Cadillac Escalade ESV Insurance Rates

Average insurance rates for a Cadillac Escalade ESV are $1,252 a year for full coverage insurance. Comprehensive costs approximately $274 a year, collision costs $342, and liability insurance is estimated at $478. A liability-only policy costs approximately $526 a year, with high-risk insurance costing around $2,682. Teens receive the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,252

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Escalade ESV trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine auto insurance prices.

These examples illustrate why it is important to get quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $745
• Choosing higher $1,000 deductibles can save $1,112 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,252
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,520
• High-risk insureds with serious driving violations could pay around $2,682 or more
• The cost that insures a teen driver can cost $4,762 each year

View Chart as Image

Insurance rates for a Cadillac Escalade ESV can also vary considerably based on the trim level of your Escalade ESV, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,500 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Cadillac Escalade ESV insurance rates. A good driver about age 40 could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,690 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $410 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Cadillac Escalade ESV Insurance

Saving money on Cadillac Escalade ESV insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Compare rates at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a brief review of the data covered in the charts and tables above.

• Drivers who purchase increased liability limits will pay approximately $530 annually to raise limits from a minimum limit to the 250/500 level
• It is possible to save around $150 per year simply by quoting early and online
• Increasing deductibles can save approximately $400 each year
• Drivers under the age of 20 are expensive to insure, costing up to $397 per month if full coverage is included