Audi SQ5 Insurance Rates

The average insurance rates for an Audi SQ5 are $1,132 a year including full coverage. Comprehensive costs around $270 a year, collision insurance costs $440, and liability is $312. A liability-only policy costs around $352 a year, and high-risk insurance costs around $2,436. 16-year-old drivers cost the most to insure at up to $4,102 a year.

Average premium for full coverage: $1,132

Policy rates for type of insurance:

Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and SQ5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above highlight why it is important to compare rates quotes for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Audi SQ5 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $648
• Raising to $1,000 deductibles will save about $972 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,132
• Buying low $100 deductibles will increase the cost to $1,444
• At-risk drivers with multiple tickets or accidents could pay at least $2,436
• Policy cost for full coverage for a teen driver can be $4,102

View Chart as Image

Car insurance rates for an Audi SQ5 also range considerably based on your risk profile, the model of your SQ5, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $4,100 a year. View Rates by Age

Your home state also has a big influence on Audi SQ5 insurance prices. A middle-age driver might find rates as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,620 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $480 every year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $281 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 128% more than the average rate. View High Risk Driver Rates

How to Find the Right Audi SQ5 Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Make time to compare rates every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a quick rundown of the coverage data touched on in this article.

• You may be able to save up to $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $475 each year
• Teen drivers are the costliest to insure, with premiums being up to $342 each month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions pay on average $1,300 more every year to insure their SQ5