Cadillac CTS-V Insurance Rates

Estimated insurance rates for a Cadillac CTS-V are $1,078 a year with full coverage. Comprehensive insurance costs approximately $220 each year, collision insurance costs $320, and liability insurance costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs $2,320 or more. Teen drivers pay the most at up to $4,122 a year.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and CTS-V models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences demonstrate why all drivers should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Cadillac CTS-V insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $637
• Using higher $1,000 deductibles will save $122 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,078
• Choosing low deductibles for physical damage coverage will cost an extra $236 a year
• Drivers with multiple violations and an at-fault accident could pay around $2,320
• An auto insurance policy for full coverage for a teen driver can cost $4,122 or more

View Chart as Image

Insurance prices for a Cadillac CTS-V also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac CTS-V insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $360 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 134% more than average. View High Risk Driver Rates

How to Find Low Cost Cadillac CTS-V Insurance

Finding better rates on Cadillac CTS-V insurance requires being safe and accident-free, maintaining good credit, being claim-free, and possibly raising deductibles. Set aside time to compare rates every year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a review of the coverage data covered above.

• You may be able to save around $130 per year just by quoting online in advance
• Increasing policy deductibles can save around $350 each year
• Youthful drivers are expensive to insure, possibly costing $344 per month for full coverage
• High-risk drivers who have several accidents or serious violations pay on average $1,240 more per year than a low-risk driver