Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 22, 2024

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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

U.S. average insurance rates for a Chevrolet Tahoe are $1,380 a year for full coverage insurance. Comprehensive costs approximately $320, collision insurance costs $512, and liability is $390. Liability-only insurance costs around $452 a year, and high-risk driver insurance costs around $2,960. Teens pay the highest rates at up to $5,072 a year.

Average premium for full coverage: $1,380

Price estimates by individual coverage:

Comprehensive $320
Collision $512
Liability $390

Estimates include $500 deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Tahoe trim levels.

Price Range from Low to High

For a driver in their 40's, Chevrolet Tahoe insurance prices range from as low as $452 for just liability coverage to a much higher rate of $2,960 for a high-risk insurance policy.

Liability Only $452
Full Coverage $1,380
High Risk $2,960

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Chevrolet Tahoe insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $802
  • Raising to $1,000 deductibles will save $192 each year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,380
  • Selecting more expensive low deductibles will increase the cost to $1,742
  • At-risk drivers with serious driving violations could pay around $2,960
  • The price for full coverage for a teen driver with full coverage can cost $5,072

View Chart as Image

Chevrolet Tahoe insurance cost comparison chart
Column chart showing Chevrolet Tahoe insurance rates range from $802 to $5,072 for full coverage

Car insurance prices for a Chevrolet Tahoe are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

The state you live in also has a big influence on Chevrolet Tahoe insurance prices. A middle-age driver might find prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,860 on average in Florida, New York, and Michigan.

Chevrolet Tahoe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,246 -$134 -9.7%
Alaska $1,058 -$322 -23.3%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,570 $190 13.8%
Colorado $1,318 -$62 -4.5%
Connecticut $1,418 $38 2.8%
Delaware $1,562 $182 13.2%
Florida $1,726 $346 25.1%
Georgia $1,274 -$106 -7.7%
Hawaii $990 -$390 -28.3%
Idaho $932 -$448 -32.5%
Illinois $1,026 -$354 -25.7%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,882 $502 36.4%
Louisiana $2,042 $662 48.0%
Maine $852 -$528 -38.3%
Maryland $1,138 -$242 -17.5%
Massachusetts $1,104 -$276 -20.0%
Michigan $2,398 $1,018 73.8%
Minnesota $1,154 -$226 -16.4%
Mississippi $1,650 $270 19.6%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,088 -$292 -21.2%
Nevada $1,654 $274 19.9%
New Hampshire $992 -$388 -28.1%
New Jersey $1,544 $164 11.9%
New Mexico $1,222 -$158 -11.4%
New York $1,452 $72 5.2%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $952 -$428 -31.0%
Oklahoma $1,416 $36 2.6%
Oregon $1,262 -$118 -8.6%
Pennsylvania $1,316 -$64 -4.6%
Rhode Island $1,840 $460 33.3%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,664 $284 20.6%
Utah $1,020 -$360 -26.1%
Vermont $944 -$436 -31.6%
Virginia $826 -$554 -40.1%
Washington $1,064 -$316 -22.9%
West Virginia $1,264 -$116 -8.4%
Wisconsin $956 -$424 -30.7%
Wyoming $1,230 -$150 -10.9%

View Chart as Image

Chevrolet Tahoe insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $560 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Chevrolet Tahoe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Tahoe LS 2WD $1,294 $108
Chevrolet Tahoe LS 4WD $1,336 $111
Chevrolet Tahoe LT 2WD $1,336 $111
Chevrolet Tahoe LT 4WD $1,336 $111
Chevrolet Tahoe LTZ 2WD $1,422 $119
Chevrolet Tahoe LTZ 4WD $1,422 $119

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Tahoe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Tahoe $336 $532 $372 $1,398
2023 Chevrolet Tahoe $320 $512 $390 $1,380
2022 Chevrolet Tahoe $306 $506 $398 $1,368
2021 Chevrolet Tahoe $296 $494 $416 $1,364
2020 Chevrolet Tahoe $286 $474 $430 $1,348
2019 Chevrolet Tahoe $270 $458 $442 $1,328
2018 Chevrolet Tahoe $260 $424 $452 $1,294
2017 Chevrolet Tahoe $250 $400 $456 $1,264
2016 Chevrolet Tahoe $240 $358 $460 $1,216
2015 Chevrolet Tahoe $224 $330 $460 $1,172
2014 Chevrolet Tahoe $216 $310 $464 $1,148
2013 Chevrolet Tahoe $210 $288 $474 $1,130
2012 Chevrolet Tahoe $194 $268 $474 $1,094
2011 Chevrolet Tahoe $190 $244 $478 $1,070
2010 Chevrolet Tahoe $176 $222 $474 $1,030
2009 Chevrolet Tahoe $166 $202 $474 $1,000
2008 Chevrolet Tahoe $162 $182 $468 $970
2007 Chevrolet Tahoe $158 $178 $460 $954
2006 Chevrolet Tahoe $156 $168 $452 $934
2005 Chevrolet Tahoe $142 $160 $446 $906

Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Chevrolet Tahoe Insurance

Getting lower rates on car insurance consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and attention to physical damage deductibles. Invest time comparing rates at least every other year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a review of the car insurance concepts covered in the charts and tables above.

  • Higher risk drivers who have several accidents or serious violations may pay on average $1,580 more per year for Tahoe insurance
  • It is possible to save around $170 per year just by shopping early and online
  • Increasing physical damage deductibles can save around $550 each year
  • Policyholders who purchase higher liability limits will pay approximately $430 annually to raise from a low limit to 250/500 limits

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

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What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

  1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model

Rates by Driver Age

Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $5,072
20 $3,148
30 $1,440
40 $1,380
50 $1,258
60 $1,232

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,576
$500 $1,380
$1,000 $1,188

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,500
100/300 $1,598
250/500 $1,851
100 CSL $1,539
300 CSL $1,754
500 CSL $1,910

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $7,232
20 $5,004
30 $3,028
40 $2,960
50 $2,822
60 $2,796

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $98
Total Discounts $578
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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