Cadillac Escalade Insurance Rates

U.S. average insurance prices for a Cadillac Escalade are $1,852 every 12 months including full coverage. Comprehensive costs on average $406 a year, collision costs $726, and liability costs $520. A policy with just liability insurance costs as little as $592 a year, with coverage for high-risk drivers costing around $4,002. Teenage drivers pay the highest rates at $6,844 a year or more.

Average premium for full coverage: $1,852

Price estimates by individual coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Escalade trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects car insurance rates.

The ranges above highlight why it is important to compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,062
• Drivers who choose higher $1,000 deductibles will pay around $1,594 every year
• The average price for the average middle-age driver with $500 deductibles is $1,852
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $2,352
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $4,002 or more
• The price to insure a teen driver may cost $6,844 a year

View Chart as Image

Insurance prices for a Cadillac Escalade are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Escalade.

Using high physical damage deductibles could save up to $760 every year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $423 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,700 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $6,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $2,200 to $3,000 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $1,420 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,640 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Cadillac Escalade Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having good credit, being claim-free, and bundling your home and auto policies. Set aside time to shop around every couple of years by getting price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick rundown of the material that was raised in the charts and tables above.

• Policyholders who require an increased level of liability coverage will pay an extra $570 per year to go from a low limit to a 250/500 level
• Drivers age 16 to 20 pay the highest prices, possibly costing $570 a month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $2,150 more each year than a safer driver
• Increasing physical damage deductibles could save as much as $750 each year