How To Cancel Progressive Car Insurance in 2023
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UPDATED: Jul 8, 2023
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- Find another car insurance policy with the same or more coverage options before canceling insurance
- The Progressive car insurance company doesn’t charge a cancellation fee
- Ask Progressive if you have all possible insurance discounts before canceling car insurance
Do you want to learn how to cancel Progressive auto insurance? If you want to shop for another insurance policy, it’s essential that you know how to cancel Progressive car insurance.
Many have asked, “How to cancel my Progressive insurance?” Don’t worry – we’re here to help.
Read this guide to learn how to cancel Progressive auto insurance. Also, we’ll show you how to secure cheap car insurance.
There may be many reasons you want to cancel, but you should get another policy before making the final decision.
Once you learn how to cancel Progressive insurance, use our free comparison tool above to compare affordable insurance companies in your area.
How do I cancel Progressive car insurance?
You can cancel your Progressive auto insurance policy anytime by calling the Progressive customer service phone number at (800) 776-4737.
Be sure to have your policy number, insurance card, and any other personal information.
You won’t find any methods for how to cancel Progressive insurance online. Progressive customers can only cancel car insurance by phone.
But there’s more to canceling insurance than making one phone call.
Step #1: Verify Your Renewal Date
You may receive your renewal date 45 to 65 days before your Progressive auto insurance policy expires.
Step #2: Compare Car Insurance Quotes
Before you cancel insurance, compare auto insurance from different companies to Progressive car insurance quotes.
Step #3: Find a New Car Insurance Policy
Once you locate a company with the coverage options you need, buy the auto insurance policy.
Your new policy doesn’t have to start until your current Progressive car insurance policy ends.
Step #4: Cancel Your Progressive Car Insurance
You can end your Progressive auto insurance policy immediately by calling the company and letting them know you want to cancel. Or you can wait until the policy expires.
Step #5: Follow Up on Your Refund
Refunds are available to Progressive customers who paid their insurance bills in full at the beginning of the policy.
If you have a six-month policy and use Progressive for two months, you’ll receive four months’ worth of premiums.
You can also receive a refund if you remove coverage, decrease coverage limits, or remove a car from your insurance policy.
Does my payment schedule affect refunds?
Yes, it does. If you cancel your policy at the end of the billing cycle, you may not receive a refund. But canceling insurance in the middle of the month may provide a small refund if you pay monthly.
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Will I receive a refund check from Progressive insurance?
Your refund is sent the same way you make your payments. If you send payments by mail, a check is mailed to you.
If you pay using electronic fund transfer (EFT), you’ll receive a refund to your bank account.
Will I get a refund if Progressive cancels my car insurance policy?
It depends. If your insurance is canceled for non-payment, you will not get any money back. Other sudden cancellations after you’ve paid your policy may come with a refund.
Does Progressive car insurance have a cancellation fee?
The Progressive website doesn’t say anything about a cancellation fee, but some customers have mentioned a fee after canceling Progressive insurance.
Why should I cancel Progressive car insurance?
Before you make your final decision, read through this section to learn the reasons why you might wish to cancel your Progressive auto insurance.
- You’re switching auto insurance companies
- You’re moving to another state
- You sold your vehicle
- Progressive car insurance rates are too expensive
These situations can also result in a refund if you’ve already paid the full car insurance term.
How does Progressive car insurance compare to other companies?
The Progressive insurance company is one of the top auto insurance companies in the United States.
If you’re looking for the best auto insurance companies that compete with Progressive, start with the top 10 companies in the industry.
Let’s examine the average auto insurance rates of each.
|Company||Full Coverage Car Insurance Rates||Liability-Only Car Insurance Rates|
Progressive car insurance rates are more affordable than most companies. But the GEICO and Nationwide auto insurance rates are cheaper.
Do you qualify for car insurance discounts?
Progressive auto insurance representatives may try to offer deals you’re eligible for that you may have missed.
If you have a clean driving record, good credit, or favorable age conditions, Progressive may offer cheaper car insurance rates.
But why do auto insurance companies give discounts for good credit?
According to the Federal Trade Commission (FTC), car insurance companies issue cheaper rates to customers with good credit because this correlates to a low risk of filing claims.
Any other discounts you qualify for are stacked together to give you one big savings bundle.
Does your next car insurance policy cover your needs?
Examine your Progressive auto insurance policy and compare insurance options to other companies. If you need high-risk car insurance, you may have to shop at companies that provide high-risk policies.
Why do you need another car insurance policy after canceling insurance?
It’s essential to have another auto insurance policy in place before you cancel.
