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2017 Ford Escape Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 30, 2021

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Average insurance rates for a 2017 Ford Escape are $1,130 a year including full coverage. Comprehensive insurance costs approximately $240 a year, collision costs $390, and liability costs $364. Buying a liability-only policy costs as little as $416 a year, with high-risk insurance costing $2,434 or more. Teen drivers receive the highest rates at $4,248 a year or more.

Annual premium for full coverage: $1,130

Rate estimates for 2017 Ford Escape Insurance

Comprehensive $240
Collision $390
Liability $364

Rate data is compiled from all 50 U.S. states and averaged for all 2017 Ford Escape models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $416 for only liability insurance to a high of $2,434 for a driver who has had serious violations or accidents.

Liability Only $416
Full Coverage $1,130
High Risk $2,434

View Chart as Image

2017 Ford Escape insurance rates compared
Column chart showing 2017 Ford Escape insurance prices range from $659 to $4,248 for full coverage

These differences highlight why it is important for drivers to compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2017 Ford Escape Insurance

Searching Companies

Comparison shopping for insurance coverage can be difficult for consumers not familiar with comparing rates online. People have so many choices that it can be a real challenge to find the best price.

Shopping for the best insurance coverage is simple if you know the tricks. In a nutshell, every driver who shops for insurance will be able to reduce their rates. Nevertheless, consumers benefit from understanding the methods companies use to determine prices and apply this information to your search.

The quickest way to get rate comparisons is to know the trick most of the larger companies have advanced systems to give free rates quotes. To begin a comparison, all you need to do is take a few minutes to give details like your job, driver ages, the year, make and model of vehicles, and how much you drive. Your insurance information is instantly sent to all major companies and you will receive price estimates instantly.

Buyer beware of insurance coverage advertising tricks

Allstate and Progressive consistently run ads in print and on television. All the companies say the same thing that you can save if you change your policy. How do they all say the same thing? It’s all in the numbers.

Insurance companies have a preferred profile for the right customer they prefer to insure. For example, a profitable customer might be between the ages of 40 and 55, insures multiple vehicles, and drives less than 7,500 miles a year. A customer getting a price quote who fits that profile gets the lowest rates and most likely will save quite a bit of money when switching.

Potential customers who don’t meet the “perfect” profile will be charged a more expensive rate and this can result in the driver buying from a lower-cost company. The ads state “customers who switch” not “everybody who quotes” save that much money. This is how insurance companies can confidently make those claims.

That is why it is so important to compare as many rates as you can. Because you never know which insurance coverage company will have the lowest Ford Escape insurance rates.

Cut your auto insurance rates with discounts

Insuring your vehicles can cost a lot, buy you may qualify for discounts that you may not know about. Most are applied at the time of purchase, but a few need to be asked for before you get the savings.

  • Homeowners Pay Less – Owning a home can save you money due to the fact that maintaining a home is proof that your finances are in order.
  • Drivers Ed for Students – Require your teen driver to take driver’s ed class if offered at their school.
  • Low Mileage – Driving fewer miles could qualify for a substantially lower rate.
  • Passive Restraints and Air Bags – Cars that have air bags or motorized seat belts can receive discounts of up to 25% or more.
  • Discounts for Safe Drivers – Drivers who avoid accidents can pay as much as 50% less for Escape coverage than drivers with accidents.
  • Paperless Signup – A few companies will discount your bill up to fifty bucks just for signing your application on their website.
  • Multiple Vehicles – Buying coverage for multiple vehicles on one policy can get a discount on all vehicles.
  • Military Discounts – Being on active duty in the military could be rewarded with lower premiums.

It’s important to note that most discount credits are not given to the entire cost. A few only apply to the price of certain insurance coverages like comp or med pay. So despite the fact that it appears you can get free auto insurance, you’re out of luck. Any amount of discount will bring down the cost of coverage.

To see a list of insurance companies with the best auto insurance discounts, follow this link.

You are unique and your auto insurance should be too

When buying coverage for your personal vehicles, there really is no best way to insure your cars. Everyone’s situation is a little different.

For example, these questions might help in determining if your insurance needs would benefit from professional advice.

  • Do I need replacement cost coverage?
  • Is pleasure use cheaper than using my 2017 Ford Escape to commute?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • Are all vehicle passengers covered by medical payments coverage?
  • Will filing a claim cost me more?
  • What happens if I owe more than my 2017 Ford Escape is worth?
  • Does my insurance cover damage caused when ticketed for reckless driving?
  • Why am I required to get a high-risk car insurance policy?

If you’re not sure about those questions, you might consider talking to an insurance agent. If you don’t have a local agent, complete this form.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Coverages available on your insurance policy

Understanding the coverages of your insurance policy can be of help when determining which coverages you need at the best deductibles and correct limits. The coverage terms in a policy can be confusing and even agents have difficulty translating policy wording.

