BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
U.S. average insurance rates for a BMW M6 are $1,906 a year for full coverage. Comprehensive insurance costs on average $406 each year, collision insurance costs $800, and liability insurance costs $520. Liability-only insurance costs as little as $576 a year, and high-risk driver insurance costs $4,150 or more. Teens pay the highest rates at up to $7,038 a year.
Average premium for full coverage: $1,906
Price estimates by individual coverage:
Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and M6 models.
Price Range from Low to High
For the average driver, BMW M6 insurance prices range from the low end price of $576 for minimum levels of liability insurance to a high rate of $4,150 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location has a significant impact on car insurance rates. Rural areas have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how location impacts car insurance rates.
The ranges above show why all drivers should compare rates based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average BMW M6 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,071
- Drivers who choose higher $1,000 deductibles will pay around $274 a year
- The estimated price for the average middle-age driver with $500 deductibles is $1,906
- Selecting low deductibles for comprehensive and collision insurance will cost an additional $534 a year
- High risk drivers with serious driving violations could pay upwards of $4,150
- The price that insures a teen driver may cost $7,038 a year
Car insurance prices for a BMW M6 are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $2,300 to $3,100 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,800 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $7,000 a year. View Rates by Age
The state you live in makes a big difference in BMW M6 insurance rates. A 40-year-old driver could pay as low as $1,260 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,720 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,720 | -$186 | -9.8% |
| Alaska | $1,460 | -$446 | -23.4% |
| Arizona | $1,582 | -$324 | -17.0% |
| Arkansas | $1,906 | -$0 | 0.0% |
| California | $2,170 | $264 | 13.9% |
| Colorado | $1,816 | -$90 | -4.7% |
| Connecticut | $1,956 | $50 | 2.6% |
| Delaware | $2,154 | $248 | 13.0% |
| Florida | $2,382 | $476 | 25.0% |
| Georgia | $1,758 | -$148 | -7.8% |
| Hawaii | $1,366 | -$540 | -28.3% |
| Idaho | $1,290 | -$616 | -32.3% |
| Illinois | $1,418 | -$488 | -25.6% |
| Indiana | $1,438 | -$468 | -24.6% |
| Iowa | $1,286 | -$620 | -32.5% |
| Kansas | $1,808 | -$98 | -5.1% |
| Kentucky | $2,596 | $690 | 36.2% |
| Louisiana | $2,820 | $914 | 48.0% |
| Maine | $1,176 | -$730 | -38.3% |
| Maryland | $1,570 | -$336 | -17.6% |
| Massachusetts | $1,522 | -$384 | -20.1% |
| Michigan | $3,306 | $1,400 | 73.5% |
| Minnesota | $1,596 | -$310 | -16.3% |
| Mississippi | $2,282 | $376 | 19.7% |
| Missouri | $1,690 | -$216 | -11.3% |
| Montana | $2,046 | $140 | 7.3% |
| Nebraska | $1,502 | -$404 | -21.2% |
| Nevada | $2,286 | $380 | 19.9% |
| New Hampshire | $1,372 | -$534 | -28.0% |
| New Jersey | $2,128 | $222 | 11.6% |
| New Mexico | $1,684 | -$222 | -11.6% |
| New York | $2,006 | $100 | 5.2% |
| North Carolina | $1,098 | -$808 | -42.4% |
| North Dakota | $1,560 | -$346 | -18.2% |
| Ohio | $1,314 | -$592 | -31.1% |
| Oklahoma | $1,954 | $48 | 2.5% |
| Oregon | $1,744 | -$162 | -8.5% |
| Pennsylvania | $1,814 | -$92 | -4.8% |
| Rhode Island | $2,540 | $634 | 33.3% |
| South Carolina | $1,724 | -$182 | -9.5% |
| South Dakota | $1,606 | -$300 | -15.7% |
| Tennessee | $1,664 | -$242 | -12.7% |
| Texas | $2,294 | $388 | 20.4% |
| Utah | $1,408 | -$498 | -26.1% |
| Vermont | $1,302 | -$604 | -31.7% |
| Virginia | $1,140 | -$766 | -40.2% |
| Washington | $1,470 | -$436 | -22.9% |
| West Virginia | $1,746 | -$160 | -8.4% |
| Wisconsin | $1,318 | -$588 | -30.8% |
| Wyoming | $1,694 | -$212 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could save up to $810 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $516 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,742 | $145 |
| BMW M6 2-Dr Convertible | $1,958 | $163 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2017 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2016 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2015 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2014 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2013 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2012 BMW M6 | $322 | $542 | $540 | $1,584 |
| 2010 BMW M6 | $282 | $450 | $534 | $1,446 |
| 2007 BMW M6 | $264 | $376 | $510 | $1,330 |
| 2006 BMW M6 | $242 | $358 | $504 | $1,284 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable BMW M6 Insurance
Getting lower rates on BMW M6 insurance not only requires avoiding accidents and claims, but also having a positive credit history, eliminating unnecessary coverage, and possibly raising deductibles. Compare rates every other policy renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.
The points below are a brief review of the ideas that were touched on above.
- Drivers under the age of 20 are expensive to insure, with premiums as much as $587 a month if full coverage is purchased
- High-risk drivers with DUI or reckless driving convictions may pay on average $2,240 more each year to insure a BMW M6
- Increasing physical damage deductibles can save approximately $800 each year
- Drivers can save as much as $240 per year just by quoting online in advance
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,038 |
| 20 | $4,420 |
| 30 | $1,994 |
| 40 | $1,906 |
| 50 | $1,740 |
| 60 | $1,708 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,440 |
| $250 | $2,190 |
| $500 | $1,906 |
| $1,000 | $1,632 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,906 |
| 50/100 | $2,073 |
| 100/300 | $2,216 |
| 250/500 | $2,589 |
| 100 CSL | $2,130 |
| 300 CSL | $2,446 |
| 500 CSL | $2,676 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,094 |
| 20 | $7,052 |
| 30 | $4,250 |
| 40 | $4,150 |
| 50 | $3,960 |
| 60 | $3,926 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $104 |
| Multi-vehicle | $102 |
| Homeowner | $28 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $126 |
| Paid in Full/EFT | $92 |
| Advance Quote | $98 |
| Online Quote | $138 |
| Total Discounts | $835 |
Discounts are estimated and may not be available from every company or in every state.
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