Audi SQ5 Insurance Rates

Average auto insurance rates for an Audi SQ5 are $1,132 annually for full coverage insurance. Comprehensive insurance costs on average $270 a year, collision insurance costs $440, and liability is $312. Liability-only coverage costs around $352 a year, and high-risk coverage costs $2,436 or more. Teen drivers receive the highest rates at up to $4,102 a year.

Average premium for full coverage: $1,132

Rate estimates by individual coverage type:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and SQ5 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Rural areas tend to have fewer physical damage claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

These examples illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi SQ5 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $648
• Raising to $1,000 deductibles will save around $972 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,132
• Choosing low $100 deductibles costs an additional $312 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,436
• The cost with full coverage for a 16-year-old driver may cost $4,102

View Chart as Image

Car insurance rates for an Audi SQ5 can also vary considerably based on the trim level of your SQ5, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $480 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $281 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi SQ5 insurance prices. A middle-age driver might find rates as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy Cheap Audi SQ5 Insurance

Saving money on insurance for an Audi SQ5 consists of being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at least once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save as much as $140 per year just by quoting early and online
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,300 more each year to insure their SQ5
• Increasing deductibles could save up to $475 each year
• Teen drivers are expensive to insure, costing up to $342 per month if comprehensive and collision insurance is included