Jaguar XF Insurance Rates

U.S. average auto insurance rates for a Jaguar XF are $1,172 annually for full coverage insurance. Comprehensive costs approximately $220 each year, collision costs $320, and liability insurance is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing around $2,526. Teenage drivers pay the highest rates at $4,572 a year or more.

Average premium for full coverage: $1,172

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and XF models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

The ranges above illustrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Jaguar XF insurance rates for additional coverage and risk scenarios.

• The best discount rate is $695
• Choosing higher $1,000 deductibles can save $122 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,172
• Using low deductibles for comp and collision coverage will cost $1,408
• High-risk insureds who are prone to accidents and violations could pay around $2,526 or more
• The price with full coverage for a teen driver can cost $4,572 each year

View Chart as Image

Insurance prices for a Jaguar XF are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $360 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Jaguar XF insurance rates. A good driver about age 40 could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Jaguar XF Insurance

Getting lower rates on Jaguar XF insurance takes being a good driver, having a good credit history, not filing small claims, and maximizing policy discounts. Spend time shopping around every time your policy renews by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a brief review of the information touched on above.

• It is possible to save around $140 per year simply by quoting online in advance
• Drivers age 16 to 20 are expensive to insure, as much as $381 a month including comprehensive and collision insurance
• Increasing physical damage deductibles could save up to $350 each year
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,350 more per year than a safer driver
• Drivers who purchase an increased level of liability coverage will pay an extra $520 annually to raise limits from a low limit to higher 250/500 limits