Audi SQ5 Insurance Rates

The average insurance rates for an Audi SQ5 are $1,132 a year including full coverage. Comprehensive insurance costs approximately $270 each year, collision insurance costs $440, and liability is estimated at $312. Liability-only insurance costs approximately $352 a year, and high-risk driver insurance costs $2,436 or more. Teen drivers cost the most to insure at up to $4,102 a year.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

These estimates include $500 deductible amounts, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and SQ5 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why all drivers should get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi SQ5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $648
• Choosing higher $1,000 deductibles can save $160 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,132
• Choosing low deductibles for comp and collision coverage will cost an extra $312 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,436
• Policy cost for full coverage for a teen driver can cost $4,102 each year

View Chart as Image

Auto insurance rates for an Audi SQ5 also range considerably based on your risk profile, the model of your SQ5, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi SQ5 insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $480 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $281 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 128% more than average. View High Risk Driver Rates

How to Find Cheap Audi SQ5 Insurance

Finding cheaper rates on car insurance takes having a good driving record, having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Set aside time to shop around every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a brief summary of the coverage data raised in the charts and tables above.

• You may be able to save around $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $475 each year
• Drivers age 20 and younger have the highest car insurance rates, with premiums being up to $342 each month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,300 more per year to buy Audi SQ5 insurance