BMW M6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2024

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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.

Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.

Average insurance rates for a BMW M6 are $2,008 a year for full coverage insurance. Comprehensive insurance costs around $422, collision costs $892, and liability is estimated at $514. A liability-only policy costs approximately $572 a year, with high-risk insurance costing $4,392 or more. Teenage drivers receive the highest rates at $7,400 a year or more.

Average premium for full coverage: $2,008

Rate estimates for individual coverage type:

Comprehensive $422
Collision $892
Liability $514

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all M6 models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from as low as $572 for liability-only coverage to the much higher price of $4,392 for a policy for a high-risk driver.

Liability Only $572
Full Coverage $2,008
High Risk $4,392

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,506
Small Cities $2,108
Large Cities $2,711

These examples illustrate why everyone should get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated BMW M6 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $1,117
  • Choosing higher $1,000 deductibles can save about $296 each year
  • The average rate for a 40-year-old driver using $500 deductibles is $2,008
  • Using pricier low deductibles for comp and collision coverage will cost an extra $586 annually
  • Higher-risk drivers who are prone to accidents and violations could pay at least $4,392 or more
  • The cost for full coverage for a 16-year-old driver for full coverage can be $7,400 each year

View Chart as Image

BMW M6 insurance cost comparison chart
Column chart showing full coverage BMW M6 insurance prices range from $1,117 to $7,400

Insurance rates for a BMW M6 can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,900 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $7,400 a year. View Rates by Age

Where you live plays a big part in determining prices for BMW M6 insurance prices. A good driver about age 40 could pay as low as $1,310 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,710 on average in Michigan, New York, and Florida.

BMW M6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,816 -$192 -9.6%
Alaska $1,540 -$468 -23.3%
Arizona $1,668 -$340 -16.9%
Arkansas $2,008 -$0 0.0%
California $2,288 $280 13.9%
Colorado $1,918 -$90 -4.5%
Connecticut $2,062 $54 2.7%
Delaware $2,272 $264 13.1%
Florida $2,512 $504 25.1%
Georgia $1,856 -$152 -7.6%
Hawaii $1,442 -$566 -28.2%
Idaho $1,360 -$648 -32.3%
Illinois $1,496 -$512 -25.5%
Indiana $1,514 -$494 -24.6%
Iowa $1,356 -$652 -32.5%
Kansas $1,906 -$102 -5.1%
Kentucky $2,738 $730 36.4%
Louisiana $2,974 $966 48.1%
Maine $1,240 -$768 -38.2%
Maryland $1,656 -$352 -17.5%
Massachusetts $1,604 -$404 -20.1%
Michigan $3,486 $1,478 73.6%
Minnesota $1,680 -$328 -16.3%
Mississippi $2,406 $398 19.8%
Missouri $1,782 -$226 -11.3%
Montana $2,158 $150 7.5%
Nebraska $1,584 -$424 -21.1%
Nevada $2,410 $402 20.0%
New Hampshire $1,446 -$562 -28.0%
New Jersey $2,246 $238 11.9%
New Mexico $1,778 -$230 -11.5%
New York $2,116 $108 5.4%
North Carolina $1,158 -$850 -42.3%
North Dakota $1,646 -$362 -18.0%
Ohio $1,388 -$620 -30.9%
Oklahoma $2,062 $54 2.7%
Oregon $1,842 -$166 -8.3%
Pennsylvania $1,914 -$94 -4.7%
Rhode Island $2,680 $672 33.5%
South Carolina $1,820 -$188 -9.4%
South Dakota $1,694 -$314 -15.6%
Tennessee $1,756 -$252 -12.5%
Texas $2,420 $412 20.5%
Utah $1,484 -$524 -26.1%
Vermont $1,374 -$634 -31.6%
Virginia $1,202 -$806 -40.1%
Washington $1,550 -$458 -22.8%
West Virginia $1,842 -$166 -8.3%
Wisconsin $1,390 -$618 -30.8%
Wyoming $1,788 -$220 -11.0%

View Chart as Image

BMW M6 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $890 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $513 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $2,400 to $3,300 extra per year, depending on your age. BMW M6 insurance for high-risk drivers ranges from 45% to 133% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to regularly compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

BMW M6 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
BMW M6 2-Dr Coupe $1,852 $154
BMW M6 2-Dr Convertible $2,060 $172

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

BMW M6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 BMW M6 $440 $946 $510 $2,076
2017 BMW M6 $422 $892 $514 $2,008
2016 BMW M6 $406 $800 $520 $1,906
2015 BMW M6 $378 $736 $520 $1,814
2014 BMW M6 $366 $690 $524 $1,760
2013 BMW M6 $356 $644 $534 $1,714
2012 BMW M6 $330 $598 $534 $1,642
2010 BMW M6 $300 $496 $534 $1,510
2007 BMW M6 $268 $396 $520 $1,364
2006 BMW M6 $264 $376 $510 $1,330

Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest BMW M6 Insurance

Saving money on insurance for a BMW M6 takes being a good driver, maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to shop around every year by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following list is a recap of the coverage data raised in the charts and tables above.

  • It is possible to save up to $250 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles can save around $875 each year
  • Drivers age 16 to 20 pay higher rates, costing up to $617 per month for full coverage
  • Drivers considered higher risk that have major violations or accidents may pay on average $2,380 more every year than a safer driver

Frequently Asked Questions

What is BMW M6 Competition package? The competition includes several performance enhancements to power and torque.
How much does a new BMW M6 cost? The starting costs are $119,900 plus a $995 destination charge.
Is the BMW M6 reliable? The car is not know for its reliability.

When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.

Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.

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What are the BMW M6 safety ratings?

BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).

Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:

  • DSC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • BMW Assist eCall Emergency Sos
  • Front And Rear Parking Sensors
  • Forward Collision Mitigation
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.

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BMW M6 Compared Against Vehicles in the Same Class

The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.

Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.

Rates by Driver Age

BMW M6 Insurance Rates by Driver Age
Driver Age Premium
16 $7,400
20 $4,688
30 $2,108
40 $2,008
50 $1,834
60 $1,802

Full coverage, $500 deductibles

Rates by Deductible

BMW M6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,320
$500 $2,008
$1,000 $1,712

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,008
50/100 $2,174
100/300 $2,317
250/500 $2,687
100 CSL $2,231
300 CSL $2,545
500 CSL $2,773

Full coverage, driver age 40

Rates for High Risk Drivers

BMW M6 Insurance Rates for High Risk Drivers
Age Premium
16 $10,628
20 $7,482
30 $4,504
40 $4,392
50 $4,192
60 $4,158

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $293

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $108
Homeowner $29
5-yr Accident Free $159
5-yr Claim Free $134
Paid in Full/EFT $99
Advance Quote $106
Online Quote $146
Total Discounts $891
Rate after discounts $1,117

Discounts are estimated and may not be available from every company or in every state.

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