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2010 Nissan Altima Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Jan 21, 2020

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Average insurance rates for a 2010 Nissan Altima are $1,156 a year with full coverage. Comprehensive insurance costs around $202, collision insurance costs $322, and liability insurance costs around $474. Buying a liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,500 or more. Teen drivers receive the highest rates at up to $4,552 a year.

Annual premium for full coverage: $1,156

Rate estimates for 2010 Nissan Altima Insurance

Comprehensive $202
Collision $322
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2010 Nissan Altima models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $522 for just liability insurance to a much higher rate of $2,500 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,156
High Risk $2,500

View Chart as Image

2010 Nissan Altima insurance rates compared
Column chart showing 2010 Nissan Altima insurance prices range from $685 to $4,552 for full coverage

These differences demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2010 Nissan Altima Insurance

Searching Companies

Have you fallen victim to an underperforming, overpriced auto insurance policy? Trust us when we tell you there are a lot of people just like you who feel imprisoned by their auto insurance policy.

Companies like State Farm, GEICO and Farmers Insurance all claim big savings, bombarding you with ads and it is challenging if not impossible to ignore the flying pigs and cute green geckos and effectively compare rates to find the best deal.

Consumers need to take a look at other company’s rates periodically because prices change quite often. Just because you had the lowest rates on Altima insurance six months ago there may be better deals available now. So forget all the misinformation about auto insurance because we’re going to show you one of the easiest ways to save money, get proper coverage and the best rates.

How to Compare Auto Insurance Costs

There are multiple methods to compare 2010 Nissan Altima auto insurance quotes, but one way is less labor-intensive and much quicker. You could waste time discussing policy coverages with insurance agencies in your area, or you can stay home and use online quoting to get the quickest rates.

Many insurance companies enroll in a system where insurance shoppers submit one quote, and at least one company then gives them pricing based on that information. This eliminates the need for quotation requests for each company you want a rate for.

To enter your information into the quoting system, click here to start a free quote.

The only drawback to getting quotes like this is you cannot specify which companies you want pricing from. If you prefer to choose individual companies to compare rates, we have a page of companies who write auto insurance in your area. View list of insurance companies.

Whichever method you choose, compare identical coverages for every quote you compare. If you enter different deductibles it will be next to impossible to truly determine the lowest rate. Just a small difference in limits can mean a large discrepancy in price. Just remember that comparing more company’s prices gives you a better chance of getting the best rates.

When might I need the advice of an agent?

When it comes to buying the best car insurance coverage, there is no one size fits all plan. Every insured’s situation is different so your insurance needs to address that. For instance, these questions may help highlight if your situation would benefit from an agent’s advice.

  • Is business property covered if stolen from my car?
  • Is my 2010 Nissan Altima covered for flood damage?
  • Where can I get insurance after a DUI in my state?
  • Who is covered by my policy?
  • I have health insurance so do I need medical payments coverage?
  • I don’t drive much so do I pay less?
  • Why am I be forced to buy a membership to get insurance from some companies?

If you’re not sure about those questions but a few of them apply, then you may want to think about talking to a licensed agent. To find an agent in your area, complete this form or you can also visit this page to select a carrier

Free Auto Insurance Comparison

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Insurance coverage options for a 2010 Nissan Altima

Understanding the coverages of your policy aids in choosing appropriate coverage for your vehicles. Insurance terms can be impossible to understand and nobody wants to actually read their policy. Listed below are the normal coverages offered by insurance companies.

Medical expense coverage

Coverage for medical payments and/or PIP pay for expenses such as nursing services, funeral costs, prosthetic devices, dental work and rehabilitation expenses. They can be used in conjunction with a health insurance policy or if you do not have health coverage. It covers all vehicle occupants as well as getting struck while a pedestrian. Personal Injury Protection is not an option in every state and may carry a deductible

Comprehensive protection

This will pay to fix damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for things such as a broken windshield, hitting a bird, a tree branch falling on your vehicle and fire damage. The most your insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Collision coverage

Collision coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in.

Collision coverage pays for things like crashing into a ditch, hitting a mailbox and hitting a parking meter. Collision is rather expensive coverage, so consider dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Uninsured or underinsured coverage

This protects you and your vehicle from other drivers when they are uninsured or don’t have enough coverage. It can pay for injuries sustained by your vehicle’s occupants and damage to your Nissan Altima.

Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important. Frequently your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.

Coverage for liability

This coverage can cover damage or injury you incur to other people or property in an accident. It protects YOU against other people’s claims, and doesn’t cover damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have values of 100/300/100 that means you have $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and $100,000 of coverage for damaged property. Some companies may use a combined limit that pays claims from the same limit and claims can be made without the split limit restrictions.

Liability coverage pays for claims like attorney fees, court costs and medical services. How much liability coverage do you need? That is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2010 Nissan Altima Insurance Rates by City
City Premium
New York City, NY $1,827
Los Angeles, CA $1,977
Philadelphia, PA $1,546
Jacksonville, FL $1,677
Phoenix, AZ $1,344
Chicago, IL $1,548
Houston, TX $1,812
Seattle, WA $1,126
Columbus, OH $966
Indianapolis, IN $983

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2010 Nissan Altima Insurance Rates by Driver Age
Driver Age Premium
16 $4,552
20 $2,660
30 $1,186
40 $1,156
50 $1,060
60 $1,038

Full coverage, $500 deductibles

Rates by Deductible

2010 Nissan Altima Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,386
$250 $1,280
$500 $1,156
$1,000 $1,038

Full coverage, driver age 40

Rates by Liability Limit

Nissan Altima Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,156
50/100 $1,251
100/300 $1,369
250/500 $1,677
100 CSL $1,298
300 CSL $1,559
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

2010 Nissan Altima Insurance Rates for High Risk Drivers
Age Premium
16 $6,444
20 $4,244
30 $2,532
40 $2,500
50 $2,390
60 $2,366

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $76
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $54
Online Quote $80
Total Discounts $471
Rate after discounts $685

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2010 Nissan Altima Insurance Rates by State
State Premium
Alabama $1,046
Alaska $886
Arizona $960
Arkansas $1,156
California $1,318
Colorado $1,104
Connecticut $1,190
Delaware $1,308
Florida $1,446
Georgia $1,066
Hawaii $830
Idaho $780
Illinois $860
Indiana $870
Iowa $780
Kansas $1,100
Kentucky $1,578
Louisiana $1,710
Maine $712
Maryland $952
Massachusetts $926
Michigan $2,008
Minnesota $968
Mississippi $1,384
Missouri $1,026
Montana $1,242
Nebraska $912
Nevada $1,386
New Hampshire $832
New Jersey $1,292
New Mexico $1,024
New York $1,218
North Carolina $666
North Dakota $948
Ohio $798
Oklahoma $1,188
Oregon $1,060
Pennsylvania $1,104
Rhode Island $1,542
South Carolina $1,046
South Dakota $976
Tennessee $1,012
Texas $1,394
Utah $856
Vermont $792
Virginia $694
Washington $894
West Virginia $1,060
Wisconsin $802
Wyoming $1,030

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