Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year including full coverage. Comprehensive costs on average $434 each year, collision insurance costs $832, and liability is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs around $4,100. 16-year-old drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and NSX models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why all drivers should compare rates quotes based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Acura NSX insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $1,052
• Raising to $1,000 deductibles will save around $286 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,884
• Buying low deductibles will increase the cost to $2,444
• Drivers with multiple tickets or accidents could pay upwards of $4,100
• Policy cost for full coverage for a 16-year-old driver may cost $6,830

View Chart as Image

Car insurance rates for an Acura NSX also range considerably based on your risk profile, the model of your NSX, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,700 every 12 months on average, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $6,800 a year. View Rates by Age

Your home state also has a big influence on Acura NSX insurance prices. A middle-age driver might find rates as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $850 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $2,200 to $3,000 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 131% more than the average rate. View High Risk Driver Rates

How to Find Affordable Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX consists of having a good driving record, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to compare rates once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a brief review of the data that was covered in the above illustrations.

• You may be able to save as much as $240 per year just by quoting online in advance
• Insureds who require increased levels of liability coverage will pay around $510 per year to raise from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are expensive to insure, with premiums being up to $569 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $2,220 more each year to buy Acura NSX insurance