Audi A6 Insurance Rates
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UPDATED: Jun 6, 2023
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Is the Audi A6 expensive to insure? The average Audi A6 insurance rates are $144 per month or $1,728 annually. However, older models, like the 2006 Audi A6 insurance costs, will be lower.
Read through our complete Audi A6 car insurance guide to find out what is comprehensive coverage on a car insurance policy and do you need it for your Audi A6? Soon, you’ll be able to secure Audi A6 insurance better than a professional.
Ready to secure cheap A6 insurance rates? Enter your five-digit ZIP code into our FREE quote comparison tool to start comparing Audi insurance costs.
Average auto insurance rates for an Audi A6 are $1,608 annually for full coverage insurance. Comprehensive insurance costs approximately $336, collision costs $672, and liability costs $442. A policy with just liability insurance costs as little as $496 a year, with coverage for high-risk drivers costing $3,508 or more. Teen drivers receive the highest rates at $5,976 a year or more.
Average premium for full coverage: $1,608
Rate estimates by individual coverage type:
Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different A6 trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as cheap as $496 for liability-only coverage to a much higher rate of $3,508 for a driver that may need high-risk insurance.
Price Range by Location
Your location can make a big difference on the price of auto insurance. Rural locations tend to have fewer physical damage claims than larger metro areas.
The price range example below illustrates how where you live affects auto insurance prices.
These examples illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Audi A6 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $906
- Drivers who choose higher $1,000 deductibles will pay $228 each year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,608
- Choosing more expensive low deductibles for comprehensive and collision insurance costs an additional $448 annually
- Drivers with multiple violations and an at-fault accident could pay around $3,508 or more
- The cost with full coverage for a 16-year-old driver with full coverage can cost $5,976 a year
Insurance rates for an Audi A6 can also vary considerably based on the trim level of your A6, your risk profile, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,900 to $2,600 additional per year, depending on your age. High-risk driver insurance can cost from 44% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $680 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Audi A6 insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,170 on average in Florida, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Every company uses a different rate calculation, and rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Audi A6 3.2 Premium 4-Dr Sedan||$1,572||$131|
|Audi A6 3.2 Premium Plus 4-Dr Sedan||$1,572||$131|
|Audi A6 3.0 Quattro Premium 4-Dr Sedan||$1,608||$134|
|Audi A6 3.0 Quattro Premium Plus 4-Dr Sedan||$1,608||$134|
|Audi A6 3.0 Quattro Premium Station Wagon||$1,520||$127|
|Audi A6 3.0 Quattro Premium Plus Station Wagon||$1,520||$127|
|Audi A6 3.0 Quattro Prestige 4-Dr Sedan||$1,646||$137|
|Audi A6 3.0 Quattro Prestige Station Wagon||$1,558||$130|
|Audi A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan||$1,684||$140|
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2018 Audi A6||$336||$672||$442||$1,608|
|2016 Audi A6||$310||$588||$456||$1,512|
|2015 Audi A6||$298||$526||$460||$1,442|
|2014 Audi A6||$278||$484||$460||$1,380|
|2009 Audi A6||$220||$326||$474||$1,178|
|2007 Audi A6||$200||$266||$468||$1,092|
|2006 Audi A6||$198||$260||$460||$1,076|
|2005 Audi A6||$194||$248||$452||$1,052|
|2003 Audi A6||$172||$224||$442||$996|
Rates are averaged for all Audi A6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Audi A6 Insurance
Saving money on insurance for an Audi A6 not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop once a year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
Below you'll find a brief recap of the data that was touched on in the above illustrations.
- It is possible to save around $200 per year simply by shopping early and online
- Insureds who purchase more liability protection will pay about $490 annually to go from a minimum limit to higher 250/500 limits
- Youthful drivers are the costliest to insure, costing up to $498 per month if they have full coverage
- Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,900 more per year than a low-risk driver
As you’ve learned from the above information, the age of your car model will impact your Audi A6 costs for insurance. For example, how much a 2014 Audi A6 costs to insure will be less than the 2017 Audi A6 insurance costs. Find out how much an Audi A6 will cost you to insure by entering your ZIP code into our FREE quote comparison tool below.
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What are the safety ratings for the Audi A6?
Understanding the Audi A6 safety ratings can help you see what car insurance discounts you might qualify for, or see if your vehicle s actually costing you more money.
Check out the safety ratings for the 2020 Audi A6 below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. The Audi A6 is a top safety pick plus vehicle for 2020. The plus is a new addition given to vehicles with safer headlights, which do vary by trim but were scored as either good or acceptable.
The award is only applied to models from 2015 or newer. Therefore, your 2016 Audi A6 insurance costs will improve, but the 2013 Audi A6 costs will not be affected. For this reason, we recommend that you check the safety ratings for your specific Audi A6 model year.
Audi A6 Compared Against other Vehicles in the Same Class
Comparing the Audi A6 to similar vehicles can help you save money, especially if the Audi A6 has a better loss ratio than other vehicles in its class.
Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.
Check out other comparable large luxury cars below.
The bad news is that the Audi A6 has substantially worse than average collision and comprehensive insurance loss ratios at 60 percent and 50 percent respectively. These numbers are partially the reason why this vehicle costs so much to insure.
Fortunately, this luxury car also has better than average bodily injury loss ratios at -27 percent. It also has substantially better than average medical payment and bodily injury loss ratios at -37 percent and -27 percent respectively. These numbers make sense when you consider the nearly perfect safety ratings.
Determining which year Audi A6 is the best for you comes down to a number of personal factors. If you want the safest model, choose a 2015 Audi A6 or newer. If you want something cheaper to insure, the 2013 Audi A6 insurance costs are $200 less per year than a 2020 model, but the safety ratings are not as good.
Many consumers wonder is insurance more expensive for an Audi? Ultimately, Audi A6 maintenance costs are higher than average, which will be reflected in your insurance premiums. Fortunately, quote comparison shopping and applying for discounts can help you save on your car insurance rates.
You’re now an expert on how to get the cheapest Ado A6 car insurance rates. Compare your lowest Audi A6 insurance prices by entering your five-digit ZIP code into our FREE quote tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$124|
|5-yr Claim Free||$106|
|Paid in Full/EFT||$77|
Discounts are estimated and may not be available from every company or in every state.