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2018 Cadillac Escalade Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 19, 2019

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Average insurance rates for a 2018 Cadillac Escalade are $1,852 a year for full coverage insurance. Comprehensive costs around $406 each year, collision costs $726, and liability insurance costs $520. Buying a liability-only policy costs as little as $592 a year, with high-risk insurance costing around $4,002. Teenage drivers receive the highest rates at $6,844 a year or more.

Annual premium for full coverage: $1,852

Rate estimates for 2018 Cadillac Escalade Insurance

Comprehensive $406
Collision $726
Liability $520

Rate data is compiled from all 50 U.S. states and averaged for all 2018 Cadillac Escalade models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range go from as low as $592 for just liability coverage to a high rate of $4,002 for a driver that may need high-risk insurance.

Liability Only $592
Full Coverage $1,852
High Risk $4,002

View Chart as Image

2018 Cadillac Escalade insurance rates compared
Column chart showing 2018 Cadillac Escalade insurance prices range from $1062 to $6,844 for full coverage

These differences illustrate why all drivers should compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2018 Cadillac Escalade Insurance

Searching Companies

Want lower car insurance rates for your Cadillac Escalade? Do you think you bought overpriced car insurance? Say no more because there are a lot of people just like you who feel imprisoned by their car insurance policy. Multiple insurance companies compete for your hard-earned dollar, and because of this it can be hard to compare insurance companies and get the best coverage at the lowest price

Consumers need to compare premium rates yearly because car insurance rates are rarely the same from one policy term to another. Even if you think you had the best premium rates on Escalade insurance on your last policy you may be paying too much now. Block out anything you think you know about car insurance because you’re about to learn how to use the internet to lower your rates without sacrificing coverage.

Take policy discounts and save

Insuring your fleet can be pricey, but you might already qualify for some discounts that you may not even know about. Some discounts will apply at the time you complete a quote, but less common discounts must be inquired about before they will apply.

  • Drivers Ed for Students – Reduce the cost of insurance for teen drivers by having them successfully complete driver’s ed class in school.
  • Paperless Signup – A handful of insurance companies will give you a small discount for buying your policy on the internet.
  • Discount for Multiple Policies – If you insure your home and vehicles with the same insurance company you could save at least 10% off all policies.
  • Include Life Insurance and Save – Insurance companies who offer life insurance give a discount if you purchase some life insurance too.
  • Early Signing – A few companies allow discounts for buying a policy prior to the expiration date on your current policy. This can save 10% or more.
  • Discounts for Government Workers – Having worked for a branch of the government may reduce rates when you quote insurance coverage on Escalade insurance with select insurance companies.
  • Pay Early and Save – By paying your entire bill at once as opposed to paying monthly you may reduce your total bill.
  • Homeowners Savings – Just being a homeowner can save you money due to the fact that maintaining a home demonstrates responsibility.
  • Defensive Driver Discounts – Taking time to complete a defensive driving class may get you a small discount if your company offers it.

Discounts save money, but please remember that most discounts do not apply to your bottom line cost. Most only apply to specific coverage prices like collision or personal injury protection. Just because it seems like it’s possible to get free car insurance, you’re out of luck.

A few popular companies and their offered discounts include:

  • State Farm includes discounts for anti-theft, good student, good driver, driver’s education, and passive restraint.
  • Farmers Insurance offers discounts including switch companies, multi-car, youthful driver, pay in full, mature driver, and distant student.
  • GEICO offers discounts for five-year accident-free, seat belt use, driver training, daytime running lights, multi-policy, and multi-vehicle.
  • American Family may offer discounts for multi-vehicle, Steer into Savings, early bird, TimeAway discount, and mySafetyValet.
  • Nationwide offers premium reductions for defensive driving, anti-theft, accident-free, multi-policy, easy pay, business or organization, and good student.
  • Progressive has discounts for online signing, continuous coverage, multi-vehicle, homeowner, online quote discount, and multi-policy.

Before buying, ask every company to give you their best rates. All car insurance discounts might not apply in every state.

Compare auto insurance price quotes online

There are several ways to compare auto insurance prices but one way is less time-consuming than others. You could waste time talking about coverages with insurance agencies in your area, or you could save time and use online quoting to get prices fast.

Many insurance companies enroll in a system where prospective buyers only type in their quote data once, and each participating company provides a quote based on the submitted data. This prevents consumers from doing form submissions to each individual auto insurance company. To enter your information into the quoting system, click here (opens in new window).

The one downside to using this type of system is you can’t choose which insurance companies you will receive quotes from. So if you prefer to pick individual companies to compare rates, we have a listing of companies who write auto insurance in your area. Click here for list of insurance companies.

Whichever way you use, make sure you are using exactly the same deductibles and coverage limits for each price quote. If you enter different data it will be nearly impossible to make an equal comparison.

Which policy gives me the best coverage?

When choosing proper insurance coverage for your personal vehicles, there is no perfect coverage plan. Coverage needs to be tailored to your specific needs and a cookie cutter policy won’t apply. For example, these questions could help you determine whether you would benefit from an agent’s advice.

  • Exactly who is provided coverage by my policy?
  • Am I getting all the discounts available?
  • Do I need PIP coverage since I have good health insurance?
  • Why am I required to buy high-risk coverage?
  • Should I bundle my homeowners policy with my auto?
  • Do I need added coverage for expensive stereo equipment?

