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2007 Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 16, 2020

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Average insurance rates for a 2007 Chevrolet Tahoe are $1,030 a year for full coverage insurance. Comprehensive costs approximately $176, collision insurance costs $222, and liability coverage costs $474. Buying a liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,214. Teen drivers receive the highest rates at up to $4,124 a year.

Annual premium for full coverage: $1,030

Rate estimates for 2007 Chevrolet Tahoe Insurance

Comprehensive $176
Collision $222
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2007 Chevrolet Tahoe models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $522 for the bare minimum liability coverage to a much higher rate of $2,214 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,030
High Risk $2,214

View Chart as Image

2007 Chevrolet Tahoe insurance rates compared
Column chart showing 2007 Chevrolet Tahoe insurance prices range from $626 to $4,124 for full coverage

These differences illustrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2007 Chevrolet Tahoe Insurance

Searching Companies

Trying to find lower car insurance rates for your Chevrolet Tahoe? Are you intimidated by the wide range of car insurance company choices? Many other consumers are too. There are so many choices that it can quickly become a ton of work to find the lowest price.

Complexity of Chevy Tahoe insurance rates

An important part of buying insurance is that you know the factors that help determine the rates you pay for insurance coverage. Understanding what influences your rates enables informed choices that could result in lower insurance coverage prices.

The following are a few of the “ingredients” insurance coverage companies consider when setting premiums.

  • Do you have enough liability coverage? – Liability coverage is the protection if you are found liable for damages caused by your negligence. Liability provides legal defense coverage starting from day one. Carrying liability coverage is mandatory and cheap when compared with rates for comp and collision, so drivers should carry high limits.
  • How many coverages with the same company – Many insurance coverage companies give discounts to insureds who buy several policies from them, otherwise known as a multi-policy discount. Even though this discount sounds good, it’s in your best interest to comparison shop to make sure you are getting the best deal. You may still find better rates by buying insurance from more than one company.
  • Frequent insurance coverage claims increase rates – If you tend to file frequent claims, you can pretty much guarantee either a policy non-renewal or much higher rates. Insurance companies award better rates to drivers who do not rely on their insurance for small claims. Auto insurance is meant to be used in the event of the large, substantial claims.
  • Higher deductibles cost less – Insurance for physical damage to your car, also known as collision and other-than-collision, is used to repair damage to your Chevy. Some instances where coverage would apply could be a windshield shattered by a rock, collision with an animal, and rolling your vehicle. Deductibles for physical damage are how much you are willing to pay out-of-pocket before your insurance coverage pays a claim. The more money you are required to pay out-of-pocket, the lower your rates will be on Tahoe insurance.

Compare the Market for Insurance Coverage

All the larger insurance coverage companies such as State Farm, GEICO and Progressive allow you to get price estimates online. This process is pretty easy as you just enter your coverage information as requested by the quote form. After you complete the form, their rating system pulls information on your driving record and credit history and generates a price based on many factors.

This simplifies rate comparisons, but having to visit several different sites and fill out multiple forms can get tiresome after awhile. But it’s very important to get many rate quotes in order to find the lowest price.

A quicker way to lower your rates utilizes a single form that analyzes rates from several different companies. This type of form saves time, eliminates form submissions, and makes rate comparisons much more efficient. Once the form is submitted, your coverage is rated with multiple companies and you can pick your choice of the quotes returned. If a lower price is quoted, you can simply submit the application and purchase coverage. The whole process can be completed in less than 10 minutes and may result in a nice savings.

In order to compare rates using this form now, simply click here to open in new window and begin entering your coverage information. If you have your current policy handy, we recommend you duplicate coverages and limits identical to your current policy. This way, you’re receiving rate comparison quotes for similar insurance coverage.

Companies offer discounts so take them!

Auto insurance companies do not list every available discount very well, so we took the time to find both the well known and the more hidden car insurance savings.

  • Homeowners Pay Less – Owning a house can help you save on car insurance because owning a home shows financial diligence.
  • Defensive Driving Course – Successfully completing a course in driver safety could save 5% or more if your company offers it.
  • Paperwork-free – Some insurance companies will discount your bill up to fifty bucks for buying your policy on their website.
  • Save with a New Car – Buying coverage on a new vehicle can be considerably cheaper because new vehicles have to meet stringent safety requirements.
  • Military Rewards – Having a deployed family member could mean lower rates.
  • Pay Now and Pay Less – If you pay your bill all at once instead of paying each month you may reduce your total bill.
  • Accident Waiver – A handful of insurance companies will allow you to have one accident without raising rates if you are claim-free for a particular time prior to the accident.
  • Braking Control Discount – Vehicles equipped with ABS or steering control prevent accidents and earn discounts up to 10%.
  • Drive Less and Save – Driving fewer miles could qualify for a substantially lower rate.
  • No Claims – Good drivers with no accidents pay less when compared with accident-prone drivers.

Keep in mind that most of the big mark downs will not be given to the entire cost. Most only cut the price of certain insurance coverages like comprehensive or collision. So even though it sounds like you could get a free car insurance policy, it just doesn’t work that way.

