2010 Chevrolet Silverado Insurance Rates
Average insurance rates for a 2010 Chevrolet Silverado are $1,264 a year including full coverage. Comprehensive costs around $214, collision costs $350, and liability coverage costs $520. Buying a liability-only policy costs as little as $576 a year, with high-risk insurance costing around $2,730. Teen drivers receive the highest rates at $4,990 a year or more.
Annual premium for full coverage: $1,264
Rate estimates for 2010 Chevrolet Silverado Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2010 Chevrolet Silverado models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $576 for just liability coverage to a much higher rate of $2,730 for a high risk driver.
These differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using price averages.
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Recommended Companies for Cheap 2010 Chevrolet Silverado Insurance
Searching for lower insurance coverage rates for your Chevrolet Silverado 1500? Have you fallen victim to overpriced insurance coverage? Believe me when I say you’re not the only one. Many insurance companies compete for your business, and because of this it can be hard to compare auto insurance companies and uncover the absolute lowest cost out there.
If you have a current auto insurance policy or need a new policy, you will benefit by learning to find the best rates and still get good coverage. Choosing the best insurance company for you is not that difficult. Drivers just need to understand the proper way to compare company rates online.
Free Quotes for Insurance Coverage
Finding lower insurance coverage rates can be relatively painless. You just have to spend a few minutes getting comparison quotes from different insurance companies. This can be done in just a few minutes using one of these methods.
- One of the best ways to get quotes for comparison is a comparison rater form click to view form in new window. This form saves time by eliminating repetitive form submissions for every insurance coverage company. Completing one form compares rates from several companies.
- A harder way to analyze rates requires visiting the website for every company you want to comare to complete a price quote. For instance, we’ll assume you want to compare rates from Nationwide, Progressive and Liberty Mutual. You would have to visit each site and enter your policy data, which is why the first method is more popular.
To view a list of companies in your area, click here.
It’s your choice how you get your quotes, but make sure you use the exact same coverages and limits for each comparison quote. If you enter unequal deductibles or liability limits it will be impossible to determine the lowest rate for your Chevy Silverado 1500.
Recommended Companies for the Best Insurance Rates
Don’t assume everyone needs the same coverage
When choosing the best insurance coverage coverage for your personal vehicles, there isn’t really a “best” method to buy coverage. Every situation is different so your insurance should reflect that For example, these questions might point out if your insurance needs might need an agent’s assistance.
- Where can I find high-risk insurance?
- When does my teenage driver need to be added to my policy?
- Am I covered when driving a rental car?
- Should I get collision insurance on every vehicle?
- What is roadside assistance coverage?
- Is my 2010 Chevy Silverado 1500 covered for flood damage?
- Can I afford low physical damage deductibles?
If you can’t answer these questions but you know they apply to you then you might want to talk to an agent. If you want to speak to an agent in your area, take a second and complete this form or click here for a list of insurance coverage companies in your area. It’s fast, free and may give you better protection.
Insurance policy coverages for a 2010 Chevy Silverado 1500
Knowing the specifics of insurance can help you determine the right coverages and the correct deductibles and limits. The coverage terms in a policy can be impossible to understand and nobody wants to actually read their policy. Shown next are typical coverages found on the average insurance policy.
Comprehensive (Other than Collision)
This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage.
Comprehensive coverage pays for things like rock chips in glass, damage from flooding, a broken windshield and hitting a bird. The maximum amount you’ll receive from a claim is the cash value of the vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.
Protection from uninsured/underinsured drivers
Your UM/UIM coverage protects you and your vehicle’s occupants from other motorists when they are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries and damage to your 2010 Chevy Silverado 1500.
Since a lot of drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.
Liability auto insurance
This coverage provides protection from injuries or damage you cause to people or other property in an accident. It protects YOU against other people’s claims. Liability doesn’t cover your own vehicle damage or injuries.
It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see values of 25/50/25 which stand for a limit of $25,000 per injured person, a limit of $50,000 in injury protection per accident, and $25,000 of coverage for damaged property.
Liability coverage protects against claims such as court costs, repair bills for other people’s vehicles, medical services, funeral expenses and structural damage. How much liability coverage do you need? That is a personal decision, but buy as large an amount as possible.
Auto collision coverage
Collision coverage will pay to fix damage to your Silverado 1500 caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder.
Collision coverage protects against things such as crashing into a building, colliding with a tree, crashing into a ditch, sideswiping another vehicle and hitting a mailbox. This coverage can be expensive, so consider removing coverage from lower value vehicles. Drivers also have the option to choose a higher deductible to save money on collision insurance.
Medical expense insurance
Med pay and PIP coverage pay for bills like prosthetic devices, dental work, EMT expenses, funeral costs and X-ray expenses. They can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. They cover not only the driver but also the vehicle occupants and also covers if you are hit as a while walking down the street. Personal Injury Protection is only offered in select states and may carry a deductible
Find the Cheapest Quotes in Your Area
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Rates by U.S. City
|New York City, NY||$1,998|
|Los Angeles, CA||$2,157|
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Need a specific model?
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$83|
|5-yr Claim Free||$80|
|Paid in Full/EFT||$50|
Discounts are estimated and may not be available from every company or in every state.