If you don’t know the answers to these questions but you know they apply to you, you may need to chat with an insurance agent. If you want to speak to an agent in your area, take a second and complete this form or go to this page to view a list of companies. It only takes a few minutes and can provide invaluable advice.

Car insurance coverage information

Knowing the specifics of your auto insurance policy helps when choosing the best coverages and the correct deductibles and limits. The coverage terms in a policy can be confusing and coverage can change by endorsement. These are typical coverages offered by auto insurance companies.

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Comprehensive or Other Than Collision

This pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things such as hitting a bird, theft, a tree branch falling on your vehicle, vandalism and damage from flooding. The highest amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Medical costs insurance

Med pay and PIP coverage kick in for bills like doctor visits, ambulance fees and nursing services. They are often used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Medical payments and PIP cover both the driver and occupants as well as if you are hit as a while walking down the street. PIP is not universally available and gives slightly broader coverage than med pay

UM/UIM Coverage

This coverage protects you and your vehicle when other motorists are uninsured or don’t have enough coverage. Covered losses include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important. Normally the UM/UIM limits are similar to your liability insurance amounts.

Liability

This protects you from damages or injuries you inflict on a person or their property. It protects you against other people’s claims, and does not provide coverage for damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. Your policy might show policy limits of 50/100/50 that means you have $50,000 bodily injury coverage, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property. Another option is a combined limit which provides one coverage limit without having the split limit caps.

Liability insurance covers claims such as bail bonds, emergency aid, loss of income and funeral expenses. How much coverage you buy is up to you, but buy as high a limit as you can afford.

Collision coverage

This pays to fix your vehicle from damage resulting from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for things such as crashing into a building, colliding with another moving vehicle, sustaining damage from a pot hole, crashing into a ditch and backing into a parked car. Collision is rather expensive coverage, so consider removing coverage from lower value vehicles. You can also choose a higher deductible to save money on collision insurance.

More quotes. Lower rates.

We just showed you some good ideas how to get a better price on 2018 Cadillac Escalade insurance. The key concept to understand is the more times you quote, the better chance you’ll have of finding low cost insurance coverage. You may even find the lowest prices are with a smaller regional carrier. Regional companies may cover specific market segments cheaper than their larger competitors like GEICO and State Farm.

While you’re price shopping online, make sure you don’t reduce needed coverages to save money. There are many occasions where an insured cut liability coverage limits and discovered at claim time that the few dollars in savings costed them thousands. The goal is to purchase plenty of coverage at the best cost.

Lower-priced car insurance can be bought on the web in addition to local insurance agencies, and you need to price shop both to have the best selection. Some car insurance companies may not have online price quotes and many times these small, regional companies only sell coverage through independent agents.

Use our FREE quote tool to compare insurance rates now!

Other information

Rates by U.S. City

2018 Cadillac Escalade Insurance Rates by City
City Premium
New York City, NY $2,919
Los Angeles, CA $3,162
Philadelphia, PA $2,470
Jacksonville, FL $2,682
Phoenix, AZ $2,148
Chicago, IL $2,484
Houston, TX $2,896
Seattle, WA $1,799
Columbus, OH $1,546
Indianapolis, IN $1,577

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2018 Cadillac Escalade Insurance Rates by Driver Age
Driver Age Premium
16 $6,844
20 $4,264
30 $1,934
40 $1,852
50 $1,688
60 $1,656

Full coverage, $500 deductibles

Rates by Deductible

2018 Cadillac Escalade Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,352
$250 $2,118
$500 $1,852
$1,000 $1,594

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,852
50/100 $1,956
100/300 $2,086
250/500 $2,424
100 CSL $2,008
300 CSL $2,294
500 CSL $2,502

Full coverage, driver age 40

Rates for High Risk Drivers

2018 Cadillac Escalade Insurance Rates for High Risk Drivers
Age Premium
16 $9,782
20 $6,786
30 $4,094
40 $4,002
50 $3,818
60 $3,782

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $258

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $99
Multi-vehicle $96
Homeowner $27
5-yr Accident Free $138
5-yr Claim Free $120
Paid in Full/EFT $86
Advance Quote $92
Online Quote $132
Total Discounts $790
Rate after discounts $1,062

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2018 Cadillac Escalade Insurance Rates by State
State Premium
Alabama $1,672
Alaska $1,416
Arizona $1,534
Arkansas $1,852
California $2,108
Colorado $1,766
Connecticut $1,900
Delaware $2,094
Florida $2,312
Georgia $1,706
Hawaii $1,328
Idaho $1,254
Illinois $1,380
Indiana $1,396
Iowa $1,252
Kansas $1,756
Kentucky $2,522
Louisiana $2,740
Maine $1,142
Maryland $1,528
Massachusetts $1,478
Michigan $3,214
Minnesota $1,550
Mississippi $2,218
Missouri $1,642
Montana $1,990
Nebraska $1,458
Nevada $2,220
New Hampshire $1,332
New Jersey $2,068
New Mexico $1,638
New York $1,946
North Carolina $1,066
North Dakota $1,516
Ohio $1,278
Oklahoma $1,900
Oregon $1,696
Pennsylvania $1,764
Rhode Island $2,468
South Carolina $1,676
South Dakota $1,560
Tennessee $1,620
Texas $2,228
Utah $1,370
Vermont $1,264
Virginia $1,108
Washington $1,428
West Virginia $1,696
Wisconsin $1,280
Wyoming $1,648

Free Auto Insurance Comparison

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