BMW M6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2023

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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.

Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.

Estimated insurance prices for a BMW M6 are $1,364 every 12 months for full coverage. Comprehensive insurance costs approximately $268, collision costs $396, and liability costs $520. A policy with only liability insurance costs as little as $576 a year, with a high-risk policy costing $2,932 or more. Teen drivers pay the most at $5,252 a year or more.

Average premium for full coverage: $1,364

Premium estimates by type of coverage:

Comprehensive $268
Collision $396
Liability $520

Full coverage includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different M6 trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a BMW M6 go from the cheapest price of $576 for just liability coverage to a much higher rate of $2,932 for coverage for higher-risk drivers.

Liability Only $576
Full Coverage $1,364
High Risk $2,932

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,023
Small Cities $1,432
Large Cities $1,841

These rate differences show why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated BMW M6 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $808
  • Drivers who choose higher $1,000 deductibles will pay $152 a year
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,364
  • Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $290 annually
  • Drivers with multiple violations and an at-fault accident could pay around $2,932 or more
  • An auto insurance policy to insure a 16-year-old driver with full coverage can cost $5,252 a year

View Chart as Image

BMW M6 insurance cost comparison chart
Column chart showing full coverage BMW M6 insurance prices range from $808 to $5,252

Car insurance prices for a BMW M6 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your M6.

Choosing high deductibles could save up to $450 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $516 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost from 42% to 131% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in BMW M6 insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,940 on average in New York, Louisiana, and Michigan.

BMW M6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,232 -$132 -9.7%
Alaska $1,046 -$318 -23.3%
Arizona $1,132 -$232 -17.0%
Arkansas $1,364 -$0 0.0%
California $1,552 $188 13.8%
Colorado $1,300 -$64 -4.7%
Connecticut $1,400 $36 2.6%
Delaware $1,544 $180 13.2%
Florida $1,706 $342 25.1%
Georgia $1,260 -$104 -7.6%
Hawaii $978 -$386 -28.3%
Idaho $924 -$440 -32.3%
Illinois $1,014 -$350 -25.7%
Indiana $1,028 -$336 -24.6%
Iowa $922 -$442 -32.4%
Kansas $1,296 -$68 -5.0%
Kentucky $1,858 $494 36.2%
Louisiana $2,020 $656 48.1%
Maine $842 -$522 -38.3%
Maryland $1,124 -$240 -17.6%
Massachusetts $1,088 -$276 -20.2%
Michigan $2,364 $1,000 73.3%
Minnesota $1,140 -$224 -16.4%
Mississippi $1,634 $270 19.8%
Missouri $1,208 -$156 -11.4%
Montana $1,462 $98 7.2%
Nebraska $1,076 -$288 -21.1%
Nevada $1,636 $272 19.9%
New Hampshire $982 -$382 -28.0%
New Jersey $1,524 $160 11.7%
New Mexico $1,206 -$158 -11.6%
New York $1,436 $72 5.3%
North Carolina $786 -$578 -42.4%
North Dakota $1,118 -$246 -18.0%
Ohio $940 -$424 -31.1%
Oklahoma $1,400 $36 2.6%
Oregon $1,248 -$116 -8.5%
Pennsylvania $1,298 -$66 -4.8%
Rhode Island $1,820 $456 33.4%
South Carolina $1,236 -$128 -9.4%
South Dakota $1,150 -$214 -15.7%
Tennessee $1,192 -$172 -12.6%
Texas $1,642 $278 20.4%
Utah $1,006 -$358 -26.2%
Vermont $934 -$430 -31.5%
Virginia $818 -$546 -40.0%
Washington $1,054 -$310 -22.7%
West Virginia $1,248 -$116 -8.5%
Wisconsin $944 -$420 -30.8%
Wyoming $1,214 -$150 -11.0%

View Chart as Image

BMW M6 insurance rates by U.S. city

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Every company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

BMW M6 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
BMW M6 2-Dr Coupe $1,194 $100
BMW M6 2-Dr Convertible $1,426 $119

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

BMW M6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2007 BMW M6 $268 $396 $520 $1,364
2006 BMW M6 $264 $376 $510 $1,330

Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable BMW M6 Insurance

Finding better rates on insurance for a BMW M6 not only requires being a low-risk driver, but also maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to compare rates at least once a year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a summary of the primary concepts that were presented in the illustrations above.

  • Drivers can save around $160 per year simply by shopping early and online
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,570 more per year to insure their M6
  • Increasing policy deductibles could save as much as $450 each year
  • Teen drivers pay the highest auto insurance prices, as much as $438 per month if the policy includes full coverage

Frequently Asked Questions

What is BMW M6 Competition package? The competition includes several performance enhancements to power and torque.
How much does a new BMW M6 cost? The starting costs are $119,900 plus a $995 destination charge.
Is the BMW M6 reliable? The car is not know for its reliability.

When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.

Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.

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What are the BMW M6 safety ratings?

BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).

Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:

  • DSC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • BMW Assist eCall Emergency Sos
  • Front And Rear Parking Sensors
  • Forward Collision Mitigation
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.

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BMW M6 Compared Against Vehicles in the Same Class

The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.

Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.

Rates by Driver Age

BMW M6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,252
20 $3,112
30 $1,404
40 $1,364
50 $1,248
60 $1,222

Full coverage, $500 deductibles

Rates by Deductible

BMW M6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,654
$250 $1,520
$500 $1,364
$1,000 $1,212

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,364
50/100 $1,541
100/300 $1,684
250/500 $2,057
100 CSL $1,598
300 CSL $1,914
500 CSL $2,144

Full coverage, driver age 40

Rates for High Risk Drivers

BMW M6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,450
20 $4,956
30 $2,978
40 $2,932
50 $2,800
60 $2,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $185

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $22
5-yr Accident Free $91
5-yr Claim Free $87
Paid in Full/EFT $55
Advance Quote $63
Online Quote $95
Total Discounts $556
Rate after discounts $808

Discounts are estimated and may not be available from every company or in every state.

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