Cadillac CTS-V Insurance Rates

Estimated insurance prices for a Cadillac CTS-V are $1,078 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $220 each year, collision insurance costs $320, and liability costs around $402. A policy with only liability insurance costs as low as $446 a year, and a high-risk policy costs $2,320 or more. Teenage drivers pay the most at up to $4,122 a year.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and CTS-V models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how your location can change auto insurance prices.

These rate differences illustrate why all drivers should compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Cadillac CTS-V insurance rates for additional coverage and risk scenarios.

• The best discount rate is $637
• Using higher $1,000 deductibles will save $122 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,078
• Using low deductibles for physical damage coverage costs an extra $236 every year
• Drivers who are prone to accidents and violations could pay around $2,320
• An auto insurance policy to insure a teen driver can cost $4,122 or more

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Car insurance prices for a Cadillac CTS-V also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your CTS-V.

Using high physical damage deductibles could cut prices by as much as $360 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Cadillac CTS-V insurance prices. A driver around age 40 might see prices as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,460 on average in Florida, New York, and Michigan.

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How to Shop for More Affordable Cadillac CTS-V Insurance

Finding better rates on car insurance requires being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest the time to shop around at every policy renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a summary of the data illustrated above.

• Policyholders who purchase more liability protection will pay an extra $440 annually to increase from 30/60 bodily injury limits to a 250/500 level
• It is possible to save around $130 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $350 each year
• Youthful drivers pay the highest auto insurance prices, with premiums being up to $344 per month if the policy includes full coverage