Audi SQ5 Insurance Rates
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Michelle Robbins
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UPDATED: Jun 11, 2024
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Estimated insurance rates for an Audi SQ5 are $1,132 a year including full coverage. Comprehensive costs around $270 a year, collision costs $440, and liability insurance is estimated at $312. Liability-only insurance costs approximately $352 a year, with high-risk driver insurance costing around $2,436. Teenage drivers pay the most at $4,102 a year or more.
Average premium for full coverage: $1,132
Premium estimates for type of coverage:
Full coverage includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and SQ5 trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Audi SQ5 go from the low end price of $352 for liability-only coverage to a high of $2,436 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.
The diagram below illustrates how location helps determine auto insurance rates.
These rate differences highlight why it is important to get quotes for a specific zip code, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Audi SQ5 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $648
- Choosing higher $1,000 deductibles can save about $972 every year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,132
- Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,444
- High-risk insureds who are prone to accidents and violations could pay at least $2,436 or more
- An auto insurance policy that insures a teen driver can be $4,102 each year
Insurance prices for an Audi SQ5 also have a wide range based on the trim level of your SQ5, your driving record and age, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are likely paying at least $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,100 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Audi SQ5 insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,620 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$108 | -9.5% |
| Alaska | $870 | -$262 | -23.1% |
| Arizona | $942 | -$190 | -16.8% |
| Arkansas | $1,132 | -$0 | 0.0% |
| California | $1,290 | $158 | 14.0% |
| Colorado | $1,080 | -$52 | -4.6% |
| Connecticut | $1,162 | $30 | 2.7% |
| Delaware | $1,282 | $150 | 13.3% |
| Florida | $1,414 | $282 | 24.9% |
| Georgia | $1,048 | -$84 | -7.4% |
| Hawaii | $814 | -$318 | -28.1% |
| Idaho | $768 | -$364 | -32.2% |
| Illinois | $844 | -$288 | -25.4% |
| Indiana | $854 | -$278 | -24.6% |
| Iowa | $764 | -$368 | -32.5% |
| Kansas | $1,076 | -$56 | -4.9% |
| Kentucky | $1,546 | $414 | 36.6% |
| Louisiana | $1,676 | $544 | 48.1% |
| Maine | $696 | -$436 | -38.5% |
| Maryland | $936 | -$196 | -17.3% |
| Massachusetts | $904 | -$228 | -20.1% |
| Michigan | $1,968 | $836 | 73.9% |
| Minnesota | $948 | -$184 | -16.3% |
| Mississippi | $1,358 | $226 | 20.0% |
| Missouri | $1,006 | -$126 | -11.1% |
| Montana | $1,218 | $86 | 7.6% |
| Nebraska | $894 | -$238 | -21.0% |
| Nevada | $1,358 | $226 | 20.0% |
| New Hampshire | $820 | -$312 | -27.6% |
| New Jersey | $1,264 | $132 | 11.7% |
| New Mexico | $1,002 | -$130 | -11.5% |
| New York | $1,192 | $60 | 5.3% |
| North Carolina | $652 | -$480 | -42.4% |
| North Dakota | $928 | -$204 | -18.0% |
| Ohio | $782 | -$350 | -30.9% |
| Oklahoma | $1,162 | $30 | 2.7% |
| Oregon | $1,040 | -$92 | -8.1% |
| Pennsylvania | $1,080 | -$52 | -4.6% |
| Rhode Island | $1,512 | $380 | 33.6% |
| South Carolina | $1,028 | -$104 | -9.2% |
| South Dakota | $956 | -$176 | -15.5% |
| Tennessee | $992 | -$140 | -12.4% |
| Texas | $1,364 | $232 | 20.5% |
| Utah | $840 | -$292 | -25.8% |
| Vermont | $776 | -$356 | -31.4% |
| Virginia | $680 | -$452 | -39.9% |
| Washington | $874 | -$258 | -22.8% |
| West Virginia | $1,040 | -$92 | -8.1% |
| Wisconsin | $784 | -$348 | -30.7% |
| Wyoming | $1,008 | -$124 | -11.0% |
Using high physical damage deductibles can save as much as $480 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $281 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to figure out your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2023 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2022 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2021 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2020 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2019 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2018 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2017 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2016 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2015 Audi SQ5 | $270 | $440 | $312 | $1,132 |
| 2014 Audi SQ5 | $250 | $410 | $312 | $1,082 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Audi SQ5 Insurance
Finding better rates on Audi SQ5 insurance takes being a low-risk driver, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Compare prices at least once a year by quoting rates from direct car insurance companies, and also from local insurance agencies.
The items below are a summary of the primary concepts that were covered in the charts and tables above.
- You may be able to save up to $140 per year simply by quoting early and online
- High-risk drivers who have multiple accidents or major violations may have to pay on average $1,300 more every year to insure their SQ5
- Increasing policy deductibles can save approximately $475 each year
- Teen drivers are charged the highest prices, with the cost nearing $342 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,102 |
| 20 | $2,576 |
| 30 | $1,190 |
| 40 | $1,132 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,444 |
| $250 | $1,300 |
| $500 | $1,132 |
| $1,000 | $972 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,132 |
| 50/100 | $1,194 |
| 100/300 | $1,272 |
| 250/500 | $1,475 |
| 100 CSL | $1,226 |
| 300 CSL | $1,397 |
| 500 CSL | $1,522 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,876 |
| 20 | $4,104 |
| 30 | $2,496 |
| 40 | $2,436 |
| 50 | $2,320 |
| 60 | $2,298 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $58 |
| Homeowner | $16 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $53 |
| Advance Quote | $56 |
| Online Quote | $82 |
| Total Discounts | $484 |
Discounts are estimated and may not be available from every company or in every state.
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