Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average insurance rates for a Chrysler Pacifica are $1,132 a year including full coverage. Comprehensive costs on average $248, collision costs $358, and liability coverage is estimated at $390. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing around $2,432. Teens cost the most to insure at $4,262 a year or more.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Pacifica models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how location helps determine car insurance rates.

The examples above highlight why everyone should get quotes based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $665
• Choosing higher $1,000 deductibles can save around $136 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,132
• Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,396
• Drivers with serious driving violations could pay upwards of $2,432 or more
• Policy cost that insures a teenage driver for full coverage may cost $4,262 each year

View Chart as Image

Auto insurance rates for a Chrysler Pacifica also range considerably based on the model of your Pacifica, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,300 to $1,800 in extra premium every year, depending on your age. Chrysler Pacifica insurance for high-risk drivers ranges around 42% to 128% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Chrysler Pacifica insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,620 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $400 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Each auto insurer calculates rates differently, and quoted rates will be varied.

How to Find the Right Chrysler Pacifica Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a quick rundown of the car insurance concepts covered in the charts and tables above.

• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,300 more each year than a driver with a clean driving record
• You may be able to save as much as $130 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Consumers who require additional liability coverage will pay approximately $430 per year to raise limits from a 30/60 limit to the 250/500 level

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.