Audi SQ5 Insurance Rates

The average auto insurance rates for an Audi SQ5 are $1,132 annually including full coverage. Comprehensive costs approximately $270 each year, collision insurance costs $440, and liability costs around $312. Liability-only insurance costs as low as $352 a year, and high-risk driver insurance costs around $2,436. Teen drivers cost the most to insure at up to $4,102 a year.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and SQ5 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.

The examples above highlight why all drivers should compare prices using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Audi SQ5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $648
• Using higher $1,000 deductibles will save $160 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,132
• Choosing low deductibles for physical damage coverage will cost $1,444
• Drivers with multiple violations and an at-fault accident could pay around $2,436
• Policy cost with full coverage for a teen driver can cost $4,102 or more

View Chart as Image

Auto insurance rates for an Audi SQ5 also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $480 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $281 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi SQ5 insurance prices. A driver around age 40 might see rates as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy the Cheapest Audi SQ5 Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Spend time shopping around at least once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a recap of the primary concepts that were touched on above.

• You may be able to save around $140 per year just by quoting online in advance
• Higher risk drivers that have major violations or accidents may have to pay on average $1,300 more per year for car insurance
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Teenagers have the highest car insurance rates, with premiums being up to $342 each month if full coverage is included