Cadillac CTS-V Insurance Rates

Estimated auto insurance rates for a Cadillac CTS-V are $1,126 annually for full coverage insurance. Comprehensive costs around $234 a year, collision insurance costs $354, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs around $2,424. 16-year-old drivers pay the most at up to $4,270 a year.

Average premium for full coverage: $1,126

Premium estimates for type of coverage:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and CTS-V trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Cadillac CTS-V insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $662
• Raising to $1,000 deductibles will save about $992 each year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,126
• Buying low $100 deductibles will cost $1,382
• At-risk drivers with multiple tickets or accidents could pay at least $2,424
• An auto insurance policy with full coverage for a teen driver can be $4,270

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Insurance prices for a Cadillac CTS-V also have a wide range based on the model of your CTS-V, your risk profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $4,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $390 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Cadillac CTS-V insurance prices. A middle-age driver might find prices as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,520 on average in Michigan, New York, and Florida.

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How to Buy Affordable Cadillac CTS-V Insurance

Finding better rates on car insurance consists of having a good driving record, having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to compare rates at every policy renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.

The next list is a brief review of the data covered above.

• Policyholders who may need increased levels of liability coverage will pay around $440 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
• It is possible to save up to $130 per year just by quoting early and online
• Increasing policy deductibles could save up to $400 each year
• Drivers age 20 and younger pay higher prices, with premiums being up to $356 per month including comprehensive and collision insurance