Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive costs around $434, collision insurance costs $832, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $4,100. 16-year-old drivers cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates for type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all NSX models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than congested cities. The example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above show why everyone should compare prices for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Acura NSX insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $1,052
• Using higher $1,000 deductibles will save about $286 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,884
• Buying pricier low deductibles for physical damage coverage bumps up the cost to $2,444
• High-risk insureds with multiple tickets or accidents could pay at least $4,100
• Policy cost that insures a 16-year-old driver for full coverage can be $6,830 or more

View Chart as Image

Auto insurance rates for an Acura NSX also range considerably based on the model of your NSX, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $2,200 to $3,000 in extra premium every year, depending on your age. Acura NSX insurance for high-risk drivers can be from 44% to 131% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $6,800 a year. View Rates by Age

Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,240 a year in states like Idaho, Maine, and Iowa, or at least $2,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $850 annually, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop at least every other year by requesting quotes from direct carriers, and also from several local insurance agents.

The items below are a review of the car insurance concepts covered above.

• Drivers considered higher risk who have several accidents or serious violations pay on average $2,220 more every year to insure their NSX
• Drivers can save up to $240 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $850 each year
• Insureds who may need more liability coverage will pay around $510 each year to increase from a 30/60 limit to the 250/500 level