Jeep Compass Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 27, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance rates for a Jeep Compass are $1,300 a year for full coverage. Comprehensive costs on average $260, collision costs $466, and liability coverage is estimated at $416. Liability-only insurance costs approximately $474 a year, with high-risk driver insurance costing around $2,812. Teenage drivers cost the most to insure at $4,930 a year or more.

Average premium for full coverage: $1,300

Policy rates by type of insurance:

Comprehensive $260
Collision $466
Liability $416

Estimates include $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all Compass models.

Price Range Variability

For a driver in their 40's, Jeep Compass insurance rates go from as low as $474 for minimum levels of liability insurance to the much higher price of $2,812 for high-risk insurance.

Liability Only $474
Full Coverage $1,300
High Risk $2,812

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities.

The example below illustrates how location helps determine car insurance rates.

Rural Areas $975
Small Cities $1,365
Large Cities $1,755

The examples above show why everyone should get quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Jeep Compass insurance rates for different risk profiles and scenarios.

  • The best discount rate is $753
  • Choosing higher $1,000 deductibles can save around $164 a year
  • The average rate for a good driver age 40 with $500 deductibles is $1,300
  • Using pricier low deductibles for comp and collision coverage will increase the cost to $1,620
  • Drivers who are prone to accidents and violations could pay upwards of $2,812 or more
  • Policy cost for full coverage for a teenage driver for full coverage may cost $4,930 each year

View Chart as Image

Jeep Compass insurance cost comparison chart
Column chart showing full coverage Jeep Compass insurance rates range from $753 to $4,930

Auto insurance rates for a Jeep Compass also range considerably based on your risk profile, the trim level of your Compass, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,860 on average in Michigan, Louisiana, and New York.

Jeep Compass Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,174 -$126 -9.7%
Alaska $998 -$302 -23.2%
Arizona $1,080 -$220 -16.9%
Arkansas $1,300 -$0 0.0%
California $1,480 $180 13.8%
Colorado $1,242 -$58 -4.5%
Connecticut $1,338 $38 2.9%
Delaware $1,470 $170 13.1%
Florida $1,626 $326 25.1%
Georgia $1,200 -$100 -7.7%
Hawaii $932 -$368 -28.3%
Idaho $880 -$420 -32.3%
Illinois $970 -$330 -25.4%
Indiana $980 -$320 -24.6%
Iowa $878 -$422 -32.5%
Kansas $1,236 -$64 -4.9%
Kentucky $1,774 $474 36.5%
Louisiana $1,924 $624 48.0%
Maine $802 -$498 -38.3%
Maryland $1,072 -$228 -17.5%
Massachusetts $1,040 -$260 -20.0%
Michigan $2,258 $958 73.7%
Minnesota $1,088 -$212 -16.3%
Mississippi $1,558 $258 19.8%
Missouri $1,154 -$146 -11.2%
Montana $1,398 $98 7.5%
Nebraska $1,024 -$276 -21.2%
Nevada $1,558 $258 19.8%
New Hampshire $938 -$362 -27.8%
New Jersey $1,452 $152 11.7%
New Mexico $1,150 -$150 -11.5%
New York $1,370 $70 5.4%
North Carolina $750 -$550 -42.3%
North Dakota $1,064 -$236 -18.2%
Ohio $900 -$400 -30.8%
Oklahoma $1,334 $34 2.6%
Oregon $1,190 -$110 -8.5%
Pennsylvania $1,240 -$60 -4.6%
Rhode Island $1,732 $432 33.2%
South Carolina $1,178 -$122 -9.4%
South Dakota $1,098 -$202 -15.5%
Tennessee $1,140 -$160 -12.3%
Texas $1,568 $268 20.6%
Utah $962 -$338 -26.0%
Vermont $890 -$410 -31.5%
Virginia $780 -$520 -40.0%
Washington $1,006 -$294 -22.6%
West Virginia $1,190 -$110 -8.5%
Wisconsin $900 -$400 -30.8%
Wyoming $1,158 -$142 -10.9%

View Chart as Image

Jeep Compass insurance rates by U.S. city

Using high physical damage deductibles can save as much as $490 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 in extra premium every year, depending on your age. Jeep Compass insurance for high-risk drivers ranges around 43% to 129% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Jeep Compass Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Compass Sport 2WD $1,218 $102
Jeep Compass Sport 4WD $1,258 $105
Jeep Compass Limited 2WD $1,300 $108
Jeep Compass Limited 4WD $1,340 $112

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Compass Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Jeep Compass $260 $466 $416 $1,300
2017 Jeep Compass $228 $400 $452 $1,238
2016 Jeep Compass $218 $376 $456 $1,208
2012 Jeep Compass $184 $272 $474 $1,088
2011 Jeep Compass $172 $252 $474 $1,056
2007 Jeep Compass $142 $170 $468 $938

Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Jeep Compass Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates every couple of years by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

Below is a review of the material that was covered in the charts and tables above.

  • Consumers who require higher levels of liability will pay an extra $460 each year to raise limits from a 30/60 limit to 250/500 limits
  • Teenage drivers are charged the highest rates, costing up to $411 each month if they have full coverage
  • Drivers who have several accidents or serious violations will pay on average $1,510 more each year for auto insurance
  • Increasing comprehensive and collision deductibles can save around $475 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.

Rates by Driver Age

Jeep Compass Insurance Rates by Driver Age
Driver Age Premium
16 $4,930
20 $3,002
30 $1,350
40 $1,300
50 $1,188
60 $1,166

Full coverage, $500 deductibles

Rates by Deductible

Jeep Compass Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,620
$250 $1,472
$500 $1,300
$1,000 $1,136

Full coverage, driver age 40

Rates by Liability Limit

Jeep Compass Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,300
50/100 $1,423
100/300 $1,527
250/500 $1,798
100 CSL $1,465
300 CSL $1,694
500 CSL $1,860

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Compass Insurance Rates for High Risk Drivers
Age Premium
16 $7,016
20 $4,780
30 $2,870
40 $2,812
50 $2,686
60 $2,662

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $181

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $93
5-yr Claim Free $84
Paid in Full/EFT $58
Advance Quote $63
Online Quote $91
Total Discounts $547
Rate after discounts $753

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles