Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

Estimated insurance prices for an Acura TSX are $1,056 every 12 months for full coverage. Comprehensive costs approximately $202, collision costs $316, and liability insurance costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing around $2,278. Teens pay the most at $4,074 a year or more.

Average premium for full coverage: $1,056

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all TSX models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance prices.

These rate differences show why everyone should compare rates using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Acura TSX insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $623
• Drivers who choose higher $1,000 deductibles will pay $118 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,056
• Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,282
• High risk drivers with serious driving violations could pay around $2,278 or more
• An auto insurance policy to insure a teen driver for full coverage can cost $4,074 a year

View Chart as Image

Insurance prices for an Acura TSX also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your TSX.

Choosing higher comprehensive and collision insurance deductibles could save up to $350 each year, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,300 to $1,800 additional annually, depending on your age. Acura TSX insurance for high-risk drivers can cost anywhere from 44% to 137% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Acura TSX insurance rates. A 40-year-old driver could pay as low as $700 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,510 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices from as many companies as possible. Every company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Acura TSX Insurance

Finding better rates on Acura TSX insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Make time to compare rates once a year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a brief recap of the data that was touched on in this article.

• Drivers can save around $120 per year simply by quoting online well ahead of the renewal date
• Drivers who purchase increased liability limits will pay approximately $440 each year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 are the costliest to insure, as much as $340 per month if full coverage is included
• High-risk drivers who tend to receive serious violations may pay on average $1,220 more per year to insure an Acura TSX

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.