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2014 GMC Yukon XL Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 16, 2021

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Average insurance rates for a 2014 GMC Yukon XL are $1,308 a year with full coverage. Comprehensive insurance costs approximately $270, collision costs $424, and liability coverage costs $456. Buying a liability-only policy costs as little as $508 a year, with high-risk insurance costing $2,818 or more. Teenage drivers receive the highest rates at $4,966 a year or more.

Annual premium for full coverage: $1,308

Rate estimates for 2014 GMC Yukon XL Insurance

Comprehensive $270
Collision $424
Liability $456

Rate data is compiled from all 50 U.S. states and averaged for all 2014 GMC Yukon XL models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $508 for a discount liability-only rate to the much higher price of $2,818 for a driver who has had serious violations or accidents.

Liability Only $508
Full Coverage $1,308
High Risk $2,818

View Chart as Image

2014 GMC Yukon XL insurance rates compared
Column chart showing 2014 GMC Yukon XL insurance prices range from $764 to $4,966 for full coverage

These differences demonstrate why everyone should compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 GMC Yukon XL Insurance

Searching Companies

Nobody looks forward to buying insurance, in particular when they are paying too much.

Many auto insurance companies vie to insure your vehicles, so it’s not easy to compare every company and get the definite best price available.

Smart consumers take time to do rate comparisons every six months because insurance rates are constantly changing. Just because you had the lowest price on Yukon XL insurance last year you may be paying too much now. Starting right now, forget anything you know (or think you know) about insurance because you’re about to learn how to quote online to remove unneeded coverages and save money.

If you currently have car insurance, you stand a good chance to be able to lower your premiums substantially using these tips. Buying car insurance is quite easy. Although consumers must understand the way companies sell online and apply this information to your search.

The best way to compare rates utilizes the fact most of the bigger providers pay for the opportunity to quote your coverage. The only thing you need to do is give them some information such as your general credit rating, whether or not you need a SR-22, whether you drive to work or school, and if you went to college. Those rating factors gets sent immediately to many different companies and you will get price comparisons very quickly.

To compare multiple company rates now, click here and enter your zip code.

Discounts on 2014 GMC Yukon XL insurance

Companies don’t always publicize all available discounts in an easy-to-find place, so we researched both the well known and the more hidden ways to save on insurance.

  • Theft Prevention System – Anti-theft and alarm systems can help prevent theft and will save you 10% or more.
  • Auto/Life Discount – Some companies give a break if you buy life insurance.
  • Resident Student – Any of your kids living away from home attending college and don’t have a car can receive lower rates.
  • Safe Driver Discount – Drivers who don’t get into accidents may save up to 50% more on Yukon XL insurance than their less cautious counterparts.
  • Passive Restraints – Vehicles equipped with air bags or motorized seat belts can receive discounts of more than 20%.
  • E-sign – A handful of insurance companies will discount your bill up to fifty bucks just for signing your application on their website.
  • Good Student – This discount can earn a discount of 20% or more. The discount lasts until age 25.
  • No Charge for an Accident – Certain companies will forgive one accident without raising rates so long as you haven’t had any claims for a particular time prior to the accident.

It’s important to understand that most of the big mark downs will not be given to the entire policy premium. Most only reduce individual premiums such as comprehensive or collision. So even though they make it sound like it’s possible to get free car insurance, it doesn’t quite work that way.

Car insurance companies that may offer these discounts are:

  • State Farm
  • Liberty Mutual
  • American Family
  • Progressive
  • Farmers Insurance
  • Auto-Owners Insurance

Double check with each company how you can save money. Discounts might not be offered in every state.

Tailor your coverage to you

When it comes to choosing coverage, there really is no cookie cutter policy. Everyone’s situation is unique so your insurance needs to address that. Here are some questions about coverages that could help you determine whether or not you may require specific advice.

  • Is business equipment covered while in my vehicle?
  • Who is covered when they drive my 2014 GMC Yukon XL?
  • Should I put collision coverage on all my vehicles?
  • Do I need motorclub coverage?
  • Do I have any recourse if my insurance company denies a claim?
  • When does my teenage driver need to be added to my policy?
  • How much liability insurance is required?
  • Is my vehicle covered by my employer’s policy when using it for work?
  • Will my rates increase for filing one claim?
  • I have health insurance so do I need medical payments coverage?

If you’re not sure about those questions, you may need to chat with an insurance agent. If you don’t have a local agent, simply complete this short form or go to this page to view a list of companies.

Coverages available on your policy

Learning about specific coverages of your policy aids in choosing appropriate coverage and proper limits and deductibles. The terms used in a policy can be confusing and even agents have difficulty translating policy wording. Below you’ll find the usual coverages available from auto insurance companies.

