Audi SQ5 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for an Audi SQ5 are $1,132 a year for full coverage. Comprehensive costs approximately $270 each year, collision costs $440, and liability is estimated at $312. A policy with only liability insurance costs approximately $352 a year, with a high-risk policy costing around $2,436. Teen drivers pay the most at $4,102 a year or more.
Average premium for full coverage: $1,132
Premium estimates by type of coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and SQ5 models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for an Audi SQ5 go from the low end price of $352 for just liability coverage to a high rate of $2,436 for a high-risk insurance policy.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.
The graphic below illustrates how where you live affects auto insurance prices.
These rate differences show why all drivers should get quotes using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Audi SQ5 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $648
- Choosing higher $1,000 deductibles can save $160 a year
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,132
- Choosing low deductibles for comp and collision coverage bumps up the cost to $1,444
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,436 or more
- An auto insurance policy that insures a teen driver can cost $4,102 each year
Car insurance prices for an Audi SQ5 also have a wide range based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you could be paying anywhere from $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 128% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,100 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Audi SQ5 insurance prices. A good driver about age 40 could pay as low as $750 a year in states like Iowa, Maine, and Idaho, or as much as $1,620 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$108 | -9.5% |
| Alaska | $870 | -$262 | -23.1% |
| Arizona | $942 | -$190 | -16.8% |
| Arkansas | $1,132 | -$0 | 0.0% |
| California | $1,290 | $158 | 14.0% |
| Colorado | $1,080 | -$52 | -4.6% |
| Connecticut | $1,162 | $30 | 2.7% |
| Delaware | $1,282 | $150 | 13.3% |
| Florida | $1,414 | $282 | 24.9% |
| Georgia | $1,048 | -$84 | -7.4% |
| Hawaii | $814 | -$318 | -28.1% |
| Idaho | $768 | -$364 | -32.2% |
| Illinois | $844 | -$288 | -25.4% |
| Indiana | $854 | -$278 | -24.6% |
| Iowa | $764 | -$368 | -32.5% |
| Kansas | $1,076 | -$56 | -4.9% |
| Kentucky | $1,546 | $414 | 36.6% |
| Louisiana | $1,676 | $544 | 48.1% |
| Maine | $696 | -$436 | -38.5% |
| Maryland | $936 | -$196 | -17.3% |
| Massachusetts | $904 | -$228 | -20.1% |
| Michigan | $1,968 | $836 | 73.9% |
| Minnesota | $948 | -$184 | -16.3% |
| Mississippi | $1,358 | $226 | 20.0% |
| Missouri | $1,006 | -$126 | -11.1% |
| Montana | $1,218 | $86 | 7.6% |
| Nebraska | $894 | -$238 | -21.0% |
| Nevada | $1,358 | $226 | 20.0% |
| New Hampshire | $820 | -$312 | -27.6% |
| New Jersey | $1,264 | $132 | 11.7% |
| New Mexico | $1,002 | -$130 | -11.5% |
| New York | $1,192 | $60 | 5.3% |
| North Carolina | $652 | -$480 | -42.4% |
| North Dakota | $928 | -$204 | -18.0% |
| Ohio | $782 | -$350 | -30.9% |
| Oklahoma | $1,162 | $30 | 2.7% |
| Oregon | $1,040 | -$92 | -8.1% |
| Pennsylvania | $1,080 | -$52 | -4.6% |
| Rhode Island | $1,512 | $380 | 33.6% |
| South Carolina | $1,028 | -$104 | -9.2% |
| South Dakota | $956 | -$176 | -15.5% |
| Tennessee | $992 | -$140 | -12.4% |
| Texas | $1,364 | $232 | 20.5% |
| Utah | $840 | -$292 | -25.8% |
| Vermont | $776 | -$356 | -31.4% |
| Virginia | $680 | -$452 | -39.9% |
| Washington | $874 | -$258 | -22.8% |
| West Virginia | $1,040 | -$92 | -8.1% |
| Wisconsin | $784 | -$348 | -30.7% |
| Wyoming | $1,008 | -$124 | -11.0% |
Choosing high deductibles can save as much as $480 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $281 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see which company has the best price. Each auto insurer uses a different rate calculation, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2023 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2022 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2021 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2020 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2019 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2018 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2017 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2016 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2015 Audi SQ5 | $270 | $440 | $312 | $1,132 |
| 2014 Audi SQ5 | $250 | $410 | $312 | $1,082 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Audi SQ5 Insurance
Finding better rates on car insurance takes having a decent driving record, having a positive credit history, not filing small claims, and avoiding coverage lapses. Shop around at least every other year by getting rate quotes from direct carriers, and also from insurance agencies where you live.
The following items are a condensed summary of the car insurance concepts touched on in the above illustrations.
- Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,300 more per year than a driver with a clean driving record
- Drivers can save around $140 per year simply by quoting online in advance
- Increasing policy deductibles can save approximately $475 each year
- Policyholders who purchase additional liability coverage will pay about $340 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,102 |
| 20 | $2,576 |
| 30 | $1,190 |
| 40 | $1,132 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,444 |
| $250 | $1,300 |
| $500 | $1,132 |
| $1,000 | $972 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,132 |
| 50/100 | $1,194 |
| 100/300 | $1,272 |
| 250/500 | $1,475 |
| 100 CSL | $1,226 |
| 300 CSL | $1,397 |
| 500 CSL | $1,522 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,876 |
| 20 | $4,104 |
| 30 | $2,496 |
| 40 | $2,436 |
| 50 | $2,320 |
| 60 | $2,298 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $58 |
| Homeowner | $16 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $53 |
| Advance Quote | $56 |
| Online Quote | $82 |
| Total Discounts | $484 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
