Audi SQ5 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 11, 2024
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U.S. average insurance rates for an Audi SQ5 are $1,132 a year including full coverage. Comprehensive costs around $270, collision costs $440, and liability coverage is $312. Liability-only coverage costs around $352 a year, with high-risk coverage costing around $2,436. Teenage drivers pay the highest rates at $4,102 a year or more.
Average premium for full coverage: $1,132
Price estimates for individual coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for all SQ5 models.
Price Range from Low to High
For the normal driver, Audi SQ5 insurance prices go from the low end price of $352 for minimum levels of liability insurance to the much higher price of $2,436 for a driver required to buy high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities.
The example below illustrates how geographic area affects auto insurance rates.
The ranges above highlight why everyone should compare rates quotes for a specific zip code, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Audi SQ5 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $648
- Raising to $1,000 deductibles will save about $160 every year
- The estimated price for the average middle-age driver using $500 deductibles is $1,132
- Using pricier low deductibles bumps up the cost to $1,444
- Unlucky drivers who are prone to accidents and violations could pay at least $2,436 or more
- The price that insures a teenage driver for full coverage can be $4,102
Auto insurance prices for an Audi SQ5 are also quite variable based on the model of your SQ5, your driving record and age, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are likely paying at least $1,300 to $1,800 in extra premium each year, depending on your age. Audi SQ5 insurance for high-risk drivers is expensive and can cost around 44% to 128% more than a normal policy. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age
The state you live in also has a big influence on Audi SQ5 insurance rates. A middle-age driver might find prices as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,620 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$108 | -9.5% |
| Alaska | $870 | -$262 | -23.1% |
| Arizona | $942 | -$190 | -16.8% |
| Arkansas | $1,132 | -$0 | 0.0% |
| California | $1,290 | $158 | 14.0% |
| Colorado | $1,080 | -$52 | -4.6% |
| Connecticut | $1,162 | $30 | 2.7% |
| Delaware | $1,282 | $150 | 13.3% |
| Florida | $1,414 | $282 | 24.9% |
| Georgia | $1,048 | -$84 | -7.4% |
| Hawaii | $814 | -$318 | -28.1% |
| Idaho | $768 | -$364 | -32.2% |
| Illinois | $844 | -$288 | -25.4% |
| Indiana | $854 | -$278 | -24.6% |
| Iowa | $764 | -$368 | -32.5% |
| Kansas | $1,076 | -$56 | -4.9% |
| Kentucky | $1,546 | $414 | 36.6% |
| Louisiana | $1,676 | $544 | 48.1% |
| Maine | $696 | -$436 | -38.5% |
| Maryland | $936 | -$196 | -17.3% |
| Massachusetts | $904 | -$228 | -20.1% |
| Michigan | $1,968 | $836 | 73.9% |
| Minnesota | $948 | -$184 | -16.3% |
| Mississippi | $1,358 | $226 | 20.0% |
| Missouri | $1,006 | -$126 | -11.1% |
| Montana | $1,218 | $86 | 7.6% |
| Nebraska | $894 | -$238 | -21.0% |
| Nevada | $1,358 | $226 | 20.0% |
| New Hampshire | $820 | -$312 | -27.6% |
| New Jersey | $1,264 | $132 | 11.7% |
| New Mexico | $1,002 | -$130 | -11.5% |
| New York | $1,192 | $60 | 5.3% |
| North Carolina | $652 | -$480 | -42.4% |
| North Dakota | $928 | -$204 | -18.0% |
| Ohio | $782 | -$350 | -30.9% |
| Oklahoma | $1,162 | $30 | 2.7% |
| Oregon | $1,040 | -$92 | -8.1% |
| Pennsylvania | $1,080 | -$52 | -4.6% |
| Rhode Island | $1,512 | $380 | 33.6% |
| South Carolina | $1,028 | -$104 | -9.2% |
| South Dakota | $956 | -$176 | -15.5% |
| Tennessee | $992 | -$140 | -12.4% |
| Texas | $1,364 | $232 | 20.5% |
| Utah | $840 | -$292 | -25.8% |
| Vermont | $776 | -$356 | -31.4% |
| Virginia | $680 | -$452 | -39.9% |
| Washington | $874 | -$258 | -22.8% |
| West Virginia | $1,040 | -$92 | -8.1% |
| Wisconsin | $784 | -$348 | -30.7% |
| Wyoming | $1,008 | -$124 | -11.0% |
Using high physical damage deductibles can reduce prices by up to $480 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $281 extra every year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2023 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2022 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2021 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2020 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2019 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2018 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2017 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2016 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2015 Audi SQ5 | $270 | $440 | $312 | $1,132 |
| 2014 Audi SQ5 | $250 | $410 | $312 | $1,082 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Audi SQ5 Insurance
Getting lower rates on auto insurance consists of avoiding accidents and violations, maintaining a good credit score, being claim-free, and maximizing policy discounts. Compare prices at every policy renewal by requesting quotes from direct car insurance companies, and also from local insurance agencies.
The list below is a condensed summary of the data presented in the illustrations above.
- Consumers who may need higher liability limits will pay an extra $340 per year to raise from a low limit to the 250/500 level
- You may be able to save up to $140 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save approximately $475 each year
- Teenagers are expensive to insure, possibly costing $342 a month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,102 |
| 20 | $2,576 |
| 30 | $1,190 |
| 40 | $1,132 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,444 |
| $250 | $1,300 |
| $500 | $1,132 |
| $1,000 | $972 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,132 |
| 50/100 | $1,194 |
| 100/300 | $1,272 |
| 250/500 | $1,475 |
| 100 CSL | $1,226 |
| 300 CSL | $1,397 |
| 500 CSL | $1,522 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,876 |
| 20 | $4,104 |
| 30 | $2,496 |
| 40 | $2,436 |
| 50 | $2,320 |
| 60 | $2,298 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $58 |
| Homeowner | $16 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $53 |
| Advance Quote | $56 |
| Online Quote | $82 |
| Total Discounts | $484 |
Discounts are estimated and may not be available from every company or in every state.
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