Audi SQ5 Insurance Rates

U.S. average insurance rates for an Audi SQ5 are $1,132 a year with full coverage. Comprehensive costs around $270 a year, collision insurance costs $440, and liability costs $312. Liability-only insurance costs as little as $352 a year, and high-risk driver insurance costs around $2,436. Teenage drivers pay the highest rates at up to $4,102 a year.

Average premium for full coverage: $1,132

Price estimates for individual coverage:

Rate estimates include $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and SQ5 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. Areas with sparse population have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why it is important to compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi SQ5 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $648
• Drivers who choose higher $1,000 deductibles will pay about $972 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,132
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,444
• Drivers who are prone to accidents and violations could pay at least $2,436
• The price that insures a 16-year-old driver can be $4,102 a year

View Chart as Image

Car insurance prices for an Audi SQ5 are also quite variable based on the trim level of your SQ5, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $4,100 a year. View Rates by Age

The state you live in makes a big difference in Audi SQ5 insurance prices. A 40-year-old driver could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $480 annually, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $281 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Audi SQ5 Insurance

Getting lower rates on insurance for an Audi SQ5 not only requires not taking risks behind the wheel, but also having a positive credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices every couple of years by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following is a brief recap of the material that was touched on above.

• Insureds who may need higher liability limits will pay an extra $340 every year to go from a low limit to the 250/500 level
• Teens are the costliest to insure, costing up to $342 a month if full coverage is purchased
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,300 more every year for SQ5 insurance
• Increasing physical damage deductibles can save approximately $475 each year