Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

U.S. average insurance rates for an Acura TSX are $1,056 a year for full coverage. Comprehensive costs on average $202, collision insurance costs $316, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $2,278. Teen drivers pay the highest rates at up to $4,074 a year.

Average premium for full coverage: $1,056

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for all TSX models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than larger metro areas. The example below illustrates the effect of geographic area on car insurance rates.

The ranges above show why everyone should get quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Acura TSX insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $623
• Choosing higher $1,000 deductibles can save around $118 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,056
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,282
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,278
• The price for full coverage for a teen driver for full coverage may cost $4,074 each year

View Chart as Image

Insurance prices for an Acura TSX are also quite variable based on your driving record, the trim level of your TSX, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Acura TSX insurance rates. A good driver about age 40 could pay as low as $700 a year in states like Idaho, Maine, and Iowa, or as much as $1,510 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $350 each year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 additional each year, depending on your age. Acura TSX insurance for high-risk drivers ranges anywhere from 44% to 137% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Acura TSX Insurance

Getting lower rates on Acura TSX insurance takes avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at every other renewal by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The list below is a recap of the concepts that were covered in the above illustrations.

• High-risk drivers that have major violations or accidents will pay on average $1,220 more each year for car insurance
• Teenagers pay higher prices, with premiums as much as $340 a month including comprehensive and collision insurance
• Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $350 each year
• Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.