Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 11, 2024

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Estimated insurance rates for an Audi SQ5 are $1,166 a year for full coverage insurance. Comprehensive costs on average $278 each year, collision insurance costs $472, and liability is estimated at $306. Liability-only coverage costs approximately $348 a year, and high-risk coverage costs around $2,510. 16-year-old drivers pay the most at up to $4,206 a year.

Average premium for full coverage: $1,166

Premium estimates by type of coverage:

Comprehensive $278
Collision $472
Liability $306

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and SQ5 models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Audi SQ5 range from the low end price of $348 for just the minimum liability insurance to a high rate of $2,510 for a driver who requires high-risk insurance.

Liability Only $348
Full Coverage $1,166
High Risk $2,510

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than congested cities. The graphic below illustrates how location impacts car insurance rates.

Rural Areas $875
Small Cities $1,224
Large Cities $1,574

These rate differences illustrate why all drivers should get quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Audi SQ5 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $664
  • Choosing higher $1,000 deductibles can save around $172 each year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,166
  • Buying low deductibles for comp and collision coverage bumps up the cost to $1,494
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,510
  • An auto insurance policy that insures a 16-year-old driver may cost $4,206 each year

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance rates range from $664 to $4,206 for full coverage

Insurance prices for an Audi SQ5 also have a wide range based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers ranges from 45% to 134% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $4,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi SQ5 insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,570 on average in Michigan, New York, and Florida.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,052 -$114 -9.8%
Alaska $892 -$274 -23.5%
Arizona $968 -$198 -17.0%
Arkansas $1,166 -$0 0.0%
California $1,328 $162 13.9%
Colorado $1,110 -$56 -4.8%
Connecticut $1,198 $32 2.7%
Delaware $1,318 $152 13.0%
Florida $1,454 $288 24.7%
Georgia $1,078 -$88 -7.5%
Hawaii $840 -$326 -28.0%
Idaho $790 -$376 -32.2%
Illinois $868 -$298 -25.6%
Indiana $880 -$286 -24.5%
Iowa $786 -$380 -32.6%
Kansas $1,106 -$60 -5.1%
Kentucky $1,588 $422 36.2%
Louisiana $1,726 $560 48.0%
Maine $720 -$446 -38.3%
Maryland $960 -$206 -17.7%
Massachusetts $930 -$236 -20.2%
Michigan $2,024 $858 73.6%
Minnesota $976 -$190 -16.3%
Mississippi $1,398 $232 19.9%
Missouri $1,034 -$132 -11.3%
Montana $1,254 $88 7.5%
Nebraska $918 -$248 -21.3%
Nevada $1,398 $232 19.9%
New Hampshire $840 -$326 -28.0%
New Jersey $1,302 $136 11.7%
New Mexico $1,032 -$134 -11.5%
New York $1,228 $62 5.3%
North Carolina $670 -$496 -42.5%
North Dakota $954 -$212 -18.2%
Ohio $806 -$360 -30.9%
Oklahoma $1,194 $28 2.4%
Oregon $1,068 -$98 -8.4%
Pennsylvania $1,110 -$56 -4.8%
Rhode Island $1,554 $388 33.3%
South Carolina $1,058 -$108 -9.3%
South Dakota $982 -$184 -15.8%
Tennessee $1,020 -$146 -12.5%
Texas $1,404 $238 20.4%
Utah $864 -$302 -25.9%
Vermont $796 -$370 -31.7%
Virginia $700 -$466 -40.0%
Washington $898 -$268 -23.0%
West Virginia $1,070 -$96 -8.2%
Wisconsin $806 -$360 -30.9%
Wyoming $1,034 -$132 -11.3%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $500 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $276 more per year. View Rates by Deductible or Liability Limit

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $412 $780 $258 $1,560
2023 Audi SQ5 $394 $774 $264 $1,542
2022 Audi SQ5 $382 $756 $274 $1,522
2021 Audi SQ5 $368 $724 $284 $1,486
2020 Audi SQ5 $348 $698 $292 $1,448
2019 Audi SQ5 $334 $648 $298 $1,390
2018 Audi SQ5 $320 $610 $300 $1,340
2017 Audi SQ5 $308 $548 $304 $1,270
2016 Audi SQ5 $288 $504 $304 $1,206
2015 Audi SQ5 $278 $472 $306 $1,166
2014 Audi SQ5 $270 $440 $312 $1,132

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi SQ5 Insurance

Finding better rates on insurance for an Audi SQ5 takes avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Comparison shop at every other renewal by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a quick review of the concepts that were touched on above.

  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,340 more each year to insure an Audi SQ5
  • Drivers under the age of 20 pay the highest prices, with premiums being up to $351 per month if full coverage is included
  • It is possible to save as much as $140 per year just by quoting online in advance
  • Increasing policy deductibles can save approximately $500 each year
  • It is possible to save as much as $140 per year just by quoting online in advance

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,206
20 $2,658
30 $1,224
40 $1,166
50 $1,064
60 $1,044

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,494
$250 $1,344
$500 $1,166
$1,000 $994

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,166
50/100 $1,227
100/300 $1,304
250/500 $1,503
100 CSL $1,258
300 CSL $1,426
500 CSL $1,549

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $4,236
30 $2,574
40 $2,510
50 $2,394
60 $2,370

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $60
Homeowner $17
5-yr Accident Free $88
5-yr Claim Free $76
Paid in Full/EFT $55
Advance Quote $59
Online Quote $84
Total Discounts $502
Rate after discounts $664

Discounts are estimated and may not be available from every company or in every state.

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