Acura NSX Insurance Rates

Estimated insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive costs an estimated $434 each year, collision insurance costs $832, and liability insurance costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $4,100. Teenage drivers pay the most at up to $6,830 a year.

Average premium for full coverage: $1,884

Premium estimates broken down by type of coverage:

Full coverage includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and NSX models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

These rate differences show why all drivers should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Acura NSX insurance rates for other coverage scenarios.

• The best discount rate is $1,052
• Drivers who choose higher $1,000 deductibles will pay approximately $286 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,884
• Using low deductibles for comprehensive and collision insurance will increase the cost to $2,444
• High risk drivers who are prone to accidents and violations could pay up to $4,100
• An auto insurance policy for full coverage for a teen driver can cost as much as $6,830 a year

View Chart as Image

Insurance prices for an Acura NSX also have a wide range based on your driving characteristics, the trim level of your NSX, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,700 per year on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $6,800 a year. View Rates by Age

Where you choose to live makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,240 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $850 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $2,200 to $3,000 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Acura NSX Insurance

Finding better rates on Acura NSX insurance not only requires having a good driving record, but also having a good credit history, not filing small claims, and possibly raising deductibles. Spend time shopping around every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a summary of the ideas that were touched on above.

• Drivers age 20 and younger are expensive to insure, as much as $569 per month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations pay an average of $2,220 more annually to buy Acura NSX insurance
• Increasing policy deductibles can save around $850 each year
• Drivers can save approximately $240 per year just by quoting online in advance