Car insurance companies that may offer these discounts are:

Check with each company which discounts you may be entitled to. Savings may not apply in every state.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Do I just need basic coverages?

When buying coverage for your vehicles, there really is no “perfect” insurance plan. Every situation is different.

These are some specific questions can aid in determining if your insurance needs could use an agent’s help.

  • What is the minimum liability in my state?
  • Will my vehicle be repaired with OEM or aftermarket parts?
  • Should I sign the liability waiver when renting a car?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • Am I covered when using my vehicle for business?
  • Do I need PIP coverage since I have good health insurance?
  • Is my vehicle covered by my employer’s policy when using it for work?
  • Does medical payments coverage apply to all occupants?

If it’s difficult to answer those questions, you may need to chat with a licensed agent. If you don’t have a local agent, fill out this quick form.

Insurance policy specifics

Understanding the coverages of a insurance policy can be of help when determining appropriate coverage and the correct deductibles and limits. The terms used in a policy can be difficult to understand and coverage can change by endorsement.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they are uninsured or don’t have enough coverage. This coverage pays for injuries sustained by your vehicle’s occupants and damage to your Chevy Tahoe.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Comprehensive protection

This pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for things such as fire damage, damage from flooding, damage from a tornado or hurricane and hitting a bird. The highest amount your insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Medical expense coverage

Med pay and PIP coverage provide coverage for bills for doctor visits, X-ray expenses and chiropractic care. They can be used in conjunction with a health insurance policy or if you lack health insurance entirely. Coverage applies to not only the driver but also the vehicle occupants and will also cover if you are hit as a while walking down the street. PIP is only offered in select states and may carry a deductible

Auto liability

This coverage can cover injuries or damage you cause to a person or their property in an accident. It protects YOU from claims by other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 100/300/100 which means a limit of $100,000 per injured person, a per accident bodily injury limit of $300,000, and $100,000 of coverage for damaged property.

Liability coverage protects against claims such as medical services, legal defense fees and pain and suffering. How much liability coverage do you need? That is up to you, but buy as large an amount as possible.

Collision coverage protection

This coverage pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things such as rolling your car, sideswiping another vehicle, colliding with a tree and sustaining damage from a pot hole. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper collision rates.

And the best car insurance company is…

We just covered a lot of ways to save on 2007 Chevy Tahoe insurance. It’s most important to understand that the more times you quote, the better likelihood of reducing your rate. You may be surprised to find that the most savings is with the least-expected company.

While you’re price shopping online, it’s a bad idea to reduce coverage to reduce premium. There have been many cases where someone dropped comprehensive coverage or liability limits and learned later that a couple dollars of savings turned into a financial nightmare. Your aim should be to buy a smart amount of coverage at the best price while not skimping on critical coverages.

The cheapest insurance can be sourced online as well as from independent agents, so compare prices from both to have the best chance of lowering rates. Some insurance providers don’t offer the ability to get a quote online and many times these small insurance companies only sell through independent insurance agents.

For more information, take a look at these articles:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2007 Chevrolet Tahoe Insurance Rates by City
City Premium
New York City, NY $1,629
Los Angeles, CA $1,764
Philadelphia, PA $1,378
Jacksonville, FL $1,496
Phoenix, AZ $1,196
Chicago, IL $1,382
Houston, TX $1,615
Seattle, WA $1,005
Columbus, OH $862
Indianapolis, IN $877

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2007 Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $4,124
20 $2,348
30 $1,050
40 $1,030
50 $946
60 $926

Full coverage, $500 deductibles

Rates by Deductible

2007 Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,204
$250 $1,126
$500 $1,030
$1,000 $940

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,030
50/100 $1,125
100/300 $1,243
250/500 $1,551
100 CSL $1,172
300 CSL $1,433
500 CSL $1,623

Full coverage, driver age 40

Rates for High Risk Drivers

2007 Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $5,812
20 $3,744
30 $2,234
40 $2,214
50 $2,118
60 $2,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $137

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $63
5-yr Claim Free $64
Paid in Full/EFT $37
Advance Quote $45
Online Quote $70
Total Discounts $404
Rate after discounts $626

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2007 Chevrolet Tahoe Insurance Rates by State
State Premium
Alabama $934
Alaska $790
Arizona $854
Arkansas $1,030
California $1,176
Colorado $984
Connecticut $1,060
Delaware $1,168
Florida $1,290
Georgia $952
Hawaii $740
Idaho $696
Illinois $768
Indiana $776
Iowa $696
Kansas $982
Kentucky $1,408
Louisiana $1,526
Maine $638
Maryland $850
Massachusetts $826
Michigan $1,790
Minnesota $862
Mississippi $1,234
Missouri $914
Montana $1,108
Nebraska $814
Nevada $1,236
New Hampshire $742
New Jersey $1,152
New Mexico $914
New York $1,086
North Carolina $594
North Dakota $844
Ohio $712
Oklahoma $1,060
Oregon $944
Pennsylvania $984
Rhode Island $1,374
South Carolina $934
South Dakota $872
Tennessee $902
Texas $1,242
Utah $762
Vermont $706
Virginia $618
Washington $798
West Virginia $944
Wisconsin $714
Wyoming $920

Free Auto Insurance Comparison

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