Cadillac Escalade ESV Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 31, 2024
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U.S. average insurance rates for a Cadillac Escalade ESV are $1,252 a year for full coverage. Comprehensive insurance costs around $274 a year, collision insurance costs $342, and liability coverage costs $478. A policy with just liability insurance costs as little as $526 a year, and coverage for high-risk drivers costs $2,682 or more. Teenage drivers pay the highest rates at up to $4,762 a year.
Average premium for full coverage: $1,252
Price estimates for individual coverage:
Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Escalade ESV trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Cadillac Escalade ESV insurance prices range from as low as $526 for basic liability insurance to a high of $2,682 for a driver who requires high-risk insurance.
Geographic Price Range
Your location has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.
The ranges above show why it is important to compare rates for a specific zip code and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Cadillac Escalade ESV insurance rates for additional coverage choices and driver risks.
- The best discount rate is $745
- Drivers who choose higher $1,000 deductibles will pay about $1,112 a year
- The average rate for the average middle-age driver using $500 deductibles is $1,252
- Using low $100 deductibles for comprehensive and collision insurance will cost an extra $268 each year
- High-risk insureds who are prone to accidents and violations could pay at least $2,682
- The price for full coverage for a teenage driver can be $4,762 a year
Insurance prices for a Cadillac Escalade ESV are also quite variable based on your driving record, the trim level of your Escalade ESV, and deductibles and policy limits.
Older drivers with a clean driving record and high deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $4,700 a year. View Rates by Age
The state you live in makes a big difference in Cadillac Escalade ESV insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,790 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$118 | -9.4% |
| Alaska | $960 | -$292 | -23.3% |
| Arizona | $1,040 | -$212 | -16.9% |
| Arkansas | $1,252 | -$0 | 0.0% |
| California | $1,428 | $176 | 14.1% |
| Colorado | $1,198 | -$54 | -4.3% |
| Connecticut | $1,288 | $36 | 2.9% |
| Delaware | $1,420 | $168 | 13.4% |
| Florida | $1,568 | $316 | 25.2% |
| Georgia | $1,156 | -$96 | -7.7% |
| Hawaii | $900 | -$352 | -28.1% |
| Idaho | $848 | -$404 | -32.3% |
| Illinois | $934 | -$318 | -25.4% |
| Indiana | $944 | -$308 | -24.6% |
| Iowa | $846 | -$406 | -32.4% |
| Kansas | $1,194 | -$58 | -4.6% |
| Kentucky | $1,712 | $460 | 36.7% |
| Louisiana | $1,856 | $604 | 48.2% |
| Maine | $774 | -$478 | -38.2% |
| Maryland | $1,032 | -$220 | -17.6% |
| Massachusetts | $1,004 | -$248 | -19.8% |
| Michigan | $2,180 | $928 | 74.1% |
| Minnesota | $1,050 | -$202 | -16.1% |
| Mississippi | $1,502 | $250 | 20.0% |
| Missouri | $1,112 | -$140 | -11.2% |
| Montana | $1,348 | $96 | 7.7% |
| Nebraska | $988 | -$264 | -21.1% |
| Nevada | $1,504 | $252 | 20.1% |
| New Hampshire | $904 | -$348 | -27.8% |
| New Jersey | $1,404 | $152 | 12.1% |
| New Mexico | $1,110 | -$142 | -11.3% |
| New York | $1,322 | $70 | 5.6% |
| North Carolina | $722 | -$530 | -42.3% |
| North Dakota | $1,026 | -$226 | -18.1% |
| Ohio | $866 | -$386 | -30.8% |
| Oklahoma | $1,288 | $36 | 2.9% |
| Oregon | $1,148 | -$104 | -8.3% |
| Pennsylvania | $1,198 | -$54 | -4.3% |
| Rhode Island | $1,672 | $420 | 33.5% |
| South Carolina | $1,136 | -$116 | -9.3% |
| South Dakota | $1,058 | -$194 | -15.5% |
| Tennessee | $1,098 | -$154 | -12.3% |
| Texas | $1,514 | $262 | 20.9% |
| Utah | $930 | -$322 | -25.7% |
| Vermont | $858 | -$394 | -31.5% |
| Virginia | $750 | -$502 | -40.1% |
| Washington | $968 | -$284 | -22.7% |
| West Virginia | $1,148 | -$104 | -8.3% |
| Wisconsin | $868 | -$384 | -30.7% |
| Wyoming | $1,118 | -$134 | -10.7% |
Using high physical damage deductibles could save up to $410 a year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying at least $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade ESV 2WD | $1,210 | $101 |
| Cadillac Escalade ESV 4WD | $1,210 | $101 |
| Cadillac Escalade ESV Luxury Edition 2WD | $1,232 | $103 |
| Cadillac Escalade ESV Premium Edition 2WD | $1,232 | $103 |
| Cadillac Escalade ESV Luxury Edition 4WD | $1,232 | $103 |
| Cadillac Escalade ESV Premium Edition 4WD | $1,252 | $104 |
| Cadillac Escalade ESV Platinum Edition 2WD | $1,276 | $106 |
| Cadillac Escalade ESV Platinum Edition 4WD | $1,298 | $108 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| 2023 Cadillac Escalade ESV | $444 | $714 | $398 | $1,714 |
| 2022 Cadillac Escalade ESV | $430 | $698 | $416 | $1,702 |
| 2021 Cadillac Escalade ESV | $414 | $668 | $430 | $1,670 |
| 2019 Cadillac Escalade ESV | $376 | $598 | $452 | $1,584 |
| 2018 Cadillac Escalade ESV | $362 | $564 | $456 | $1,540 |
| 2016 Cadillac Escalade ESV | $324 | $466 | $460 | $1,408 |
| 2014 Cadillac Escalade ESV | $306 | $406 | $474 | $1,344 |
| 2012 Cadillac Escalade ESV | $274 | $342 | $478 | $1,252 |
| 2010 Cadillac Escalade ESV | $242 | $284 | $474 | $1,158 |
Rates are averaged for all Cadillac Escalade ESV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Cadillac Escalade ESV Insurance
Getting lower rates on auto insurance not only requires being safe and accident-free, but also maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around at every other renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.
Below you'll find a brief review of the concepts that were raised in the charts and tables above.
- Drivers with DUI or reckless driving convictions may be required to pay an average of $1,430 more every year than a low-risk driver
- Youthful drivers pay higher prices, with premiums as much as $397 a month for full coverage
- Drivers can save up to $150 per year just by quoting early and online
- Increasing physical damage deductibles can save around $400 each year
- Drivers can save up to $150 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,762 |
| 20 | $2,828 |
| 30 | $1,292 |
| 40 | $1,252 |
| 50 | $1,146 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,520 |
| $250 | $1,400 |
| $500 | $1,252 |
| $1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,252 |
| 50/100 | $1,394 |
| 100/300 | $1,513 |
| 250/500 | $1,824 |
| 100 CSL | $1,441 |
| 300 CSL | $1,704 |
| 500 CSL | $1,896 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,754 |
| 20 | $4,502 |
| 30 | $2,724 |
| 40 | $2,682 |
| 50 | $2,558 |
| 60 | $2,530 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $65 |
| Homeowner | $21 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $50 |
| Advance Quote | $57 |
| Online Quote | $88 |
| Total Discounts | $507 |
Discounts are estimated and may not be available from every company or in every state.
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