Audi SQ5 Insurance Rates

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UPDATED: Jun 11, 2024

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Estimated insurance rates for an Audi SQ5 are $1,132 a year with full coverage. Comprehensive costs around $270, collision insurance costs $440, and liability costs around $312. Liability-only coverage costs as low as $352 a year, and high-risk coverage costs around $2,436. Teens pay the most at up to $4,102 a year.

Average premium for full coverage: $1,132

Premium estimates for type of coverage:

Comprehensive $270
Collision $440
Liability $312

Rates are based on $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for different SQ5 trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for an Audi SQ5 range from the low end price of $352 for liability-only coverage to a much higher rate of $2,436 for a high-risk insurance policy.

Liability Only $352
Full Coverage $1,132
High Risk $2,436

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $849
Small Cities $1,189
Large Cities $1,528

These rate differences demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Audi SQ5 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $648
  • Using higher $1,000 deductibles will save about $160 annually
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,132
  • Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,444
  • Drivers with serious driving violations could pay at least $2,436
  • An auto insurance policy that insures a teen driver with full coverage can be $4,102 or more

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance rates range from $648 to $4,102 for full coverage

Insurance prices for an Audi SQ5 also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance can be as much as 44% to 128% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on Audi SQ5 insurance prices. A driver around age 40 might see prices as low as $820 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,530 on average in Florida, Michigan, and New York.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$108 -9.5%
Alaska $870 -$262 -23.1%
Arizona $942 -$190 -16.8%
Arkansas $1,132 -$0 0.0%
California $1,290 $158 14.0%
Colorado $1,080 -$52 -4.6%
Connecticut $1,162 $30 2.7%
Delaware $1,282 $150 13.3%
Florida $1,414 $282 24.9%
Georgia $1,048 -$84 -7.4%
Hawaii $814 -$318 -28.1%
Idaho $768 -$364 -32.2%
Illinois $844 -$288 -25.4%
Indiana $854 -$278 -24.6%
Iowa $764 -$368 -32.5%
Kansas $1,076 -$56 -4.9%
Kentucky $1,546 $414 36.6%
Louisiana $1,676 $544 48.1%
Maine $696 -$436 -38.5%
Maryland $936 -$196 -17.3%
Massachusetts $904 -$228 -20.1%
Michigan $1,968 $836 73.9%
Minnesota $948 -$184 -16.3%
Mississippi $1,358 $226 20.0%
Missouri $1,006 -$126 -11.1%
Montana $1,218 $86 7.6%
Nebraska $894 -$238 -21.0%
Nevada $1,358 $226 20.0%
New Hampshire $820 -$312 -27.6%
New Jersey $1,264 $132 11.7%
New Mexico $1,002 -$130 -11.5%
New York $1,192 $60 5.3%
North Carolina $652 -$480 -42.4%
North Dakota $928 -$204 -18.0%
Ohio $782 -$350 -30.9%
Oklahoma $1,162 $30 2.7%
Oregon $1,040 -$92 -8.1%
Pennsylvania $1,080 -$52 -4.6%
Rhode Island $1,512 $380 33.6%
South Carolina $1,028 -$104 -9.2%
South Dakota $956 -$176 -15.5%
Tennessee $992 -$140 -12.4%
Texas $1,364 $232 20.5%
Utah $840 -$292 -25.8%
Vermont $776 -$356 -31.4%
Virginia $680 -$452 -39.9%
Washington $874 -$258 -22.8%
West Virginia $1,040 -$92 -8.1%
Wisconsin $784 -$348 -30.7%
Wyoming $1,008 -$124 -11.0%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $480 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $281 more per year. View Rates by Deductible or Liability Limit

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $394 $774 $264 $1,542
2023 Audi SQ5 $382 $756 $274 $1,522
2022 Audi SQ5 $368 $724 $284 $1,486
2021 Audi SQ5 $348 $698 $292 $1,448
2020 Audi SQ5 $334 $648 $298 $1,390
2019 Audi SQ5 $320 $610 $300 $1,340
2018 Audi SQ5 $308 $548 $304 $1,270
2017 Audi SQ5 $288 $504 $304 $1,206
2016 Audi SQ5 $278 $472 $306 $1,166
2015 Audi SQ5 $270 $440 $312 $1,132
2014 Audi SQ5 $250 $410 $312 $1,082

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi SQ5 Insurance

Finding better rates on car insurance requires being a safe and courteous driver, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare rates at least every other year by requesting rates from direct companies, and also from your local independent and exclusive agents.

Below is a quick review of the car insurance concepts illustrated above.

  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,300 more every year for auto insurance
  • You may be able to save up to $140 per year just by shopping early and online
  • Increasing policy deductibles can save approximately $475 each year
  • Policyholders who may need higher levels of liability will pay approximately $340 every year to increase from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,102
20 $2,576
30 $1,190
40 $1,132
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,444
$250 $1,300
$500 $1,132
$1,000 $972

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,132
50/100 $1,194
100/300 $1,272
250/500 $1,475
100 CSL $1,226
300 CSL $1,397
500 CSL $1,522

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $5,876
20 $4,104
30 $2,496
40 $2,436
50 $2,320
60 $2,298

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $58
Homeowner $16
5-yr Accident Free $84
5-yr Claim Free $74
Paid in Full/EFT $53
Advance Quote $56
Online Quote $82
Total Discounts $484
Rate after discounts $648

Discounts are estimated and may not be available from every company or in every state.

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