Insurance for medical payments – Personal Injury Protection (PIP) and medical payments coverage kick in for bills for things like doctor visits, rehabilitation expenses and chiropractic care. They are often utilized in addition to your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover both the driver and occupants as well as being hit by a car walking across the street. PIP coverage is only offered in select states and gives slightly broader coverage than med pay

Auto liability – Liability insurance will cover damages or injuries you inflict on other people or property by causing an accident. It protects you against claims from other people, and doesn’t cover your injuries or vehicle damage.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see limits of 50/100/50 which stand for $50,000 in coverage for each person’s injuries, a total of $100,000 of bodily injury coverage per accident, and property damage coverage for $50,000. Alternatively, you may have one number which is a combined single limit which limits claims to one amount with no separate limits for injury or property damage.

Liability coverage pays for things such as funeral expenses, repair costs for stationary objects and attorney fees. The amount of liability coverage you purchase is your choice, but buy as high a limit as you can afford.

Collision – This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company.

Collision insurance covers claims like colliding with another moving vehicle, driving through your garage door, crashing into a ditch and colliding with a tree. Paying for collision coverage can be pricey, so consider removing coverage from vehicles that are older. You can also increase the deductible to save money on collision insurance.

Uninsured Motorist or Underinsured Motorist insurance – This protects you and your vehicle when the “other guys” either are underinsured or have no liability coverage at all. This coverage pays for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important. Frequently your uninsured/underinsured motorist coverages are identical to your policy’s liability coverage.

Comprehensive coverage (or Other than Collision) – Comprehensive insurance coverage covers damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against claims like damage from getting keyed, damage from a tornado or hurricane, hitting a bird and a tree branch falling on your vehicle. The maximum payout you’ll receive from a claim is the cash value of the vehicle, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

In the end, you save

Budget-conscious 2017 Ford Escape insurance can be purchased both online in addition to many insurance agents, and you should be comparing both so you have a total pricing picture. Some insurance providers do not provide online price quotes and most of the time these smaller companies sell through independent agents.

You just read many ideas to compare insurance prices online. The most important thing to understand is the more rate comparisons you have, the better your comparison will be. Consumers could even find that the most savings is with a small local company.

When you buy insurance online, you should never reduce coverage to reduce premium. There are too many instances where consumers will sacrifice full coverage and learned later that the few dollars in savings costed them thousands. The aim is to purchase plenty of coverage for the lowest price while still protecting your assets.

Much more information about insurance can be found below:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2017 Ford Escape Insurance Rates by City
City Premium
New York City, NY $1,785
Los Angeles, CA $1,932
Philadelphia, PA $1,506
Jacksonville, FL $1,636
Phoenix, AZ $1,310
Chicago, IL $1,516
Houston, TX $1,771
Seattle, WA $1,099
Columbus, OH $944
Indianapolis, IN $963

Need a specific model?

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Rates by Driver Age

2017 Ford Escape Insurance Rates by Driver Age
Driver Age Premium
16 $4,248
20 $2,592
30 $1,172
40 $1,130
50 $1,034
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

2017 Ford Escape Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,406
$250 $1,278
$500 $1,130
$1,000 $986

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,130
50/100 $1,203
100/300 $1,294
250/500 $1,530
100 CSL $1,239
300 CSL $1,439
500 CSL $1,585

Full coverage, driver age 40

Rates for High Risk Drivers

2017 Ford Escape Insurance Rates for High Risk Drivers
Age Premium
16 $6,050
20 $4,120
30 $2,482
40 $2,434
50 $2,322
60 $2,300

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $59
Homeowner $17
5-yr Accident Free $80
5-yr Claim Free $72
Paid in Full/EFT $49
Advance Quote $54
Online Quote $80
Total Discounts $471
Rate after discounts $659

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2017 Ford Escape Insurance Rates by State
State Premium
Alabama $1,022
Alaska $868
Arizona $936
Arkansas $1,130
California $1,288
Colorado $1,078
Connecticut $1,160
Delaware $1,276
Florida $1,410
Georgia $1,044
Hawaii $812
Idaho $766
Illinois $842
Indiana $852
Iowa $762
Kansas $1,072
Kentucky $1,540
Louisiana $1,672
Maine $698
Maryland $934
Massachusetts $902
Michigan $1,962
Minnesota $948
Mississippi $1,354
Missouri $1,002
Montana $1,214
Nebraska $890
Nevada $1,354
New Hampshire $814
New Jersey $1,264
New Mexico $1,000
New York $1,190
North Carolina $650
North Dakota $926
Ohio $780
Oklahoma $1,158
Oregon $1,036
Pennsylvania $1,076
Rhode Island $1,504
South Carolina $1,024
South Dakota $954
Tennessee $990
Texas $1,362
Utah $836
Vermont $772
Virginia $676
Washington $872
West Virginia $1,036
Wisconsin $780
Wyoming $1,004

Free Auto Insurance Comparison

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