Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Average insurance prices for a Chrysler Pacifica are $1,132 every 12 months with full coverage. Comprehensive insurance costs approximately $248 each year, collision costs $358, and liability coverage is $390. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing $2,432 or more. 16-year-old drivers receive the highest rates at $4,262 a year or more.

Average premium for full coverage: $1,132

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Pacifica models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Rural locations tend to have more infrequent collision claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These examples demonstrate why all drivers should compare rates quotes using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chrysler Pacifica insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $665
• Raising to $1,000 deductibles will save $136 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,132
• Buying low deductibles costs an extra $264 each year
• Unlucky drivers with multiple tickets or accidents could pay around $2,432 or more
• The cost to insure a teenage driver can cost $4,262

View Chart as Image

Auto insurance rates for a Chrysler Pacifica can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Pacifica.

Opting for high physical damage deductibles can reduce rates by up to $400 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 128% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Chrysler Pacifica insurance rates. A middle-age driver might find rates as low as $820 a year in states like Utah, Ohio, and New Hampshire, or at least $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different.

How to Shop for More Affordable Chrysler Pacifica Insurance

Saving money on auto insurance consists of avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates once a year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a summary of the data that was covered above.

• You may be able to save around $130 per year simply by quoting online in advance
• Consumers who purchase increased liability limits will pay around $430 every year to raise from a minimum limit to a 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, with premiums as much as $355 per month if comprehensive and collision insurance is included
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,300 more per year to insure a Chrysler Pacifica

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.