Chevrolet Traverse Insurance Rates

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UPDATED: Jun 6, 2023

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Chevrolet Traverse insurance

U.S. average insurance prices for a Chevrolet Traverse are $1,204 every 12 months for full coverage insurance. Comprehensive costs on average $286, collision insurance costs $418, and liability coverage is estimated at $364. Buying just liability costs approximately $416 a year, and insurance for high-risk drivers costs around $2,580. Teenage drivers pay the highest rates at up to $4,426 a year.

Average premium for full coverage: $1,204

Price estimates by individual coverage:

Comprehensive $286
Collision $418
Liability $364

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Traverse models.

Price Range from Low to High

For the average 40-year-old driver, Chevrolet Traverse insurance prices range from the cheapest price of $416 for liability-only coverage to the much higher price of $2,580 for a high-risk driver policy.

Liability Only $416
Full Coverage $1,204
High Risk $2,580

Geographic Price Range

Living in a larger city has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The example below illustrates the difference location can make on car insurance rates.

Rural Areas $903
Small Cities $1,264
Large Cities $1,625

The ranges above illustrate why everyone should get quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Chevrolet Traverse insurance rates for different risk profiles and scenarios.

  • The best discount rate is $704
  • Choosing higher $1,000 deductibles can save around $160 each year
  • The average price for the average middle-age driver with $500 deductibles is $1,204
  • Using pricier low deductibles for comp and collision coverage increases the price to $1,512
  • Drivers who are prone to accidents and violations could pay upwards of $2,580
  • The price to insure a teenage driver for full coverage may cost $4,426 each year

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing Chevrolet Traverse insurance rates range from $704 to $4,426 for full coverage

Insurance prices for a Chevrolet Traverse are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Traverse.

Using high physical damage deductibles can save as much as $470 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $327 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 additional each year, depending on your age. Chevrolet Traverse insurance for high-risk drivers ranges around 43% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,620 on average in Michigan, New York, and Florida.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,088 -$116 -9.6%
Alaska $924 -$280 -23.3%
Arizona $1,000 -$204 -16.9%
Arkansas $1,204 -$0 0.0%
California $1,372 $168 14.0%
Colorado $1,150 -$54 -4.5%
Connecticut $1,236 $32 2.7%
Delaware $1,362 $158 13.1%
Florida $1,504 $300 24.9%
Georgia $1,114 -$90 -7.5%
Hawaii $866 -$338 -28.1%
Idaho $818 -$386 -32.1%
Illinois $898 -$306 -25.4%
Indiana $910 -$294 -24.4%
Iowa $812 -$392 -32.6%
Kansas $1,144 -$60 -5.0%
Kentucky $1,642 $438 36.4%
Louisiana $1,784 $580 48.2%
Maine $744 -$460 -38.2%
Maryland $996 -$208 -17.3%
Massachusetts $960 -$244 -20.3%
Michigan $2,090 $886 73.6%
Minnesota $1,010 -$194 -16.1%
Mississippi $1,444 $240 19.9%
Missouri $1,070 -$134 -11.1%
Montana $1,294 $90 7.5%
Nebraska $950 -$254 -21.1%
Nevada $1,444 $240 19.9%
New Hampshire $868 -$336 -27.9%
New Jersey $1,348 $144 12.0%
New Mexico $1,066 -$138 -11.5%
New York $1,266 $62 5.1%
North Carolina $692 -$512 -42.5%
North Dakota $986 -$218 -18.1%
Ohio $830 -$374 -31.1%
Oklahoma $1,236 $32 2.7%
Oregon $1,104 -$100 -8.3%
Pennsylvania $1,146 -$58 -4.8%
Rhode Island $1,606 $402 33.4%
South Carolina $1,090 -$114 -9.5%
South Dakota $1,018 -$186 -15.4%
Tennessee $1,054 -$150 -12.5%
Texas $1,452 $248 20.6%
Utah $892 -$312 -25.9%
Vermont $824 -$380 -31.6%
Virginia $720 -$484 -40.2%
Washington $928 -$276 -22.9%
West Virginia $1,104 -$100 -8.3%
Wisconsin $832 -$372 -30.9%
Wyoming $1,070 -$134 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,124 $94
Chevrolet Traverse LS AWD $1,164 $97
Chevrolet Traverse LT 2WD $1,164 $97
Chevrolet Traverse LT AWD $1,232 $103
Chevrolet Traverse LTZ 2WD $1,272 $106
Chevrolet Traverse LTZ AWD $1,272 $106

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Traverse $320 $452 $332 $1,240
2023 Chevrolet Traverse $306 $448 $338 $1,228
2022 Chevrolet Traverse $296 $436 $354 $1,222
2021 Chevrolet Traverse $286 $418 $364 $1,204
2020 Chevrolet Traverse $270 $404 $376 $1,186
2019 Chevrolet Traverse $260 $374 $384 $1,154
2018 Chevrolet Traverse $250 $352 $388 $1,126
2017 Chevrolet Traverse $240 $316 $390 $1,082
2016 Chevrolet Traverse $224 $292 $390 $1,042
2015 Chevrolet Traverse $216 $272 $394 $1,018
2014 Chevrolet Traverse $210 $254 $402 $1,002
2013 Chevrolet Traverse $194 $236 $402 $968
2012 Chevrolet Traverse $190 $214 $406 $946
2011 Chevrolet Traverse $176 $196 $402 $910
2010 Chevrolet Traverse $166 $178 $402 $882
2009 Chevrolet Traverse $162 $160 $398 $856

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Chevrolet Traverse Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates every time your policy renews by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the information touched on in this article.

  • It is possible to save as much as $140 per year just by quoting online well ahead of the renewal date
  • Teen drivers pay higher prices, as much as $369 a month if full coverage is included
  • Increasing physical damage deductibles could save as much as $475 each year
  • Drivers who tend to receive serious violations pay on average $1,380 more each year to insure their Traverse
  • Consumers who require more liability coverage will pay an extra $400 annually to raise limits from a low limit to a 250/500 level

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,426
20 $2,732
30 $1,254
40 $1,204
50 $1,100
60 $1,078

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,512
$250 $1,370
$500 $1,204
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,204
50/100 $1,345
100/300 $1,436
250/500 $1,672
100 CSL $1,381
300 CSL $1,581
500 CSL $1,727

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,312
20 $4,340
30 $2,634
40 $2,580
50 $2,456
60 $2,432

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $85
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $57
Online Quote $85
Total Discounts $500
Rate after discounts $704

Discounts are estimated and may not be available from every company or in every state.

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