Collision – This coverage pays for damage to your Yukon XL resulting from a collision with another car or object. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage pays for claims such as damaging your car on a curb, colliding with a tree, colliding with another moving vehicle, backing into a parked car and crashing into a ditch. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are older. Another option is to raise the deductible to get cheaper collision coverage.

Comprehensive protection – Comprehensive insurance pays for damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against claims like damage from flooding, theft, damage from getting keyed and hail damage. The maximum payout you’ll receive from a claim is the ACV or actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.

Auto liability – Liability coverage provides protection from injuries or damage you cause to people or other property that is your fault. Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see policy limits of 100/300/100 which means $100,000 bodily injury coverage, a limit of $300,000 in injury protection per accident, and a limit of $100,000 paid for damaged property.

Liability coverage protects against claims such as repair bills for other people’s vehicles, legal defense fees, bail bonds and medical services. How much coverage you buy is your choice, but consider buying as much as you can afford.

Medical expense coverage – Coverage for medical payments and/or PIP pay for expenses like ambulance fees, rehabilitation expenses and funeral costs. They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. They cover you and your occupants and will also cover getting struck while a pedestrian. Personal Injury Protection is not an option in every state and may carry a deductible

Uninsured or underinsured coverage – Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.

Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Find Good Coverage for Less

We just showed you a lot of ways to reduce 2014 GMC Yukon XL insurance prices online. The most important thing to understand is the more quotes you get, the better your chances of lowering your rates. You may even find the best price on insurance is with the smaller companies. They may often insure only within specific states and give getter rates as compared to the big name companies such as State Farm or Progressive.

When you buy insurance online, do not buy less coverage just to save a little money. In many cases, drivers have reduced uninsured motorist or liability limits only to regret at claim time that a couple dollars of savings turned into a financial nightmare. The proper strategy is to buy the best coverage you can find at an affordable rate while not skimping on critical coverages.

Even more information can be read in these articles:

Rates by U.S. City

2014 GMC Yukon XL Insurance Rates by City
City Premium
New York City, NY $2,067
Los Angeles, CA $2,235
Philadelphia, PA $1,747
Jacksonville, FL $1,898
Phoenix, AZ $1,520
Chicago, IL $1,757
Houston, TX $2,049
Seattle, WA $1,273
Columbus, OH $1,091
Indianapolis, IN $1,114

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2014 GMC Yukon XL Insurance Rates by Driver Age
Driver Age Premium
16 $4,966
20 $2,994
30 $1,352
40 $1,308
50 $1,196
60 $1,172

Full coverage, $500 deductibles

Rates by Deductible

2014 GMC Yukon XL Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,610
$250 $1,470
$500 $1,308
$1,000 $1,150

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon XL Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,308
50/100 $1,399
100/300 $1,513
250/500 $1,810
100 CSL $1,445
300 CSL $1,696
500 CSL $1,878

Full coverage, driver age 40

Rates for High Risk Drivers

2014 GMC Yukon XL Insurance Rates for High Risk Drivers
Age Premium
16 $7,060
20 $4,766
30 $2,866
40 $2,818
50 $2,690
60 $2,666

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $179

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $69
Homeowner $21
5-yr Accident Free $91
5-yr Claim Free $84
Paid in Full/EFT $56
Advance Quote $62
Online Quote $92
Total Discounts $544
Rate after discounts $764

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 GMC Yukon XL Insurance Rates by State
State Premium
Alabama $1,182
Alaska $1,002
Arizona $1,086
Arkansas $1,308
California $1,490
Colorado $1,250
Connecticut $1,344
Delaware $1,480
Florida $1,636
Georgia $1,206
Hawaii $940
Idaho $882
Illinois $976
Indiana $986
Iowa $882
Kansas $1,242
Kentucky $1,784
Louisiana $1,934
Maine $808
Maryland $1,078
Massachusetts $1,046
Michigan $2,272
Minnesota $1,094
Mississippi $1,566
Missouri $1,160
Montana $1,404
Nebraska $1,030
Nevada $1,568
New Hampshire $942
New Jersey $1,460
New Mexico $1,158
New York $1,378
North Carolina $754
North Dakota $1,068
Ohio $902
Oklahoma $1,342
Oregon $1,198
Pennsylvania $1,248
Rhode Island $1,744
South Carolina $1,184
South Dakota $1,104
Tennessee $1,144
Texas $1,576
Utah $970
Vermont $896
Virginia $784
Washington $1,010
West Virginia $1,198
Wisconsin $904
Wyoming $1,164

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