Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average auto insurance rates for a Jeep Compass are $1,238 annually including full coverage. Comprehensive insurance costs on average $228 a year, collision costs $400, and liability insurance costs $452. A policy with just liability insurance costs as little as $504 a year, with coverage for high-risk drivers costing $2,680 or more. Teen drivers receive the highest rates at $4,788 a year or more.

Average premium for full coverage: $1,238

Rate estimates by individual coverage type:

These estimates include $500 deductible amounts, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location impacts car insurance rates.

These examples highlight why it is important to compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Jeep Compass insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $724
• Drivers who choose higher $1,000 deductibles will pay around $1,096 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,238
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $276 a year
• High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,680 or more
• The cost with full coverage for a teen driver may cost $4,788 a year

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your driving characteristics, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $420 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,770 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Jeep Compass Insurance

Saving money on Jeep Compass insurance not only requires having a good driving record, but also having good credit, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around at least every other year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a brief summary of the car insurance concepts touched on above.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,440 more each year to buy Jeep Compass insurance
• You may be able to save as much as $150 per year simply by quoting early and online
• Increasing deductibles could save up to $425 each year
• Drivers who require increased levels of liability coverage will pay about $500 per year to go from a minimum limit to higher 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.