Cadillac Escalade ESV Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 31, 2024
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Estimated insurance rates for a Cadillac Escalade ESV are $1,252 a year with full coverage. Comprehensive costs around $274 each year, collision insurance costs $342, and liability costs around $478. A liability-only policy costs as low as $526 a year, and high-risk insurance costs around $2,682. Teen drivers pay the most at up to $4,762 a year.
Average premium for full coverage: $1,252
Premium estimates for type of coverage:
Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Escalade ESV models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Cadillac Escalade ESV range from the low end price of $526 for a discount liability-only rate to a high rate of $2,682 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live can make a big difference on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than larger metro areas. The graphic below illustrates how your location can change auto insurance rates.
These rate differences demonstrate why all drivers should compare prices for a specific zip code, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Cadillac Escalade ESV insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $745
- Using higher $1,000 deductibles will save about $140 annually
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,252
- Choosing low deductibles for physical damage coverage bumps up the cost to $1,520
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,682
- An auto insurance policy that insures a 16-year-old driver can be $4,762 or more
Auto insurance prices for a Cadillac Escalade ESV also have a wide range based on the trim level and model year, your age and driving habits, and deductibles and policy limits.
If you have a few violations or you caused an accident, you may be forking out at least $1,500 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can be from 42% to 134% more than average. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,700 a year. View Rates by Age
Where you choose to live has a huge impact on Cadillac Escalade ESV insurance prices. A driver around age 40 might see prices as low as $900 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,690 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$118 | -9.4% |
| Alaska | $960 | -$292 | -23.3% |
| Arizona | $1,040 | -$212 | -16.9% |
| Arkansas | $1,252 | -$0 | 0.0% |
| California | $1,428 | $176 | 14.1% |
| Colorado | $1,198 | -$54 | -4.3% |
| Connecticut | $1,288 | $36 | 2.9% |
| Delaware | $1,420 | $168 | 13.4% |
| Florida | $1,568 | $316 | 25.2% |
| Georgia | $1,156 | -$96 | -7.7% |
| Hawaii | $900 | -$352 | -28.1% |
| Idaho | $848 | -$404 | -32.3% |
| Illinois | $934 | -$318 | -25.4% |
| Indiana | $944 | -$308 | -24.6% |
| Iowa | $846 | -$406 | -32.4% |
| Kansas | $1,194 | -$58 | -4.6% |
| Kentucky | $1,712 | $460 | 36.7% |
| Louisiana | $1,856 | $604 | 48.2% |
| Maine | $774 | -$478 | -38.2% |
| Maryland | $1,032 | -$220 | -17.6% |
| Massachusetts | $1,004 | -$248 | -19.8% |
| Michigan | $2,180 | $928 | 74.1% |
| Minnesota | $1,050 | -$202 | -16.1% |
| Mississippi | $1,502 | $250 | 20.0% |
| Missouri | $1,112 | -$140 | -11.2% |
| Montana | $1,348 | $96 | 7.7% |
| Nebraska | $988 | -$264 | -21.1% |
| Nevada | $1,504 | $252 | 20.1% |
| New Hampshire | $904 | -$348 | -27.8% |
| New Jersey | $1,404 | $152 | 12.1% |
| New Mexico | $1,110 | -$142 | -11.3% |
| New York | $1,322 | $70 | 5.6% |
| North Carolina | $722 | -$530 | -42.3% |
| North Dakota | $1,026 | -$226 | -18.1% |
| Ohio | $866 | -$386 | -30.8% |
| Oklahoma | $1,288 | $36 | 2.9% |
| Oregon | $1,148 | -$104 | -8.3% |
| Pennsylvania | $1,198 | -$54 | -4.3% |
| Rhode Island | $1,672 | $420 | 33.5% |
| South Carolina | $1,136 | -$116 | -9.3% |
| South Dakota | $1,058 | -$194 | -15.5% |
| Tennessee | $1,098 | -$154 | -12.3% |
| Texas | $1,514 | $262 | 20.9% |
| Utah | $930 | -$322 | -25.7% |
| Vermont | $858 | -$394 | -31.5% |
| Virginia | $750 | -$502 | -40.1% |
| Washington | $968 | -$284 | -22.7% |
| West Virginia | $1,148 | -$104 | -8.3% |
| Wisconsin | $868 | -$384 | -30.7% |
| Wyoming | $1,118 | -$134 | -10.7% |
Choosing high deductibles could cut prices by as much as $410 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade ESV 2WD | $1,210 | $101 |
| Cadillac Escalade ESV 4WD | $1,210 | $101 |
| Cadillac Escalade ESV Luxury Edition 2WD | $1,232 | $103 |
| Cadillac Escalade ESV Premium Edition 2WD | $1,232 | $103 |
| Cadillac Escalade ESV Luxury Edition 4WD | $1,232 | $103 |
| Cadillac Escalade ESV Premium Edition 4WD | $1,252 | $104 |
| Cadillac Escalade ESV Platinum Edition 2WD | $1,276 | $106 |
| Cadillac Escalade ESV Platinum Edition 4WD | $1,298 | $108 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| 2023 Cadillac Escalade ESV | $444 | $714 | $398 | $1,714 |
| 2022 Cadillac Escalade ESV | $430 | $698 | $416 | $1,702 |
| 2021 Cadillac Escalade ESV | $414 | $668 | $430 | $1,670 |
| 2019 Cadillac Escalade ESV | $376 | $598 | $452 | $1,584 |
| 2018 Cadillac Escalade ESV | $362 | $564 | $456 | $1,540 |
| 2016 Cadillac Escalade ESV | $324 | $466 | $460 | $1,408 |
| 2014 Cadillac Escalade ESV | $306 | $406 | $474 | $1,344 |
| 2012 Cadillac Escalade ESV | $274 | $342 | $478 | $1,252 |
| 2010 Cadillac Escalade ESV | $242 | $284 | $474 | $1,158 |
Rates are averaged for all Cadillac Escalade ESV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Cadillac Escalade ESV Insurance
Finding better rates on insurance for a Cadillac Escalade ESV requires being safe and accident-free, maintaining a good credit score, being claim-free, and possibly raising deductibles. Shop around every other policy renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.
Below you'll find a recap of the ideas that were illustrated above.
- Youthful drivers are expensive to insure, possibly costing $397 per month if the policy includes full coverage
- Drivers considered higher risk that have major violations or accidents may pay on average $1,430 more every year than a low-risk driver
- Increasing policy deductibles can save approximately $400 each year
- You may be able to save up to $150 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,762 |
| 20 | $2,828 |
| 30 | $1,292 |
| 40 | $1,252 |
| 50 | $1,146 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,520 |
| $250 | $1,400 |
| $500 | $1,252 |
| $1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,252 |
| 50/100 | $1,394 |
| 100/300 | $1,513 |
| 250/500 | $1,824 |
| 100 CSL | $1,441 |
| 300 CSL | $1,704 |
| 500 CSL | $1,896 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,754 |
| 20 | $4,502 |
| 30 | $2,724 |
| 40 | $2,682 |
| 50 | $2,558 |
| 60 | $2,530 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $65 |
| Homeowner | $21 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $50 |
| Advance Quote | $57 |
| Online Quote | $88 |
| Total Discounts | $507 |
Discounts are estimated and may not be available from every company or in every state.
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