Cadillac CTS-V Insurance Rates

The average insurance rates for a Cadillac CTS-V are $1,078 a year for full coverage insurance. Comprehensive costs an estimated $220 a year, collision insurance costs $320, and liability insurance costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $2,320. Teen drivers cost the most to insure at up to $4,122 a year.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and CTS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The examples above illustrate why it is important to compare prices for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Cadillac CTS-V insurance rates for other coverage scenarios.

• The lowest rate with discounts is $637
• Using higher $1,000 deductibles will save approximately $956 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,078
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,314
• Drivers with multiple violations and an at-fault accident could pay up to $2,320
• Policy cost for full coverage for a teen driver can cost as much as $4,122 or more

View Chart as Image

Insurance rates for a Cadillac CTS-V also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,100 a year. View Rates by Age

Your home state has a huge impact on Cadillac CTS-V insurance rates. A driver around age 40 might see rates as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $360 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 134% more than average. View High Risk Driver Rates

How to Find the Cheapest Cadillac CTS-V Insurance

Finding cheaper rates on Cadillac CTS-V insurance requires avoiding accidents and claims, maintaining good credit, being claim-free, and deciding if full coverage is necessary. Invest time comparing rates at every other renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a recap of the concepts that were covered in the charts and tables above.

• High-risk drivers that have major violations or accidents pay on average $1,240 more annually to insure a Cadillac CTS-V
• Drivers under the age of 20 are charged the highest rates, possibly costing $344 each month for full coverage
• It is possible to save approximately $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• It is possible to save approximately $130 per year just by quoting early and online