Cadillac CTS-V Insurance Rates

U.S. average insurance rates for a Cadillac CTS-V are $1,078 a year including full coverage. Comprehensive costs around $220 a year, collision insurance costs $320, and liability costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs around $2,320. Teenage drivers pay the highest rates at up to $4,122 a year.

Average premium for full coverage: $1,078

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and CTS-V trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why it is important to compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Cadillac CTS-V insurance rates for additional coverage choices and driver risks.

• The best discount rate is $637
• Drivers who choose higher $1,000 deductibles will pay about $956 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,078
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,314
• Drivers who are prone to accidents and violations could pay at least $2,320
• The price that insures a 16-year-old driver can be $4,122 a year

View Chart as Image

Auto insurance prices for a Cadillac CTS-V are also quite variable based on the trim level of your CTS-V, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

The state you live in makes a big difference in Cadillac CTS-V insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

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Using high physical damage deductibles could save up to $360 annually, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Cadillac CTS-V Insurance

Getting lower rates on insurance for a Cadillac CTS-V not only requires being safe and accident-free, but also maintaining a good credit score, being claim-free, and possibly raising deductibles. Compare prices at every policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.

Below you'll find a brief recap of the data covered above.

• Insureds who may need more liability protection will pay an extra $440 per year to go from a low limit to the 250/500 level
• You may be able to save up to $130 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $350 each year
• Youthful drivers are expensive to insure, possibly costing $344 a month if the policy includes full coverage