Jaguar XF Insurance Rates

Estimated insurance rates for a Jaguar XF are $1,172 a year with full coverage. Comprehensive insurance costs an estimated $220 each year, collision costs $320, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,526 or more. Teen drivers pay the most at $4,572 a year or more.

Average premium for full coverage: $1,172

Premium estimates broken down by type of coverage:

These estimates include $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and XF models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects insurance prices.

These rate differences demonstrate why all drivers should get quotes for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Jaguar XF insurance rates for other coverage scenarios.

• The lowest rate with discounts is $695
• Choosing higher $1,000 deductibles can save approximately $122 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,172
• Choosing low deductibles for comp and collision coverage will cost an additional $236 each year
• Drivers with multiple violations and an at-fault accident could pay up to $2,526 or more
• An auto insurance policy that insures a teenage driver can cost as much as $4,572 each year

View Chart as Image

Insurance prices for a Jaguar XF also have a wide range based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 133% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XF insurance rates. A good driver about age 40 could pay as low as $850 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,590 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $360 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XF Insurance

Finding better rates on auto insurance takes not taking risks behind the wheel, having above-average credit, being claim-free, and taking advantage of discounts. Shop around once a year by requesting rates from direct companies, and also from insurance agencies where you live.

The following is a brief summary of the data that was raised in the charts and tables above.

• You may be able to save approximately $140 per year simply by quoting online in advance
• Consumers who want higher liability limits will pay about $520 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Teens are charged the highest prices, possibly costing $381 per month if full coverage is included
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,350 more annually for XF insurance