Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

The average auto insurance rates for an Acura TSX are $1,056 annually including full coverage. Comprehensive costs approximately $202 each year, collision costs $316, and liability costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing around $2,278. 16-year-old drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,056

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and TSX models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than congested cities.

The graphic below illustrates how your location can change auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Acura TSX insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $623
• Drivers who choose higher $1,000 deductibles will pay $118 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,056
• Buying low deductibles for comprehensive and collision insurance will cost $1,282
• Drivers with multiple tickets or accidents could pay around $2,278 or more
• Policy cost with full coverage for a 16-year-old driver can cost $4,074 a year

View Chart as Image

Insurance rates for an Acura TSX also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 137% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $350 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Acura TSX insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,510 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Acura TSX Insurance

Finding cheaper rates on insurance for an Acura TSX not only requires being safe and accident-free, but also having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a review of the information illustrated above.

• You may be able to save around $120 per year simply by quoting online in advance
• Youthful drivers are expensive to insure, with premiums being up to $340 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,220 more per year than a low-risk driver
• Insureds who purchase more liability protection will pay around $440 per year to go from a 30/60 limit to higher 250/500 limits

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.