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2010 Ford Crown Victoria Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 10, 2020

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Average insurance rates for a 2010 Ford Crown Victoria are $1,102 a year with full coverage. Comprehensive insurance costs on average $186 a year, collision costs $284, and liability costs around $474. Buying a liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,382 or more. Teen drivers receive the highest rates at $4,378 a year or more.

Annual premium for full coverage: $1,102

Rate estimates for 2010 Ford Crown Victoria Insurance

Comprehensive $186
Collision $284
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2010 Ford Crown Victoria models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $522 for the bare minimum liability coverage to a high of $2,382 for a high risk driver.

Liability Only $522
Full Coverage $1,102
High Risk $2,382

View Chart as Image

2010 Ford Crown Victoria insurance rates compared
Column chart showing 2010 Ford Crown Victoria insurance prices range from $656 to $4,378 for full coverage

These differences demonstrate why it is important for drivers to compare prices based on a specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2010 Ford Crown Victoria Insurance

Searching Companies

Trying to find better insurance prices for a new or used Ford Crown Victoria could be a painful process, but you can learn a few tricks and make it easy. There are both good and bad ways to shop for auto insurance and you need to know the absolute fastest way to get price quotes for a new or used Ford and locate the best price possible either online or from local insurance agents.

Smart consumers take time to take a look at other company’s rates every six months because rates are usually higher with each renewal. Even if you think you had the best deal for Crown Victoria insurance a year ago there may be better deals available now. So forget anything you know (or think you know) about auto insurance because I’m going to teach you how to quote online to lower your annual insurance bill.

Finding affordable coverage is quite easy. If you have a current car insurance policy or need new coverage, you can use this information to get lower rates while maintaining coverages. Drivers only need to know the most effective way to shop for car insurance online.

Compare the Market for Car Insurance

Comparing car insurance rates can take hours if you don’t know the best way to get rate quotes. You could waste a few hours discussing policy coverages with local insurance agents in your area, or you could save time and use online quotes to get rate comparisons in just a few minutes.

Many insurance companies belong to an insurance system where prospective buyers send in one quote, and each participating company can give them a price. This system prevents you from having to do quotation requests for every car insurance company.

To get comparison pricing now click here (opens in new window).

The single downside to comparing rates this way is you are unable to specify the companies you want to price. If you wish to select individual companies to compare rates, we have a page of companies who write car insurance in your area. Click here to view list.

It’s your choice how you get your quotes, but compare exactly the same coverages for every company. If the quotes have higher or lower deductibles it will be impossible to determine the lowest rate for your Ford Crown Victoria.

How do I know if I need professional advice?

When buying the right insurance coverage for your vehicles, there really is no “best” method to buy coverage. Every insured’s situation is different.

These are some specific questions may help highlight whether or not you would benefit from professional advice.

  • Is borrowed equipment or tools covered if stolen or damaged?
  • Can my teen drive my company car?
  • What is the minimum liability in my state?
  • Do I need PIP coverage since I have good health insurance?
  • Why do I only qualify for high-risk insurance?
  • Where can I find high-risk insurance?
  • What are the best liability limits?
  • What is the rate difference between pleasure use and commuting?
  • What is the ISO rating for a 2010 Ford Crown Victoria?
  • Is upholstery damage covered by car insurance?

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If you’re not sure about those questions, then you may want to think about talking to an agent. If you don’t have a local agent, take a second and complete this form. It is quick, free and may give you better protection.

Specifics of your car insurance policy

Knowing the specifics of your car insurance policy helps when choosing the right coverages and proper limits and deductibles. The coverage terms in a policy can be difficult to understand and even agents have difficulty translating policy wording.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. It can pay for injuries to you and your family as well as your vehicle’s damage.

Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.

Auto liability insurance

Liability insurance protects you from injuries or damage you cause to other people or property that is your fault. This insurance protects YOU from claims by other people, and doesn’t cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 25/50/25 that translate to $25,000 in coverage for each person’s injuries, $50,000 for the entire accident, and property damage coverage for $25,000.

Liability coverage protects against claims such as legal defense fees, court costs, bail bonds and repair bills for other people’s vehicles. How much coverage you buy is a decision to put some thought into, but consider buying as high a limit as you can afford.

Medical expense insurance

Med pay and PIP coverage reimburse you for bills such as X-ray expenses, ambulance fees, funeral costs and surgery. They are often used to fill the gap from your health insurance program or if you are not covered by health insurance. It covers you and your occupants as well as if you are hit as a while walking down the street. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay

Comprehensive (Other than Collision)

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things like damage from flooding, fire damage, hitting a bird and hail damage. The most a car insurance company will pay at claim time is the ACV or actual cash value, so if it’s not worth much more than your deductible consider dropping full coverage.

Collision coverage

This covers damage to your Crown Victoria from colliding with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims like crashing into a building, crashing into a ditch, backing into a parked car and driving through your garage door. Paying for collision coverage can be pricey, so consider dropping it from vehicles that are older. Another option is to raise the deductible to bring the cost down.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2010 Ford Crown Victoria Insurance Rates by City
City Premium
New York City, NY $1,740
Los Angeles, CA $1,887
Philadelphia, PA $1,473
Jacksonville, FL $1,601
Phoenix, AZ $1,282
Chicago, IL $1,480
Houston, TX $1,729
Seattle, WA $1,074
Columbus, OH $922
Indianapolis, IN $936

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2010 Ford Crown Victoria Insurance Rates by Driver Age
Driver Age Premium
16 $4,378
20 $2,530
30 $1,128
40 $1,102
50 $1,010
60 $990

Full coverage, $500 deductibles

Rates by Deductible

2010 Ford Crown Victoria Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,308
$250 $1,214
$500 $1,102
$1,000 $996

Full coverage, driver age 40

Rates by Liability Limit

Ford Crown Victoria Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,102
50/100 $1,197
100/300 $1,315
250/500 $1,623
100 CSL $1,244
300 CSL $1,505
500 CSL $1,695

Full coverage, driver age 40

Rates for High Risk Drivers

2010 Ford Crown Victoria Insurance Rates for High Risk Drivers
Age Premium
16 $6,186
20 $4,038
30 $2,408
40 $2,382
50 $2,276
60 $2,254

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $151

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $71
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $76
Total Discounts $446
Rate after discounts $656

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2010 Ford Crown Victoria Insurance Rates by State
State Premium
Alabama $996
Alaska $846
Arizona $916
Arkansas $1,102
California $1,258
Colorado $1,052
Connecticut $1,134
Delaware $1,248
Florida $1,380
Georgia $1,016
Hawaii $792
Idaho $744
Illinois $822
Indiana $828
Iowa $744
Kansas $1,050
Kentucky $1,504
Louisiana $1,630
Maine $680
Maryland $908
Massachusetts $882
Michigan $1,914
Minnesota $922
Mississippi $1,320
Missouri $978
Montana $1,182
Nebraska $870
Nevada $1,322
New Hampshire $792
New Jersey $1,230
New Mexico $978
New York $1,160
North Carolina $636
North Dakota $904
Ohio $762
Oklahoma $1,134
Oregon $1,010
Pennsylvania $1,052
Rhode Island $1,470
South Carolina $998
South Dakota $932
Tennessee $966
Texas $1,330
Utah $816
Vermont $756
Virginia $660
Washington $852
West Virginia $1,010
Wisconsin $764
Wyoming $982

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