Cheapest 2016 Jeep Compass Insurance Rates in 2024
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Paying more affordable rates for Driversinsurance coverage can be difficult for drivers who are beginners to quoting coverage prices online. Because there are so many online companies, it can turn into a challenge to find the best price.
How to find affordable insurance coverage
There are several ways to shop for insurance coverage, but there is one way that is more efficient than others. You can waste a few hours (or days) talking about coverages with insurance agencies in your area, or you could save time and use online quotes to get the quickest rates.
Most car insurance companies participate in an industry program where prospective buyers enter their policy data once, and each company then returns a price quote based on that information. This system prevents you from having to do quotation requests to each individual insurance coverage company.
To submit your quote information now, click here (opens in new window).
The only downside to getting quotes like this is buyers cannot specifically choose which carriers you want to price. So if you want to select from a list of companies to receive pricing from, we have assembled a list of companies who write insurance coverage in your area. Click here for list of insurance companies.
It’s your choice how you get your quotes, but do your best to enter nearly identical coverage limits with every price quote. If the quotes have mixed coverages you will not be able to find the best deal for your Jeep Compass. Quoting even small variations in coverages could throw off the whole comparison. And when price shopping your coverage, having more price comparisons increases your odds of finding more affordable rates. Some smaller insurers to not give online rate quotes, so you should also compare quotes from them as well.
Tailor your insurance coverage coverage to you
When it comes to choosing the best insurance coverage coverage, there is no cookie cutter policy. Your needs are not the same as everyone else’s.
For instance, these questions can aid in determining whether or not you might need an agent’s assistance.
- Why is insurance for a teen driver so high?
- Can I still get insurance after a DUI?
- Does insurance cover tools stolen from my truck?
- Can my teen driver be rated on a liability-only vehicle?
- Am I covered if I hit a deer?
- Do I get a pro-rated refund if I cancel my policy early?
- Does coverage extend to a rental car in a foreign country?
- Is upholstery damage covered by car insurance?
- Are my friends covered when driving my 2016 Jeep Compass?
- What should my uninsured motorist coverage limits be in my state?
If you’re not sure about those questions, you might consider talking to an insurance agent. To find an agent in your area, take a second and complete this form.
Free Auto Insurance Comparison
Enter your zip code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Insurance coverage considerations
Having a good grasp of insurance aids in choosing appropriate coverage at the best deductibles and correct limits. The terms used in a policy can be difficult to understand and coverage can change by endorsement.
Coverage for liability
Liability insurance protects you from damages or injuries you inflict on people or other property by causing an accident. It protects you from legal claims by others. Liability doesn’t cover your injuries or vehicle damage.
It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have liability limits of 50/100/50 which stand for $50,000 bodily injury coverage, a per accident bodily injury limit of $100,000, and a limit of $50,000 paid for damaged property.
Liability can pay for things like structural damage, medical services, loss of income and repair bills for other people’s vehicles. The amount of liability coverage you purchase is a personal decision, but you should buy as high a limit as you can afford.
This coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. This coverage pays for medical payments for you and your occupants as well as your vehicle’s damage.
Since a lot of drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.
Medical costs insurance
Med pay and PIP coverage reimburse you for expenses for things like prosthetic devices, pain medications, ambulance fees, surgery and funeral costs. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants and will also cover any family member struck as a pedestrian. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage
Auto collision coverage
This will pay to fix damage to your Compass resulting from colliding with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company.
Collision coverage pays for things such as hitting a parking meter, rolling your car and damaging your car on a curb. This coverage can be expensive, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.
Comprehensive or Other Than Collision
This covers damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.
Comprehensive insurance covers claims like fire damage, theft, a tree branch falling on your vehicle and hitting a bird. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.
Frequently Asked Questions
What factors determine the insurance rates for a 2016 Jeep Compass?
Several factors can influence the insurance rates for a 2016 Jeep Compass. These factors may include the driver’s age, driving history, location, credit score, annual mileage, the level of coverage chosen, and the specific trim and features of the Jeep Compass.
Is the 2016 Jeep Compass considered an affordable car to insure?
The 2016 Jeep Compass is generally considered an affordable car to insure. It is known for its compact size and reasonable repair costs, which can contribute to lower insurance rates compared to some other vehicles. However, insurance rates can still vary depending on individual factors, so it is recommended to compare quotes from different insurance providers to find the most suitable and affordable coverage for your specific circumstances.
Are there any specific safety features of the 2016 Jeep Compass that can help lower insurance rates?
The 2016 Jeep Compass typically comes equipped with safety features such as anti-lock brakes, stability control, multiple airbags, and traction control. These safety features can help lower insurance rates since they can reduce the risk of accidents or injuries. Additionally, certain trims of the Compass may offer advanced safety features like forward collision warning, lane departure warning, or blind-spot monitoring, which may further contribute to lower insurance rates.
Can I save on insurance for my 2016 Jeep Compass by increasing my deductible?
Increasing the deductible on your insurance policy may lead to lower premiums for a 2016 Jeep Compass or any other vehicle. However, it is important to assess your financial situation and consider whether you can afford a higher deductible in the event of a claim. It is advisable to consult with your insurance provider to understand how different deductible levels may affect your rates.
Are there any discounts available for insuring a 2016 Jeep Compass?
Insurance providers often offer various discounts that may apply to insuring a 2016 Jeep Compass. Some common discounts include multi-policy discounts (if you have multiple policies with the same provider), safe driver discounts, good student discounts (for student drivers with good grades), and discounts for certain safety features or anti-theft devices installed in the vehicle. It is recommended to inquire with your insurance provider about the available discounts.
Can my insurance rates for a 2016 Jeep Compass change over time?
Yes, insurance rates for any vehicle, including the 2016 Jeep Compass, can change over time. Insurance premiums can be influenced by factors such as changes in your driving record, location, insurance provider’s pricing policies, and overall market conditions. It is advisable to review your insurance coverage periodically and compare quotes from different providers to ensure you are getting the best rates available.
Where can I find the cheapest insurance rates for a 2016 Jeep Compass?
To find the cheapest insurance rates for a 2016 Jeep Compass, it is recommended to shop around and compare quotes from different insurance providers. You can contact insurance companies directly, use online comparison websites, or work with an independent insurance agent who can help you gather multiple quotes. Keep in mind that the cheapest insurance rates may vary depending on your personal circumstances, location, and coverage needs.
Frequently Asked Questions
- What is a named operator policy?
- Will Geico insure a car not in my name?
- What Is Covered in a Jeep Powertrain Warranty? 2024
- Cheapest Jeep Insurance Rates in 2024
- Do trucks cost more to insure?
- How long does a DUI stay on your record?
- Does the Porsche Club of America offer car insurance?
- View All Coverage Questions
Popular Rate Quotes
- Kia Optima Insurance
- Honda CR-V Insurance
- Subaru Forester Insurance
- Ford F-150 Insurance
- Honda Odyssey Insurance
- Honda Accord Insurance
- Toyota Camry Insurance
- Hyundai Sonata Insurance
- Dodge Ram Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area