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2013 Chevrolet Tahoe Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 16, 2020

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Average insurance rates for a 2013 Chevrolet Tahoe are $1,216 a year for full coverage. Comprehensive insurance costs approximately $240 a year, collision insurance costs $358, and liability insurance costs $460. Buying a liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,618 or more. Teenage drivers receive the highest rates at up to $4,688 a year.

Annual premium for full coverage: $1,216

Rate estimates for 2013 Chevrolet Tahoe Insurance

Comprehensive $240
Collision $358
Liability $460

Rate data is compiled from all 50 U.S. states and averaged for all 2013 Chevrolet Tahoe models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $510 for a discount liability-only rate to a high of $2,618 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,216
High Risk $2,618

View Chart as Image

2013 Chevrolet Tahoe insurance rates compared
Column chart showing 2013 Chevrolet Tahoe insurance prices range from $720 to $4,688 for full coverage

These differences show why it is important for drivers to compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2013 Chevrolet Tahoe Insurance

Searching Companies

Searching for cheaper insurance coverage rates? Consumers have a choice when looking for the lowest priced Chevy Tahoe insurance. They can either spend hours calling around getting price quotes or use the internet to make rate comparisons. There are more efficient ways to shop for insurance coverage so you’re going to learn the proper way to quote coverages for a new or used Chevy and find the lowest price from both online companies and local agents.

You need to price shop coverage every six months because prices are adjusted regularly by insurance companies. Even if you got the best price for Tahoe coverage last year there is a good chance you can find better rates now. Starting now, forget all the misinformation about insurance coverage because I’m going to teach you the best way to reduce your cost while increasing coverage.

Choosing the best insurance company for you is not that difficult. If you currently have a car insurance policy, you will be able to save some money using this strategy. Drivers just need to understand the most effective way to shop for insurance on the web.

The best way we recommend to compare insurance rates in your area takes advantage of the fact most larger insurance companies participate in a system to provide you with free rate quotes. To start a quote, the only thing you need to do is provide the companies a bit of rating information like whether you drive to work or school, whether you are single or married, whether your vehicle is owned or leased, and level of coverage desired. That rating information is sent automatically to multiple auto insurance providers and you will get price comparisons immediately.

To compare multiple company rates now, click here then complete the form.

Verify you’re getting all your discounts

Companies offering auto insurance don’t always publicize all their discounts in an easy-to-find place, so here is a list both the well known and the more hidden car insurance savings. If they aren’t giving you every credit possible, you are paying more than you should be.

  • Paperwork-free – A handful of insurance companies may give you up to $50 for buying your policy digitally online.
  • Accident Waiver – A handful of insurance companies permit an accident before raising your premiums so long as you haven’t had any claims for a certain period of time.
  • Multiple Vehicles – Having multiple vehicles on one policy could earn a price break for each car.
  • Senior Discount – If you’re over the age of 55, you may be able to get better car insurance rates for Tahoe coverage.
  • Anti-lock Brakes – Anti-lock brake equipped vehicles are safer to drive and earn discounts up to 10%.

A little note about advertised discounts, most of the big mark downs will not be given the whole policy. Most cut individual premiums such as collision or personal injury protection. Just because you may think you can get free auto insurance, companies wouldn’t make money that way.

For a list of companies with the best car insurance discounts, click this link.

Free Auto Insurance Comparison

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When should I talk to an agent?

When choosing the right insurance coverage for your personal vehicles, there really is no “perfect” insurance plan. Your needs are not the same as everyone else’s.

For example, these questions can aid in determining whether or not you may require specific advice.

  • Do I need to file an SR-22 for a DUI in my state?
  • Will my vehicle be repaired with OEM or aftermarket parts?
  • Does coverage extend to my business vehicle?
  • Does my medical payments coverage pay my health insurance deductible?
  • What vehicles should carry emergency assistance coverage?
  • Does insurance cover tools stolen from my truck?
  • How does medical payments coverage work?
  • Why do I need rental car insurance?

If you’re not sure about those questions but a few of them apply then you might want to talk to a licensed agent. To find an agent in your area, complete this form. It’s fast, doesn’t cost anything and can help protect your family.

Insurance coverage breakdown

Having a good grasp of your policy aids in choosing the right coverages and proper limits and deductibles. Policy terminology can be impossible to understand and coverage can change by endorsement.

