Jaguar XF Insurance Rates

U.S. average auto insurance rates for a Jaguar XF are $1,172 annually including full coverage. Comprehensive insurance costs approximately $220 a year, collision insurance costs $320, and liability coverage costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,526 or more. Teenage drivers pay the highest rates at up to $4,572 a year.

Average premium for full coverage: $1,172

Price estimates by individual coverage:

Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and XF trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why it is important to compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Jaguar XF insurance rates for additional coverage and risk scenarios.

• The best discount rate is $695
• Drivers who choose higher $1,000 deductibles will pay $1,050 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,172
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $236 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,526
• The price with full coverage for a teenage driver can cost $4,572 a year

View Chart as Image

Insurance prices for a Jaguar XF are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Jaguar XF insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,670 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Jaguar XF Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also having good credit, being claim-free, and consideration of higher deductibles. Make time to compare rates at every other renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a summary of the concepts that were touched on in this article.

• Drivers who have multiple accidents or major violations may have to pay on average $1,350 more per year to buy Jaguar XF insurance
• Drivers age 20 and younger are the costliest to insure, possibly costing $381 a month if they have full coverage
• You may be able to save around $140 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $350 each year
• You may be able to save around $140 per year just by quoting early and online