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2014 Volvo XC60 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Oct 17, 2017

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Average insurance rates for a 2014 Volvo XC60 are $1,198 a year for full coverage. Comprehensive costs around $250 each year, collision insurance costs $424, and liability costs around $388. Buying a liability-only policy costs as low as $434 a year, and high-risk insurance costs around $2,584. Teenage drivers receive the highest rates at up to $4,498 a year.

Annual premium for full coverage: $1,198

Rate estimates for 2014 Volvo XC60 Insurance

Comprehensive $250
Collision $424
Liability $388

Rate data is compiled from all 50 U.S. states and averaged for all 2014 Volvo XC60 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $434 for just liability insurance to a high rate of $2,584 for a driver that may need high-risk insurance.

Liability Only $434
Full Coverage $1,198
High Risk $2,584

View Chart as Image

2014 Volvo XC60 insurance rates compared
Column chart showing 2014 Volvo XC60 insurance prices range from $694 to $4,498 for full coverage

These differences show why all drivers should compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2014 Volvo XC60 Insurance

Searching Companies

Searching for the cheapest car insurance rates for your Volvo XC60? Comparison shopping for car insurance is always challenging for consumers new to shopping for insurance online. People have so many choices that it can easily become a lot of work to find lower rates.

It’s important to get comparison quotes occasionally due to the fact that insurance rates change regularly. Just because you found the lowest price on XC60 coverage six months ago the chances are good that you can find a lower rate today. Forget anything you know (or think you know) about car insurance because you’re about to find out the fastest way to find better coverage at a better price.

The easiest way to compare rates is to understand car insurance companies will pay a fee to compare rate quotes. The only thing you need to do is provide details such as if it has an anti-theft system, how much you drive, if you have a valid license, and the year, make and model of vehicles. Your insurance information is automatically sent to multiple different insurance companies and you will receive price estimates almost instantly.

To start a quote now, click here and complete the quick form.

Discounts are basically free money

Insurance can be prohibitively expensive, but companies offer discounts that you may not know about. Certain discounts will be applied at quote time, but less common discounts must be manually applied in order for you to get them.

  • Drive Less and Save – Low mileage vehicles can earn better rates on cars that stay parked.
  • Discount for New Cars – Buying coverage on a new vehicle can be considerably cheaper due to better safety requirements for new cars.
  • Multi-car Discount – Having more than one vehicle on one policy can get a discount on all vehicles.
  • Government Employees – Active or retired federal employment may qualify you for a discount on XC60 coverage with certain companies.
  • Payment Method – If you pay your bill all at once instead of monthly or quarterly installments you could save 5% or more.
  • Drivers Education – Make teen driver coverage more affordable by requiring them to take driver’s ed class in school.

It’s important to note that most discounts do not apply to the entire cost. Most cut specific coverage prices like collision or personal injury protection. So when it seems like adding up those discounts means a free policy, you won’t be that lucky. Any qualifying discounts will help reduce the amount you have to pay.

Car insurance companies who might offer these discounts include:

It’s a good idea to ask each insurance company what discounts are available to you. Savings may not apply in your area.

Which insurance is the “right” coverage?

When it comes to buying the right insurance coverage, there is no “best” method to buy coverage. Every insured’s situation is different.

Here are some questions about coverages that might help in determining whether or not you might need professional guidance.

  • Can I rate high risk drivers on liability-only vehicles?
  • Do I have coverage if my license is suspended?
  • Should I rate my 2014 Volvo XC60 as pleasure use or commute?
  • Will filing a claim cost me more?
  • What should my uninsured motorist coverage limits be in my state?
  • What are the best liability limits?
  • Do I need special endorsements for business use of my vehicle?

If you don’t know the answers to these questions then you might want to talk to an insurance agent. If you want to speak to an agent in your area, complete this form.

Car insurance coverage information

Learning about specific coverages of your policy helps when choosing the best coverages at the best deductibles and correct limits. Policy terminology can be impossible to understand and even agents have difficulty translating policy wording.

