Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance prices for a Jeep Compass are $1,238 every 12 months for full coverage insurance. Comprehensive costs an estimated $228 a year, collision insurance costs $400, and liability costs around $452. A liability-only policy costs as low as $504 a year, and high-risk insurance costs around $2,680. Teen drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Rate estimates broken down by individual coverage type:

These estimates include $500 deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on insurance prices.

These examples illustrate why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Jeep Compass insurance rates for other coverage scenarios.

• The lowest rate with discounts is $724
• Using higher $1,000 deductibles will save approximately $1,096 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,238
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,514
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,680
• The cost to insure a 16-year-old driver can cost as much as $4,788 or more

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $420 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than average. View High Risk Driver Rates

Where you live has a huge impact on Jeep Compass insurance prices. A driver around age 40 might see rates as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,670 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Jeep Compass Insurance

Saving money on insurance for a Jeep Compass requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a brief summary of the data that was covered in the above illustrations.

• It is possible to save approximately $150 per year just by quoting early and online
• Insureds who want higher liability limits will pay about $500 annually to increase from a minimum limit to a 250/500 level
• Teens are charged the highest rates, costing up to $399 per month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,440 more annually for Compass insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.