Audi SQ5 Insurance Rates

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UPDATED: Jun 11, 2024

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Average insurance prices for an Audi SQ5 are $1,166 every 12 months for full coverage. Comprehensive insurance costs around $278, collision insurance costs $472, and liability coverage costs around $306. Liability-only coverage costs as low as $348 a year, and high-risk coverage costs $2,510 or more. Teenage drivers receive the highest rates at up to $4,206 a year.

Average premium for full coverage: $1,166

Rate estimates for individual coverage type:

Comprehensive $278
Collision $472
Liability $306

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and for different SQ5 trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the cheapest price of $348 for just liability insurance to a much higher rate of $2,510 for coverage for higher-risk drivers.

Liability Only $348
Full Coverage $1,166
High Risk $2,510

Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $875
Small Cities $1,224
Large Cities $1,574

These examples show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Audi SQ5 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $664
  • Using higher $1,000 deductibles will save about $172 a year
  • The average price for a 40-year-old driver using $500 deductibles is $1,166
  • Using more expensive low deductibles for physical damage coverage costs an extra $328 each year
  • Higher-risk drivers who are prone to accidents and violations could pay at least $2,510
  • The cost to insure a teenage driver with full coverage can be $4,206 or more

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance prices range from $664 to $4,206 for full coverage

Car insurance rates for an Audi SQ5 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $500 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $276 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can be around 45% to 134% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see rates as low as $770 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,660 on average in Michigan, Louisiana, and New York.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,052 -$114 -9.8%
Alaska $892 -$274 -23.5%
Arizona $968 -$198 -17.0%
Arkansas $1,166 -$0 0.0%
California $1,328 $162 13.9%
Colorado $1,110 -$56 -4.8%
Connecticut $1,198 $32 2.7%
Delaware $1,318 $152 13.0%
Florida $1,454 $288 24.7%
Georgia $1,078 -$88 -7.5%
Hawaii $840 -$326 -28.0%
Idaho $790 -$376 -32.2%
Illinois $868 -$298 -25.6%
Indiana $880 -$286 -24.5%
Iowa $786 -$380 -32.6%
Kansas $1,106 -$60 -5.1%
Kentucky $1,588 $422 36.2%
Louisiana $1,726 $560 48.0%
Maine $720 -$446 -38.3%
Maryland $960 -$206 -17.7%
Massachusetts $930 -$236 -20.2%
Michigan $2,024 $858 73.6%
Minnesota $976 -$190 -16.3%
Mississippi $1,398 $232 19.9%
Missouri $1,034 -$132 -11.3%
Montana $1,254 $88 7.5%
Nebraska $918 -$248 -21.3%
Nevada $1,398 $232 19.9%
New Hampshire $840 -$326 -28.0%
New Jersey $1,302 $136 11.7%
New Mexico $1,032 -$134 -11.5%
New York $1,228 $62 5.3%
North Carolina $670 -$496 -42.5%
North Dakota $954 -$212 -18.2%
Ohio $806 -$360 -30.9%
Oklahoma $1,194 $28 2.4%
Oregon $1,068 -$98 -8.4%
Pennsylvania $1,110 -$56 -4.8%
Rhode Island $1,554 $388 33.3%
South Carolina $1,058 -$108 -9.3%
South Dakota $982 -$184 -15.8%
Tennessee $1,020 -$146 -12.5%
Texas $1,404 $238 20.4%
Utah $864 -$302 -25.9%
Vermont $796 -$370 -31.7%
Virginia $700 -$466 -40.0%
Washington $898 -$268 -23.0%
West Virginia $1,070 -$96 -8.2%
Wisconsin $806 -$360 -30.9%
Wyoming $1,034 -$132 -11.3%

View Chart as Image

Audi SQ5 insurance rates by U.S. city
Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $412 $780 $258 $1,560
2023 Audi SQ5 $394 $774 $264 $1,542
2022 Audi SQ5 $382 $756 $274 $1,522
2021 Audi SQ5 $368 $724 $284 $1,486
2020 Audi SQ5 $348 $698 $292 $1,448
2019 Audi SQ5 $334 $648 $298 $1,390
2018 Audi SQ5 $320 $610 $300 $1,340
2017 Audi SQ5 $308 $548 $304 $1,270
2016 Audi SQ5 $288 $504 $304 $1,206
2015 Audi SQ5 $278 $472 $306 $1,166
2014 Audi SQ5 $270 $440 $312 $1,132

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Audi SQ5 Insurance

Saving money on auto insurance requires not taking risks behind the wheel, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Set aside time to compare rates at least once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a summary of the primary concepts that were covered above.

  • Drivers can save up to $140 per year just by shopping early and online
  • Drivers who have multiple accidents or major violations may pay on average $1,340 more every year for SQ5 insurance
  • Increasing deductibles could save as much as $500 each year
  • Teens are the costliest to insure, costing as high as $351 per month if the policy includes full coverage

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,206
20 $2,658
30 $1,224
40 $1,166
50 $1,064
60 $1,044

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,494
$250 $1,344
$500 $1,166
$1,000 $994

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,166
50/100 $1,227
100/300 $1,304
250/500 $1,503
100 CSL $1,258
300 CSL $1,426
500 CSL $1,549

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,034
20 $4,236
30 $2,574
40 $2,510
50 $2,394
60 $2,370

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $60
Homeowner $17
5-yr Accident Free $88
5-yr Claim Free $76
Paid in Full/EFT $55
Advance Quote $59
Online Quote $84
Total Discounts $502
Rate after discounts $664

Discounts are estimated and may not be available from every company or in every state.

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