Cadillac CTS-V Insurance Rates

The average auto insurance rates for a Cadillac CTS-V are $1,078 annually with full coverage. Comprehensive costs approximately $220 a year, collision insurance costs $320, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $2,320. Teenage drivers cost the most to insure at up to $4,122 a year.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and CTS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Cadillac CTS-V insurance rates for additional coverage and risk scenarios.

• The best discount rate is $637
• Using higher $1,000 deductibles will save $956 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,078
• Using low $100 deductibles for physical damage coverage will cost $1,314
• Higher-risk drivers who are prone to accidents and violations could pay around $2,320
• Policy cost with full coverage for a teenage driver can cost $4,122 or more

View Chart as Image

Insurance rates for a Cadillac CTS-V also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be around 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $360 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Cadillac CTS-V insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Low Cost Cadillac CTS-V Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having a good credit history, not filing small claims, and possibly raising deductibles. Spend time shopping around at least once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a review of the primary concepts that were touched on above.

• You may be able to save around $130 per year just by quoting early and online
• Drivers who have several accidents or serious violations may pay on average $1,240 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Youthful drivers are expensive to insure, as much as $344 each month including comprehensive and collision insurance