Audi SQ5 Insurance Rates

The average insurance rates for an Audi SQ5 are $1,132 a year with full coverage. Comprehensive insurance costs approximately $270 a year, collision insurance costs $440, and liability coverage is $312. Liability-only coverage costs around $352 a year, and high-risk coverage costs $2,436 or more. 16-year-old drivers cost the most to insure at up to $4,102 a year.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

Rates are based on $500 deductible amounts, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and SQ5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why it is important to compare rates quotes using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Audi SQ5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $648
• Raising to $1,000 deductibles will save $972 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,132
• Buying low $100 deductibles will cost an additional $312 each year
• Unlucky drivers with multiple tickets or accidents could pay around $2,436
• Policy cost that insures a teenage driver can cost $4,102

View Chart as Image

Insurance rates for an Audi SQ5 also range considerably based on the trim level of your SQ5, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state also has a big influence on Audi SQ5 insurance rates. A middle-age driver might find rates as low as $820 a year in states like Utah, Ohio, and New Hampshire, or at least $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $480 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $281 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Audi SQ5 Insurance

Finding cheaper rates on auto insurance consists of having a good driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Comparison shop once a year by getting quotes from direct companies, and also from local insurance agencies.

The next list is a quick review of the data that was raised in the charts and tables above.

• You may be able to save around $140 per year just by quoting early and online
• Consumers who purchase increased levels of liability coverage will pay around $340 every year to raise from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are the costliest to insure, as much as $342 each month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation may have to pay on average $1,300 more per year to buy Audi SQ5 insurance