tennessee | $1,192 | -$172 | -12.6% |
| Texas | $1,642 | $278 | 20.4% |
| Utah | $1,006 | -$358 | -26.2% |
| Vermont | $934 | -$430 | -31.5% |
| Virginia | $818 | -$546 | -40.0% |
| Washington | $1,054 | -$310 | -22.7% |
| West Virginia | $1,248 | -$116 | -8.5% |
| Wisconsin | $944 | -$420 | -30.8% |
| Wyoming | $1,214 | -$150 | -11.0% |
Opting for high physical damage deductibles can reduce rates by up to $450 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $516 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 131% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the only way to figure out your exact price is to do a rate comparison and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,194 | $100 |
| BMW M6 2-Dr Convertible | $1,426 | $119 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2007 BMW M6 | $268 | $396 | $520 | $1,364 |
| 2006 BMW M6 | $264 | $376 | $510 | $1,330 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap BMW M6 Insurance
Saving money on car insurance consists of being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at least every other year by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
Below is a brief summary of the car insurance concepts raised in the charts and tables above.
- Higher risk drivers that tend to have accidents or serious violations may pay on average $1,570 more every year for auto insurance
- It is possible to save up to $160 per year simply by quoting online in advance
- Increasing deductibles can save around $450 each year
- Policyholders who may need higher levels of liability will pay around $570 annually to raise from a minimum limit to 250/500 limits
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,252 |
| 20 | $3,112 |
| 30 | $1,404 |
| 40 | $1,364 |
| 50 | $1,248 |
| 60 | $1,222 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,654 |
| $250 | $1,520 |
| $500 | $1,364 |
| $1,000 | $1,212 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,541 |
| 100/300 | $1,684 |
| 250/500 | $2,057 |
| 100 CSL | $1,598 |
| 300 CSL | $1,914 |
| 500 CSL | $2,144 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,450 |
| 20 | $4,956 |
| 30 | $2,978 |
| 40 | $2,932 |
| 50 | $2,800 |
| 60 | $2,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $22 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $55 |
| Advance Quote | $63 |
| Online Quote | $95 |
| Total Discounts | $556 |
Discounts are estimated and may not be available from every company or in every state.
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