Cadillac CTS-V Insurance Rates

U.S. average insurance rates for a Cadillac CTS-V are $1,078 a year for full coverage. Comprehensive costs an estimated $220 a year, collision insurance costs $320, and liability coverage is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs around $2,320. Teens pay the highest rates at up to $4,122 a year.

Average premium for full coverage: $1,078

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and CTS-V trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. More rural locations have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above show why it is important to compare rates quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Cadillac CTS-V insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $637
• Raising to $1,000 deductibles will save approximately $956 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,078
• Selecting low $100 deductibles will increase the cost to $1,314
• Unlucky drivers with serious driving violations could pay up to $2,320
• The price for full coverage for a teenage driver can cost as much as $4,122

View Chart as Image

Insurance prices for a Cadillac CTS-V are also quite variable based on your driving record, the trim level of your CTS-V, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $4,100 a year. View Rates by Age

The state you live in also has a big influence on Cadillac CTS-V insurance rates. A middle-age driver might find prices as low as $710 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,540 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Cadillac CTS-V Insurance

Getting lower rates on auto insurance consists of being a good driver, maintaining good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by quoting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a review of the car insurance concepts raised in the charts and tables above.

• Drivers who have several accidents or serious violations pay an average of $1,240 more annually than a safer driver
• Drivers can save approximately $130 per year just by quoting early and online
• Increasing physical damage deductibles can save around $350 each year
• Consumers who want an increased level of liability coverage will pay approximately $440 each year to raise from a low limit to 250/500 limits