Audi SQ5 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance prices for an Audi SQ5 are $1,166 every 12 months for full coverage. Comprehensive insurance costs around $278, collision insurance costs $472, and liability coverage costs around $306. Liability-only coverage costs as low as $348 a year, and high-risk coverage costs $2,510 or more. Teenage drivers receive the highest rates at up to $4,206 a year.
Average premium for full coverage: $1,166
Rate estimates for individual coverage type:
Full coverage includes $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and for different SQ5 trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from the cheapest price of $348 for just liability insurance to a much higher rate of $2,510 for coverage for higher-risk drivers.
Price Range by Location
Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
These examples show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Audi SQ5 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $664
- Using higher $1,000 deductibles will save about $172 a year
- The average price for a 40-year-old driver using $500 deductibles is $1,166
- Using more expensive low deductibles for physical damage coverage costs an extra $328 each year
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,510
- The cost to insure a teenage driver with full coverage can be $4,206 or more
Car insurance rates for an Audi SQ5 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.
Using high physical damage deductibles could cut rates by as much as $500 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $276 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at least $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can be around 45% to 134% more than a normal policy. View High Risk Driver Rates
Where you live has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see rates as low as $770 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,660 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,052 | -$114 | -9.8% |
| Alaska | $892 | -$274 | -23.5% |
| Arizona | $968 | -$198 | -17.0% |
| Arkansas | $1,166 | -$0 | 0.0% |
| California | $1,328 | $162 | 13.9% |
| Colorado | $1,110 | -$56 | -4.8% |
| Connecticut | $1,198 | $32 | 2.7% |
| Delaware | $1,318 | $152 | 13.0% |
| Florida | $1,454 | $288 | 24.7% |
| Georgia | $1,078 | -$88 | -7.5% |
| Hawaii | $840 | -$326 | -28.0% |
| Idaho | $790 | -$376 | -32.2% |
| Illinois | $868 | -$298 | -25.6% |
| Indiana | $880 | -$286 | -24.5% |
| Iowa | $786 | -$380 | -32.6% |
| Kansas | $1,106 | -$60 | -5.1% |
| Kentucky | $1,588 | $422 | 36.2% |
| Louisiana | $1,726 | $560 | 48.0% |
| Maine | $720 | -$446 | -38.3% |
| Maryland | $960 | -$206 | -17.7% |
| Massachusetts | $930 | -$236 | -20.2% |
| Michigan | $2,024 | $858 | 73.6% |
| Minnesota | $976 | -$190 | -16.3% |
| Mississippi | $1,398 | $232 | 19.9% |
| Missouri | $1,034 | -$132 | -11.3% |
| Montana | $1,254 | $88 | 7.5% |
| Nebraska | $918 | -$248 | -21.3% |
| Nevada | $1,398 | $232 | 19.9% |
| New Hampshire | $840 | -$326 | -28.0% |
| New Jersey | $1,302 | $136 | 11.7% |
| New Mexico | $1,032 | -$134 | -11.5% |
| New York | $1,228 | $62 | 5.3% |
| North Carolina | $670 | -$496 | -42.5% |
| North Dakota | $954 | -$212 | -18.2% |
| Ohio | $806 | -$360 | -30.9% |
| Oklahoma | $1,194 | $28 | 2.4% |
| Oregon | $1,068 | -$98 | -8.4% |
| Pennsylvania | $1,110 | -$56 | -4.8% |
| Rhode Island | $1,554 | $388 | 33.3% |
| South Carolina | $1,058 | -$108 | -9.3% |
| South Dakota | $982 | -$184 | -15.8% |
| Tennessee | $1,020 | -$146 | -12.5% |
| Texas | $1,404 | $238 | 20.4% |
| Utah | $864 | -$302 | -25.9% |
| Vermont | $796 | -$370 | -31.7% |
| Virginia | $700 | -$466 | -40.0% |
| Washington | $898 | -$268 | -23.0% |
| West Virginia | $1,070 | -$96 | -8.2% |
| Wisconsin | $806 | -$360 | -30.9% |
| Wyoming | $1,034 | -$132 | -11.3% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $412 | $780 | $258 | $1,560 |
| 2023 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2022 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2021 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2020 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2019 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2018 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2017 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2016 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2015 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2014 Audi SQ5 | $270 | $440 | $312 | $1,132 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Audi SQ5 Insurance
Saving money on auto insurance requires not taking risks behind the wheel, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Set aside time to compare rates at least once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following is a summary of the primary concepts that were covered above.
- Drivers can save up to $140 per year just by shopping early and online
- Drivers who have multiple accidents or major violations may pay on average $1,340 more every year for SQ5 insurance
- Increasing deductibles could save as much as $500 each year
- Teens are the costliest to insure, costing as high as $351 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,206 |
| 20 | $2,658 |
| 30 | $1,224 |
| 40 | $1,166 |
| 50 | $1,064 |
| 60 | $1,044 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,494 |
| $250 | $1,344 |
| $500 | $1,166 |
| $1,000 | $994 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,166 |
| 50/100 | $1,227 |
| 100/300 | $1,304 |
| 250/500 | $1,503 |
| 100 CSL | $1,258 |
| 300 CSL | $1,426 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $4,236 |
| 30 | $2,574 |
| 40 | $2,510 |
| 50 | $2,394 |
| 60 | $2,370 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $60 |
| Homeowner | $17 |
| 5-yr Accident Free | $88 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $55 |
| Advance Quote | $59 |
| Online Quote | $84 |
| Total Discounts | $502 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area