Chrysler Pacifica Insurance Rates
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UPDATED: Mar 30, 2024
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
Estimated insurance prices for a Chrysler Pacifica are $1,184 every 12 months with full coverage. Comprehensive insurance costs on average $260, collision insurance costs $400, and liability coverage costs $388. Liability-only insurance costs as little as $434 a year, and high-risk driver insurance costs $2,542 or more. Teens pay the most at up to $4,420 a year.
Average premium for full coverage: $1,184
Premium estimates by type of coverage:
Rate estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for all Pacifica models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Chrysler Pacifica range from the cheapest price of $434 for minimum levels of liability insurance to the much higher price of $2,542 for a high-risk insurance policy.
Insurance Price Range by Location
Your location has a large influence on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The example below illustrates how your location can change car insurance rates.
These rate differences demonstrate why everyone should compare rates based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Chrysler Pacifica insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $690
- Drivers who choose higher $1,000 deductibles will pay around $150 annually
- The average price for a 40-year-old good driver with $500 deductibles is $1,184
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $288 each year
- High-risk insureds with serious driving violations could pay upwards of $2,542
- An auto insurance policy to insure a teenage driver for full coverage may cost $4,420 a year
Insurance prices for a Chrysler Pacifica also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Pacifica.
Choosing higher comprehensive and collision insurance deductibles could save up to $440 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $349 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 additional annually, depending on your age. Chrysler Pacifica insurance for high-risk drivers can cost around 43% to 132% more than the average policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Chrysler Pacifica insurance rates. A 40-year-old driver could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,600 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,068 | -$116 | -9.8% |
| Alaska | $906 | -$278 | -23.5% |
| Arizona | $982 | -$202 | -17.1% |
| Arkansas | $1,184 | -$0 | 0.0% |
| California | $1,348 | $164 | 13.9% |
| Colorado | $1,128 | -$56 | -4.7% |
| Connecticut | $1,212 | $28 | 2.4% |
| Delaware | $1,336 | $152 | 12.8% |
| Florida | $1,476 | $292 | 24.7% |
| Georgia | $1,094 | -$90 | -7.6% |
| Hawaii | $850 | -$334 | -28.2% |
| Idaho | $800 | -$384 | -32.4% |
| Illinois | $880 | -$304 | -25.7% |
| Indiana | $892 | -$292 | -24.7% |
| Iowa | $798 | -$386 | -32.6% |
| Kansas | $1,122 | -$62 | -5.2% |
| Kentucky | $1,612 | $428 | 36.1% |
| Louisiana | $1,750 | $566 | 47.8% |
| Maine | $728 | -$456 | -38.5% |
| Maryland | $976 | -$208 | -17.6% |
| Massachusetts | $944 | -$240 | -20.3% |
| Michigan | $2,052 | $868 | 73.3% |
| Minnesota | $990 | -$194 | -16.4% |
| Mississippi | $1,416 | $232 | 19.6% |
| Missouri | $1,048 | -$136 | -11.5% |
| Montana | $1,270 | $86 | 7.3% |
| Nebraska | $930 | -$254 | -21.5% |
| Nevada | $1,418 | $234 | 19.8% |
| New Hampshire | $854 | -$330 | -27.9% |
| New Jersey | $1,320 | $136 | 11.5% |
| New Mexico | $1,044 | -$140 | -11.8% |
| New York | $1,244 | $60 | 5.1% |
| North Carolina | $680 | -$504 | -42.6% |
| North Dakota | $968 | -$216 | -18.2% |
| Ohio | $816 | -$368 | -31.1% |
| Oklahoma | $1,212 | $28 | 2.4% |
| Oregon | $1,082 | -$102 | -8.6% |
| Pennsylvania | $1,128 | -$56 | -4.7% |
| Rhode Island | $1,576 | $392 | 33.1% |
| South Carolina | $1,072 | -$112 | -9.5% |
| South Dakota | $998 | -$186 | -15.7% |
| Tennessee | $1,034 | -$150 | -12.7% |
| Texas | $1,424 | $240 | 20.3% |
| Utah | $874 | -$310 | -26.2% |
| Vermont | $808 | -$376 | -31.8% |
| Virginia | $708 | -$476 | -40.2% |
| Washington | $910 | -$274 | -23.1% |
| West Virginia | $1,084 | -$100 | -8.4% |
| Wisconsin | $816 | -$368 | -31.1% |
| Wyoming | $1,052 | -$132 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
| 2023 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2022 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2021 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2020 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2019 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2018 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2017 Chrysler Pacifica | $248 | $358 | $390 | $1,132 |
| 2007 Chrysler Pacifica | $162 | $168 | $384 | $850 |
| 2006 Chrysler Pacifica | $148 | $160 | $380 | $824 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Chrysler Pacifica Insurance
Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around at least every other year by getting quotes from direct companies, and also from local exclusive and independent agents.
The following is a brief recap of the car insurance concepts illustrated above.
- Drivers who tend to receive serious violations may pay on average $1,360 more each year for Pacifica insurance
- You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $450 each year
- Consumers who require higher liability limits will pay approximately $430 every year to go from 30/60 bodily injury limits to a 250/500 level
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,420 |
| 20 | $2,696 |
| 30 | $1,228 |
| 40 | $1,184 |
| 50 | $1,080 |
| 60 | $1,062 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,472 |
| $250 | $1,340 |
| $500 | $1,184 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,184 |
| 50/100 | $1,262 |
| 100/300 | $1,359 |
| 250/500 | $1,611 |
| 100 CSL | $1,300 |
| 300 CSL | $1,514 |
| 500 CSL | $1,669 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,296 |
| 20 | $4,292 |
| 30 | $2,592 |
| 40 | $2,542 |
| 50 | $2,424 |
| 60 | $2,402 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $62 |
| Homeowner | $18 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $51 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $494 |
Discounts are estimated and may not be available from every company or in every state.
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