Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

U.S. average insurance rates for an Acura TSX are $1,098 a year for full coverage insurance. Comprehensive insurance costs approximately $220 each year, collision insurance costs $340, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs $2,364 or more. Teenage drivers pay the highest rates at up to $4,194 a year.

Average premium for full coverage: $1,098

Price estimates by individual coverage:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and TSX models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why all drivers should get quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Acura TSX insurance rates for additional coverage and risk scenarios.

• The best discount rate is $644
• Choosing higher $1,000 deductibles can save $130 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,098
• Using low deductibles for comp and collision coverage will cost an extra $242 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,364
• The price for full coverage for a 16-year-old driver can cost $4,194 each year

View Chart as Image

Car insurance prices for an Acura TSX are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Acura TSX insurance prices. A good driver about age 40 could pay as low as $720 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,480 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $380 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers ranges from 43% to 132% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Acura TSX Insurance

Getting lower rates on insurance for an Acura TSX takes being safe and accident-free, having above-average credit, not filing small claims, and attention to physical damage deductibles. Take the time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the ideas that were covered in the above illustrations.

• Youthful drivers pay the highest auto insurance prices, as much as $350 a month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,270 more per year than a low-risk driver
• Increasing physical damage deductibles can save around $375 each year
• It is possible to save around $130 per year just by quoting online in advance

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.