BMW M6 Insurance Rates
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UPDATED: Jun 4, 2023
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
U.S. average auto insurance rates for a BMW M6 are $1,388 annually for full coverage insurance. Comprehensive costs approximately $274, collision costs $404, and liability insurance is $530. Buying just liability costs around $584 a year, with insurance for high-risk drivers costing around $2,984. 16-year-old drivers pay the highest rates at $5,344 a year or more.
Average premium for full coverage: $1,388
Price estimates by individual coverage:
These estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different M6 trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, BMW M6 insurance prices go from as cheap as $584 for the bare minimum liability coverage to a much higher rate of $2,984 for a driver required to buy high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations have fewer physical damage claims than congested cities.
The price range example below illustrates how rural and urban location affects auto insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated BMW M6 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $822
- Raising to $1,000 deductibles will save $154 each year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,388
- Buying more expensive low deductibles will cost $1,682
- Higher-risk drivers with multiple tickets or accidents could pay around $2,984 or more
- The price with full coverage for a teen driver with full coverage can cost $5,344
Insurance prices for a BMW M6 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,300 additional each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 129% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $450 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $528 more each year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on BMW M6 insurance rates. A middle-age driver might find prices as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,870 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,252 | -$136 | -9.8% |
| Alaska | $1,064 | -$324 | -23.3% |
| Arizona | $1,152 | -$236 | -17.0% |
| Arkansas | $1,388 | -$0 | 0.0% |
| California | $1,582 | $194 | 14.0% |
| Colorado | $1,322 | -$66 | -4.8% |
| Connecticut | $1,424 | $36 | 2.6% |
| Delaware | $1,570 | $182 | 13.1% |
| Florida | $1,736 | $348 | 25.1% |
| Georgia | $1,282 | -$106 | -7.6% |
| Hawaii | $994 | -$394 | -28.4% |
| Idaho | $938 | -$450 | -32.4% |
| Illinois | $1,032 | -$356 | -25.6% |
| Indiana | $1,046 | -$342 | -24.6% |
| Iowa | $936 | -$452 | -32.6% |
| Kansas | $1,316 | -$72 | -5.2% |
| Kentucky | $1,890 | $502 | 36.2% |
| Louisiana | $2,052 | $664 | 47.8% |
| Maine | $856 | -$532 | -38.3% |
| Maryland | $1,146 | -$242 | -17.4% |
| Massachusetts | $1,108 | -$280 | -20.2% |
| Michigan | $2,406 | $1,018 | 73.3% |
| Minnesota | $1,160 | -$228 | -16.4% |
| Mississippi | $1,662 | $274 | 19.7% |
| Missouri | $1,230 | -$158 | -11.4% |
| Montana | $1,490 | $102 | 7.3% |
| Nebraska | $1,094 | -$294 | -21.2% |
| Nevada | $1,666 | $278 | 20.0% |
| New Hampshire | $1,000 | -$388 | -28.0% |
| New Jersey | $1,552 | $164 | 11.8% |
| New Mexico | $1,228 | -$160 | -11.5% |
| New York | $1,462 | $74 | 5.3% |
| North Carolina | $798 | -$590 | -42.5% |
| North Dakota | $1,138 | -$250 | -18.0% |
| Ohio | $958 | -$430 | -31.0% |
| Oklahoma | $1,424 | $36 | 2.6% |
| Oregon | $1,270 | -$118 | -8.5% |
| Pennsylvania | $1,322 | -$66 | -4.8% |
| Rhode Island | $1,850 | $462 | 33.3% |
| South Carolina | $1,258 | -$130 | -9.4% |
| South Dakota | $1,170 | -$218 | -15.7% |
| Tennessee | $1,212 | -$176 | -12.7% |
| Texas | $1,670 | $282 | 20.3% |
| Utah | $1,026 | -$362 | -26.1% |
| Vermont | $948 | -$440 | -31.7% |
| Virginia | $830 | -$558 | -40.2% |
| Washington | $1,068 | -$320 | -23.1% |
| West Virginia | $1,270 | -$118 | -8.5% |
| Wisconsin | $958 | -$430 | -31.0% |
| Wyoming | $1,236 | -$152 | -11.0% |
Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, and prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,216 | $101 |
| BMW M6 2-Dr Convertible | $1,454 | $121 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2007 BMW M6 | $274 | $404 | $530 | $1,388 |
| 2006 BMW M6 | $268 | $396 | $520 | $1,364 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap BMW M6 Insurance
Getting lower rates on BMW M6 insurance consists of being safe and accident-free, having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below you'll find a brief summary of the data raised in the charts and tables above.
- Drivers who purchase more liability protection will pay around $580 annually to raise from a low limit to higher 250/500 limits
- It is possible to save around $160 per year simply by shopping early and online
- Increasing physical damage deductibles could save up to $450 each year
- Youthful drivers are the costliest to insure, as much as $445 a month if they have full coverage
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,344 |
| 20 | $3,168 |
| 30 | $1,428 |
| 40 | $1,388 |
| 50 | $1,270 |
| 60 | $1,244 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,682 |
| $250 | $1,548 |
| $500 | $1,388 |
| $1,000 | $1,234 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,388 |
| 50/100 | $1,571 |
| 100/300 | $1,718 |
| 250/500 | $2,099 |
| 100 CSL | $1,630 |
| 300 CSL | $1,952 |
| 500 CSL | $2,187 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,580 |
| 20 | $5,046 |
| 30 | $3,030 |
| 40 | $2,984 |
| 50 | $2,852 |
| 60 | $2,824 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $73 |
| Homeowner | $23 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $56 |
| Advance Quote | $64 |
| Online Quote | $97 |
| Total Discounts | $566 |
Discounts are estimated and may not be available from every company or in every state.
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