Uninsured/Underinsured Motorist (UM/UIM)

This coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. This coverage pays for injuries to you and your family as well as your vehicle’s damage.

Since many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Comprehensive insurance

This pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage protects against things like rock chips in glass, damage from getting keyed and theft. The maximum amount a insurance company will pay at claim time is the market value of your vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage pay for bills like prosthetic devices, ambulance fees, doctor visits, nursing services and pain medications. They are used in conjunction with a health insurance plan or if you lack health insurance entirely. They cover both the driver and occupants and will also cover if you are hit as a while walking down the street. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage

Collision protection

This coverage covers damage to your Tahoe resulting from a collision with an object or car. A deductible applies then your collision coverage will kick in.

Collision coverage protects against things like rolling your car, colliding with another moving vehicle, backing into a parked car and crashing into a building. Collision is rather expensive coverage, so consider dropping it from vehicles that are older. Drivers also have the option to increase the deductible to bring the cost down.

Liability auto insurance

This coverage will cover damage or injury you incur to people or other property in an accident. It protects you from legal claims by others. Liability doesn’t cover damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You commonly see values of 100/300/100 which stand for a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and $100,000 of coverage for damaged property.

Liability can pay for claims like medical services, funeral expenses and emergency aid. The amount of liability coverage you purchase is a decision to put some thought into, but consider buying as large an amount as possible.

Saving money makes a lot of cents

We just showed you many ideas to save on 2013 Chevy Tahoe insurance. The key concept to understand is the more rate quotes you have, the higher your chance of finding lower rates. Consumers may even find the lowest priced car insurance comes from a smaller regional carrier.

Consumers who switch companies do it for any number of reasons including questionable increases in premium, high prices, delays in paying claims or denial of a claim. No matter why you want to switch, finding a new car insurance company is not as hard as you think.

The cheapest insurance is definitely available online as well as from independent agents, and you need to price shop both to have the best rate selection. A few companies don’t offer you the ability to get quotes online and usually these small insurance companies provide coverage only through local independent agents.

For more information, link through to the articles below:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2013 Chevrolet Tahoe Insurance Rates by City
City Premium
New York City, NY $1,923
Los Angeles, CA $2,076
Philadelphia, PA $1,624
Jacksonville, FL $1,763
Phoenix, AZ $1,414
Chicago, IL $1,631
Houston, TX $1,906
Seattle, WA $1,184
Columbus, OH $1,019
Indianapolis, IN $1,033

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2013 Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $4,688
20 $2,780
30 $1,252
40 $1,216
50 $1,112
60 $1,090

Full coverage, $500 deductibles

Rates by Deductible

2013 Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,476
$250 $1,356
$500 $1,216
$1,000 $1,080

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,216
50/100 $1,308
100/300 $1,423
250/500 $1,722
100 CSL $1,354
300 CSL $1,607
500 CSL $1,791

Full coverage, driver age 40

Rates for High Risk Drivers

2013 Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $6,646
20 $4,430
30 $2,660
40 $2,618
50 $2,502
60 $2,478

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $81
5-yr Claim Free $77
Paid in Full/EFT $50
Advance Quote $56
Online Quote $85
Total Discounts $496
Rate after discounts $720

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2013 Chevrolet Tahoe Insurance Rates by State
State Premium
Alabama $1,100
Alaska $932
Arizona $1,010
Arkansas $1,216
California $1,384
Colorado $1,162
Connecticut $1,250
Delaware $1,376
Florida $1,520
Georgia $1,122
Hawaii $874
Idaho $822
Illinois $906
Indiana $914
Iowa $820
Kansas $1,156
Kentucky $1,660
Louisiana $1,798
Maine $752
Maryland $1,004
Massachusetts $974
Michigan $2,112
Minnesota $1,018
Mississippi $1,456
Missouri $1,078
Montana $1,306
Nebraska $958
Nevada $1,458
New Hampshire $876
New Jersey $1,360
New Mexico $1,078
New York $1,282
North Carolina $700
North Dakota $996
Ohio $842
Oklahoma $1,250
Oregon $1,114
Pennsylvania $1,160
Rhode Island $1,622
South Carolina $1,100
South Dakota $1,026
Tennessee $1,066
Texas $1,466
Utah $900
Vermont $834
Virginia $728
Washington $940
West Virginia $1,114
Wisconsin $842
Wyoming $1,084

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