Comprehensive (Other than Collision)

Comprehensive insurance covers damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers claims such as rock chips in glass, hail damage, a tree branch falling on your vehicle and hitting a deer. The most you’ll receive from a claim is the actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Liability coverage

This will cover damage or injury you incur to other’s property or people by causing an accident. This coverage protects you against other people’s claims. It does not cover your injuries or vehicle damage.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see liability limits of 25/50/25 that means you have $25,000 bodily injury coverage, a total of $50,000 of bodily injury coverage per accident, and a total limit of $25,000 for damage to vehicles and property. Occasionally you may see one number which is a combined single limit that pays claims from the same limit and claims can be made without the split limit restrictions.

Liability coverage protects against claims like repair bills for other people’s vehicles, medical services, medical expenses and structural damage. How much liability should you purchase? That is your choice, but buy as much as you can afford.

Protection from uninsured/underinsured drivers

This coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Covered claims include injuries sustained by your vehicle’s occupants and also any damage incurred to your Volvo XC60.

Since many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family. Normally your uninsured/underinsured motorist coverages do not exceed the liability coverage limits.

Collision coverage

Collision coverage covers damage to your XC60 resulting from colliding with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against claims like sustaining damage from a pot hole, colliding with another moving vehicle, crashing into a ditch and rolling your car. Paying for collision coverage can be pricey, so consider dropping it from older vehicles. Drivers also have the option to choose a higher deductible to bring the cost down.

Medical expense insurance

Med pay and PIP coverage reimburse you for expenses like surgery, hospital visits, chiropractic care and rehabilitation expenses. They can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. They cover all vehicle occupants and will also cover if you are hit as a while walking down the street. Personal injury protection coverage is not an option in every state and may carry a deductible

Rates by U.S. City

2014 Volvo XC60 Insurance Rates by City
City Premium
New York City, NY $1,887
Los Angeles, CA $2,043
Philadelphia, PA $1,596
Jacksonville, FL $1,731
Phoenix, AZ $1,392
Chicago, IL $1,602
Houston, TX $1,872
Seattle, WA $1,159
Columbus, OH $997
Indianapolis, IN $1,019

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2014 Volvo XC60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,498
20 $2,748
30 $1,242
40 $1,198
50 $1,094
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

2014 Volvo XC60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,354
$500 $1,198
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Volvo XC60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,198
50/100 $1,276
100/300 $1,373
250/500 $1,625
100 CSL $1,314
300 CSL $1,528
500 CSL $1,683

Full coverage, driver age 40

Rates for High Risk Drivers

2014 Volvo XC60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,410
20 $4,376
30 $2,634
40 $2,584
50 $2,464
60 $2,442

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $58
Online Quote $85
Total Discounts $504
Rate after discounts $694

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2014 Volvo XC60 Insurance Rates by State
State Premium
Alabama $1,080
Alaska $916
Arizona $994
Arkansas $1,198
California $1,362
Colorado $1,140
Connecticut $1,226
Delaware $1,350
Florida $1,492
Georgia $1,104
Hawaii $860
Idaho $810
Illinois $890
Indiana $902
Iowa $806
Kansas $1,134
Kentucky $1,630
Louisiana $1,770
Maine $738
Maryland $988
Massachusetts $954
Michigan $2,076
Minnesota $1,000
Mississippi $1,430
Missouri $1,062
Montana $1,282
Nebraska $942
Nevada $1,434
New Hampshire $864
New Jersey $1,334
New Mexico $1,054
New York $1,258
North Carolina $688
North Dakota $978
Ohio $824
Oklahoma $1,226
Oregon $1,094
Pennsylvania $1,140
Rhode Island $1,592
South Carolina $1,084
South Dakota $1,008
Tennessee $1,044
Texas $1,440
Utah $884
Vermont $816
Virginia $716
Washington $920
West Virginia $1,096
Wisconsin $824
Wyoming $1,062

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