Jeep Compass Insurance Rates
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UPDATED: Jun 6, 2023
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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.
For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable.
We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.
Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.
U.S. average insurance rates for a Jeep Compass are $1,300 a year including full coverage. Comprehensive costs on average $260, collision costs $466, and liability insurance is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing around $2,812. Teen drivers pay the highest rates at $4,930 a year or more.
Average premium for full coverage: $1,300
Price estimates by individual coverage:
Estimates include $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Compass trim levels.
Price Range from Low to High
For a driver around age 40, Jeep Compass insurance prices go from as low as $474 for your basic liability-only policy to a much higher rate of $2,812 for high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than larger metro areas.
The price range example below illustrates the difference between rural and urban areas on car insurance rates.
The ranges above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Jeep Compass insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $753
- Raising to $1,000 deductibles will save around $164 every year
- The average rate for the average middle-age driver with $500 deductibles is $1,300
- Choosing more expensive low deductibles will increase the cost to $1,620
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,812 or more
- The price for full coverage for a teen driver with full coverage may cost $4,930
Auto insurance prices for a Jeep Compass are also quite variable based on your driving record, the model of your Compass, and policy deductibles and limits.
An older driver with a good driving record and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age
The state you live in also has a big influence on Jeep Compass insurance rates. A middle-age driver might find prices as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,860 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,174 | -$126 | -9.7% |
| Alaska | $998 | -$302 | -23.2% |
| Arizona | $1,080 | -$220 | -16.9% |
| Arkansas | $1,300 | -$0 | 0.0% |
| California | $1,480 | $180 | 13.8% |
| Colorado | $1,242 | -$58 | -4.5% |
| Connecticut | $1,338 | $38 | 2.9% |
| Delaware | $1,470 | $170 | 13.1% |
| Florida | $1,626 | $326 | 25.1% |
| Georgia | $1,200 | -$100 | -7.7% |
| Hawaii | $932 | -$368 | -28.3% |
| Idaho | $880 | -$420 | -32.3% |
| Illinois | $970 | -$330 | -25.4% |
| Indiana | $980 | -$320 | -24.6% |
| Iowa | $878 | -$422 | -32.5% |
| Kansas | $1,236 | -$64 | -4.9% |
| Kentucky | $1,774 | $474 | 36.5% |
| Louisiana | $1,924 | $624 | 48.0% |
| Maine | $802 | -$498 | -38.3% |
| Maryland | $1,072 | -$228 | -17.5% |
| Massachusetts | $1,040 | -$260 | -20.0% |
| Michigan | $2,258 | $958 | 73.7% |
| Minnesota | $1,088 | -$212 | -16.3% |
| Mississippi | $1,558 | $258 | 19.8% |
| Missouri | $1,154 | -$146 | -11.2% |
| Montana | $1,398 | $98 | 7.5% |
| Nebraska | $1,024 | -$276 | -21.2% |
| Nevada | $1,558 | $258 | 19.8% |
| New Hampshire | $938 | -$362 | -27.8% |
| New Jersey | $1,452 | $152 | 11.7% |
| New Mexico | $1,150 | -$150 | -11.5% |
| New York | $1,370 | $70 | 5.4% |
| North Carolina | $750 | -$550 | -42.3% |
| North Dakota | $1,064 | -$236 | -18.2% |
| Ohio | $900 | -$400 | -30.8% |
| Oklahoma | $1,334 | $34 | 2.6% |
| Oregon | $1,190 | -$110 | -8.5% |
| Pennsylvania | $1,240 | -$60 | -4.6% |
| Rhode Island | $1,732 | $432 | 33.2% |
| South Carolina | $1,178 | -$122 | -9.4% |
| South Dakota | $1,098 | -$202 | -15.5% |
| Tennessee | $1,140 | -$160 | -12.3% |
| Texas | $1,568 | $268 | 20.6% |
| Utah | $962 | -$338 | -26.0% |
| Vermont | $890 | -$410 | -31.5% |
| Virginia | $780 | -$520 | -40.0% |
| Washington | $1,006 | -$294 | -22.6% |
| West Virginia | $1,190 | -$110 | -8.5% |
| Wisconsin | $900 | -$400 | -30.8% |
| Wyoming | $1,158 | -$142 | -10.9% |
Choosing high deductibles can reduce prices by up to $490 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,500 to $2,100 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 129% more than average. View High Risk Driver Rates
Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Compass Sport 2WD | $1,218 | $102 |
| Jeep Compass Sport 4WD | $1,258 | $105 |
| Jeep Compass Limited 2WD | $1,300 | $108 |
| Jeep Compass Limited 4WD | $1,340 | $112 |
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Jeep Compass | $260 | $466 | $416 | $1,300 |
| 2017 Jeep Compass | $228 | $400 | $452 | $1,238 |
| 2016 Jeep Compass | $218 | $376 | $456 | $1,208 |
| 2012 Jeep Compass | $184 | $272 | $474 | $1,088 |
| 2011 Jeep Compass | $172 | $252 | $474 | $1,056 |
| 2007 Jeep Compass | $142 | $170 | $468 | $938 |
Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Jeep Compass Insurance
Getting lower rates on Jeep Compass insurance consists of not taking risks behind the wheel, having good credit, being claim-free, and taking advantage of discounts. Set aside time to compare rates every couple of years by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following is a review of the material that was covered above.
- Drivers who require higher liability limits will pay about $460 per year to raise from a low limit to 250/500 limits
- Teens are charged the highest prices, possibly costing $411 a month if they have full coverage
- High-risk drivers who have several accidents or serious violations may pay on average $1,510 more each year for Compass insurance
- Increasing physical damage deductibles can save around $475 each year
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the Jeep Compass safety ratings?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.
One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.
Jeep Compass Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.
Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.
To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,930 |
| 20 | $3,002 |
| 30 | $1,350 |
| 40 | $1,300 |
| 50 | $1,188 |
| 60 | $1,166 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,620 |
| $250 | $1,472 |
| $500 | $1,300 |
| $1,000 | $1,136 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,300 |
| 50/100 | $1,423 |
| 100/300 | $1,527 |
| 250/500 | $1,798 |
| 100 CSL | $1,465 |
| 300 CSL | $1,694 |
| 500 CSL | $1,860 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,016 |
| 20 | $4,780 |
| 30 | $2,870 |
| 40 | $2,812 |
| 50 | $2,686 |
| 60 | $2,662 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $69 |
| Homeowner | $20 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $547 |
Discounts are estimated and may not be available from every company or in every state.
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