Jeep Compass Insurance Rates
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UPDATED: Jun 27, 2022
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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.
For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable.
We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.
Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.
The average insurance rates for a Jeep Compass are $1,300 a year for full coverage. Comprehensive costs on average $260, collision costs $466, and liability coverage is estimated at $416. Liability-only insurance costs approximately $474 a year, with high-risk driver insurance costing around $2,812. Teenage drivers cost the most to insure at $4,930 a year or more.
Average premium for full coverage: $1,300
Policy rates by type of insurance:
Estimates include $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all Compass models.
Price Range Variability
For a driver in their 40's, Jeep Compass insurance rates go from as low as $474 for minimum levels of liability insurance to the much higher price of $2,812 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities.
The example below illustrates how location helps determine car insurance rates.
The examples above show why everyone should get quotes based on a specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Jeep Compass insurance rates for different risk profiles and scenarios.
- The best discount rate is $753
- Choosing higher $1,000 deductibles can save around $164 a year
- The average rate for a good driver age 40 with $500 deductibles is $1,300
- Using pricier low deductibles for comp and collision coverage will increase the cost to $1,620
- Drivers who are prone to accidents and violations could pay upwards of $2,812 or more
- Policy cost for full coverage for a teenage driver for full coverage may cost $4,930 each year
Auto insurance rates for a Jeep Compass also range considerably based on your risk profile, the trim level of your Compass, and policy deductibles and limits.
A more mature driver with a good driving record and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age
Your home state plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,860 on average in Michigan, Louisiana, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Using high physical damage deductibles can save as much as $490 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 in extra premium every year, depending on your age. Jeep Compass insurance for high-risk drivers ranges around 43% to 129% more than a normal policy. View High Risk Driver Rates
Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Jeep Compass Sport 2WD||$1,218||$102|
|Jeep Compass Sport 4WD||$1,258||$105|
|Jeep Compass Limited 2WD||$1,300||$108|
|Jeep Compass Limited 4WD||$1,340||$112|
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Jeep Compass||$260||$466||$416||$1,300|
|2017 Jeep Compass||$228||$400||$452||$1,238|
|2016 Jeep Compass||$218||$376||$456||$1,208|
|2012 Jeep Compass||$184||$272||$474||$1,088|
|2011 Jeep Compass||$172||$252||$474||$1,056|
|2007 Jeep Compass||$142||$170||$468||$938|
Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Jeep Compass Insurance
Finding cheaper rates on auto insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates every couple of years by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.
Below is a review of the material that was covered in the charts and tables above.
- Consumers who require higher levels of liability will pay an extra $460 each year to raise limits from a 30/60 limit to 250/500 limits
- Teenage drivers are charged the highest rates, costing up to $411 each month if they have full coverage
- Drivers who have several accidents or serious violations will pay on average $1,510 more each year for auto insurance
- Increasing comprehensive and collision deductibles can save around $475 each year
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the Jeep Compass safety ratings?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.
One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.
Jeep Compass Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.
Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.
To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$93|
|5-yr Claim Free||$84|
|Paid in Full/EFT||$58|
Discounts are estimated and may not be available from every company or in every state.
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