Cadillac Escalade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Cadillac Escalade are $1,824 every 12 months for full coverage insurance. Comprehensive insurance costs around $392, collision insurance costs $696, and liability insurance is $536. A policy with only liability insurance costs around $606 a year, and a high-risk policy costs $3,944 or more. Teens pay the most at up to $6,782 a year.
Average premium for full coverage: $1,824
Premium estimates for type of coverage:
Price estimates include $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all Escalade models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Cadillac Escalade range from the cheapest price of $606 for just the minimum liability insurance to the much higher price of $3,944 for a high-risk insurance policy.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates how location impacts auto insurance rates.
These rate differences illustrate why everyone should compare rates quotes for a specific zip code and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Cadillac Escalade insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $1,048
- Raising to $1,000 deductibles will save about $246 each year
- The average price for a 40-year-old good driver using $500 deductibles is $1,824
- Selecting pricier low deductibles costs an extra $478 a year
- Higher-risk drivers with serious driving violations could pay at least $3,944
- An auto insurance policy to insure a teen driver for full coverage can be $6,782
Car insurance prices for a Cadillac Escalade also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $730 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $438 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles could pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $6,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $2,100 to $3,000 extra annually, depending on your age. Cadillac Escalade insurance for high-risk drivers is expensive and can cost anywhere from 44% to 129% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find prices as low as $1,190 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,460 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,648 | -$176 | -9.6% |
| Alaska | $1,398 | -$426 | -23.4% |
| Arizona | $1,512 | -$312 | -17.1% |
| Arkansas | $1,824 | -$0 | 0.0% |
| California | $2,078 | $254 | 13.9% |
| Colorado | $1,740 | -$84 | -4.6% |
| Connecticut | $1,874 | $50 | 2.7% |
| Delaware | $2,064 | $240 | 13.2% |
| Florida | $2,276 | $452 | 24.8% |
| Georgia | $1,684 | -$140 | -7.7% |
| Hawaii | $1,308 | -$516 | -28.3% |
| Idaho | $1,236 | -$588 | -32.2% |
| Illinois | $1,358 | -$466 | -25.5% |
| Indiana | $1,372 | -$452 | -24.8% |
| Iowa | $1,232 | -$592 | -32.5% |
| Kansas | $1,732 | -$92 | -5.0% |
| Kentucky | $2,486 | $662 | 36.3% |
| Louisiana | $2,696 | $872 | 47.8% |
| Maine | $1,128 | -$696 | -38.2% |
| Maryland | $1,502 | -$322 | -17.7% |
| Massachusetts | $1,454 | -$370 | -20.3% |
| Michigan | $3,166 | $1,342 | 73.6% |
| Minnesota | $1,526 | -$298 | -16.3% |
| Mississippi | $2,182 | $358 | 19.6% |
| Missouri | $1,618 | -$206 | -11.3% |
| Montana | $1,958 | $134 | 7.3% |
| Nebraska | $1,434 | -$390 | -21.4% |
| Nevada | $2,184 | $360 | 19.7% |
| New Hampshire | $1,312 | -$512 | -28.1% |
| New Jersey | $2,036 | $212 | 11.6% |
| New Mexico | $1,614 | -$210 | -11.5% |
| New York | $1,916 | $92 | 5.0% |
| North Carolina | $1,048 | -$776 | -42.5% |
| North Dakota | $1,494 | -$330 | -18.1% |
| Ohio | $1,258 | -$566 | -31.0% |
| Oklahoma | $1,870 | $46 | 2.5% |
| Oregon | $1,670 | -$154 | -8.4% |
| Pennsylvania | $1,738 | -$86 | -4.7% |
| Rhode Island | $2,432 | $608 | 33.3% |
| South Carolina | $1,650 | -$174 | -9.5% |
| South Dakota | $1,538 | -$286 | -15.7% |
| Tennessee | $1,596 | -$228 | -12.5% |
| Texas | $2,194 | $370 | 20.3% |
| Utah | $1,352 | -$472 | -25.9% |
| Vermont | $1,246 | -$578 | -31.7% |
| Virginia | $1,092 | -$732 | -40.1% |
| Washington | $1,408 | -$416 | -22.8% |
| West Virginia | $1,670 | -$154 | -8.4% |
| Wisconsin | $1,262 | -$562 | -30.8% |
| Wyoming | $1,624 | -$200 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade 2WD | $1,704 | $142 |
| Cadillac Escalade Luxury Edition 2WD | $1,716 | $143 |
| Cadillac Escalade 4WD | $1,716 | $143 |
| Cadillac Escalade Premium Edition 2WD | $1,756 | $146 |
| Cadillac Escalade Luxury Edition 4WD | $1,756 | $146 |
| Cadillac Escalade Premium Edition 4WD | $1,756 | $146 |
| Cadillac Escalade Hybrid 2WD | $1,798 | $150 |
| Cadillac Escalade Hybrid 4WD | $1,838 | $153 |
| Cadillac Escalade Platinum Edition 2WD | $1,806 | $151 |
| Cadillac Escalade Platinum Edition 4WD | $1,806 | $151 |
| Cadillac Escalade Hybrid Platinum 2WD | $1,916 | $160 |
| Cadillac Escalade Hybrid Platinum 4WD | $1,916 | $160 |
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2018 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2017 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2016 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2015 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2012 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
| 2011 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
| 2010 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
| 2009 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
| 2008 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
| 2007 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
| 2006 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
| 2005 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
| 2004 Cadillac Escalade | $188 | $224 | $554 | $1,166 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Cadillac Escalade Insurance
Finding better rates on Cadillac Escalade insurance consists of not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around at least every other year by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following is a condensed summary of the car insurance concepts touched on above.
- High-risk drivers with multiple at-fault accidents may pay on average $2,120 more every year for Escalade insurance
- It is possible to save up to $220 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $725 each year
- Drivers who may need higher liability limits will pay approximately $590 annually to raise from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,782 |
| 20 | $4,200 |
| 30 | $1,898 |
| 40 | $1,824 |
| 50 | $1,664 |
| 60 | $1,632 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,302 |
| $250 | $2,080 |
| $500 | $1,824 |
| $1,000 | $1,578 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,824 |
| 50/100 | $2,013 |
| 100/300 | $2,135 |
| 250/500 | $2,451 |
| 100 CSL | $2,062 |
| 300 CSL | $2,329 |
| 500 CSL | $2,524 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,688 |
| 20 | $6,686 |
| 30 | $4,032 |
| 40 | $3,944 |
| 50 | $3,764 |
| 60 | $3,726 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $96 |
| Homeowner | $27 |
| 5-yr Accident Free | $134 |
| 5-yr Claim Free | $118 |
| Paid in Full/EFT | $84 |
| Advance Quote | $90 |
| Online Quote | $130 |
| Total Discounts | $776 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
