How to Cancel Progressive Car Insurance (2022)

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Dec 5, 2021

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Key Takeaways

  • Find another car insurance policy with the same or more coverage options before canceling insurance
  • The Progressive car insurance company doesn’t charge a cancellation fee
  • Ask Progressive if you have all possible insurance discounts before canceling car insurance

Do you want to learn how to cancel Progressive auto insurance? If you want to shop for another insurance policy, it’s essential that you know how to cancel Progressive car insurance.

Many have asked, “How to cancel my Progressive insurance?” Don’t worry – we’re here to help.

Read this guide to learn how to cancel Progressive auto insurance. Also, we’ll show you how to secure cheap car insurance.

There may be many reasons you want to cancel, but you should get another policy before making the final decision.

Once you learn how to cancel Progressive insurance, use our free comparison tool above to compare affordable insurance companies in your area.

How do I cancel Progressive car insurance?

You can cancel your Progressive auto insurance policy anytime by calling the Progressive customer service phone number at (800) 776-4737.

Be sure to have your policy number, insurance card, and any other personal information.

You won’t find any methods for how to cancel Progressive insurance online. Progressive customers can only cancel car insurance by phone.

But there’s more to canceling insurance than making one phone call.

Step #1: Verify Your Renewal Date

You may receive your renewal date 45 to 65 days before your Progressive auto insurance policy expires.

Step #2: Compare Car Insurance Quotes

Before you cancel insurance, compare auto insurance from different companies to Progressive car insurance quotes.

Step #3: Find a New Car Insurance Policy

Once you locate a company with the coverage options you need, buy the auto insurance policy.

Your new policy doesn’t have to start until your current Progressive car insurance policy ends.

Step #4: Cancel Your Progressive Car Insurance

You can end your Progressive auto insurance policy immediately by calling the company and letting them know you want to cancel. Or you can wait until the policy expires.

Step #5: Follow Up on Your Refund

Refunds are available to Progressive customers who paid their insurance bills in full at the beginning of the policy.

If you have a six-month policy and use Progressive for two months, you’ll receive four months’ worth of premiums.

You can also receive a refund if you remove coverage, decrease coverage limits, or remove a car from your insurance policy.

Does my payment schedule affect refunds?

Yes, it does. If you cancel your policy at the end of the billing cycle, you may not receive a refund. But canceling insurance in the middle of the month may provide a small refund if you pay monthly.

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Will I receive a refund check from Progressive insurance?

Your refund is sent the same way you make your payments. If you send payments by mail, a check is mailed to you.

If you pay using electronic fund transfer (EFT), you’ll receive a refund to your bank account.

Will I get a refund if Progressive cancels my car insurance policy?

It depends. If your insurance is canceled for non-payment, you will not get any money back. Other sudden cancellations after you’ve paid your policy may come with a refund.

Does Progressive car insurance have a cancellation fee?

The Progressive website doesn’t say anything about a cancellation fee, but some customers have mentioned a fee after canceling Progressive insurance.

Why should I cancel Progressive car insurance?

Before you make your final decision, read through this section to learn the reasons why you might wish to cancel your Progressive auto insurance.

  • You’re switching auto insurance companies
  • You’re moving to another state
  • You sold your vehicle
  • Progressive car insurance rates are too expensive

These situations can also result in a refund if you’ve already paid the full car insurance term.

How does Progressive car insurance compare to other companies?

The Progressive insurance company is one of the top auto insurance companies in the United States.

If you’re looking for the best auto insurance companies that compete with Progressive, start with the top 10 companies in the industry.

Let’s examine the average auto insurance rates of each.

Average Monthly Full Coverage and Liability-Only Car Insurance Rates
CompanyFull Coverage Car Insurance RatesLiability-Only Car Insurance Rates
Allstate$161$63
American Family$113$52
Farmers$125$47
GEICO$84$38
Liberty Mutual$137$52
Nationwide$95$37
Progressive$98$43
State Farm$100$41
Travelers$109$46
USAA$101$38
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Progressive car insurance rates are more affordable than most companies. But the GEICO and Nationwide auto insurance rates are cheaper.

Do you qualify for car insurance discounts?

Progressive auto insurance representatives may try to offer deals you’re eligible for that you may have missed.

If you have a clean driving record, good credit, or favorable age conditions, Progressive may offer cheaper car insurance rates.

But why do auto insurance companies give discounts for good credit?

According to the Federal Trade Commission (FTC), car insurance companies issue cheaper rates to customers with good credit because this correlates to a low risk of filing claims.

Any other discounts you qualify for are stacked together to give you one big savings bundle.

Does your next car insurance policy cover your needs?

Examine your Progressive auto insurance policy and compare insurance options to other companies. If you need high-risk car insurance, you may have to shop at companies that provide high-risk policies.

Why do you need another car insurance policy after canceling insurance?

It’s essential to have another auto insurance policy in place before you cancel.

You’ll create a lapse (or gap) in car insurance coverage if you don’t have an insurance policy. Also, your auto insurance rates will increase when you have a coverage gap.

If you don’t want to buy Progressive car insurance, be sure to get a new insurance policy before you cancel.

How to Cancel Progressive Car Insurance: The Bottom Line

If you can’t secure affordable Progressive car insurance, see what discounts are available. When Progressive becomes too expensive, it may be time to cancel your policy.

You can cancel Progressive auto insurance policies by calling the Progressive customer service phone number at (800) 776-4737.

Let the Progressive representative know that you want to cancel to begin the process.

Now that you know how to cancel Progressive insurance, enter your ZIP code in the free online tool below to compare multiple insurance companies near you.

Frequently Asked Questions: How to Cancel Progressive Car Insurance

Before we move on, let’s answer some frequently asked questions about Progressive auto insurance.

#1 – How do you get a Progressive car insurance refund?

If you paid in full at the start of the policy, you might receive a refund for every month you didn’t use Progressive insurance.

#2 – Can I cancel Progressive car insurance online?

No, you can’t. You can only cancel Progressive car insurance policies by calling the Progressive phone number.

#3 – Can I cancel Progressive car insurance at any time?

Yes, you can cancel anytime you wish.

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