2007 Jeep Compass Insurance Rates
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UPDATED: Jun 12, 2015
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Average insurance rates for a 2007 Jeep Compass are $998 a year for full coverage insurance. Comprehensive insurance costs approximately $156, collision costs $210, and liability coverage costs around $474. Buying a liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,148 or more. Teenage drivers receive the highest rates at $4,040 a year or more.
Annual premium for full coverage: $998
Rate estimates for 2007 Jeep Compass Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2007 Jeep Compass models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as low as $522 for just liability insurance to a much higher rate of $2,148 for high-risk insurance.
These differences illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2007 Jeep Compass Insurance
Are you sick and tired of robbing Peter to pay Paul to insure your Jeep every month? You are no different than many other drivers. Companies like State Farm, Allstate, GEICO and Progressive all claim big savings, bombarding you with catchy ads and it can be hard to sift through the bull and do the work needed to find the best deal.
Insurance Quote Comparison
Effectively comparing insurance prices can be a daunting task if you don’t understand the best way to get rate quotes. You can waste hours driving to insurance agencies in your area, or you could use the internet to maximize your effort.
Many insurance companies participate in an industry program where insurance shoppers send in one quote, and each company then returns a price quote determined by their information. This prevents consumers from doing quotation requests to each individual insurance company.
To access this free quoting program, click here to start a free quote.
The only downside to using this type of system is that you can’t choose the providers you will receive quotes from. If you wish to select specific providers to compare rates, we have a page of the cheapest insurance companies in your area. Click here for list of insurance companies.
It’s your choice how you get your quotes, but ensure you are comparing the exact same coverage limits and deductibles with each company. If your comparisons have different deductibles it will be impossible to determine which rate is truly the best.
Companies offer discounts so take them!
Companies offering auto insurance do not advertise all their discounts very clearly, so we took the time to find some of the more common and the more hidden auto insurance savings. If you’re not getting every credit you qualify for, you’re paying more than you need to.
- Drive Safe and Save – Insureds without accidents may receive a discount up to 45% less for Compass insurance than drivers with accidents.
- 55 and Retired – If you’re over the age of 55, you may qualify for a discount up to 10% for Compass insurance.
- Bundle and Save – If you have multiple policies with the same insurance company you will save up to 20% off your total premium.
- Drive Less and Save – Low mileage vehicles could qualify for lower rates on the low mileage vehicles.
- Lower Rates for Military – Being on active duty in the military can result in better rates.
As a disclaimer on discounts, some of the credits will not apply to the overall cost of the policy. A few only apply to the cost of specific coverages such as comprehensive or collision. Just because it seems like you can get free auto insurance, it doesn’t quite work that way.
Insurance companies that may have these discounts may include but are not limited to:
- Mercury Insurance
- Farmers Insurance
- Auto-Owners Insurance
- Liberty Mutual
Double check with each insurance company how you can save money. Some discounts may not be available everywhere.
Do I just need basic coverages?
When it comes to choosing proper insurance coverage, there is no best way to insure your cars. Everyone’s situation is unique so your insurance should reflect that Here are some questions about coverages that can aid in determining whether or not you will benefit from professional help.
- When can I cancel my policy?
- Are my friends covered when driving my 2007 Jeep Compass?
- How can I find cheaper teen driver insurance?
- If I drive on a suspended license am I covered?
- What is an SR-22 filing?
- What is UM/UIM insurance?
If you can’t answer these questions but one or more may apply to you, then you may want to think about talking to a licensed agent. If you don’t have a local agent, fill out this quick form or you can also visit this page to select a carrier It’s fast, free and you can get the answers you need.
What insurance coverages do you need?
Knowing the specifics of insurance helps when choosing which coverages you need for your vehicles. Policy terminology can be difficult to understand and coverage can change by endorsement. These are typical coverages found on most insurance policies.
Comprehensive insurance – This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.
Comprehensive can pay for things such as hitting a deer, damage from getting keyed, hail damage and hitting a bird. The most a insurance company will pay at claim time is the actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.
Coverage for medical expenses – Med pay and PIP coverage kick in for immediate expenses such as rehabilitation expenses, chiropractic care, doctor visits and prosthetic devices. They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. It covers both the driver and occupants and also covers if you are hit as a while walking down the street. PIP coverage is not universally available and gives slightly broader coverage than med pay
Coverage for uninsured or underinsured drivers – Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they are uninsured or don’t have enough coverage. It can pay for medical payments for you and your occupants and damage to your Jeep Compass.
Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.
Auto liability insurance – Liability coverage protects you from damage or injury you incur to other people or property that is your fault. This coverage protects you from legal claims by others. It does not cover damage to your own property or vehicle.
Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You might see policy limits of 50/100/50 that means you have $50,000 bodily injury coverage, $100,000 for the entire accident, and a limit of $50,000 paid for damaged property.
Liability can pay for claims like repair bills for other people’s vehicles, repair costs for stationary objects, legal defense fees and loss of income. How much liability should you purchase? That is a decision to put some thought into, but buy as much as you can afford.
Collision coverage – This coverage pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in.
Collision coverage protects against things like hitting a parking meter, crashing into a building, rolling your car and damaging your car on a curb. Collision is rather expensive coverage, so consider dropping it from vehicles that are older. Drivers also have the option to raise the deductible to bring the cost down.
Rates by U.S. City
|New York City, NY||$1,575|
|Los Angeles, CA||$1,701|
Need a specific model?
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$60|
|5-yr Claim Free||$63|
|Paid in Full/EFT||$36|
Discounts are estimated and may not be available from every company or in every state.