Cadillac CTS-V Insurance Rates

Average insurance rates for a Cadillac CTS-V are $1,078 a year for full coverage insurance. Comprehensive insurance costs on average $220, collision insurance costs $320, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $2,320 or more. Teenage drivers receive the highest rates at up to $4,122 a year.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all CTS-V models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how your location can change car insurance rates.

These examples illustrate why everyone should get quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Cadillac CTS-V insurance rates for different risk profiles and scenarios.

• The best discount rate is $637
• Choosing higher $1,000 deductibles can save around $122 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,078
• Using pricier low deductibles for comp and collision coverage will cost an extra $236 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,320
• The cost for full coverage for a 16-year-old driver for full coverage may cost $4,122 each year

View Chart as Image

Auto insurance rates for a Cadillac CTS-V can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Cadillac CTS-V insurance prices. A good driver about age 40 could pay as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $360 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,800 in extra premium per year, depending on your age. Cadillac CTS-V insurance for high-risk drivers ranges from 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cadillac CTS-V Insurance

Saving money on insurance for a Cadillac CTS-V takes not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at least once a year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following is a brief recap of the primary concepts that were illustrated above.

• It is possible to save as much as $130 per year just by quoting online well ahead of the renewal date
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,240 more each year for CTS-V insurance
• Increasing deductibles can save around $350 each year
• Teens are charged the highest rates, costing up to $344 per month if they have full coverage