Audi SQ5 Insurance Rates

The average insurance rates for an Audi SQ5 are $1,132 a year with full coverage. Comprehensive costs around $270 each year, collision insurance costs $440, and liability is estimated at $312. Liability-only coverage costs approximately $352 a year, and high-risk coverage costs around $2,436. 16-year-old drivers cost the most to insure at up to $4,102 a year.

Average premium for full coverage: $1,132

Policy rates for type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and SQ5 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than congested cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why all drivers should get quotes for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi SQ5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $648
• Choosing higher $1,000 deductibles can save about $160 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,132
• Buying low deductibles for comp and collision coverage will increase the cost to $1,444
• Unlucky drivers with multiple tickets or accidents could pay at least $2,436
• Policy cost for full coverage for a teen driver can be $4,102 each year

View Chart as Image

Insurance rates for an Audi SQ5 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi SQ5 insurance prices. A good driver about age 40 could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or at least $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $480 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $281 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 128% more than the average rate. View High Risk Driver Rates

How to Find Cheap Audi SQ5 Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates every year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a brief summary of the coverage data covered above.

• You may be able to save up to $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $475 each year
• Drivers under the age of 20 are charged the highest rates, as much as $342 each month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,300 more every year to insure an Audi SQ5