Cadillac CTS-V Insurance Rates

U.S. average auto insurance rates for a Cadillac CTS-V are $1,078 annually for full coverage. Comprehensive insurance costs approximately $220 a year, collision insurance costs $320, and liability costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs $2,320 or more. Teenage drivers pay the highest rates at up to $4,122 a year.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and CTS-V trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

The ranges above show why it is important to compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Cadillac CTS-V insurance rates for additional coverage and risk scenarios.

• The best discount rate is $637
• Drivers who choose higher $1,000 deductibles will pay $956 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,078
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $236 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,320
• The price with full coverage for a teen driver can cost $4,122 a year

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Insurance prices for a Cadillac CTS-V are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Cadillac CTS-V insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.

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How to Buy Cheap Cadillac CTS-V Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a brief summary of the data touched on in the above illustrations.

• Policyholders who purchase higher levels of liability will pay an extra $440 each year to go from a low limit to higher 250/500 limits
• Drivers can save around $130 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $350 each year
• Teenage drivers are the costliest to insure, with premiums as much as $344 a month if they have full coverage