Jeep Compass Insurance Rates
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UPDATED: Apr 25, 2024
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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.
For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable.
We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.
Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.
U.S. average insurance rates for a Jeep Compass are $1,268 a year for full coverage insurance. Comprehensive costs around $238 a year, collision costs $430, and liability coverage costs around $442. Liability-only insurance costs as low as $496 a year, with high-risk driver insurance costing around $2,752. Teen drivers pay the highest rates at $4,882 a year or more.
Average premium for full coverage: $1,268
Price estimates for individual coverage:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Compass trim levels.
Price Range from Low to High
For the average driver, Jeep Compass insurance prices go from the low end price of $496 for your basic liability-only policy to a high of $2,752 for a policy for a high-risk driver.
Geographic Price Range
Where you live has a large influence on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas.
The diagram below illustrates how location impacts auto insurance rates.
The ranges above illustrate why it is important to compare prices for a specific zip code, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Jeep Compass insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $736
- Using higher $1,000 deductibles will save about $1,116 each year
- The estimated price for the average middle-age driver using $500 deductibles is $1,268
- Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,562
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,752 or more
- The price that insures a teenage driver can be $4,882 or more
Car insurance prices for a Jeep Compass are also quite variable based on the trim level of your Compass, your age and driving record, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are probably paying at least $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than average. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $4,800 a year. View Rates by Age
The state you live in has a huge impact on Jeep Compass insurance rates. A driver around age 40 might see prices as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,710 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,148 | -$120 | -9.5% |
| Alaska | $974 | -$294 | -23.2% |
| Arizona | $1,054 | -$214 | -16.9% |
| Arkansas | $1,268 | -$0 | 0.0% |
| California | $1,444 | $176 | 13.9% |
| Colorado | $1,212 | -$56 | -4.4% |
| Connecticut | $1,304 | $36 | 2.8% |
| Delaware | $1,436 | $168 | 13.2% |
| Florida | $1,586 | $318 | 25.1% |
| Georgia | $1,172 | -$96 | -7.6% |
| Hawaii | $912 | -$356 | -28.1% |
| Idaho | $858 | -$410 | -32.3% |
| Illinois | $944 | -$324 | -25.6% |
| Indiana | $954 | -$314 | -24.8% |
| Iowa | $854 | -$414 | -32.6% |
| Kansas | $1,206 | -$62 | -4.9% |
| Kentucky | $1,732 | $464 | 36.6% |
| Louisiana | $1,880 | $612 | 48.3% |
| Maine | $782 | -$486 | -38.3% |
| Maryland | $1,048 | -$220 | -17.4% |
| Massachusetts | $1,016 | -$252 | -19.9% |
| Michigan | $2,204 | $936 | 73.8% |
| Minnesota | $1,060 | -$208 | -16.4% |
| Mississippi | $1,520 | $252 | 19.9% |
| Missouri | $1,124 | -$144 | -11.4% |
| Montana | $1,362 | $94 | 7.4% |
| Nebraska | $1,000 | -$268 | -21.1% |
| Nevada | $1,520 | $252 | 19.9% |
| New Hampshire | $912 | -$356 | -28.1% |
| New Jersey | $1,418 | $150 | 11.8% |
| New Mexico | $1,124 | -$144 | -11.4% |
| New York | $1,338 | $70 | 5.5% |
| North Carolina | $730 | -$538 | -42.4% |
| North Dakota | $1,038 | -$230 | -18.1% |
| Ohio | $878 | -$390 | -30.8% |
| Oklahoma | $1,304 | $36 | 2.8% |
| Oregon | $1,162 | -$106 | -8.4% |
| Pennsylvania | $1,210 | -$58 | -4.6% |
| Rhode Island | $1,692 | $424 | 33.4% |
| South Carolina | $1,148 | -$120 | -9.5% |
| South Dakota | $1,072 | -$196 | -15.5% |
| Tennessee | $1,112 | -$156 | -12.3% |
| Texas | $1,528 | $260 | 20.5% |
| Utah | $940 | -$328 | -25.9% |
| Vermont | $868 | -$400 | -31.5% |
| Virginia | $760 | -$508 | -40.1% |
| Washington | $982 | -$286 | -22.6% |
| West Virginia | $1,162 | -$106 | -8.4% |
| Wisconsin | $878 | -$390 | -30.8% |
| Wyoming | $1,132 | -$136 | -10.7% |
Choosing high deductibles could cut prices by as much as $450 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Compass Sport 2WD | $1,194 | $100 |
| Jeep Compass Sport 4WD | $1,230 | $103 |
| Jeep Compass Limited 2WD | $1,268 | $106 |
| Jeep Compass Limited 4WD | $1,306 | $109 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Compass | $294 | $500 | $372 | $1,324 |
| 2023 Jeep Compass | $280 | $482 | $390 | $1,310 |
| 2022 Jeep Compass | $270 | $478 | $398 | $1,304 |
| 2021 Jeep Compass | $260 | $466 | $416 | $1,300 |
| 2020 Jeep Compass | $250 | $446 | $430 | $1,284 |
| 2019 Jeep Compass | $238 | $430 | $442 | $1,268 |
| 2018 Jeep Compass | $228 | $400 | $452 | $1,238 |
| 2017 Jeep Compass | $218 | $376 | $456 | $1,208 |
| 2016 Jeep Compass | $210 | $338 | $460 | $1,166 |
| 2012 Jeep Compass | $172 | $252 | $474 | $1,056 |
| 2011 Jeep Compass | $166 | $228 | $478 | $1,030 |
| 2007 Jeep Compass | $140 | $166 | $460 | $924 |
Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Jeep Compass Insurance
Getting lower rates on auto insurance requires having a decent driving record, having a positive credit history, not filing small claims, and qualifying for all possible discounts. Shop around every year by getting quotes from direct insurance companies, and also from insurance agencies where you live.
The following items are a brief summary of the coverage data touched on above.
- It is possible to save up to $150 per year simply by quoting early and online
- Increasing physical damage deductibles can save approximately $450 each year
- 16 to 18-year-old drivers are the costliest to insure, as much as $407 a month if full coverage is purchased
- Drivers that tend to have accidents or serious violations could be forced to pay on average $1,480 more every year than a driver with a clean driving record
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the Jeep Compass safety ratings?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.
One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.
Jeep Compass Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.
Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.
To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,882 |
| 20 | $2,936 |
| 30 | $1,312 |
| 40 | $1,268 |
| 50 | $1,162 |
| 60 | $1,138 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,562 |
| $250 | $1,426 |
| $500 | $1,268 |
| $1,000 | $1,116 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,268 |
| 50/100 | $1,394 |
| 100/300 | $1,505 |
| 250/500 | $1,792 |
| 100 CSL | $1,439 |
| 300 CSL | $1,682 |
| 500 CSL | $1,859 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,942 |
| 20 | $4,680 |
| 30 | $2,800 |
| 40 | $2,752 |
| 50 | $2,630 |
| 60 | $2,606 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $55 |
| Advance Quote | $61 |
| Online Quote | $89 |
| Total Discounts | $532 |
Discounts are estimated and may not be available from every company or in every state.
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