GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive insurance costs an estimated $186, collision insurance costs $226, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,238 or more. Teen drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $94 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,044
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $178 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,238
• Policy cost that insures a teen driver with full coverage can cost as much as $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance can cost anywhere from 41% to 128% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,410 on average in Florida, New York, and Michigan.

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Choosing high deductibles could save up to $280 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance not only requires being a low-risk driver, but also having a good credit score, being claim-free, and possibly raising deductibles. Shop around every couple of years by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The items below are a brief review of the material that was covered above.

• Drivers who want more liability coverage will pay about $520 annually to go from a 30/60 limit to the 250/500 level
• Teen drivers are expensive to insure, possibly costing $346 each month if comprehensive and collision insurance is included
• High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,190 more annually to insure their Yukon
• Increasing comprehensive and collision deductibles can save approximately $275 each year