BMW M6 Insurance Rates
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UPDATED: Jun 4, 2023
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Estimated insurance prices for a BMW M6 are $1,364 every 12 months for full coverage. Comprehensive insurance costs approximately $268, collision costs $396, and liability costs $520. A policy with only liability insurance costs as little as $576 a year, with a high-risk policy costing $2,932 or more. Teen drivers pay the most at $5,252 a year or more.
Average premium for full coverage: $1,364
Premium estimates by type of coverage:
Full coverage includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different M6 trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a BMW M6 go from the cheapest price of $576 for just liability coverage to a much higher rate of $2,932 for coverage for higher-risk drivers.
Insurance Price Range by Location
Your location can make a big difference on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas.
The price range example below illustrates how geographic area affects auto insurance prices.
These rate differences show why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated BMW M6 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $808
- Drivers who choose higher $1,000 deductibles will pay $152 a year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,364
- Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $290 annually
- Drivers with multiple violations and an at-fault accident could pay around $2,932 or more
- An auto insurance policy to insure a 16-year-old driver with full coverage can cost $5,252 a year
Car insurance prices for a BMW M6 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your M6.
Choosing high deductibles could save up to $450 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $516 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,200 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost from 42% to 131% more than average. View High Risk Driver Rates
Where you choose to live makes a big difference in BMW M6 insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,940 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,232 | -$132 | -9.7% |
Alaska | $1,046 | -$318 | -23.3% |
Arizona | $1,132 | -$232 | -17.0% |
Arkansas | $1,364 | -$0 | 0.0% |
California | $1,552 | $188 | 13.8% |
Colorado | $1,300 | -$64 | -4.7% |
Connecticut | $1,400 | $36 | 2.6% |
Delaware | $1,544 | $180 | 13.2% |
Florida | $1,706 | $342 | 25.1% |
Georgia | $1,260 | -$104 | -7.6% |
Hawaii | $978 | -$386 | -28.3% |
Idaho | $924 | -$440 | -32.3% |
Illinois | $1,014 | -$350 | -25.7% |
Indiana | $1,028 | -$336 | -24.6% |
Iowa | $922 | -$442 | -32.4% |
Kansas | $1,296 | -$68 | -5.0% |
Kentucky | $1,858 | $494 | 36.2% |
Louisiana | $2,020 | $656 | 48.1% |
Maine | $842 | -$522 | -38.3% |
Maryland | $1,124 | -$240 | -17.6% |
Massachusetts | $1,088 | -$276 | -20.2% |
Michigan | $2,364 | $1,000 | 73.3% |
Minnesota | $1,140 | -$224 | -16.4% |
Mississippi | $1,634 | $270 | 19.8% |
Missouri | $1,208 | -$156 | -11.4% |
Montana | $1,462 | $98 | 7.2% |
Nebraska | $1,076 | -$288 | -21.1% |
Nevada | $1,636 | $272 | 19.9% |
New Hampshire | $982 | -$382 | -28.0% |
New Jersey | $1,524 | $160 | 11.7% |
New Mexico | $1,206 | -$158 | -11.6% |
New York | $1,436 | $72 | 5.3% |
North Carolina | $786 | -$578 | -42.4% |
North Dakota | $1,118 | -$246 | -18.0% |
Ohio | $940 | -$424 | -31.1% |
Oklahoma | $1,400 | $36 | 2.6% |
Oregon | $1,248 | -$116 | -8.5% |
Pennsylvania | $1,298 | -$66 | -4.8% |
Rhode Island | $1,820 | $456 | 33.4% |
South Carolina | $1,236 | -$128 | -9.4% |
South Dakota | $1,150 | -$214 | -15.7% |
Tennessee | $1,192 | -$172 | -12.6% |
Texas | $1,642 | $278 | 20.4% |
Utah | $1,006 | -$358 | -26.2% |
Vermont | $934 | -$430 | -31.5% |
Virginia | $818 | -$546 | -40.0% |
Washington | $1,054 | -$310 | -22.7% |
West Virginia | $1,248 | -$116 | -8.5% |
Wisconsin | $944 | -$420 | -30.8% |
Wyoming | $1,214 | -$150 | -11.0% |
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Every company uses a different rate calculation, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
BMW M6 2-Dr Coupe | $1,194 | $100 |
BMW M6 2-Dr Convertible | $1,426 | $119 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2007 BMW M6 | $268 | $396 | $520 | $1,364 |
2006 BMW M6 | $264 | $376 | $510 | $1,330 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable BMW M6 Insurance
Finding better rates on insurance for a BMW M6 not only requires being a low-risk driver, but also maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to compare rates at least once a year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.
The items below are a summary of the primary concepts that were presented in the illustrations above.
- Drivers can save around $160 per year simply by shopping early and online
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,570 more per year to insure their M6
- Increasing policy deductibles could save as much as $450 each year
- Teen drivers pay the highest auto insurance prices, as much as $438 per month if the policy includes full coverage
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,252 |
20 | $3,112 |
30 | $1,404 |
40 | $1,364 |
50 | $1,248 |
60 | $1,222 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,654 |
$250 | $1,520 |
$500 | $1,364 |
$1,000 | $1,212 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,364 |
50/100 | $1,541 |
100/300 | $1,684 |
250/500 | $2,057 |
100 CSL | $1,598 |
300 CSL | $1,914 |
500 CSL | $2,144 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,450 |
20 | $4,956 |
30 | $2,978 |
40 | $2,932 |
50 | $2,800 |
60 | $2,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $72 |
Homeowner | $22 |
5-yr Accident Free | $91 |
5-yr Claim Free | $87 |
Paid in Full/EFT | $55 |
Advance Quote | $63 |
Online Quote | $95 |
Total Discounts | $556 |
Discounts are estimated and may not be available from every company or in every state.
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