You’ll create a lapse (or gap) in car insurance coverage if you don’t have an insurance policy. Also, your auto insurance rates will increase when you have a coverage gap.
If you don’t want to buy Progressive car insurance, be sure to get a new insurance policy before you cancel.
Case Studies: Canceling Progressive Car Insurance and Finding Affordable Alternatives
Case Study 1: John’s Unexpected Job Change
John recently accepted a job offer that includes a company car and insurance coverage. As a result, he no longer needs his personal car insurance. John contacts Progressive to cancel his policy and explores other insurance options for his personal vehicle.
Case Study 2: Sarah’s Budget Constraints
Sarah is facing financial difficulties and needs to cut down on expenses, including her car insurance. She decides to cancel her Progressive policy and seeks more affordable alternatives. Sarah compares quotes from different companies and finds a policy that fits within her budget.
Case Study 3: Mark’s Vehicle Upgrade
Mark purchases a new vehicle and realizes that his current Progressive policy may not provide adequate coverage for his new car. He cancels his existing policy and shops around for insurance that offers better coverage and protection for his new vehicle. Mark finds a suitable policy with comprehensive coverage.
How to Cancel Progressive Car Insurance: The Bottom Line
If you can’t secure affordable Progressive car insurance, see what discounts are available. When Progressive becomes too expensive, it may be time to cancel your policy.
You can cancel Progressive auto insurance policies by calling the Progressive customer service phone number at (800) 776-4737.
Let the Progressive representative know that you want to cancel to begin the process.
Now that you know how to cancel Progressive insurance, enter your ZIP code in the free online tool below to compare multiple insurance companies near you.
Frequently Asked Questions: How to Cancel Progressive Car Insurance
Before we move on, let’s answer some frequently asked questions about Progressive auto insurance.
#1 – How do you get a Progressive car insurance refund?
If you paid in full at the start of the policy, you might receive a refund for every month you didn’t use Progressive insurance.
#2 – Can I cancel Progressive car insurance online?
No, you can’t. You can only cancel Progressive car insurance policies by calling the Progressive phone number.
#3 – Can I cancel Progressive car insurance at any time?
Yes, you can cancel anytime you wish.
Frequently Asked Questions
How do I cancel my Progressive car insurance policy?
To cancel your Progressive car insurance policy, you can follow these general steps:
- Contact Progressive: Reach out to Progressive’s customer service department either by phone or online to initiate the cancellation process.
- Provide necessary information: Be prepared to provide your policy number, personal details, and reasons for cancellation.
- Confirm effective date: Specify the date you want the cancellation to take effect. Progressive may require a notice period, so it’s important to clarify this during the process.
- Verify any outstanding balance: Make sure to settle any outstanding balance on your policy, if applicable.
- Return any required documents or materials: Progressive may require you to return your insurance cards, license plates, or other relevant documents.
- Obtain confirmation: Ask for written confirmation of your cancellation, including any refund details if applicable.
Is there a fee for canceling Progressive car insurance?
Progressive generally does not charge a cancellation fee for ending your car insurance policy. However, it’s recommended to review your policy documents or contact Progressive directly to confirm if any specific fees or penalties apply to your situation.
Will I receive a refund if I cancel my Progressive car insurance?
If you cancel your Progressive car insurance policy before the expiration date, you may be eligible for a refund of the unused portion of your premium. The exact refund amount will depend on factors such as the effective cancellation date, any applicable fees, and your payment schedule. It’s best to discuss refund details with Progressive when initiating the cancellation.
Can I cancel my Progressive car insurance policy at any time?
Yes, you generally have the right to cancel your Progressive car insurance policy at any time. However, keep in mind that canceling your policy before the expiration date may result in the loss of any unused premium and could impact your insurance history and future rates.
Will canceling my Progressive car insurance policy affect my credit?
Canceling your Progressive car insurance policy should not directly impact your credit. However, it’s important to settle any outstanding balances and meet your financial obligations to avoid potential negative effects on your credit history.
Can I cancel my Progressive car insurance policy online?
Yes, Progressive offers online options for canceling car insurance policies. You can typically log into your Progressive account or use their online contact forms to start the cancellation process. Alternatively, you can contact Progressive’s customer service by phone to cancel your policy.
Can I cancel my Progressive car insurance policy if I still owe money on my vehicle?
Yes, you can cancel your Progressive car insurance policy even if you still owe money on your vehicle. However, it’s important to check if there are any insurance requirements set by your lender or financing company. In most cases, you will still need to maintain a certain level of insurance coverage until the loan is fully paid off.
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