Audi S8 Insurance Rates

U.S. average insurance prices for an Audi S8 are $1,862 every 12 months including full coverage. Comprehensive costs approximately $452, collision insurance costs $778, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $4,030. Teen drivers pay the highest rates at up to $6,710 a year.

Average premium for full coverage: $1,862

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different S8 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Audi S8 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,049
• Raising to $1,000 deductibles will save $280 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,862
• Choosing more expensive low deductibles increases the price to $2,402
• At-risk drivers with multiple violations and an at-fault accident could pay around $4,030
• The price to insure a teen driver with full coverage can cost $6,710

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Insurance prices for an Audi S8 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your S8.

Choosing high deductibles can reduce prices by up to $820 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,700 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $6,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $2,200 to $3,000 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 45% to 132% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Audi S8 insurance prices. A middle-age driver might find prices as low as $1,430 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,660 on average in Louisiana, New York, and Michigan.

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How to Shop for the Best Audi S8 Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, having above-average credit, being claim-free, and consideration of higher deductibles. Make time to compare rates every year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a brief recap of the coverage data touched on in this article.

• You may be able to save around $230 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $825 each year
• Teenage drivers are the costliest to insure, possibly costing $559 a month if full coverage is included
• Higher risk drivers who tend to receive serious violations could be charged and average of $2,170 more per year for auto insurance