Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Apr 15, 2022

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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

Average insurance rates for a Chevrolet Tahoe are $934 a year for full coverage. Comprehensive costs on average $156 a year, collision costs $168, and liability insurance costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing around $1,996. Teen drivers receive the highest rates at $3,780 a year or more.

Average premium for full coverage: $934

Rate estimates by individual coverage type:

Comprehensive $156
Collision $168
Liability $452

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Tahoe trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $504 for only liability insurance to a high of $1,996 for a high risk driver.

Liability Only $504
Full Coverage $934
High Risk $1,996

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $701
Small Cities $981
Large Cities $1,261

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Chevrolet Tahoe insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $577
  • Drivers who choose higher $1,000 deductibles will pay around $860 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $934
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,074
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $1,996 or more
  • The cost for full coverage for a teen driver may cost $3,780 a year

View Chart as Image

Chevrolet Tahoe insurance cost comparison chart
Column chart showing full coverage Chevrolet Tahoe insurance rates range from $577 to $3,780

for a Chevrolet Tahoe can also vary considerably based on your driver profile, the trim level of your Tahoe, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $3,700 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Tahoe insurance rates. A 40-year-old driver could pay as low as $620 a year in states like Idaho, Maine, and Iowa, or as much as $1,330 on average in Michigan, Louisiana, and New York.

Chevrolet Tahoe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $844 -$90 -9.6%
Alaska $718 -$216 -23.1%
Arizona $776 -$158 -16.9%
Arkansas $934 -$0 0.0%
California $1,064 $130 13.9%
Colorado $892 -$42 -4.5%
Connecticut $962 $28 3.0%
Delaware $1,058 $124 13.3%
Florida $1,170 $236 25.3%
Georgia $862 -$72 -7.7%
Hawaii $672 -$262 -28.1%
Idaho $632 -$302 -32.3%
Illinois $696 -$238 -25.5%
Indiana $704 -$230 -24.6%
Iowa $630 -$304 -32.5%
Kansas $888 -$46 -4.9%
Kentucky $1,274 $340 36.4%
Louisiana $1,382 $448 48.0%
Maine $576 -$358 -38.3%
Maryland $770 -$164 -17.6%
Massachusetts $748 -$186 -19.9%
Michigan $1,624 $690 73.9%
Minnesota $782 -$152 -16.3%
Mississippi $1,118 $184 19.7%
Missouri $828 -$106 -11.3%
Montana $1,004 $70 7.5%
Nebraska $738 -$196 -21.0%
Nevada $1,120 $186 19.9%
New Hampshire $674 -$260 -27.8%
New Jersey $1,044 $110 11.8%
New Mexico $828 -$106 -11.3%
New York $984 $50 5.4%
North Carolina $540 -$394 -42.2%
North Dakota $766 -$168 -18.0%
Ohio $646 -$288 -30.8%
Oklahoma $960 $26 2.8%
Oregon $854 -$80 -8.6%
Pennsylvania $892 -$42 -4.5%
Rhode Island $1,248 $314 33.6%
South Carolina $848 -$86 -9.2%
South Dakota $788 -$146 -15.6%
Tennessee $818 -$116 -12.4%
Texas $1,128 $194 20.8%
Utah $694 -$240 -25.7%
Vermont $640 -$294 -31.5%
Virginia $560 -$374 -40.0%
Washington $722 -$212 -22.7%
West Virginia $854 -$80 -8.6%
Wisconsin $646 -$288 -30.8%
Wyoming $832 -$102 -10.9%

View Chart as Image

Chevrolet Tahoe insurance rates by U.S. city

Choosing high deductibles could save up to $220 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $407 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,100 to $1,600 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 131% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Tahoe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Tahoe LS 2WD $904 $75
Chevrolet Tahoe LS 4WD $920 $77
Chevrolet Tahoe LT 2WD $920 $77
Chevrolet Tahoe LT 4WD $920 $77
Chevrolet Tahoe LTZ 2WD $950 $79
Chevrolet Tahoe LTZ 4WD $950 $79

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Tahoe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Chevrolet Tahoe $270 $458 $442 $1,328
2016 Chevrolet Tahoe $260 $424 $452 $1,294
2015 Chevrolet Tahoe $250 $400 $456 $1,264
2014 Chevrolet Tahoe $240 $358 $460 $1,216
2013 Chevrolet Tahoe $224 $330 $460 $1,172
2012 Chevrolet Tahoe $216 $310 $464 $1,148
2011 Chevrolet Tahoe $210 $288 $474 $1,130
2010 Chevrolet Tahoe $194 $268 $474 $1,094
2009 Chevrolet Tahoe $190 $244 $478 $1,070
2008 Chevrolet Tahoe $176 $222 $474 $1,030
2007 Chevrolet Tahoe $166 $202 $474 $1,000
2006 Chevrolet Tahoe $162 $182 $468 $970
2005 Chevrolet Tahoe $158 $178 $460 $954
2004 Chevrolet Tahoe $156 $168 $452 $934
2003 Chevrolet Tahoe $142 $160 $446 $906
2002 Chevrolet Tahoe $138 $152 $442 $890

Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chevrolet Tahoe Insurance

Saving money on Chevrolet Tahoe insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $225 each year
  • Drivers can save as much as $100 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $500 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $315 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,060 more each year for insurance

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

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What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

  1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model

Rates by Driver Age

Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $3,780
20 $2,122
30 $948
40 $934
50 $858
60 $838

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,074
$250 $1,012
$500 $934
$1,000 $860

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $934
50/100 $1,040
100/300 $1,153
250/500 $1,447
100 CSL $1,086
300 CSL $1,334
500 CSL $1,515

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $5,308
20 $3,372
30 $2,008
40 $1,996
50 $1,908
60 $1,888

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $121

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $47
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $54
5-yr Claim Free $57
Paid in Full/EFT $32
Advance Quote $39
Online Quote $62
Total Discounts $357
Rate after discounts $577

Discounts are estimated and may not be available from every company or in every state.

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